{"id":21400,"date":"2026-08-23T21:10:02","date_gmt":"2026-08-23T21:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=21400"},"modified":"2026-08-25T17:25:53","modified_gmt":"2026-08-25T17:25:53","slug":"extended-warranty","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/extended-warranty\/","title":{"rendered":"The Best Credit Cards for Extended Warranty Coverage"},"content":{"rendered":"

Do you have a big purchase on the horizon \u2014 maybe a new TV, camera, or refrigerator? The credit card that earns the most points or miles may not be the best card to swipe at checkout. While it's certainly important to consider how much you'll earn on your purchase, most rewards cards offer non-travel benefits<\/a> that should weigh into the decision-making process.<\/p>\n

A credit card extended warranty can help you keep your purchases protected for longer. Here are the best credit cards for extended warranty coverage.<\/p>\n

How Do Extended Warranty Policies Work?<\/span><\/h2>\n

You may be familiar with extended warranties offered by a cashier or salesperson. An extended warranty typically adds between 12 and 24 months to the manufacturer's warranty.<\/p>\n

For example, you purchase a new iPhone with Apple's Limited Warranty of just 12 months, and the salesperson asks if you want to purchase AppleCare+, Apple's extended warranty plan, which costs over $100 per year on most new phones. However, if you swipe the right credit card when buying your iPhone, you can receive similar extended warranty coverage to Apple\u2019s pricey AppleCare+ without the extra expense.<\/p>\n

The extended warranty coverage offered by your credit card mirrors the manufacturer\u2019s warranty. It will only cover you for the same defects and faults listed in the product\u2019s original warranty documentation. Just charge the full purchase price of the item to your credit card, and retain copies of the manufacturer\u2019s warranty and any merchant or credit card receipts. If there is a covered fault after the manufacturer\u2019s warranty expires, your credit provider could pick up the bill for the item's repair or replacement, or reimburse the purchase price.<\/p>\n

Policies differ widely between credit card providers, so reading the guide to benefits specific to your credit card is crucial for determining your level of coverage.<\/p>\n

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Credit: Jass (akajassd) Hernandez\/Unsplash<\/em><\/enter><\/figure>\n

Typical credit card extended warranty exclusions<\/span><\/h3>\n

In your guide to benefits, you'll also see a list of exclusions that's worth reading through before making a purchase.<\/p>\n

The list of exclusions differs for each provider, but common exclusions include:<\/p>\n