{"id":213903,"date":"2025-06-17T12:00:20","date_gmt":"2025-06-17T12:00:20","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=213903\/"},"modified":"2026-01-14T10:50:49","modified_gmt":"2026-01-14T10:50:49","slug":"chase-sapphire-reserve-overhaul","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/news\/chase-ultimate-rewards\/chase-sapphire-reserve-changes\/","title":{"rendered":"The Chase Sapphire Reserve\u00ae Is Getting a Major Overhaul \u2014 Here\u2019s What You\u2019ll Get (and Lose)"},"content":{"rendered":"<p>The gauntlet\u2019s been thrown. Details about the all-new <strong>Chase Sapphire Reserve<sup>\u00ae<\/sup>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0921c3af3fd9c961ed1bc2443a7e2108e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/strong> are out, and Chase is making a play for the best \u2014 and most expensive \u2014 premium rewards card on the market. Whether it\u2019s now the <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-travel\/\" rel=\"noopener\">best travel card<\/a> is subjective. Some will welcome the changes, while others may not care for them. But what\u2019s not up for debate is that the Sapphire Reserve is taking the title as the most expensive major rewards card.<\/p>\n<p>There\u2019s a lot to unpack, so let's get into what\u2019s new (and what's going away) with the Sapphire Reserve.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#The_All-New_Sapphire_Reserve_More_Rewarding_and_More_Expensive\">The All-New Sapphire Reserve: More Rewarding and More Expensive<\/a><ul><li><a href=\"#Whats_new_with_the_Sapphire_Reserve\">What\u2019s new with the Sapphire Reserve<\/a><\/li><li><a href=\"#Sapphire_Reserve_benefits_that_are_going_away\">Sapphire Reserve benefits that are going away<\/a><\/li><\/ul><\/li><li><a href=\"#When_Can_You_Get_the_New_Sapphire_Reserve\">When Can You Get the New Sapphire Reserve?<\/a><\/li><li><a href=\"#Our_Take_on_the_New_Sapphire_Reserve\">Our Take on the New Sapphire Reserve<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"The_All-New_Sapphire_Reserve_More_Rewarding_and_More_Expensive\">The All-New Sapphire Reserve: More Rewarding and More Expensive<\/span><\/h2>\n<p>Chase made waves in 2016 when it \u201c<a target=\"_blank\" href=\"https:\/\/media.chase.com\/news\/chase-reinvents-luxury-credit-card-sapphire-reserve\" rel=\"noopener\">reinvented the luxury credit card category<\/a>\u201d with the debut of the Sapphire Reserve. This moment feels pretty similar \u2014 except now, we\u2019re looking at a $795 annual fee instead of the $450 it started at, before jumping to $550 back in 2020.<\/p>\n<p>But a lot has changed in the credit card world over the past decade. And according to Chase, this refresh is meant to reflect that. The issuer calls the new Sapphire Reserve the result of \u201cyears of focus on the things most important to our cardmembers: travel, dining, entertainment, and exceptional service.\u201d<\/p>\n<p>So, how exactly does this translate into a new card product? In short, that's more benefits, better value (at least on paper), and a higher annual fee.<\/p>\n<figure id=\"attachment_213961\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-213961 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/New-Sapphire-Reserve-Featured-2.png\" alt=\"Chase Sapphire Reserve next to a potted plant.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/New-Sapphire-Reserve-Featured-2.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/New-Sapphire-Reserve-Featured-2-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/New-Sapphire-Reserve-Featured-2-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/New-Sapphire-Reserve-Featured-2-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<h3><span id=\"Whats_new_with_the_Sapphire_Reserve\">What\u2019s new with the Sapphire Reserve<\/span><\/h3>\n<p>Outside of a now $245 higher annual fee &#8212; which we\u2019ll address in detail &#8212; there\u2019s a lot that\u2019s new with the Sapphire Reserve. There\u2019s so much that we\u2019ll break it down by category so you don\u2019t miss anything.<\/p>\n<h4>Travel-related benefits<\/h4>\n<p>Chase is adding several new travel-related benefits to the Sapphire Reserve through modified earning rates, complimentary elite status, statement credits, and more.