{"id":21285,"date":"2024-07-04T12:00:00","date_gmt":"2024-07-04T12:00:00","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=21285"},"modified":"2026-04-08T13:59:25","modified_gmt":"2026-04-08T13:59:25","slug":"purchase-protection","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/","title":{"rendered":"The Best Credit Cards for Purchase Protection"},"content":{"rendered":"<p>Many of us enter the world of rewards credit cards thinking of little more than earning the <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">points and miles that will get us to our next destination<\/a>. However, rewards cards typically include <a target=\"_blank\" href=\"\/credit-cards\/non-travel-benefits\/\" rel=\"noopener\">non-travel-related benefits<\/a> as well. While they aren't as flashy as a free flight, these unsexy perks can still yield thousands of dollars in value over your credit card's lifetime.<\/p>\n<p>Among the most valuable of these benefits is purchase protection. This perk can be handy if you've got a new purchase that breaks, stops working, or gets stolen shortly after purchase. However, purchase protection policies vary between credit card networks and card issuers. Thus, it's vital that you understand the coverage provided by <em>your<\/em> card <em>before<\/em> you need to make a significant purchase or claim.<\/p>\n<p>Let's look at how purchase protection works and the best credit cards for this benefit.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#What_Is_Credit_Card_Purchase_Protection\">What Is Credit Card Purchase Protection?<\/a><ul><li><a href=\"#How_does_credit_card_purchase_protection_work\">How does credit card purchase protection work?<\/a><\/li><\/ul><\/li><li><a href=\"#Credit_Cards_Offering_Purchase_Protection_Policies\">Credit Cards Offering Purchase Protection Policies<\/a><\/li><li><a href=\"#What_Purchases_Are_Excluded_From_Purchase_Protection\">What Purchases Are Excluded From Purchase Protection?<\/a><\/li><li><a href=\"#Which_Credit_Card_Issuer_Has_the_Best_Purchase_Protection_Policy\">Which Credit Card Issuer Has the Best Purchase Protection Policy?<\/a><\/li><li><a href=\"#How_To_File_a_Purchase_Protection_Claim\">How To File a Purchase Protection Claim<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"What_Is_Credit_Card_Purchase_Protection\">What Is Credit Card Purchase Protection?<\/span><\/h2>\n<p>Purchase protection covers you against damage to \u2014 or theft of \u2014 items you\u2019ve purchased using a credit card that offers this benefit. If you make a purchase using your card and that item is stolen, broken, or damaged, you can make a claim with your card issuer. The benefits provider will cover the cost of repairing or replacing the item or reimburse you for the purchase price.<\/p>\n<p>However, the terms and conditions for purchase protection are important. Certain types of purchases aren't covered. Plus there are issuer-specific rules &#8212; such as how quickly you need to make a claim or documents you must provide &#8212; that are important to understand.<\/p>\n<figure id=\"attachment_149778\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-149778 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Mart-Production-Pexels-credit-card-payment-featured-300x240.png\" alt=\"a woman pays by credit card at a cashier stand\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Mart-Production-Pexels-credit-card-payment-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Mart-Production-Pexels-credit-card-payment-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Mart-Production-Pexels-credit-card-payment-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Mart-Production-Pexels-credit-card-payment-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Mart Production\/Pexels<\/em><\/enter><\/figure>\n<h3><span id=\"How_does_credit_card_purchase_protection_work\">How does credit card purchase protection work?<\/span><\/h3>\n<p>Purchase protection coverage typically lasts between three and four months from the purchase date. Credit cards on the lower end limit claims to $500 per incident. However, the claim maximum can go as high as $10,000 on cards with the best policies. Most cards also include an annual limit of $50,000 across all approved claims on your account.<\/p>\n<p>It's worth noting that gifts purchased with your card and then given to someone else are still covered by most policies based on the card used to pay for the item. Eligibility isn't based on the cardholder keeping the item, so long it's not something you purchased for resale.