{"id":219609,"date":"2025-10-08T13:15:48","date_gmt":"2025-10-08T13:15:48","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=219609\/"},"modified":"2026-04-08T14:25:01","modified_gmt":"2026-04-08T14:25:01","slug":"citi-strata-elite-offer","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/","title":{"rendered":"Earn 75,000 Transferable ThankYou Points With the Citi Strata Elite\u2120 Card"},"content":{"rendered":"<p>If the new <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite\u2120 Card<\/a> (<a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) has caught your eye, now is the perfect time to apply. The card is currently flexing a solid 75,000-point welcome offer.<\/p>\n<p><div class=\"qs-card\" data-id=\"242\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataEliteCard.png\" width=\"150\" alt=\"Citi Strata Elite\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Elite\u2120 Card' data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$595<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Elite\u2120 Card is Citi's premier rewards card, delivering top-tier travel and dining rewards and standout perks like a $300 annual hotel credit and no foreign transaction fees. From Friday night dinners to weekend getaways, the elevated earnings on hotels, air travel, and CitiNights\u2120 purchases make this a powerhouse option for frequent travelers looking to maximize every dollar spent.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.<\/li><li>Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com<\/li><li>Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time<\/li><li>Earn 1.5 Points per $1 spent on All Other Purchases<\/li><li>Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.<\/li><li>No Foreign Transaction Fees<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiStrataElite\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-155ad6988f#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>For a $595 annual fee, you get useable benefits, valuable statement credits (that don't require monthly purchases), and the chance to earn transferable ThankYou Points on all eligible purchases. These are all big wins in our book.<\/p>\n<p>Here\u2019s what you need to know about the Citi Strata Elite\u00a0and whether it deserves a spot in your wallet.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Citi_Strata_Elite_75K_Bonus_Offer\">Citi Strata Elite 75K Bonus Offer<\/a><\/li><li><a href=\"#Why_Get_the_Citi_Strata_Elite\">Why Get the Citi Strata Elite?<\/a><ul><li><a href=\"#Headline_benefits\">Headline benefits<\/a><\/li><li><a href=\"#Earning_rates\">Earning rates<\/a><\/li><li><a href=\"#Under-the-hood_benefits\">Under-the-hood benefits<\/a><\/li><li><a href=\"#Annual_fee\">Annual fee<\/a><\/li><\/ul><\/li><li><a href=\"#Citi_Strata_Elite_Application_Rules_and_Restrictions\">Citi Strata Elite Application Rules and Restrictions<\/a><\/li><li><a href=\"#Other_Premium_Travel_Card_Options\">Other Premium Travel Card Options<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Citi_Strata_Elite_75K_Bonus_Offer\">Citi Strata Elite 75K Bonus Offer<\/span><\/h2>\n<p>The <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> currently comes with the following welcome offer: Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/p>\n<p>While this bonus is on the lower end of what we've seen from this card, it can be worth around $1,717 toward award travel, considering that AwardWallet users, on average, redeem Citi ThankYou<sup>\u00ae<\/sup> Rewards Points for an average of 2.3\u00a2 apiece. That makes the welcome offer worth almost triple the annual fee.<\/p>\n<figure id=\"attachment_219610\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-219610 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash.png\" alt=\"Vehicles parked near a tree and building with the sun setting over Manhattan Beach, California in the background.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Roberto Nickson\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Why_Get_the_Citi_Strata_Elite\">Why Get the Citi Strata Elite?<\/span><\/h2>\n<p>There\u2019s a lot to like about the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> as far as benefits go. Here\u2019s an overview of its headline perks, earning rates, under-the-hood benefits, and the annual fees you\u2019ll need to pay to keep it in your wallet. This should help you decide whether the card deserves a spot in your wallet.<\/p>\n<h3><span id=\"Headline_benefits\">Headline benefits<\/span><\/h3>\n<ul>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/strata-elite-hotel-credit\/\" rel=\"noopener\">Up to $300 Annual Hotel Benefit<\/a>:<\/strong> Get up to $300 back each calendar year on a hotel stay of two nights or more booked through Citi Travel.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/strata-elite-splurge-credit\/\" rel=\"noopener\">Up to $200 Annual Splurge Credit\u2120<\/a>:<\/strong> Earn up to $200 in statement credits every year on your choice of up to two of the following brands: 1stDibs, American Airlines, Best Buy<sup>\u00ae<\/sup>, Future Personal Training, and Live Nation.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/strata-elite-blacklane-credit\/\" rel=\"noopener\">Up to $200 Annual Blacklane Credit<\/a>:<\/strong> Receive up to $200 in statement credits annually when you book with Blacklane. Earn up to $100 from January through June and up to $100 from July through December.<\/li>\n<li><strong>Up to $120 Global Entry<sup>\u00ae<\/sup> or TSA PreCheck<sup>\u00ae<\/sup> Credit:<\/strong> Get reimbursed up to $120 every four years for your application fee for Global Entry or TSA PreCheck.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/strata-elite-admirals-club-passes\/\" rel=\"noopener\">Four Admirals Club<sup>\u00ae<\/sup> Passes<\/a>:<\/strong> Receive four Admirals Club passes every calendar year, granting access to nearly 50 lounges worldwide.