<\/p>\n<ul>\n<li>8X points on all <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel\u2120<\/a> purchases (replaces 5X on flights and 10X on hotels and car rentals through Chase Travel)<\/li>\n<li>4X points on flights and hotels booked directly (replaces 3X on all travel)<\/li>\n<li>$500 annual <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/the-edit-by-chase-travel\/\" rel=\"noopener\">The Edit<\/a> credit<\/li>\n<li>Access to Points Boost, where points are worth up to 2x on select hotels and flights through Chase Travel<\/li>\n<li>Complimentary <a target=\"_blank\" href=\"\/hotels\/ihg-one-rewards\/ihg-platinum-elite\/\" rel=\"noopener\">IHG One Rewards Platinum Elite status<\/a><\/li>\n<\/ul>\n<p>In addition to the new travel benefits, the following perks are staying the same:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve-travel-credit\/\" rel=\"noopener\">$300 travel credit<\/a><\/li>\n<li>$120 Global Entry, TSA Precheck, or Nexus credit every four years<\/li>\n<li>Airport lounge access, including <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-lounges\/\" rel=\"noopener\">Chase Sapphire Lounges by The Club<\/a>, over 1,300 <a target=\"_blank\" href=\"\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">Priority Pass<\/a> lounges, and select <a target=\"_blank\" href=\"\/news\/credit-cards\/sapphire-reserve-air-canada-lounge-access\/\" rel=\"noopener\">Air Canada Maple Leaf Lounges<\/a> and Caf\u00e9s when flying a Star Alliance airline<\/li>\n<li>Complimentary access to Reserve Travel Designers<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve-insurance-benefits\/\" rel=\"noopener\">Built-in travel protections<\/a><\/li>\n<\/ul>\n<figure id=\"attachment_198878\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-198878 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/Chase-Sapphire-Lounge-PHL-Featured-Garden.png\" alt=\"Chase Sapphire Lounge PHL beer garden.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/Chase-Sapphire-Lounge-PHL-Featured-Garden.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/Chase-Sapphire-Lounge-PHL-Featured-Garden-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/Chase-Sapphire-Lounge-PHL-Featured-Garden-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/Chase-Sapphire-Lounge-PHL-Featured-Garden-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<h4>Dining benefits<\/h4>\n<p>Dining is another area where Chase sees strong demand from both current and prospective cardmembers. That\u2019s why it\u2019s adding a new $300 annual dining credit ($150 bi-annually) and access to &#8220;Sapphire Reserve Exclusive Tables,&#8221; which offers reservations at a curated list of restaurants available through OpenTable.<\/p>\n<p>To keep encouraging cardmembers to use the Sapphire Reserve for dining purchases, you\u2019ll also continue to earn 3X points on dining at restaurants.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-dining\/\" rel=\"noopener\">Best Credit Cards for Dining and Restaurants<\/a><\/strong><\/p>\n<h4>Lifestyle benefits<\/h4>\n<p>Chase cites a growing demand for lifestyle perks, which have become standard fare on many high-annual-fee cards. Chase is layering several new lifestyle benefits on top of a few it already offers on the Sapphire Reserve.<\/p>\n<ul>\n<li>$250 annual value through complimentary subscriptions to Apple TV+ and Apple Music<\/li>\n<li>$300 annual StubHub credit on concert and event tickets<\/li>\n<li>$120 in annual <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-extends-lyft-benefits\/\" rel=\"noopener\">Lyft in-app credits<\/a> (up to $10 monthly), plus 5X total points on eligible Lyft rides<\/li>\n<li>$300 annually in monthly DoorDash promos, plus <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">complimentary DashPass membership<\/a> (valued at $120 annually)<\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/chase-sapphire-peloton\/\" rel=\"noopener\">10X points on eligible Peloton equipment and accessories<\/a>, plus up to $120 in annual credits toward Peloton membership<\/li>\n<\/ul>\n<h4>Premium benefits that you can spend your way to<\/h4>\n<p>Credit card issuers make more money when you use your card. So, to encourage you to reach for the Sapphire Reserve more often, Chase is rolling out a trio of benefits you\u2019ll unlock after spending $75,000 on the card in a calendar year:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/hotels\/ihg-one-rewards\/ihg-elite-status\/\" rel=\"noopener\">IHG One Rewards Diamond Elite status<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/airlines\/southwest-rapid-rewards\/a-list-elite-status\/\" rel=\"noopener\">Southwest Airlines A-List status<\/a>, plus a $500 Southwest credit (valid on Southwest flights booked through Chase Travel)<\/li>\n<li>$250 credit to The Shops at Chase, a new platform where you can use cash or Ultimate Rewards points to shop brands like Dyson, Tumi, and more<\/li>\n<\/ul>\n<figure id=\"attachment_187177\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-187177 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Iberostar-IHG-JOIA-Rose-Hall-Featured.png\" alt=\"Aerial view of the pools at the JOIA Rose Hall by