<\/p>\n<h2><span id=\"Credit_Cards_Offering_Purchase_Protection_Policies\">Credit Cards Offering Purchase Protection Policies<\/span><\/h2>\n<p>Mastercard and Visa both offer purchase protection policies. However, it's up to individual card issuers to decide how the plan is implemented and the level of coverage. Meanwhile, American Express generally offers purchase protection on most of its cards.  <\/p>\n<p>\n<table id=\"tablepress-150\" class=\"tablepress tablepress-id-150 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Issuing Bank<\/th><th class=\"column-2\">Cards Offering Purchase Protection<\/th><th class=\"column-3\">Maximum Claim Value<\/th><th class=\"column-4\">Claim Window<\/th><th class=\"column-5\">Example of Policy<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><b>American Express<\/b><\/td><td class=\"column-2\">Amex provides purchase protection across 58 credit and charge cards. You can find links to each card's policy in the linked page on Amex's website. Many of Amex's premium cards also include lost items in this policy, while those with lower annual fees don't cover lost items.<\/td><td class=\"column-3\">Between $1,000 and $10,000 per covered incident, depending on the card held. All cards cover up to $50,000 in claims per year.<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/features-benefits\/policies\/purchase-protection-terms.html\" rel=\"noopener noreferrer\" target=\"_blank\">American Express Purchase Protection Policies<\/a><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><b>Bank of America<\/b><\/td><td class=\"column-2\">Purchase protection applies to a small set of the bank's Visa cards, including small business card, marketed as Purchase Security. <\/td><td class=\"column-3\">$10,000 per item and $50,000 per year.<\/td><td class=\"column-4\">60 days<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><b>Barclays<\/b><\/td><td class=\"column-2\">Most Barclays personal and co-branded cards provide the same purchase protection policy (marketed as Purchase Assurance); see your guide to benefits for more details<\/td><td class=\"column-3\">A maximum of $1,000 per loss and a total of $50,000 per 12-month period.<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/gif.barclaycardus.com\/servicing\/img\/base\/guideBenefits\/BAR-5819-1.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">Arrival Plus Guide to Benefits<\/a><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><b>Capital One<\/b><\/td><td class=\"column-2\">Capital One's purchase protection is marketed as Purchase Security; it only covers Visa Signature and Visa Signature Business cards.<\/td><td class=\"column-3\">A maximum of $500 per claim and $50,000 per cardholder.<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/www.capitalone.com\/credit-cards\/benefits-guide\/\" rel=\"noopener noreferrer\" target=\"_blank\">Capital One Guide to Benefits<\/a><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><b>Chase<\/b><\/td><td class=\"column-2\">Purchase protection policies differ between cards; check your card's benefits guide linked in our AwardWallet master list.<\/td><td class=\"column-3\">Between $500 and $10,000 per covered incident, depending on the card held; all cards cover up to $50,000 in claims per year.<\/td><td class=\"column-4\">120 days<\/td><td class=\"column-5\"><a href=\"https:\/\/awardwallet.com\/credit-cards\/guide-to-benefits-list\/\" rel=\"noopener noreferrer\" target=\"_blank\">AwardWallet Masterlist of Guides to Benefits<\/a><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><b>Citi<\/b><\/td><td class=\"column-2\">Few Citi cards still offer this benefit, but it remains available on the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> and <a data-ccid=\"3006104\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/costco-credit-card\/\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/a><\/td><td class=\"column-3\">Up to $10,000 per item and up to $50,000 per year.<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Citi-Strata-Premier-benefits-guide.pdf\" target=\"_blank\" rel=\"noopener\">Citi Strata Premier benefits guide<\/a> as an example<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><b>U.S. Bank<\/b><\/td><td class=\"column-2\">Covers U.S. Bank-issued Visa Signature<sup>\u00ae<\/sup> cards.<\/td><td class=\"column-3\">A maximum of $500 per claim and $50,000 per cardholder<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/mycard.usbank.com\/credit\/offer.do?loc=8985&prod=05&file=\/content\/offers\/2015-16\/valuableVSig_purchase_secure_offer.xml&fileAltLang=&exp=&referral=\" rel=\"noopener noreferrer\" target=\"_blank\">U.S. Bank Visa Signature Purchase Security<\/a><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><b>Wells Fargo<\/b><\/td><td class=\"column-2\">Not all Wells Fargo cards offer purchase protection policies, and coverage differs between cards. Check your card's Guide to Benefits linked in our AwardWallet master list<\/td><td class=\"column-3\">Between $500 and $1,000 per covered incident, depending on the card held, and up to $50,000 in claims per year. Not all Wells Fargo credit cards provide Purchase Protection.