{"id":214669,"date":"2025-06-28T21:00:25","date_gmt":"2025-06-28T21:00:25","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=214669\/"},"modified":"2026-04-08T14:18:24","modified_gmt":"2026-04-08T14:18:24","slug":"sapphire-reserve-dining-credit","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve-dining-credit\/","title":{"rendered":"Chase Sapphire Reserve New $300 Dining Credit: Where It Works \u2014 and Where It Doesn\u2019t"},"content":{"rendered":"

After the recent Chase Sapphire Reserve\u00ae<\/sup> overhaul<\/a>, you might be wondering how to make the most of the card\u2019s brand-new statement credits and perks. One of the newest benefits is dining credits, worth up to $300 each year.<\/p>\n

So, how do they work, and where can you use them? Here's everything you need to know about the Sapphire Reserve dining credits.<\/p>\n

What is the Sapphire Reserve Dining Credit?<\/span><\/h2>\n

As you probably know, the revamped Sapphire Reserve<\/a> now comes with a higher annual fee, along with several new coupon-like credits that can help offset the cost.<\/p>\n

One of the biggest additions is up to $300 in annual dining credits at select restaurants — split into a $150 credit from January through June and another $150 from July through December. These restaurants are mostly located in major metro areas across the United States.<\/p>\n

It\u2019s worth noting that while new cardholders can use this benefit right away, existing members who applied before June 23, 2025, won\u2019t get access until October 26, 2025.<\/p>\n

\"Screenshot
Credit: Chase<\/em><\/enter><\/figure>\n

How Does the Sapphire Reserve Dining Credit Work?<\/span><\/h2>\n

The dining credit is fairly simple to use, as long as you\u2019re near one of the participating restaurants or plan to visit one during your travels.<\/p>\n

You can apply the credit across multiple purchases, giving you flexibility to reach the $150 cap. There\u2019s no need to enroll or register; credits will automatically post to your account after dining at a participating restaurant and paying with your Sapphire Reserve.<\/p>\n

Although this benefit is offered in partnership with OpenTable, you don\u2019t need to book through OpenTable to qualify. Just use your Sapphire Reserve to pay the bill, and it should trigger the credit.<\/p>\n

That said, not all transactions will qualify. Delivery, takeout, merchandise, gift cards, and some digital wallet payments may not be recognized as eligible dining purchases. It can also take six to eight weeks for the credit to appear on your statement.<\/p>\n

This is a use-it-or-lose-it benefit. If you don\u2019t use the first $150 by the end of June\/December, it won\u2019t roll over.<\/p>\n

\"Upscale
Credit: Jay Wennington\/Unsplash<\/em><\/enter><\/figure>\n

Where Can You Use the Sapphire Reserve Dining Credit?<\/span><\/h2>\n

Only restaurants that are part of the Sapphire Reserve Exclusive Tables program are eligible for the dining credit.<\/p>\n

If you don\u2019t live in a major city, you may not find any qualifying spots nearby. In that case, your best bet is to use the credits while traveling. That said, based on the restaurants I recognize from the list, the selection is genuinely impressive. Many are top dining destinations in their cities, including Michelin-starred spots and well-regarded local favorites.<\/p>\n

It\u2019s also worth clarifying that the full list of restaurants offering priority reservations<\/a> through the Sapphire Reserve Exclusive Tables portal is not the same as the list of restaurants eligible for the $300 dining credit.<\/p>\n