Iberostar\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Iberostar-IHG-JOIA-Rose-Hall-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Iberostar-IHG-JOIA-Rose-Hall-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Iberostar-IHG-JOIA-Rose-Hall-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Iberostar-IHG-JOIA-Rose-Hall-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>JOIA Rose Hall by Iberostar. Credit: Iberostar<\/em><\/enter><\/figure>\n<h4>Brand-new card design<\/h4>\n<p>For those who care about a card\u2019s look, feel, and weight, there\u2019s news on that front too. Chase is refreshing the Sapphire Reserve\u2019s design and making it heavier. The new card will feature a gradient, textured finish and weigh in at 19.6 grams \u2014 about seven grams heavier than before.<\/p>\n<h4>Higher annual fee<\/h4>\n<p>If your reaction to all of the above was anything like mine &#8211;\u201cWow, that\u2019s a lot of additional credits. How on earth is Chase justifying this?\u201d &#8212; well, here's your answer. The annual fee has been increased to $795. Plus the cost to add an authorized user is increasing to $195.<\/p>\n<p>Arguably, the new annual fee is justifiable, even if you don\u2019t use every credit. Chase highlights the card now offers over $2,700 in total value, which far exceeds the new annual cost.<\/p>\n<p>But just because something can be justified doesn\u2019t mean it\u2019s always worth it. A $795 annual fee is still a big upfront investment.<\/p>\n<h3><span id=\"Sapphire_Reserve_benefits_that_are_going_away\">Sapphire Reserve benefits that are going away<\/span><\/h3>\n<p>It sure would be nice if we never had to report on card benefits going away. But, unfortunately, the Sapphire Reserve will lose a couple of perks that made it stand out in the first place.<\/p>\n<h4>Amended earning rates<\/h4>\n<p>For starters, the card\u2019s earning structure is changing. The 5X points on flights and 10X points on hotels and car rentals through Chase Travel are being replaced with a flat 8X on all Chase Travel purchases. Meanwhile, the long-standing 3x on all travel is going away, replaced by 4X points on flights and hotels booked directly.<\/p>\n<p>Depending on how you prefer to book travel, either through Chase Travel or directly, and how often you spend in categories like parking, tolls, and ferries, these changes might be a downgrade. Or they could work in your favor.<\/p>\n<figure id=\"attachment_140055\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-140055 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Omar-Prestwich-Unsplash-plane-cabin-passengers-featured.png\" alt=\"A plane full of passengers\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Omar-Prestwich-Unsplash-plane-cabin-passengers-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Omar-Prestwich-Unsplash-plane-cabin-passengers-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Omar-Prestwich-Unsplash-plane-cabin-passengers-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Omar-Prestwich-Unsplash-plane-cabin-passengers-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Omar Prestwich\/Unsplash<\/em><\/enter><\/figure>\n<h4>Devalued redemption options<\/h4>\n<p>If you like redeeming your <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> at 1.5\u00a2 each through the Chase Travel portal, this change might sting the most. Chase is phasing out that redemption option in favor of something new called Points Boost.<\/p>\n<p>Points Boost will let cardmembers redeem points for up to 2\u00a2 each, which sounds great at first \u2014 until you realize that this rate only applies to a limited set of \u201ctop booked\u201d hotels and flights with select airlines and hotel brands through Chase Travel. In other words, it won\u2019t be nearly as flexible. All other redemptions that aren\u2019t Points Boost eligible will give you just 1\u00a2 per point.<\/p>\n<p>The rollout timeline is a little interesting, though. For Sapphire Reserve cardmembers who apply before June 23, 2025, any points earned before October 26, 2025, can still be redeemed at 1.5\u00a2 through Chase Travel until October 26, 2027. During that period, Chase will automatically offer you the better value \u2014 either the Points Boost rate or the 1.5\u00a2 rate if the booking isn\u2019t eligible for Points Boost.<\/p>\n<p>Similar changes are also coming to the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=0e688966e930f95a262a045c1c31e49b5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=555a2f58899087614f98ae7d3ef0c1f3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). Starting October 26, 2025, both cards will get access to Points Boost, where points can be worth up to 1.75\u00a2, depending on the card and specific redemption. Note that Chase lowered the Points Boost rate on the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Sapphire Preferred<\/a> to &#8220;up to 1.5\u00a2&#8221; in late December 2025.