<\/td><td class=\"column-4\">90 days<\/td><td class=\"column-5\"><a href=\"https:\/\/awardwallet.com\/credit-cards\/guide-to-benefits-list\/\" rel=\"noopener noreferrer\" target=\"_blank\">Master list of Guides to Benefits<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Note that <a target=\"_blank\" href=\"\/news\/credit-cards\/discover-benefits-eliminated\/\" rel=\"noopener\">Discover cut purchase protection back in 2018<\/a>, along with other ancillary benefits, and <a target=\"_blank\" href=\"\/news\/credit-cards\/amex-card-benefit-changes-2020\/\" rel=\"noopener\">American Express reduced the purchase protection period in 2020<\/a>.<\/p>\n<h2><span id=\"What_Purchases_Are_Excluded_From_Purchase_Protection\">What Purchases Are Excluded From Purchase Protection?<\/span><\/h2>\n<p>The list of exclusions differs for each provider, though it's relatively consistent across different cards from the same issuer. Common exclusions include:<\/p>\n<ul>\n<li>Animals, plants, perishables, and consumables<\/li>\n<li>Antiques and collectible items<\/li>\n<li>Boats, cars, aircraft, or other motorized vehicles (motorbike, truck, tractor, etc.)<\/li>\n<li>Computer software<\/li>\n<li>Items purchased for resale, professional, or commercial use<\/li>\n<li>Items under the care of a postal or delivery service<\/li>\n<li>Jewelry and watches<\/li>\n<li>Medical equipment<\/li>\n<li>Real estate<\/li>\n<li>Remote-controlled toys<\/li>\n<li>Rented or leased items<\/li>\n<li>Sports equipment<\/li>\n<li>Traveler\u2019s checks, cash, tickets, gift cards, or other cash-like items<\/li>\n<li>Secondhand or refurbished items<\/li>\n<\/ul>\n<p>Each provider issues a list of exclusions; you may even find a different list from two cards issued by the same bank. It\u2019s essential to read the guide to benefits for your specific credit cards to determine which ones offer purchase protection, if any, and what items are covered. If you\u2019re unfamiliar with your card benefits, we\u2019ve compiled a handy <a target=\"_blank\" href=\"\/credit-cards\/guide-to-benefits-list\/\" rel=\"noopener\">list of guides to benefits from major credit providers<\/a>.<\/p>\n<h2><span id=\"Which_Credit_Card_Issuer_Has_the_Best_Purchase_Protection_Policy\">Which Credit Card Issuer Has the Best Purchase Protection Policy?<\/span><\/h2>\n<p>Citi and Amex lead the way in the purchase protection category, providing coverage up to $10,000 per item\/incident, up to a maximum of $50,000 per year on premium cards. Bank of America offers a similar policy, though, on a very small subset of its cards and with a much shorter claim filing window.<\/p>\n<p>Premium coverage on cards like the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a> and <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=037065e8520fba81f6895d8d518b66583&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) offers up to $10,000 per incident &#8212; although you won't get more than the amount paid for the covered item, whichever amount is lower). And policies provide a fair coverage period. Amex and Capital One cover up to 90 days from purchase, for example, but Chase provides an impressive 120 days of coverage. On the other end, Bank of America requires starting your claim within just 60 days and returning all documents within 90 days.<\/p>\n<p>At the low end, the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=0e50ff1736900859383109db1f4acb34c&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) provides a maximum of $500 per item. That's half of Amex\u2019s lowest coverage and a small fraction of Citi\u2019s highest reimbursement rate.<\/p>\n<p>The <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a> offers top value, providing $10K coverage with an annual fee of $325  (<a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). If you want to cover a business expense, the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=38eb5f3f221b25c9aa1facfb6972e68a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) covers up to $10K per item, yet the card has an annual fee of just $95.<\/p>\n<h2><span id=\"How_To_File_a_Purchase_Protection_Claim\">How To File a Purchase Protection Claim<\/span><\/h2>\n<p>Basic housekeeping rules are pretty standard when making a claim for every policy, no matter the card issuer. In all cases, you must keep both the credit card and shop receipts for the purchased item as proof of purchase, file a claim with the provider within the designated timeline, and present a police report if the claim is for a stolen item.