Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n <\/div>\n \n Sapphire Reserve for Business\u2120<\/strong>\n Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n Annual Fee:<\/strong>$795<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Chase\u2019s flagship business travel card. Earn 8x on Chase Travel\u2120 purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.<\/div>
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Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.<\/li>
$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.<\/li>
Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.<\/li>
Earn 5x total points on Lyft rides through 9\/30\/27.<\/li>
Earn 4x points on flights & hotels booked direct.<\/li>
Earn 3x points on social media & search engine advertising.<\/li>
Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.<\/li>
Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.<\/li>
Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
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8X points on all Chase Travel\u2120 purchases<\/li>\r\n
5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n
4x points on flights and hotels booked directly<\/li>\r\n
3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n
1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n
Page Contents<\/p>
Earn 150,000 Bonus Points With the Sapphire Reserve Business<\/a>
What is this Sapphire Reserve Business welcome bonus worth?<\/a><\/li><\/ul><\/li>
Why Get the Sapphire Reserve Business?<\/a>
Travel-related benefits<\/a><\/li>
Business statement credits<\/a><\/li>
Business benefits<\/a><\/li>
Benefits unlocked with eligible spending<\/a><\/li>
Earning rates and redemption options<\/a><\/li>
Sapphire Reserve Business annual fee<\/a><\/li><\/ul><\/li>
Sapphire Reserve Business Application Restrictions<\/a><\/li>
Our Take on the Sapphire Reserve Business<\/a><\/li><\/ul><\/div>\n\n
Earn 150,000 Bonus Points With the Sapphire Reserve Business<\/span><\/h2>\n
The Sapphire Reserve Business<\/a> offers a solid welcome bonus: New applicants for the card can 150,000 after you spend $20,000 on purchases in your first 3 months from account opening.<\/p>\n
Even though the bonus is smaller than the offer the card launched with last year<\/a>, the lower spending requirement could make it a better fit for some businesses.<\/p>\n
$\"Sapphire$ Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\nRelated: Getting a Small Business Credit Card Is Easier Than You Think \u2014 Here\u2019s How to Apply<\/a><\/strong><\/p>\n
What is this Sapphire Reserve Business welcome bonus worth?<\/span><\/h3>\n
The welcome bonus on the Sapphire Reserve Business<\/a> is incredibly lucrative. After meeting the minimum spending requirements, you\u2019ll earn 150,000 bonus Ultimate Rewards<\/a> points on top of the points you\u2019ll already earn by spending within the card\u2019s bonus categories.<\/p>\n
To put this offer into perspective, AwardWallet users redeem Chase points for an average of 2.01\u00a2 each<\/a>. That means this 150,000-point bonus is worth nearly $3,000 toward award travel!<\/p>\n
And you can potentially unlock even more value by strategically using Chase's transfer partners<\/a>, such as United MileagePlus and World of Hyatt.<\/p>\n
Why Get the Sapphire Reserve Business?<\/span><\/h2>\n
Before the launch of the Sapphire Reserve Business<\/a>,\u00a0Chase already had a solid lineup of Ink small business cards<\/a>. But it was missing a premium travel rewards card for small business owners. Enter the Sapphire Reserve Business.<\/p>\n
The Sapphire Reserve Business<\/a> is now the crown jewel of Chase\u2019s small business credit card lineup, thanks to its headline benefits and premium price tag. Here\u2019s a look at the card\u2019s perks, broken down by category:<\/p>\n
Travel-related benefits<\/span><\/h3>\n
This card comes with several travel-related benefits, including complimentary elite status, airport lounge access, and hefty statement credits.<\/p>\n
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$300 travel credit<\/a> (qualifying purchases do not earn Chase points)<\/em><\/li>\n
$500 annual The Edit<\/a> credit ($250 bi-annually)<\/li>\n
Complimentary IHG One Rewards Platinum Elite status<\/a> through December 31, 2027 for the primary cardmember (not available for employee cardmembers).<\/li>\n
Airport lounge access, including Chase Sapphire Lounges by The Club<\/a> and over 1,300 Priority Pass<\/a> lounges (primary cardmember can bring two guests).<\/li>\n
Up to a $120 credit for Global Entry, TSA PreCheck^{\u00ae<\/sup>, or NEXUS every four years<\/li>\n}
Comprehensive travel protections<\/li>\n
Access to Chase Sapphire Reserve Exclusive Tables on OpenTable<\/li>\n<\/ul>\n
Business statement credits<\/span><\/h3>\n
The Sapphire Reserve Business<\/a> also offers a handful of business-related statement credits, and a few of them are pretty unique.<\/p>\n
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$400 ZipRecruiter credit ($200 bi-annually)<\/li>\n
$200 Google Workspace credit<\/li>\n
$100 Giftcards.com credit ($50 bi-annually)<\/li>\n
$300 in annual DoorDash promos ($25 monthly) and complimentary DashPass membership (valued at $120 annually); promos must be used each month and do not roll over<\/li>\n
$120 in annual Lyft credits, up to $10 per month, plus 5X total points on eligible Lyft rides through September 30, 2027<\/li>\n<\/ul>\n
$\"a$ Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\nBusiness benefits<\/span><\/h3>\n
Here are some additional benefits for business owners:<\/p>\n
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Dual credit lines: Cardmembers can access both a Pay in Full line, which requires the balance to be paid off each month, and a Flex for Business line, which allows for payments over time with interest<\/li>\n
Purchase protection and fraud monitoring to help safeguard your spending<\/li>\n
Dedicated business customer service team available seven days a week<\/li>\n
24\/7 Visa Infinite Concierge support for booking dining, entertainment, and travel<\/li>\n<\/ul>\n
Benefits unlocked with eligible spending<\/span><\/h3>\n
Businesses that spend $120,000 in a calendar year can unlock additional benefits. Here\u2019s what becomes available once your organization hits that threshold:<\/p>\n
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IHG One Rewards Diamond Elite Status<\/a><\/li>\n
Southwest Airlines A-List status<\/a>, plus a $500 Southwest credit (valid on Southwest flights booked through Chase Travel)<\/li>\n