<\/li>\n<li><strong><strong>Priority Pass\u2122 <\/strong><\/strong><strong>Select Membership:<\/strong> Complimentary access to 1,500+ airport lounges worldwide for the primary cardmember and authorized users, plus entry for up to two guests.<\/li>\n<li><strong>Access to The Reserve by Citi Travel: <\/strong>Book from a curated collection of hotels in Citi Travel and receive perks like daily breakfast for two, free Wi-Fi, a $100 experience credit, early check-in, late check-out, and room upgrades when available.<\/li>\n<li><strong>Citi Entertainment<sup>\u00ae<\/sup> Access:<\/strong> Exclusive access to presale tickets and VIP experiences for concerts, sports, dining, and cultural events.<\/li>\n<li><strong>Access to Fashioned by Death & Co<sup>\u00ae<\/sup>:<\/strong> Complimentary access to the Fashioned platform for mixology courses, videos, and cocktail tutorials.<\/li>\n<li><strong>Mastercard World Elite\u2122 Benefits:<\/strong> Enjoy elevated Mastercard perks as part of the <a target=\"_blank\" href=\"https:\/\/www.mastercard.com\/us\/en\/personal\/find-a-card\/credit-card\/world-legend.html\" rel=\"noopener\">World Legend<\/a> tier, including priority restaurant reservations, premium event access, and more.<\/li>\n<\/ul>\n<figure id=\"attachment_208106\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-208106 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/American-Airlines-Featured-Leon-Youth-Unsplash.png\" alt=\"Wide-angle view of an American Airlines terminal at DFW.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/American-Airlines-Featured-Leon-Youth-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/American-Airlines-Featured-Leon-Youth-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/American-Airlines-Featured-Leon-Youth-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/American-Airlines-Featured-Leon-Youth-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Leon Youth\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/how-i-used-strata-elite-to-save-on-europe\/\" rel=\"noopener\">Can the Citi Strata Elite\u2120 Card Pay for Itself in One Trip? Here's How I Saved $1,800 on a Europe Trip<\/a><\/strong><\/p>\n<h3><span id=\"Earning_rates\">Earning rates<\/span><\/h3>\n<p>The Citi Strata Elite\u00a0earns ThankYou Points on eligible spending as follows:<\/p>\n<ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul>\n<p>And if you use your card abroad, you won\u2019t pay any foreign transaction fees.<\/p>\n<h3><span id=\"Under-the-hood_benefits\">Under-the-hood benefits<\/span><\/h3>\n<p>In addition to all of the above (yes, there\u2019s a lot), the Citi Strata Elite also comes with a handful of not-so-flashy but still helpful protections:<\/p>\n<ul>\n<li>Trip delay protection<\/li>\n<li>Trip cancellation and interruption protection<\/li>\n<li>Lost or damaged luggage coverage<\/li>\n<li>MasterRental collision damage waiver<\/li>\n<li>Extended warranty<\/li>\n<li>Purchase assurance<\/li>\n<\/ul>\n<p>These benefits can come in handy when plans go sideways or purchases don\u2019t quite work out.<\/p>\n<figure id=\"attachment_218610\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-218610 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Airport-Car-Featured-Shawn-Unsplash.png\" alt=\"Cars parked outside an airport drop-off area.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Airport-Car-Featured-Shawn-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Airport-Car-Featured-Shawn-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Airport-Car-Featured-Shawn-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Airport-Car-Featured-Shawn-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Shawn\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite\/\" rel=\"noopener\">Citi Strata Elite\u2120 Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Annual_fee\">Annual fee<\/span><\/h3>\n<p>The Citi Strata Elite is a premium rewards card, and it carries a $595 annual fee. If you want to add an authorized user to your account, you\u2019ll pay $75 per user.<\/p>\n<p>Qualifying Citigold<sup>\u00ae<\/sup> clients can offset the Citi Strata Elite\u2019s annual fee in one of two ways. If you\u2019re not already a Citi banking customer and have eligible assets, you might consider becoming one. That\u2019s because you can receive an annual credit toward the fee on your open and current Strata Elite Card as follows:<\/p>\n<ul>\n<li><strong>Citigold Private Client Relationship Tier credit:<\/strong> Qualifying Citigold Private Clients receive a $595 first-year banking relationship credit, followed by a $145 annual credit each year thereafter.<\/li>\n<li><strong>Citigold Relationship Tier credit:<\/strong> Qualifying Citigold clients receive a $145 annual banking relationship credit.<\/li>\n<\/ul>\n<h2><span id=\"Citi_Strata_Elite_Application_Rules_and_Restrictions\">Citi Strata Elite Application Rules and Restrictions<\/span><\/h2>\n<p>Like most credit cards, the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a>\u00a0comes with its own set of <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">application rules<\/a>. To make sure you're eligible for the welcome offer, here are the card-specific terms you\u2019ll want to review before applying:<\/p>\n<blockquote><p><em>Bonus ThankYou<sup>\u00ae<\/sup> Points are not available if you have received a new account bonus for a Citi Strata Elite\u2120 account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Strata Elite.<\/em><\/p><\/blockquote>\n<p>Based on Citi\u2019s wording, having (or previously having) the <strong>Citi Prestige<sup>\u00ae<\/sup> Card<\/strong> \u2014 which is no longer open to new applicants \u2014 or the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) does <strong>not<\/strong> disqualify you from earning the Citi Strata Elite\u2019s welcome bonus \u2014 unless you\u2019ve earned a new account bonus on the Citi Strata Elite itself within the past 48 months or converted another Citi card into a Citi Strata Elite during that period.