Only certain restaurants qualify for the credit, and using your Sapphire Reserve<\/a> to pay at one of those specific locations is what triggers the benefit. Here are the eligible restaurants as of publication:<\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
City\/Location<\/th>Eligible Restaurants<\/th>\n<\/tr>\n<\/thead>\n
Atlanta<\/td>Canoe
\nLittle Sparrow
\nMujo
\nRay's On The River
\nThe Alden
\nThe Garden Room
\nThe Optimist
\nYebo Beach Haus<\/td>\n<\/tr>\n
Austin<\/td>Clark\u2019s Oyster Bar
\nComedor
\ndipdipdip Tatsu-ya
\nEmmer & Rye
\nEste
\nHestia
\nKemuri Tatsu-ya
\nLa Condesa
\nOKO
\nPerla's Seafood and Oyster Bar
\nRed Ash Italia
\nSuerte<\/td>\n<\/tr>\n
Boston<\/td>Bistro du Midi
\nCeleste
\nGrill 23 & Bar
\nLa Royal
\nMahaniyom
\nThe Banks Seafood and Steak
\nToro
\nUni<\/td>\n<\/tr>\n
Charleston<\/td>Ma'am Saab
\nOak Steakhouse
\nSouthbound
\nTempest<\/td>\n<\/tr>\n
Chicago<\/td>Akahoshi Ramen
\nAlla Vita
\nAnelya
\nAsador Bastian
\navec River North
\navec West Loop
\nBoka
\nBrasero
\nBronzeville Winery
\nCari\u00f1o
\nChicago Cut Steakhouse
\nDaisies
\nFioretta
\nHawksmoor Chicago
\nKhmai
\nKumiko
\nMariscos San Pedro
\nMirra
\nMomotaro
\nMoody Tongue
\nMott St
\nPERILLA steakhouse
\nROOP Chicago
\nSepia
\nThattu
\nThe Publican
\nValhalla<\/td>\n<\/tr>\n
Dallas<\/td>El Carlos Elegante
\nJos\u00e9
\nMister Charles
\nNick & Sam's Steakhouse
\nSister Restaurant
\nTei-An
\nTown Hearth<\/td>\n<\/tr>\n
Denver<\/td>A5 Steakhouse
\nAlma Fonda Fina
\nAsh'Kara
\nBRUT\u00d8
\nCozobi Fonda Fina
\nFrasca Food and Wine
\nKumoya
\nRestaurant Olivia
\nRioja
\nSunday Vinyl
\nTavernetta<\/td>\n<\/tr>\n
Detroit<\/td>Baobab Fare
\nBar Pigalle
\nBARDA
\nOak & Reel<\/td>\n<\/tr>\n
Hawaii<\/td>Hau Tree
\nKaimuki Shokudo
\nLineage Maui
\nMW Restaurant
\nNami Kaze
\nSenia
\nThe Pig and The Lady<\/td>\n<\/tr>\n
Houston<\/td>Agnes and Sherman
\nBCN Taste & Tradition
\nBrasserie 19
\nChopnBlok
\nKiran's
\nLees Den
\nMarch
\nMaximo
\nOkt\u00f3
\nRosie Cannonball
\nStreet To Kitchen
\nTurner's Cut<\/td>\n<\/tr>\n
Las Vegas<\/td>Esther's Kitchen
\nHarlo Steakhouse & Bar
\nHell's Kitchen - Caesars Palace Las Vegas
\nLa Strega
\nMomofuku
\nNobu - Caesars Palace Las Vegas
\nTop of the World Restaurant - The STRAT Hotel
\nVanderpump \u00e0 Paris<\/td>\n<\/tr>\n
Los Angeles<\/td>Amiga Amore
\nCam\u00e9lia
\nchi SPACCA
\nDelilah
\nDiDi
\nDunsmoor
\nGjelina
\nGjusta
\nGwen
\nHarriet's
\nLoreto
\nMajordomo
\nM\u00e9lisse
\nMeteora
\nPasjoli
\nPetit Trois Le Valley
\nRonan
\nSomni
\nSteak 48
\nStella
\nSuper Peach
\nThe Nice Guy
\nVespertine
\nXuntos<\/td>\n<\/tr>\n
Miami<\/td>Ariete
\nBlue Collar
\nDelilah
\nDoya
\nEntreNos
\nEva
\nGhee - Downtown Dadeland
\nKrus Kitchen
\nL\u2019Atelier de Jo\u00ebl Robuchon
\nLos Felix
\nLuca Osteria
\nNami Nori Design District
\nPhuc Yea
\nStubborn Seed
\nThe Den
\nZitz Sum<\/td>\n<\/tr>\n
Milwaukee<\/td>Bavette La Boucherie
\nDanDan
\nEsterEv<\/td>\n<\/tr>\n
Minneapolis<\/td>Baldamar
\nManny's Steakhouse
\nP.S. Steak<\/td>\n<\/tr>\n
Nashville<\/td>Bad Idea
\nBastion
\nChoy
\nHarriet's
\nHenrietta Red
\nInternational Market
\nLocust
\nPelato
\nYolan<\/td>\n<\/tr>\n
New Orleans<\/td>Brennan's
\nGW Fins
\nJewel of the South
\nLa Petite Grocery
\nMuriel's Jackson Square
\nRestaurant August
\nSan Lorenzo at Hotel Saint Vincent
\nShaya
\nTableau
\nThe Bower<\/td>\n<\/tr>\n
New York
\n<\/td>		Altro Paradiso
\nAska
\nBar Kabawa
\nBar Miller
\nBrass
\nCasa Mono
\nChez Fifi
\nDemo
\nDi An Di
\nEstela
\nFalansai
\nGjelina - New York
\nHawksmoor
\nIRIS
\nKabawa
\nKoloman
\nl'abeille
\nLe B.
\nLodi
\nMomofuku Noodle Bar Downtown
\nMomofuku Noodle Bar Uptown
\nMoody Tongue Sushi
\nNoz Market
\nOdo
\nPhoenix Palace
\nPig and Khao
\nPotluck Club
\nRoscioli
\nSappe
\nScarr's Pizza
\nStrange Delight
\nSushi Ichimura
\nSushi Noz
\nThe Golden Swan
\nThe North Fork Table & Inn<\/td>\n<\/tr>\n
Philadelphia<\/td>a.kitchen
\nHigh Street
\nHoneysuckle Provisions
\nJean-Georges
\nMawn
\nOgawa Sushi & Kappo Omakase
\nSkyHigh
\nTabachoy
\nVernick Fish
\nVetri Cucina<\/td>\n<\/tr>\n
Phoenix<\/td>Chilte
\nChristopher's at Wrigley Mansion
\nCourse
\nFat Ox
\nGeordie's at Wrigley Mansion
\nLatha
\nthe larder and the delta
\nThe Mission \u2013 Old Town Scottsdale
\nLom Wong<\/td>\n<\/tr>\n
Portland<\/td>Arden
\nCanard \u2013 Burnside
\nDe Noche
\nDolly Olive
\nHan Oak
\nHayward
\nJeju
\nL'Orange
\nNodoguro
\nOma's Hideaway
\nShalom Y'all<\/td>\n<\/tr>\n
San Antonio<\/td>Clementine<\/td>\n<\/tr>\n
San Diego<\/td>Animae
\nCasa Gabriela
\nC-Level
\nCoasterra
\nHerb & Sea
\nHerb & Wood
\nIronside Fish & Oyster
\nIsland Prime
\nJeune et Jolie
\nJuniper and Ivy
\nKettner Exchange
\nKINDRED
\nMarisi
\nParadisaea
\nSolare Ristorante Lounge
\nThe Marine Room
\nThe Whaling Bar
\nVintana Wine & Dine<\/td>\n<\/tr>\n
San Francisco<\/td>Angler
\nAziza
\nBodega SF
\nBurdell
\nChe Fico
\nCiccino
\nGary Danko
\nLittle Shucker
\nNiku Steakhouse
\nNisei
\nO' by Claude Le Tohic
\nPopoca
\nSaison
\nSaison Cellar & Wine Bar
\nSelby's
\nSingleThread Farms
\nThe Progress<\/td>\n<\/tr>\n
Seattle<\/td>Atoma
\nCafe Juanita
\nLark
\nTakai by Kashiba
\nTomo
\nWestward<\/td>\n<\/tr>\n
Washington DC<\/td>Amazonia
\nBresca
\nCausa
\nDauphine\u2019s
\nEl Taller del Xiquet
\nService Bar
\nThe Duck and the Peach
\nThip Khao
\nXiquet by Danny Lled\u00f3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Related: The Best Credit Cards for Dining and Restaurants: Maximize Rewards on Every Bite<\/a><\/strong><\/p>\n

