{"id":214093,"date":"2025-09-19T22:10:01","date_gmt":"2025-09-19T22:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=214093\/"},"modified":"2026-04-08T14:23:34","modified_gmt":"2026-04-08T14:23:34","slug":"amex-platinum-offer","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-platinum-offer\/","title":{"rendered":"Platinum Card\u00ae: New and Enhanced Benefits and a Welcome Offer as High as 175,000 Points"},"content":{"rendered":"<p>The <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a> just got a major refresh. A card that was already packed with benefits now comes with even more. Amex says this premium card now offers more than $3,500 in annual value across travel, wellness, and lifestyle credits \u2014 all for a hefty $895 annual fee (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>If you\u2019ve never had the Platinum Card<sup>\u00ae<\/sup> before, this could be the perfect time to check your welcome offer after the refresh. Some applicants are being targeted for bonuses as high as 175,000 Membership Rewards points. Here\u2019s what you need to know.<\/p>\n<div class=\"qs-card\" data-id=\"4028089\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors\u2122 and Marriott Bonvoy<sup>\u00ae<\/sup> Gold Elite status, and a suite of benefits with Fine Hotels + Resorts<sup>\u00ae<\/sup>. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 175,000 Membership Rewards&#xAE; points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Get more for your travels with 5X Membership Rewards&#xAE; points on all flights and prepaid hotel bookings through American Express Travel&#xAE;, including Fine Hotels + Resorts&#xAE; and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel&#xAE; on up to $500,000 on these purchases per calendar year.<\/li><li>With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection&#xAE;, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club&#xAE; visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07\/2025.<\/li><li>$200 Uber Cash + $120 Uber One Credit: With the Platinum Card&#xAE; you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card&#xAE; to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card&#xAE; to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li><li>$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card&#xAE; for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.<\/li><li>$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts&#xAE; or The Hotel Collection* bookings through American Express Travel&#xAE; using the Platinum Card&#xAE;. *The Hotel Collection requires a minimum two-night stay.<\/li><li>$400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card&#xAE; to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card&#xAE;. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.<\/li><li>$209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card&#xAE;. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li><li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card&#xAE; Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.<\/li><li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts&#xAE; through American Express Travel&#xAE;, enjoy noon check-in, when available, and guaranteed 4PM check-out.<\/li><li>$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card&#xAE; for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.<\/li><li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card&#xAE;. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>$895 annual fee.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/PlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Platinum_Card_Welcome_Offers_as_high_as_175000_Points\">Platinum Card<sup>\u00ae<\/sup> Welcome Offers: as high as 175,000 Points!<\/a><ul><li><a href=\"#What_are_Amex_Membership_Rewards_points_worth\">What are Amex Membership Rewards points worth?<\/a><\/li><\/ul><\/li><li><a href=\"#Platinum_Card_Benefits\">Platinum Card<sup>\u00ae<\/sup> Benefits<\/a><ul><li><a href=\"#Annual_fee_and_authorized_user_fees\">Annual fee and authorized user fees<\/a><\/li><\/ul><\/li><li><a href=\"#Platinum_Card_Application_Rules_and_Restrictions\">Platinum Card<sup>\u00ae<\/sup> Application Rules and Restrictions<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Platinum_Card_Welcome_Offers_as_high_as_175000_Points\">Platinum Card<sup>\u00ae<\/sup> Welcome Offers: as high as 175,000 Points!<\/span><\/h2>\n<p>More often than not, one of the best parts of a premium card like the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Platinum Card<sup>\u00ae<\/sup><\/a> is its welcome offer. If you're a new applicant for this card, you may be eligible for a welcome bonus as high as 175,000 Membership Rewards points after you spend $12,000 on eligible purchases on the Card in your first 6 months of Card Membership (apply and find out your offer, welcome offers vary and you may not be eligible for an offer).<\/p>\n<p>It may sound a bit complicated, but here\u2019s how it works if you apply for the Platinum Card<sup>\u00ae<\/sup> and you're approved:<\/p>\n<ol>\n<li>Find out your offer amount<\/li>\n<li>Accept the card with your offer<\/li>\n<li>Spend $12,000 in your first 6 months of Card Membership<\/li>\n<li>Receive your Amex Membership Rewards points<\/li>\n<\/ol>\n<p>The Amex application process is a little different from what you might have experienced with other card issuers. Once you submit your application, you'll be able to see if you're approved and learn your exact welcome offer \u2014 with <strong>no impact on your credit score<\/strong>. If you decide to\u00a0<strong>accept the offer, <\/strong>your credit score may be impacted, but not before then.<\/p>\n<figure id=\"attachment_226910\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-226910 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured.png\" alt=\"American Express Platinum Card on a restaurant bill folio.