{"id":21589,"date":"2018-03-17T07:05:14","date_gmt":"2018-03-17T11:05:14","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=21589"},"modified":"2026-04-08T13:17:26","modified_gmt":"2026-04-08T13:17:26","slug":"freedom-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-credit-card\/","title":{"rendered":"Chase Freedom Credit Cards"},"content":{"rendered":"<p>The Freedom credit card family from Chase includes several of our favorite no-annual-fee cards for earning travel rewards. Officially, Chase Freedom cards are &#8220;cash back&#8221; products which earn points that are worth one cent apiece. But that represents the minimum value of the rewards you'll earn.<\/p>\n<p>In practice, these cards earn Ultimate Rewards points, which can be far more valuable if you also have a Chase card that grants the ability to transfer your points to airline and hotel partners.<\/p>\n<p>Holding a Freedom credit card can help you earn more rewards on the purchases you make most\u2014without imposing another annual fee on your budget. Here's our guide to supercharging your Ultimate Rewards strategy with a Chase Freedom card.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Chase_Freedom_Credit_Cards\">Chase Freedom Credit Cards<\/a><ul><li><a href=\"#Chase_Freedom_Flex\">Chase Freedom Flex<\/a><\/li><li><a href=\"#Chase_Freedom_Unlimited\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a><\/li><li><a href=\"#Chase_Freedom_Rise\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a><\/li><\/ul><\/li><li><a href=\"#Chase_Freedom_Categories\">Chase Freedom Categories<\/a><\/li><li><a href=\"#The_Ultimate_Rewards_Credit_Card_Family\">The Ultimate Rewards Credit Card Family<\/a><ul><li><a href=\"#Chase_Sapphire_Cards\">Chase Sapphire Cards<\/a><\/li><li><a href=\"#Ink_Business_Cards\">Ink Business Cards<\/a><\/li><li><a href=\"#How_to_Combine_Chase_Points\">How to Combine Chase Points<\/a><\/li><\/ul><\/li><li><a href=\"#Freedom_Card_Application_Restrictions\">Freedom Card Application Restrictions<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Chase_Freedom_Credit_Cards\">Chase Freedom Credit Cards<\/span><\/h2>\n<p>The Chase Freedom lineup has evolved in recent years. The original <strong>Chase Freedom<sup>\u00ae<\/sup> card<\/strong> was discontinued for new applicants in September of 2020.<\/p>\n<p>Existing cardholders have been able to keep their Freedom cards, and they are still eligible to register for Chase\u2019s popular 5% earning categories which are updated each quarter.<\/p>\n<p>Fortunately for those who missed out on the classic Freedom card, the new and improved version of the card\u2014called the Chase Freedom Flex\u2120\u2014became available to new cardholders on September 15, 2020.<\/p>\n<h3><span id=\"Chase_Freedom_Flex\">Chase Freedom Flex<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\" rel=\"noopener\">Chase Freedom Flex<\/a> is a versatile cash back card that earns 5% back on select purchases. Each quarter, Chase announces a new set of merchants and categories that are eligible for Freedom Flex\u2019s enhanced earning rates on up to $1,500 in combined purchases over the three-month period.<\/p>\n<div class=\"qs-card\" data-id=\"4048224\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Flex\u2120<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-ChaseFreedomFlexCard.png\" width=\"150\" alt=\"Chase Freedom Flex\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Flex\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" target=_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomFlex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>In addition to the rotating 5% categories, Freedom Flex offers three categories that earn additional cash back throughout the year:<\/p>\n<ul>\n<li>Earn 5% on travel purchased through Chase Travel\u2120<\/li>\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\n<li>Earn 3% on purchases at drugstores<\/li>\n<\/ul>\n<h3><span id=\"Chase_Freedom_Unlimited\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/span><\/h3>\n<p>The <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Freedom Unlimited<\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0378af119a54282a1829c10ef4d49f56e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is the perfect card to maximize your earning on purchases not covered by the Freedom Flex\u2019s rotating bonus categories. With Freedom Unlimited, you\u2019ll earn 1.5% cash back every purchase.<\/p>\n<div class=\"qs-card\" data-id=\"3006090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0378af119a54282a1829c10ef4d49f56e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\">transfer points to partners<\/a>. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>Enjoy 5% cash back on travel purchased through Chase Travel&#x2120;, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!