{"id":220852,"date":"2026-01-17T18:10:01","date_gmt":"2026-01-17T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=220852\/"},"modified":"2026-04-08T14:31:56","modified_gmt":"2026-04-08T14:31:56","slug":"strata-elite-splurge-credit","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/strata-elite-splurge-credit\/","title":{"rendered":"Treat Yourself: How and Where You Can Use the Citi Strata Elite\u2019s $200 Annual Splurge Credit"},"content":{"rendered":"<p>Each year you hold the <a data-ccid=\"242\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\">Citi Strata Elite\u2120 Card<\/a> (<a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), you\u2019ll get up to $200 to &#8220;treat yourself,&#8221; thanks to the card\u2019s Splurge Credit\u2120. This credit is valid at up to two brands of your choice from a short list of five eligible merchants.<\/p>\n<p>Here\u2019s everything you need to know about selecting your brands and using your credit \u2014 plus a few things to keep in mind before you make a purchase.<\/p>\n<div class=\"qs-card\" data-id=\"242\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataEliteCard.png\" width=\"150\" alt=\"Citi Strata Elite\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Elite\u2120 Card' data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$595<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Elite\u2120 Card is Citi's premier rewards card, delivering top-tier travel and dining rewards and standout perks like a $300 annual hotel credit and no foreign transaction fees. From Friday night dinners to weekend getaways, the elevated earnings on hotels, air travel, and CitiNights\u2120 purchases make this a powerhouse option for frequent travelers looking to maximize every dollar spent.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.<\/li><li>Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com<\/li><li>Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time<\/li><li>Earn 1.5 Points per $1 spent on All Other Purchases<\/li><li>Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.<\/li><li>No Foreign Transaction Fees<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiStrataElite\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_to_Use_the_Citi_Strata_Elite_Splurge_Credit\">How to Use the Citi Strata Elite Splurge Credit<\/a><ul><li><a href=\"#Choosing_your_Splurge_Credit_merchants\">Choosing your Splurge Credit merchants<\/a><\/li><li><a href=\"#Using_your_Splurge_Credit\">Using your Splurge Credit<\/a><\/li><li><a href=\"#What_doesn8217t_count_for_the_Splurge_Credit\">What doesn't count for the Splurge Credit<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"How_to_Use_the_Citi_Strata_Elite_Splurge_Credit\">How to Use the Citi Strata Elite Splurge Credit<\/span><\/h2>\n<p>One of the main ways to offset your <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a>\u2019s annual fee is by using the card\u2019s Splurge Credit. After selecting two of the following merchants, you\u2019ll receive up to $200 back in statement credits each calendar year when you make eligible purchases:<\/p>\n<ul>\n<li>1stDibs<\/li>\n<li>American Airlines<\/li>\n<li>Best Buy<\/li>\n<li>Future Personal Training<\/li>\n<li>Live Nation<\/li>\n<\/ul>\n<figure id=\"attachment_190104\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-190104 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/12\/American-Airlines-Featured-Tyler-Glatt-3.png\" alt=\"American Airlines plane seen from the DFW airport train\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/12\/American-Airlines-Featured-Tyler-Glatt-3.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/12\/American-Airlines-Featured-Tyler-Glatt-3-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/12\/American-Airlines-Featured-Tyler-Glatt-3-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/12\/American-Airlines-Featured-Tyler-Glatt-3-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<h3><span id=\"Choosing_your_Splurge_Credit_merchants\">Choosing your Splurge Credit merchants<\/span><\/h3>\n<p>To choose your merchants, log in to your Citi account and hover over the &#8220;<strong>Rewards & Offers<\/strong>&#8221; tab. Then click &#8220;Citi Strata Elite Benefits.&#8221;<\/p>\n<figure id=\"attachment_220876\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/261\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220876 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3.png\" alt=\"Citi benefits dashboard\" width=\"900\" height=\"261\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3.png 2518w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3-300x87.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3-1024x297.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3-768x223.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3-1536x445.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-3-2048x594.png 2048w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>At the top of that page, you\u2019ll see a button labeled &#8220;<strong>Splurge<\/strong> <strong>Credit<\/strong>&#8221; \u2014 click it.