{"id":212893,"date":"2025-07-30T16:00:54","date_gmt":"2025-07-30T16:00:54","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=212893\/"},"modified":"2026-04-08T14:19:34","modified_gmt":"2026-04-08T14:19:34","slug":"wyndham-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/wyndham-rewards\/wyndham-credit-card\/","title":{"rendered":"Wyndham Credit Cards: Current Sign-Up Bonuses, List of Benefits, and Detailed Comparison"},"content":{"rendered":"<p>It may come as a surprise, but Wyndham Hotels & Resorts operates more than 9,300 properties around the world. And by carrying a Wyndham Rewards credit card, you can easily enhance your stay at one of these hotels with perks like complimentary elite status, discounts on award redemptions, and more.<\/p>\n<p>With three solid credit cards to choose from, plus a newer debit card option, how do you know which one is right for you? Here's an overview of each card to help you decide.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Current_Wyndham_Credit_Card_Sign-Up_Bonuses\">Current Wyndham Credit Card Sign-Up Bonuses<\/a><\/li><li><a href=\"#Wyndham_Credit_Card_Comparison_Which_One_Is_Right_for_You\">Wyndham Credit Card Comparison: Which One Is Right for You?<\/a><ul><li><a href=\"#Wyndham_Rewards_Earner_Card\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/a><\/li><li><a href=\"#Wyndham_Rewards_Earner_Plus_Card\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/a><\/li><li><a href=\"#Wyndham_Rewards_Earner_Business_Card\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/a><\/li><li><a href=\"#Wyndham_Rewards_Debit_Card\">Wyndham Rewards Debit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Current_Wyndham_Credit_Card_Sign-Up_Bonuses\">Current Wyndham Credit Card Sign-Up Bonuses<\/span><\/h2>\n<p>One of the fastest ways to earn <a target=\"_blank\" href=\"\/hotels\/wyndham-rewards\/\" rel=\"noopener\">Wyndham Rewards<\/a> points for free hotel nights is by earning a sign-up bonus from a Wyndham credit card. Here's a look at the offers available now:<\/p>\n<ul>\n<li><strong><a data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/a>:<\/strong> Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. $0 annual fee.<\/li>\n<li><strong><a data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" rel=\"noopener nofollow sponsored\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/a>:<\/strong> Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. $75 annual fee.<\/li>\n<li><strong><a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/a>:<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.\u00a0$95 annual fee.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-barclays\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/CardArt-WyndhamRewardsEarnerCard.png\" width=\"150\" alt=\"Wyndham Rewards Earner\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 30,000 Bonus Points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>2X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)\r\n<\/li>\r\n<li>1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)<\/li>\r\n<\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/99\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/CardArt-WyndhamRewardsEarnerPlusCard.png\" width=\"150\" alt=\"Wyndham Rewards Earner\u00ae Plus Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$75<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>6X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>4X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)\r\n<\/li>\r\n<li>1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)<\/li>\r\n<\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/12\/CardArt-WyndhamRewardsEarnerBusinessCard.png\" width=\"150\" alt=\"Wyndham Rewards\u00ae Earner\u2120 Business Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>5X points on marketing, advertising, and utility purchases\r\n<\/li>\r\n<li>1X on all other purchases (excluding Wyndham timeshare down payments)<\/li><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/find-a-card\/hotels\/\" rel=\"noopener\">Best Hotel Rewards Credit Cards<\/a><\/strong><\/p>\n<h2><span id=\"Wyndham_Credit_Card_Comparison_Which_One_Is_Right_for_You\">Wyndham Credit Card Comparison: Which One Is Right for You?<\/span><\/h2>\n<p>Wyndham Rewards offers three credit cards through Barclays \u2014 two personal and one business \u2014 along with a debit card issued by Sunrise Banks, N.A.<\/p>\n<p>Each card, including the debit card, offers complimentary Wyndham elite status, bonus points on spending, and other perks. Here's a comparison to help you decide which one is right for you.<\/p>\n<h3><span id=\"Wyndham_Rewards_Earner_Card\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/span><\/h3>\n<p>The <a data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">Wyndham Earner Card<\/a> charges no annual fee but still comes with a solid assortment of perks. It offers a great way to earn Wyndham Rewards elite status and rack up bonus points on your spending without the commitment of an annual fee. Here are some of the card\u2019s key highlights:<\/p>\n<ul>\n<li>Earn 5X points on Hotels by Wyndham and gas purchases, 2X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>), and 1X point per dollar on all other purchases (excluding Wyndham timeshare down payments).<\/li>\n<li>Receive complimentary Gold status and earn 10% more points on stays, plus benefits like late checkout when available.