<\/li><li>Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited&#xAE; card<\/li><li>Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChaseFreedomUnl\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>This card also offers higher cash-back earning rates on several categories of purchases:<\/p>\n<ul>\n<li>Earn 5% on travel purchased through Chase Travel\u2120<\/li>\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\n<li>Earn 3% on purchases at drugstores<\/li>\n<\/ul>\n<h3><span id=\"Chase_Freedom_Rise\">Chase Freedom Rise<sup>\u00ae<\/sup><\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\" rel=\"noopener\">Chase <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a><\/a> is marketed as a cash-back rewards card that helps you build your credit. Although its benefits are modest, this card\u2019s 1.5% cash-back earning on every purchase sets it apart from the other cards designed to help you build your credit.<\/p>\n<div class=\"qs-card\" data-id=\"5048356\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomRise\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Freedom Rise is a great alternative to the now-discontinued <strong>Chase Freedom<sup>\u00ae<\/sup> Student credit card<\/strong>, which stopped accepting new applications in June of 2023. With no annual fee, this card way for those with limited credit history to get a foothold in the valuable Ultimate Rewards ecosystem.<\/p>\n<h2><span id=\"Chase_Freedom_Categories\">Chase Freedom Categories<\/span><\/h2>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" rel=\"noopener\">Chase Freedom calendar<\/a> is updated each quarter with new 5% earning categories that can be activated by Freedom Flex cardholders (and those who still have the original Chase Freedom Card).<\/p>\n<p>Freedom cardholders can earn up to $75 cash back\u2014equivalent to 7,500 Ultimate Rewards points\u2014by spending $1,500 across the eligible categories each quarter.<\/p>\n<p>From April through June 2026, those categories are: Amazon, on Chase Travel, and on donations to Feeding America.<\/p>\n<figure id=\"attachment_251209\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/373\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-251209 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Freedom-Q2-2026-categories-750x373.png\" alt=\"Chase Freedom 5% rotating categories for Q2 2026\" width=\"750\" height=\"373\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Freedom-Q2-2026-categories-750x373.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Freedom-Q2-2026-categories-900x447.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Freedom-Q2-2026-categories-768x382.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Freedom-Q2-2026-categories.png 1358w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of Chase<\/em><\/enter><\/figure>\n<p>Remember, you need to activate your 5% categories by the last day of the quarter. As long as you meet that deadline, all qualifying purchases that have been posted during the quarter will be eligible for bonus cash back.<\/p>\n<h2><span id=\"The_Ultimate_Rewards_Credit_Card_Family\">The Ultimate Rewards Credit Card Family<\/span><\/h2>\n<p>In addition to the Freedom cards, the broader group of <a href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\">Chase Ultimate Rewards cards<\/a> includes the Sapphire cards and Ink Business cards. Your options for redeeming points depend on which Ultimate Rewards credit card you hold. Chase's premium travel cards offer a higher value per point when booking through Chase Travel\u2120 and enable transfers to partner loyalty programs.<\/p>\n<p>\n<table id=\"tablepress-97\" class=\"tablepress tablepress-id-97 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Card<\/th><th class=\"column-2\">Point Value when Booking Travel Through Chase Travel<\/th><th class=\"column-3\">Points Transferrable to Travel Partners<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve for Business\u2120<\/a>  (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=da580c71de4ff05f19e6d42c212c5455&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 2\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=05d02b85b0d91a4fc0c11f6f7d57721f5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 2\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=02d2d84cceb48fe5931c98329f443f298&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 1.5\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=1468c53eb898195b9c932679b2f01536&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 1.75\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a><\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0378af119a54282a1829c10ef4d49f56e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=d6e5fc72d2e487dd2593d65dc237a526&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=8eea6de2a1af943f20f32635584c31a7&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=3f458aba01586fd5cf697d9e549780a5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<h3><span id=\"Chase_Sapphire_Cards\">Chase Sapphire Cards<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred-vs-reserve\/\" rel=\"noopener\">Chase Sapphire<\/a> cards include the popular Chase Sapphire Preferred<sup>\u00ae<\/sup> Card  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=02d2d84cceb48fe5931c98329f443f298&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and the high-end Chase Sapphire Reserve<sup>\u00ae<\/sup>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=05d02b85b0d91a4fc0c11f6f7d57721f5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), both of which have access to the full slate of transfer partners and offer higher value redemptions on <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/points-boost\/\" rel=\"noopener\">Points Boost<\/a> eligible bookings through Chase Travel\u2120.