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: American Express<\/em><\/enter><\/figure>\n<h3><span id=\"What_are_Amex_Membership_Rewards_points_worth\">What are Amex Membership Rewards points worth?<\/span><\/h3>\n<p>Since these offers are branded \u201cas high as,\u201d the specific welcome bonus you\u2019re targeted for may vary. To help you gauge what your offer could be worth, consider that AwardWallet users redeem <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Amex Membership Rewards<\/a> points for an <a target=\"_blank\" href=\"\/point-mile-values\/Amex\" rel=\"noopener\">average of 2\u00a2 each<\/a>, due in large part to the value unlocked through <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Amex\u2019s travel transfer partners<\/a>.<\/p>\n<h2><span id=\"Platinum_Card_Benefits\">Platinum Card<sup>\u00ae<\/sup> Benefits<\/span><\/h2>\n<p>The <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Platinum Card<sup>\u00ae<\/sup><\/a> comes with a long list of valuable perks. Many of these perks are geared toward frequent flyers or those who shop at high-end retailers. But plenty of the benefits go beyond that and can appeal to a much wider audience.<\/p>\n<p>Here\u2019s a look at what the Platinum Card<sup>\u00ae<\/sup> has to offer in its current state:<\/p>\n<ul>\n<li>Get more for your travels with 5X Membership Rewards<sup>\u00ae<\/sup> points on all flights and prepaid hotel bookings through American Express Travel<sup>\u00ae<\/sup>, including Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel<sup>\u00ae<\/sup> on up to $500,000 on these purchases per calendar year. Earn 1X points on other eligible purchases.<\/li>\n<li><strong>Global Lounge Collection:<\/strong> Access to Centurion Lounges and partner lounges including Delta Sky Club<sup>\u00ae<\/sup> (when flying Delta), select Lufthansa lounges (when flying Lufthansa), Plaza Premium lounges, and Escape Lounges. Enrollment in Priority Pass Select is also included.<\/li>\n<li><strong>$600 Hotel Credit:<\/strong> Up to $300 in statement credits twice per year (up to $600 annually) on prepaid Fine Hotels + Resorts or Hotel Collection bookings through Amex Travel.<\/li>\n<li><strong>$400 Resy Dining Credit:<\/strong> Up to $100 in statement credits each quarter (up to $400 annually) for eligible purchases with Resy (enrollment required).<\/li>\n<li><strong>$300 Digital Entertainment Credit:<\/strong>\u00a0$25 per month (up to $300 annually) with added partners Paramount+, YouTube Premium, and YouTube TV, alongside Disney+, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal (enrollment required).<\/li>\n<li><strong>$300 Lululemon Credit:<\/strong> Up to $75 back each quarter (up to $300 annually) for eligible purchases at Lululemon stores or on lululemon.com in the U.S. (enrollment required).<\/li>\n<li><strong>$200 Oura Credit:<\/strong> Up to $200 back annually in statement credits when purchasing an Oura Ring through Ouraring.com (enrollment required).<\/li>\n<li><strong>Hotel Elite Status:<\/strong> Complimentary Hilton Honors Gold, Marriott Bonvoy Gold Elite, and Leaders Club Sterling Status status after enrollment.<\/li>\n<li><strong>Rental Car Elite Status:<\/strong> Complimentary elite status with Avis Preferred Plus, Hertz President\u2019s Circle, and National Car Rental Emerald Executive Club after enrollment.<\/li>\n<li><strong>$200 Uber Cash:<\/strong> Up to $15 in Uber Cash each month plus a $20 bonus in December after adding your Card to your Uber account, valid on U.S. rides and Uber Eats orders when you select Amex as the payment method.<\/li>\n<li><strong>$120 Uber One Membership Credit:<\/strong> Up to $120 in statement credits each year after purchasing an auto-renewing Uber One membership, in addition to the existing Uber Cash benefit.<\/li>\n<li><strong>$200 Airline Fee Credit:<\/strong> Receive up to $200 in statement credits each calendar year after selecting one qualifying airline and charging incidental fees to your Card.<\/li>\n<li><strong>$300 Equinox Credit:<\/strong> Up to $300 in statement credits annually across all Cards on the account for U.S. Equinox memberships or Equinox+ subscriptions (enrollment required).<\/li>\n<li><strong>Walmart+ Credit:<\/strong> Up to $12.95 (plus applicable sales taxes) back each month when you use your Card to pay for a Walmart+ membership (enrollment required).<\/li>\n<li><strong>$209 CLEAR+ Credit:<\/strong> Up to $209 in statement credits per year for a CLEAR Plus membership when paid with your Card.<\/li>\n<li><strong>Global Entry or TSA PreCheck Credit:<\/strong> Receive up to $120 every 4 years for Global Entry or up to $85 every 4.5 years for TSA PreCheck application fees when charged to your Card.<\/li>\n<li><strong>Extensive trip delay, cancellation, and interruption insurance.<\/strong><\/li>\n<\/ul>\n<p><em>Enrollment is required for select Amex benefits.<\/em>  <\/p>\n<h3><span id=\"Annual_fee_and_authorized_user_fees\">Annual fee and authorized user fees<\/span><\/h3>\n<p>If these benefits sound like a good fit for your travel, spending, and shopping habits, remember they come at a cost. The Platinum Card<sup>\u00ae<\/sup> charges a $895 annual fee. And if you want to add someone to your account, there\u2019s an additional fee of $195 for each additional Platinum Card<sup>\u00ae<\/sup> for Authorized Users (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum\/\" rel=\"noopener\">All About the American Express Platinum Card<sup>\u00ae<\/sup><\/a><\/strong><\/p>\n<h2><span id=\"Platinum_Card_Application_Rules_and_Restrictions\">Platinum Card<sup>\u00ae<\/sup> Application Rules and Restrictions<\/span><\/h2>\n<p>Before applying, it\u2019s important to understand the <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">American Express application rules<\/a>, especially when it comes to eligibility for a welcome offer on the Platinum Card<sup>\u00ae<\/sup> Card. According to the card's application page:<\/p>\n<blockquote><p><em>&#8220;You may not be eligible to receive a welcome offer if you have or have had this Card, the Platinum Card<sup>\u00ae<\/sup> from American Express Exclusively for Charles Schwab, the Platinum Card<sup>\u00ae<\/sup> from American Express Exclusively for Morgan Stanley or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.