<\/li>\n<li>Earn 7,500 bonus points each year when you spend $15,000 on eligible purchases.<\/li>\n<li>Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.<\/li>\n<li>No foreign transaction fees.<\/li>\n<li>Get $0 fraud liability protection for unauthorized transactions.<\/li>\n<li>$0 annual fee.<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"69\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/CardArt-WyndhamRewardsEarnerCard.png\" width=\"150\" alt=\"Wyndham Rewards Earner\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 30,000 Bonus Points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 30,000 Bonus Points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>5X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>2X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)\r\n<\/li>\r\n<li>1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)<\/li>\r\n<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WyndhamNoFeeVisa\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-15ee104485#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/wyndham-rewards\/wyndham-earner-card\/\" rel=\"noopener\">Wyndham Earner Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Wyndham_Rewards_Earner_Plus_Card\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/span><\/h3>\n<p>The <a data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" target=_blank rel=\"noopener nofollow sponsored\">Wyndham Earner Plus Card<\/a> is a step up from the no-annual-fee Wyndham Earner Card. It charges a modest $75, but that also comes with added benefits. These include:<\/p>\n<ul>\n<li>Earn 6X points on Hotels by Wyndham and gas purchases, 4X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>), and 1X point per dollar on all other purchases (excluding Wyndham timeshare down payments)<\/li>\n<li>Receive complimentary Platinum status and earn 15% more points on stays, along with early check-in, late checkout when available, and other perks.<\/li>\n<li>Earn 7,500 bonus points every anniversary year after paying the annual fee.<\/li>\n<li>Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.<\/li>\n<li>Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.<\/li>\n<li>No foreign transaction fees.<\/li>\n<li>Get $0 fraud liability protection for unauthorized transactions.<\/li>\n<li>$75 annual fee.<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"60\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/99\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/CardArt-WyndhamRewardsEarnerPlusCard.png\" width=\"150\" alt=\"Wyndham Rewards Earner\u00ae Plus Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$75<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>6X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>4X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)\r\n<\/li>\r\n<li>1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)<\/li>\r\n<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WyndhamVisa\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-15ee104485#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/wyndham-rewards\/earner-plus-credit-card\/\" rel=\"noopener\">Wyndham Earner Plus Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Wyndham_Rewards_Earner_Business_Card\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/span><\/h3>\n<p>If you own a business, and <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">chances are you do<\/a>, you\u2019re in luck. That\u2019s one of the key requirements to apply for what might be the best Wyndham credit card: the <a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Earner Business Card<\/a>. Here\u2019s what it offers:<\/p>\n<ul>\n<li>Earn 8X points on Hotels by Wyndham and gas purchases, 5X points on marketing, advertising, and utility purchases, and 1X on all other purchases (excluding Wyndham timeshare down payments)<\/li>\n<li>Receive complimentary <a target=\"_blank\" href=\"\/hotels\/wyndham-rewards\/diamond-status-benefits\/\" rel=\"noopener\">Diamond status<\/a> and unlock a 20% points bonus, plus benefits like suite upgrades and a welcome amenity at check-in.<\/li>\n<li>Earn 15,000 bonus points every anniversary year after paying the annual fee.<\/li>\n<li>Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.<\/li>\n<li>Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.<\/li>\n<li>No foreign transaction fees.<\/li>\n<li>Get $0 fraud liability protection for unauthorized transactions.<\/li>\n<li>Add employee cards at no extra cost to manage and track business expenses.<\/li>\n<li>Enroll in <a target=\"_blank\" href=\"\/credit-cards\/visa-savingsedge\/\" rel=\"noopener\">Visa SavingsEdge<\/a> to save automatically on qualifying business purchases.<\/li>\n<li>$95 annual fee.<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"136\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/12\/CardArt-WyndhamRewardsEarnerBusinessCard.png\" width=\"150\" alt=\"Wyndham Rewards\u00ae Earner\u2120 Business Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>8X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>5X points on marketing, advertising, and utility purchases\r\n<\/li>\r\n<li>1X on all other purchases (excluding Wyndham timeshare down payments)<\/li><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WyndhamEarnerBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-15ee104485#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/wyndham-rewards\/wyndham-business-credit-card\/\" rel=\"noopener\">Wyndham Earner Business Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Wyndham_Rewards_Debit_Card\">Wyndham Rewards Debit Card<\/span><\/h3>\n<p>In early 2025, <a target=\"_blank\" href=\"\/credit-cards\/wyndham-rewards\/wyndham-rewards-debit-card\/\" rel=\"noopener\">Wyndham partnered with Sunrise Banks N.A.