Here\u2019s what you need to know about the new rules \u2014 and how to keep your points safe.<\/p>\n
Do U.S. Bank Points Expire?<\/span><\/h2>\nU.S. Bank points will not expire as long as your account remains active and in good standing. Per the U.S. Bank Altitude\u00ae<\/sup> Go Visa Signature\u00ae<\/sup> Card<\/a> terms and conditions page<\/a>:<\/p>\n\u201cPoints will not expire as long as you keep your account active.\u00a0Redeem points right away or save them for later.\u201d<\/em><\/p><\/blockquote>\nThis raises the important question of what constitutes remaining “active\u201d for the sake of keeping your points active. Digging a little deeper into the U.S. Bank terms and conditions, activity is defined as follows:<\/p>\n
\u201cPoints will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.\u201d<\/em><\/p><\/blockquote>\nThis is a new policy and only applies to points earned after April 14, 2025<\/strong>. If you have points in your account earned before that date, then they will not expire.<\/p>\nTrack your points and miles expiration for 620+ loyalty programs and get email alerts before your miles expire by signing up for a free AwardWallet account<\/a>.<\/strong><\/p>\n![\"a](\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\")
Credit: U.S. Bank<\/em><\/enter><\/figure>\nActivities That Prevent U.S. Bank Points from Expiring<\/span><\/h2>\nKeeping your U.S. Bank Points balance is relatively straightforward, and you have multiple options to keep your balance active. These include:<\/p>\n
\n- Make a purchase with your U.S. Bank card.<\/li>\n
- Redeem your points for a wide range of activities, including gift cards, travel, and more.<\/li>\n
- Have some other form of account activity.<\/li>\n<\/ul>\n
Which Cards Does The Policy Apply to?<\/span><\/h2>\nThe points expiration policy applies to points earned from the following two U.S. Bank cards:<\/p>\n
\n- U.S. Bank Altitude\u00ae<\/sup> Go Visa Signature\u00ae<\/sup> Card<\/a><\/li>\n
- U.S. Bank Altitude\u00ae<\/sup> Go Visa Signature\u00ae<\/sup> Card<\/a><\/li>\n<\/ul>\n
Use AwardWallet to Track Your U.S. Bank Rewards Points Expiration<\/span><\/h2>\nThe 12-month activity window is a little on the short side; that is why it pays to keep a close eye on your U.S. Bank Rewards points balance. AwardWallet helps you easily track when your U.S. Bank Rewards will expire, and you will receive a timely reminder if you have points in danger of expiring.<\/p>\n
To add your U.S. Bank Rewards to your AwardWallet account, simply log in to AwardWallet and then link your U.S. Bank account<\/a>, and you are set.<\/p>\nRelated:\u00a0How to Track Your Rewards Using AwardWallet<\/a><\/strong><\/p>\nOur Take<\/span><\/h2>\nU.S. Bank\u2019s new expiration policy puts it out of step with most other major issuers \u2014 like Chase, American Express, and Capital One \u2014 which allow you to keep points as long as your account remains open.<\/p>\n
That said, the requirement for keeping points active is fairly low. Just make a single purchase or redemption each year, and your points will stay safe. If you\u2019re a regular cardholder, this shouldn\u2019t be an issue \u2014 but if you\u2019ve sock-drawered your Altitude card, now\u2019s the time to dust it off.<\/p>\n
Page Contents<\/p>
- Do U.S. Bank Points Expire?<\/a><\/li>
- Activities That Prevent U.S. Bank Points from Expiring<\/a><\/li>
- Which Cards Does The Policy Apply to?<\/a><\/li>
- Use AwardWallet to Track Your U.S. Bank Rewards Points Expiration<\/a><\/li>
- Our Take<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
U.S. Bank recently introduced a new points expiration policy that makes it unique among major card issuers. Here is all you need to know about navigating this less-than-generous policy.<\/p>\n","protected":false},"author":17,"featured_media":214565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12054],"tags":[36456,12782,12703],"coauthors":[36383],"class_list":["post-214563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","tag-expiration-policies","tag-us-bank","tag-us-bank-flexperks"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=214563"}],"version-history":[{"count":7,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563\/revisions"}],"predecessor-version":[{"id":257189,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563\/revisions\/257189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/214565"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=214563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=214563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=214563"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=214563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\u201cPoints will not expire as long as you keep your account active.\u00a0Redeem points right away or save them for later.\u201d<\/em><\/p><\/blockquote>\n