<\/p>\n<p>Additionally, most credit card purchase protection policies provide secondary coverage. That means they kick in after your other policies &#8212; such as renter's insurance, homeowner's insurance, or car insurance covering items stolen from your car. Thus, purchase protection on your credit card can cover any funds not reimbursed by these other policies or the deductible your other policies may include.<\/p>\n<p>To begin filing a claim, call the relevant number below or visit the listed website:<\/p>\n<ul>\n<li><strong>American Express: <\/strong>Go to <a target=\"_blank\" href=\"https:\/\/www.americanexpress.com\/onlineclaim\/\" rel=\"noopener\">americanexpress.com\/onlineclaim<\/a> or call <strong>800-322-1277<\/strong> to file a claim<\/li>\n<li><strong>Bank of America:\u00a0<\/strong>Visit <a target=\"_blank\" href=\"https:\/\/visa.com\/eclaims\" rel=\"noopener\">visa.com\/eclaims<\/a> or call <strong>800-VISA-911 <\/strong>to begin a claim.*<\/li>\n<li><strong>Barclays: <\/strong>Visit <a target=\"_blank\" href=\"http:\/\/MyCardBenefits.com\" rel=\"noopener\">MyCardBenefits.com<\/a> or call <strong>800-Mastercard<\/strong> to start a claim.<\/li>\n<li><strong>Capital One: <\/strong>Call the Benefit Administrator at <strong>800-553-4820<\/strong>*<\/li>\n<li><strong>Chase: <\/strong>Go to <a target=\"_blank\" href=\"https:\/\/www.eclaimsline.com\" rel=\"noopener\">eclaimsline.com<\/a> or call <strong>888-675-1461<\/strong> for information or to file a claim.<\/li>\n<li><strong>Citi:<\/strong>\u00a0Visit <a target=\"_blank\" href=\"https:\/\/www.cardbenefits.citi.com\/\" rel=\"noopener\">cardbenefits.citi.com<\/a> or call <strong>866-918-4670<\/strong> for instructions on submitting a Citi Purchase Protection claim.<\/li>\n<li><strong>U.S. Bank: <\/strong>Call the Benefit Administrator at <strong>800-553-4820<\/strong>*<\/li>\n<li><strong>Wells Fargo: <\/strong>Visa cardholders can call the Benefit Administrator at <strong>1-800-553-4820<\/strong>.* Amex cardholders call a separate Benefit Administrator at <strong>866-918-4442<\/strong><\/li>\n<\/ul>\n<p><em>* Policies provided by Visa<\/em><\/p>\n<p>You should also keep your broken or damaged items until the claim is finalized and you get a new item or reimbursement check. That way, if the claims administrator asks for more information or additional photos, you can provide those. You may even be asked to mail the item to verify its condition or to send it to an approved repair center.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Purchase protection is one of the least talked-about benefits of holding rewards-earning credit cards. But the ability to claim up to $10,000 per item could be worth more than the extra points you can gain swiping a different credit card with a less generous policy.<\/p>\n<p>In all cases, you should read and understand the guide to benefits provided by your card before making any substantial purchase. You want to ensure you are covered for any damage or theft for the specific item you want to cover.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Just bought something and had it stop working? Someone stole that fancy new gift you bought for your favorite person (yourself)? If you paid for these purchases with a credit card, you might be able to replace or repair these goods at no cost. These are the best credit cards for purchase protection \u2014 a policy that protects the items you buy for several months at no extra cost.<\/p>\n","protected":false},"author":4,"featured_media":165995,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520],"coauthors":[36390,36386],"class_list":["post-21285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits"],"acf":[],"yoast_head":"<title>The Best Credit Cards for Purchase Protection in 2024<\/title>\n<meta name=\"description\" content=\"Credit cards with purchase protection may cover the replacement, repair, or reimbursement of damage to or theft of your new purchases.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Credit Cards for Purchase Protection\" \/>\n<meta property=\"og:description\" content=\"Credit cards with purchase protection may cover the replacement, repair, or reimbursement of damage to or theft of your new purchases.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet 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Farley, Ryan Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/\"},\"author\":{\"name\":\"Jess Farley\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/9a70940e019da1754974a059ae2dced5\"},\"headline\":\"The Best Credit Cards for Purchase 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