<\/a> to launch the <strong>Wyndham Rewards Debit Card<\/strong>. While it\u2019s not a credit card, it still offers several perks that make it feel like one, which is great if you like the benefits above but don\u2019t want to open another credit card or aren\u2019t otherwise eligible to apply for one. Here\u2019s a look at what the debit card offers:<\/p>\n<ul>\n<li>Earn 1X points per $1 spent on eligible purchases made at participating Hotels by Wyndham and qualifying gas and grocery purchases, and 1X points per $2 spent on all other qualifying purchases.<\/li>\n<li>Receive complimentary Gold status and earn 10% more points on stays, plus benefits like late checkout when available.<\/li>\n<li>Earn up to 7,500 bonus points each anniversary year based on your total annual spending: 2,500 points at $5,000, 5,000 points at $10,000, and 7,500 points at $15,000 or more.<\/li>\n<li>Enjoy a cardmember-exclusive discount on the Standard Rate at participating Hotels by Wyndham.<\/li>\n<li>No monthly fee when you maintain a $2,500 average monthly balance.<\/li>\n<li>Pay no ATM fees at more than 2 million Cirrus<sup>\u00ae<\/sup> ATMs worldwide.<\/li>\n<li>Earn unlimited Wyndham Rewards points with no cap.<\/li>\n<\/ul>\n<p>In addition, you can earn 2,500 bonus points after setting up two direct deposits and spending $100 within the first 90 days of <a target=\"_blank\" href=\"https:\/\/www.wyndhamrewardscards.com\/debit-card\/\" rel=\"noopener\">opening your account<\/a>.<\/p>\n<figure id=\"attachment_162212\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-162212 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Wyndham-Residences-Tenerife-Golf-del-Sur-exterior-featured.jpeg\" alt=\"a palm tree-flanked arch with a Wyndham sign leading to a hotel entrance\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Wyndham-Residences-Tenerife-Golf-del-Sur-exterior-featured.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Wyndham-Residences-Tenerife-Golf-del-Sur-exterior-featured-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Wyndham-Residences-Tenerife-Golf-del-Sur-exterior-featured-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Wyndham-Residences-Tenerife-Golf-del-Sur-exterior-featured-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Wyndham Residences Tenerife Golf del Sur. Credit: Wyndham<\/em><\/enter><\/figure>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Wyndham\u2019s credit card lineup isn\u2019t as extensive as what you\u2019ll find with some other hotel chains, but the cards it does offer cover all the bases. While each card differs somewhat, they all share a few similarities, such as complimentary elite status, a 10% discount on award night redemptions, and no foreign transaction fees.<\/p>\n<p>If you\u2019re trying to decide which one is right for you, here\u2019s a quick guide based on each card\u2019s standout feature:<\/p>\n<ul>\n<li><strong>Best for travelers who want to avoid an annual fee:<\/strong> <a data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">Wyndham Earner Card<\/a><\/li>\n<li><strong>Best for those looking for good perks at a modest cost:<\/strong> <a data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" target=_blank rel=\"noopener nofollow sponsored\">Wyndham Earner Plus Card<\/a><\/li>\n<li><strong>Best for business owners or anyone aiming for Diamond status:<\/strong> <a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Earner Business Card<\/a><\/li>\n<\/ul>\n<p>And if you\u2019d rather skip the hard pull on your credit altogether or don\u2019t qualify for a credit card, the <strong>Wyndham Rewards Debit Card<\/strong> is a solid alternative that still earns rewards. But unlike the trio of credit cards, this product does not offer the 10% award redemption discount.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wyndham operates over 9,300 hotels worldwide, and just having a Wyndham Rewards credit card can enhance your stay with perks like complimentary elite status and discounted award redemptions. With three credit cards and a newer debit card to choose from, here\u2019s a quick look at each option to help you pick the right one.<\/p>\n","protected":false},"author":80,"featured_media":212895,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12232,12693],"coauthors":[36432],"class_list":["post-212893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-card-offers","tag-wyndham-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=212893"}],"version-history":[{"count":14,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212893\/revisions"}],"predecessor-version":[{"id":257179,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212893\/revisions\/257179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/212895"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=212893"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=212893"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=212893"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=212893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}