Is the Dining Credit Worth Face Value?<\/span><\/h2>\n

The value of this credit really depends on your dining habits and where you live. I\u2019m in a city with plenty of participating restaurants, and we enjoy elevated dining experiences. So, for me, this credit is worth the full $300. I\u2019d likely eat at these spots anyway, with or without the benefit.<\/p>\n

But if you\u2019re in a smaller city, the value might be harder to capture. If you have to go out of your way or change your habits just to use the credit, it may feel more like a coupon than actual savings.<\/p>\n

There\u2019s also the added task of keeping track of one more benefit. If you forget to use it, you could miss out on the value altogether.<\/p>\n

\"a
Credit: Pixelfit\/Getty Images<\/em><\/enter><\/figure>\n

Bottom Line<\/span><\/h2>\n

The dining credits probably aren\u2019t a strong reason to open the Sapphire Reserve<\/a> unless you\u2019re confident you\u2019ll actually use them. Even then, they are less of a bonus and more of a way to chip away at that hefty annual fee.<\/p>\n

For cardholders who live near participating restaurants and already enjoy elevated dining, the credit can offer real value. But if you need to change your habits or go out of your way just to use it, this perk is more of a nice-to-have than a game-changer. As with many premium card benefits, the real value depends on how well it fits your lifestyle.<\/p>\n

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Chase Sapphire Reserve\u00ae<\/sup><\/div>\n
\"Chase<\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n
\n Chase Sapphire Reserve\u00ae<\/sup><\/strong>\n
Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n
Annual Fee:<\/strong>$795<\/b><\/div>\n
Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>
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