<\/p>\n<p>In addition to these card-specific rules, <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-application-rules\/\" rel=\"noopener\">Citi also has broader application policies<\/a> that affect when you can successfully apply for a new card. Specifically, for personal credit cards, Citi allows only one application every eight days and no more than two applications within a 65-day period.<\/p>\n<h2><span id=\"Other_Premium_Travel_Card_Options\">Other Premium Travel Card Options<\/span><\/h2>\n<p>If you already earn flexible rewards through another ecosystem, or want to compare before deciding, the cards below offer premium benefits in their respective programs.<\/p>\n<p><div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express Platinum Card<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$895<span class=\"compare-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=09083a4192fe244f03dea170f07627ee9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div><\/div><\/p>\n<p>Each card has a distinct rewards ecosystem\u2014Capital One Miles, Ultimate Rewards<sup>\u00ae<\/sup>, and Membership Rewards<sup>\u00ae<\/sup>\u2014that may better fit if you already have cards in those programs.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>When Citi launched the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> last year, it made a big splash in the premium travel rewards card market. This card delivers a well-rounded package with valuable statement credits, useful travel perks, lounge access, elevated earning on travel and dining, and access to a strong list of transfer partners.<\/p>\n<p>Even better? The credits are straightforward and relatively easy to use \u2014 no monthly calendar reminders or workarounds required. If you can comfortably use the annual hotel credit and Splurge Credit, you\u2019re already well on your way to offsetting the annual fee.<\/p>\n<p>Not everyone will need what the Strata Elite offers. But if the benefits align with your lifestyle, this card deserves your attention!<\/p>\n<div class=\"qs-card\" data-id=\"242\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataEliteCard.png\" width=\"150\" alt=\"Citi Strata Elite\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Elite\u2120 Card' data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$595<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Elite\u2120 Card is Citi's premier rewards card, delivering top-tier travel and dining rewards and standout perks like a $300 annual hotel credit and no foreign transaction fees. From Friday night dinners to weekend getaways, the elevated earnings on hotels, air travel, and CitiNights\u2120 purchases make this a powerhouse option for frequent travelers looking to maximize every dollar spent.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.<\/li><li>Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com<\/li><li>Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time<\/li><li>Earn 1.5 Points per $1 spent on All Other Purchases<\/li><li>Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.<\/li><li>No Foreign Transaction Fees<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiStrataElite\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-155ad6988f#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Citi Strata Elite\u2120 Card is now flexing a solid welcome offer worth 75,000 ThankYou\u00ae Points after you meet the minimum spending requirement. If this card has caught your eye, here&#8217;s how to apply.<\/p>\n","protected":false},"author":80,"featured_media":219610,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12232,12707,12785],"coauthors":[36432],"class_list":["post-219609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-card-offers","tag-citi-thankyou-rewards","tag-citibank"],"acf":[],"yoast_head":"<title>Earn 75,000 ThankYou Points With the Citi Strata Elite\u2120 Card<\/title>\n<meta name=\"description\" content=\"The brand-new Citi Strata Elite Card just boosted its new applicant bonus to 75K ThankYou Points. 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Here are all the details on this offer.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T13:15:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T14:25:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tyler Glatt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@TylerGlatt\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tyler Glatt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\"},\"author\":{\"name\":\"Tyler Glatt\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/db4bc1259cd1491731a4f5bd6e7da3a2\"},\"headline\":\"Earn 75,000 Transferable ThankYou Points With the Citi Strata Elite\u2120 Card\",\"datePublished\":\"2025-10-08T13:15:48+00:00\",\"dateModified\":\"2026-04-08T14:25:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\"},\"wordCount\":1256,\"commentCount\":7,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash.png\",\"keywords\":[\"Card Benefits\",\"Card Offers\",\"Citi ThankYou Rewards\",\"Citibank\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\",\"url\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\",\"name\":\"Earn 75,000 ThankYou Points With the Citi Strata Elite\u2120 Card\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/California-Beach-Featured-Roberto-Nickson-Unsplash.png\",\"datePublished\":\"2025-10-08T13:15:48+00:00\",\"dateModified\":\"2026-04-08T14:25:01+00:00\",\"description\":\"The brand-new Citi Strata Elite Card just boosted its new applicant bonus to 75K ThankYou Points. 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