<\/p>\n<h3><span id=\"Ink_Business_Cards\">Ink Business Cards<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-ink-offers\/\" rel=\"noopener\">Chase Ink Business<\/a> family empowers small-business owners to earn Ultimate Rewards on everyday business purchases. These cards offer lucrative earning rates on popular business categories to help you build your rewards balance faster.<\/p>\n<h3><span id=\"How_to_Combine_Chase_Points\">How to Combine Chase Points<\/span><\/h3>\n<p>To maximize the value of your Ultimate Rewards, it\u2019s important that you know <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">how to transfer points between Chase cards<\/a>. This is the key to unlocking more value from the rewards you earn with Chase Freedom.<\/p>\n<p>For example, when you combine your points by moving them from your Freedom card to your Sapphire Preferred card, you may be able to redeem them for up to 1.5 cents on select bookings. More importantly, you gain access to 14 valuable transfer partners with an average redemption value of 2.01\u00a2 among AwardWallet users.<\/p>\n<p>Transferring Chase points between cards can be done in a few seconds on the Chase website. Check out the detailed tutorial linked above for a step-by-step guide.<\/p>\n<h2><span id=\"Freedom_Card_Application_Restrictions\">Freedom Card Application Restrictions<\/span><\/h2>\n<p>There are three <a href=\"\/credit-cards\/rewards-card-application-rules\/\">credit card eligibility<\/a> rules to know before you apply for a Chase Freedom card:<\/p>\n<ol>\n<li>The Chase 5\/24 policy says that you won\u2019t be approved if you opened five or more new credit cards (from any issuer) in the previous 24 months.<\/li>\n<li>Chase generally won\u2019t approve your application if you already have the same card; additionally, you aren\u2019t eligible to earn a welcome if you earned a new cardmember bonus on the same card in the past 24 months (even if that account is now closed).<\/li>\n<li>Chase restricts applicants to 1 personal credit card and 1 business credit card every 90 days, so spread out your card applications accordingly.<\/li>\n<\/ol>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The Chase Freedom cards can play an essential supporting role in your broader strategy for earning Chase Ultimate Rewards. In most cases, it makes sense to apply for one of the Ultimate Rewards cards with access to transfer partners first and then pick up one or more Freedom cards to accelerate your earning\u2014but this isn\u2019t a strict requirement.<\/p>\n<p>If you start with a Freedom card, you can always enhance the value of your points by adding a premium Ultimate Rewards card later. If you don\u2019t have imminent travel plans, the sequencing won\u2019t matter as long as you acquire one of the premium cards before it\u2019s time to spend your rewards.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0378af119a54282a1829c10ef4d49f56e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\">transfer points to partners<\/a>. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>Enjoy 5% cash back on travel purchased through Chase Travel&#x2120;, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!<\/li><li>Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited&#xAE; card<\/li><li>Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChaseFreedomUnl\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Freedom credit card can play a key supporting role in your broader strategy for earning Chase Ultimate Rewards. These no-annual-fee cards help you build your points balance faster, offering 1.5% cash back on everyday purchases or up to 5% cash back on select categories each quarter. Here&#8217;s our guide to supercharging your Ultimate Rewards balance with a Chase Freedom card.<\/p>\n","protected":false},"author":32,"featured_media":127065,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12709],"coauthors":[36388],"class_list":["post-21589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/21589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=21589"}],"version-history":[{"count":97,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/21589\/revisions"}],"predecessor-version":[{"id":81851,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/21589\/revisions\/81851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/127065"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=21589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=21589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=21589"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=21589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}