&#8221;<\/em><\/p><\/blockquote>\n<p>Fortunately, Amex has a pop-up tool that <a target=\"_blank\" href=\"\/credit-cards\/amex-welcome-offer-eligibility-tool\/\" rel=\"noopener\">lets you know upfront if you're ineligible for a welcome offer<\/a>. That means you can choose whether or not to proceed with the application after confirming your eligibility.<\/p>\n<figure id=\"attachment_226911\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-226911 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-2.png\" alt=\"American Express Platinum Card on a hotel room service tray.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-2.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-2-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-2-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Amex-Platinum-Featured-2-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: American Express<\/em><\/enter><\/figure>\n<p>There are also a few other things to keep in mind:<\/p>\n<ul>\n<li>Amex typically limits each person to five traditional credit cards with set spending limits at a time.<\/li>\n<li>You can also have up to 10 cards with no preset spending limit (like the Platinum Card<sup>\u00ae<\/sup>).<\/li>\n<li>And in most cases, you won\u2019t be approved for more than two cards within a 90-day period.<\/li>\n<\/ul>\n<p class=\"remark\"><em>No Preset Spending Limit means the amount you can spend adapts based on factors such as your purchase, payment, and credit history.<\/em><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>If you\u2019re looking for a <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">premium rewards card<\/a>, few compare to the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Platinum Card<sup>\u00ae<\/sup><\/a>. The card does come with a $895 annual fee, but the new and enhanced benefits can make it easy to get more than your money\u2019s worth. And the icing on the cake is a new applicant welcome offer as high as 175,000 points.<\/p>\n<div class=\"qs-card\" data-id=\"4028089\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors\u2122 and Marriott Bonvoy<sup>\u00ae<\/sup> Gold Elite status, and a suite of benefits with Fine Hotels + Resorts<sup>\u00ae<\/sup>. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 175,000 Membership Rewards&#xAE; points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Get more for your travels with 5X Membership Rewards&#xAE; points on all flights and prepaid hotel bookings through American Express Travel&#xAE;, including Fine Hotels + Resorts&#xAE; and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel&#xAE; on up to $500,000 on these purchases per calendar year.<\/li><li>With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection&#xAE;, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club&#xAE; visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07\/2025.<\/li><li>$200 Uber Cash + $120 Uber One Credit: With the Platinum Card&#xAE; you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card&#xAE; to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card&#xAE; to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li><li>$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card&#xAE; for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.<\/li><li>$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts&#xAE; or The Hotel Collection* bookings through American Express Travel&#xAE; using the Platinum Card&#xAE;. *The Hotel Collection requires a minimum two-night stay.<\/li><li>$400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card&#xAE; to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card&#xAE;. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.<\/li><li>$209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card&#xAE;. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li><li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card&#xAE; Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.<\/li><li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts&#xAE; through American Express Travel&#xAE;, enjoy noon check-in, when available, and guaranteed 4PM check-out.<\/li><li>$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card&#xAE; for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.<\/li><li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card&#xAE;. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>$895 annual fee.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/PlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Few premium cards are as iconic as the American Express Platinum Card\u00ae. This card in particular offers a slew of fantastic benefits, access to airport lounges via the American Express Global Lounge Collection\u00ae, statement credits, and more. If you\u2019ve never had the Platinum Card\u00ae before, now might be a great time to apply. Here&#8217;s why.<\/p>\n","protected":false},"author":80,"featured_media":226911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12232],"coauthors":[36432],"class_list":["post-214093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-card-offers"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=214093"}],"version-history":[{"count":35,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214093\/revisions"}],"predecessor-version":[{"id":253416,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214093\/revisions\/253416"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/226911"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=214093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=214093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=214093"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=214093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}