This raises the important question of what constitutes remaining “active\u201d for the sake of keeping your points active. Digging a little deeper into the U.S. Bank terms and conditions, activity is defined as follows:<\/p>\n
\u201cPoints will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.\u201d<\/em><\/p><\/blockquote>\n
This is a new policy and only applies to points earned after April 14, 2025<\/strong>. If you have points in your account earned before that date, then they will not expire.<\/p>\n
Track your points and miles expiration for 620+ loyalty programs and get email alerts before your miles expire by signing up for a free AwardWallet account<\/a>.<\/strong><\/p>\n
Credit: U.S. Bank<\/em><\/enter><\/figure>\n Activities That Prevent U.S. Bank Points from Expiring<\/span><\/h2>\n
Keeping your U.S. Bank Points balance is relatively straightforward, and you have multiple options to keep your balance active. These include:<\/p>\n
\n
- Make a purchase with your U.S. Bank card.<\/li>\n
- Redeem your points for a wide range of activities, including gift cards, travel, and more.<\/li>\n
- Have some other form of account activity.<\/li>\n<\/ul>\n
Which Cards Does The Policy Apply to?<\/span><\/h2>\n
The points expiration policy applies to points earned from the following two U.S. Bank cards:<\/p>\n
\n
- U.S. Bank Altitude\u00ae<\/sup> Go Visa Signature\u00ae<\/sup> Card<\/a><\/li>\n
- U.S. Bank Altitude\u00ae<\/sup> Go Visa Signature\u00ae<\/sup> Card<\/a><\/li>\n<\/ul>\n
Use AwardWallet to Track Your U.S. Bank Rewards Points Expiration<\/span><\/h2>\n
The 12-month activity window is a little on the short side; that is why it pays to keep a close eye on your U.S. Bank Rewards points balance. AwardWallet helps you easily track when your U.S. Bank Rewards will expire, and you will receive a timely reminder if you have points in danger of expiring.<\/p>\n
To add your U.S. Bank Rewards to your AwardWallet account, simply log in to AwardWallet and then link your U.S. Bank account<\/a>, and you are set.<\/p>\n
Related:\u00a0How to Track Your Rewards Using AwardWallet<\/a><\/strong><\/p>\n
Our Take<\/span><\/h2>\n
U.S. Bank\u2019s new expiration policy puts it out of step with most other major issuers \u2014 like Chase, American Express, and Capital One \u2014 which allow you to keep points as long as your account remains open.<\/p>\n
That said, the requirement for keeping points active is fairly low. Just make a single purchase or redemption each year, and your points will stay safe. If you\u2019re a regular cardholder, this shouldn\u2019t be an issue \u2014 but if you\u2019ve sock-drawered your Altitude card, now\u2019s the time to dust it off.<\/p>\n
Page Contents<\/p>
- Do U.S. Bank Points Expire?<\/a><\/li>
- Activities That Prevent U.S. Bank Points from Expiring<\/a><\/li>
- Which Cards Does The Policy Apply to?<\/a><\/li>
- Use AwardWallet to Track Your U.S. Bank Rewards Points Expiration<\/a><\/li>
- Our Take<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
U.S. Bank recently introduced a new points expiration policy that makes it unique among major card issuers. Here is all you need to know about navigating this less-than-generous policy.<\/p>\n","protected":false},"author":17,"featured_media":214565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12054],"tags":[36456,12782,12703],"coauthors":[36383],"class_list":["post-214563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","tag-expiration-policies","tag-us-bank","tag-us-bank-flexperks"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=214563"}],"version-history":[{"count":7,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563\/revisions"}],"predecessor-version":[{"id":257189,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/214563\/revisions\/257189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/214565"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=214563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=214563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=214563"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=214563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"a](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/US-Bank-person-using-ATM-feature-300x240.jpeg\")