<\/p>\n<h2><span id=\"When_Can_You_Get_the_New_Sapphire_Reserve\">When Can You Get the New Sapphire Reserve?<\/span><\/h2>\n<p>Another key element of the new Sapphire Reserve launch is the timeline. This matters whether you already have the card, are thinking about applying before the refresh, or are planning to wait until the new version becomes available. So, to keep things simple, here\u2019s a quick FAQ:<\/p>\n<ul>\n<li><strong>I already have the Sapphire Reserve. When do I get access to the new benefits?<\/strong> If you apply before June 23, 2025, you\u2019ll get access to the new benefits starting October 26, 2025. Your annual fee will increase to $795 on your first renewal date after that.<\/li>\n<li><strong>I want to get the current Sapphire Reserve before it refreshes. What\u2019s the deadline?<\/strong> Based on the June 23 timeline, it\u2019s safe to assume you can apply through June 22, 2025. That said, Chase hasn\u2019t confirmed whether applications will close early ahead of the relaunch.<\/li>\n<li><strong>I want to get the new Sapphire Reserve after it launches. When will it be available?<\/strong> The refreshed Sapphire Reserve will open for new applications starting June 23, 2025.<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0921c3af3fd9c961ed1bc2443a7e2108e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 125,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get more than $2,700 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $250 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-3daaea492#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Our_Take_on_the_New_Sapphire_Reserve\">Our Take on the New Sapphire Reserve<\/span><\/h2>\n<p>If you\u2019ve made it this far, you probably already have a strong opinion about the new Sapphire Reserve. Maybe you\u2019re excited about the refresh, or maybe you\u2019re ready to walk away, either because it\u2019s too expensive or no longer worth keeping. Both reactions are valid.<\/p>\n<p>On paper, the card offers more value in benefits than it costs in annual fees. In that sense, it looks like a no-brainer. But as someone who would hesitate to spend $795 upfront, even with a good reason, I get why the new price tag might be a turnoff.<\/p>\n<p>This is a steep annual fee, and for now, it makes the Sapphire Reserve the most expensive <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">premium rewards card<\/a> you can get without a personal invite.<\/p>\n<p>That said, if the fee is not a dealbreaker, there\u2019s a lot to like here compared to the competition. One thing I especially appreciate is how the statement credits are structured. Yes, there are a lot of them, but they are not monthly \u201ccoupon book\u201d credits like you will find with other issuers. These should be easier to use, and that is a good thing.<\/p>\n<p>It seems like a silly conclusion, but your card should not frustrate you. And you should have plenty of time to utilize the new Sapphire Reserve credits each year.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>On balance, the new Sapphire Reserve is a solid card with a mix of practical benefits designed to reward cardmembers in the areas where Chase is seeing the most demand right now. The new perks add a lot of value, but we\u2019ll miss the fixed 1.5\u00a2 per point Chase Travel redemption option, and losing the 3X on all travel spending will sting.<\/p>\n<p>Of course, new benefits do not come without a price. The card now costs a pretty penny \u2014 79,500 pretty pennies to be exact &#8212; each year. Even if that cost is justifiable, it is still a big upfront investment, and it will likely be the sticking point for many who currently have the card or are thinking about applying once the new version launches on June 23, 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The gauntlet\u2019s been thrown. Details about the all-new Chase Sapphire Reserve\u00ae are out, and Chase is making a play for the best \u2014 and most expensive \u2014 premium rewards card on the market. There\u2019s a lot to unpack, so let&#8217;s get into what\u2019s new with the Sapphire Reserve.<\/p>\n","protected":false},"author":80,"featured_media":213961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12520,12786,12036],"coauthors":[36432],"class_list":["post-213903","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-card-benefits","tag-chase","tag-major-updates"],"acf":[],"yoast_head":"<title>Chase Sapphire Reserve Overhaul: New Benefits, Higher Fee<\/title>\n<meta name=\"description\" content=\"The Chase Sapphire Reserve\u00ae is getting an overhaul. 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