$500 credit to The Shops at Chase — a platform where you can use cash or Ultimate Rewards points to shop brands like Dyson, Tumi, and more<\/li>\n<\/ul>\n
Earning rates and redemption options<\/span><\/h3>\n
The Sapphire Reserve Business<\/a> is an Ultimate Rewards-earning card<\/a>. Here\u2019s how many points you\u2019ll earn on different types of business purchases:<\/p>\n
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8X points on all Chase Travel\u2120 purchases<\/li>\r\n
5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n
4x points on flights and hotels booked directly<\/li>\r\n
3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n
1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul>\n
Just like the personal version of the card, business owners can transfer points to Chase\u2019s 14 airline and hotel partners, use points for purchases through The Shops at Chase, or redeem them for gift cards, merchandise, or travel, with Chase Travel redemptions offering up to 2\u00a2 per point.<\/p>\n
The “up to 2\u00a2 per point” rate comes from the card\u2019s access to a feature called Points Boost<\/a>, which offers enhanced value on select flights and hotel stays booked through Chase Travel. Eligible redemptions in the portal will be clearly marked, while all others will offer 1\u00a2 per point.<\/p>\n
Points Boost replaces the fixed 1.5\u00a2 per point redemption rate that has long been a hallmark of the personal Sapphire Reserve.<\/p>\n
$\"Beach$ Credi: Hugh Whyte\/Unsplash<\/em><\/enter><\/figure>\nSapphire Reserve Business annual fee<\/span><\/h3>\n
If you add up all the statement credits and account for the full suite of benefits, you\u2019ll arrive at a big number, which might leave you wondering what the cost is for all of this. The Sapphire Reserve Business<\/a> comes with a $795 annual fee.<\/p>\n
It goes without saying that this is a major expense, even if it can be justified. It\u2019s also a good bit more expensive than most other premium business credit cards.<\/p>\n
Add employee cards for $0<\/h4>\n
Cardholders can add employee cards for $0. These cards earn rewards for the business and include the same purchase and travel protections as the primary card.<\/p>\n
Sapphire Reserve Business Application Restrictions<\/span><\/h2>\n
Interested in applying for the Sapphire Reserve Business? Here are the rules and restrictions that we know exist around this card:<\/p>\n
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You need a small business to qualify for a business card, but it doesn't take much. You may be eligible if you run an Etsy store, resell on eBay, or have a side hustle doing freelance work.<\/li>\n
There is no restriction on applying for this card if you already hold other Chase business cards.<\/li>\n
As with all Chase cards, you will not be approved if you have opened five or more personal credit cards from any issuer in the past 24 months. While business cards do not count against this number, you still need to be under 5\/24<\/a> to qualify.<\/li>\n<\/ul>\n
Related: Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n
Our Take on the Sapphire Reserve Business<\/span><\/h2>\n
Chase touts that the Sapphire Reserve Business<\/a> offers \u201cover $2,500 in annual value.\u201d That\u2019s a big number \u2014 one that's a few times bigger than the card\u2019s $795 annual fee. On paper, it might seem like a no-brainer, but that doesn\u2019t mean it\u2019s the right fit for every business.<\/p>\n
If your business spends heavily on flights, hotels, or advertising through social media and search engines, this card can deliver serious value. And if you can take full advantage of the unique statement credits and travel perks, it could easily justify its place in your wallet.<\/p>\n
But if your business can\u2019t commit to the big annual fee or won\u2019t make use of the card\u2019s credits, then the advertised annual value doesn\u2019t mean much. On balance, it\u2019s a compelling card that rounds out Chase\u2019s excellent portfolio of small business products.<\/p>\n
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Sapphire Reserve for Business\u2120<\/div>\n
$\"Sapphire$ <\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n <\/div>\n \n Sapphire Reserve for Business\u2120<\/strong>\n Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n Annual Fee:<\/strong>$795<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Chase\u2019s flagship business travel card. Earn 8x on Chase Travel\u2120 purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.<\/div>
\n\n\n
Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.<\/li>
$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.<\/li>
Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.<\/li>
Earn 5x total points on Lyft rides through 9\/30\/27.<\/li>
Earn 4x points on flights & hotels booked direct.<\/li>
Earn 3x points on social media & search engine advertising.<\/li>
Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.<\/li>
Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.<\/li>
Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
\r\n
8X points on all Chase Travel\u2120 purchases<\/li>\r\n
5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n
4x points on flights and hotels booked directly<\/li>\r\n
3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n
1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n
The Sapphire Reserve for Business\u2120 is offering new applicants a welcome bonus of 150,000 Ultimate Rewards points. Here’s a look at the card’s benefits and statement credits to help you decide if now’s the time to submit an application.<\/p>\n","protected":false},"author":80,"featured_media":213996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12657,12520,12786],"coauthors":[36432],"class_list":["post-213968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-business","tag-card-benefits","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/213968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=213968"}],"version-history":[{"count":34,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/213968\/revisions"}],"predecessor-version":[{"id":246376,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/213968\/revisions\/246376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/213996"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=213968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=213968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=213968"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=213968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}