<\/p>\n<figure id=\"attachment_220875\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/363\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220875 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2.png\" alt=\"Citi Strata Elite benefits dashboard\" width=\"900\" height=\"363\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2.png 2518w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2-300x121.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2-1024x413.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2-768x310.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2-1536x620.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-2-2048x826.png 2048w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>This will bring you to the <a target=\"_blank\" href=\"https:\/\/citi.com\/splurgecredit\" rel=\"noopener\">Splurge Credit dashboard<\/a>, where you\u2019ll see your credit tracker (how much of the $200 you\u2019ve used so far this year), your purchase history, and your currently selected brands. To make or update a selection, click &#8220;<strong>Select<\/strong> <strong>brand<\/strong>.&#8221;<\/p>\n<figure id=\"attachment_220874\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/432\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220874 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1.png\" alt=\"Splurge Credit dashboard\" width=\"900\" height=\"432\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1.png 2360w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1-300x144.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1-1024x491.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1-768x368.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1-1536x737.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-1-2048x982.png 2048w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>You can pick up to two brands. For example, I only chose American Airlines, since I know I\u2019ll spend at least $200 with them before the end of the year.<\/p>\n<figure id=\"attachment_220877\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/676\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220877 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4.png\" alt=\"Splurge Credit merchants.\" width=\"900\" height=\"676\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4.png 2360w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-300x225.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-1024x769.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-768x577.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-1536x1153.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-2048x1538.png 2048w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-276x207.png 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Citi-Splurge-4-476x357.png 476w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>While you can\u2019t activate more than two merchants at once, you can switch them out as needed \u2014 either online or by calling Citi at<strong> 1-833-888-2168<\/strong>. Just make sure you\u2019ve selected your merchants before making a purchase. Otherwise, you may not receive the statement credit within 1\u20132 billing cycles.<\/p>\n<h3><span id=\"Using_your_Splurge_Credit\">Using your Splurge Credit<\/span><\/h3>\n<p>Once you\u2019ve activated your Splurge Credit merchant(s), you can use your <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> to make a purchase with that brand. It\u2019s really that simple. You\u2019ll still <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/how-to-earn-citi-points\/\" rel=\"noopener\">earn ThankYou<sup>\u00ae<\/sup> Points<\/a> as usual, since these purchases aren\u2019t excluded from rewards.<\/p>\n<p>For eligible purchases, you can receive up to $200 back in statement credits each calendar year, from January 1 through December 31. That means the credit last reset on January 1, 2026, and will reset next on January 1, 2027.<\/p>\n<p>If you\u2019ve paid the $75 annual fee (<a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) to add an authorized user, their purchases at your selected merchants will also count toward your $200 cap. Authorized users don\u2019t get their own separate Splurge Credit.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/use-statement-credits\/\" rel=\"noopener\">Don\u2019t Leave Money on the Table \u2014 Use These Credit Card Statement Credits in 2026<\/a><\/strong><\/p>\n<h3><span id=\"What_doesn8217t_count_for_the_Splurge_Credit\">What doesn't count for the Splurge Credit<\/span><\/h3>\n<p>It\u2019s always worth reading the fine print, and there are a few things to keep in mind about what does and doesn\u2019t qualify for the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> Splurge Credit. Most purchases will count, but there are noted exceptions when it comes to two of the five eligible merchants.<\/p>\n<ul>\n<li><strong>American Airlines: <\/strong>Eligible purchases must be billed directly by American Airlines. Purchases that don\u2019t qualify include car rentals, hotel reservations, AAdvantage status boosts or renewals, and AA Cargo products or services.<\/li>\n<li><strong>Live Nation:<\/strong> Purchases must be made directly on livenation.com or ticketmaster.com, and the event must be fulfilled by Live Nation or Ticketmaster. If your purchase is fulfilled by a third party or tied to an event or venue outside the U.S. or U.S. territories, it won\u2019t be eligible.<\/li>\n<\/ul>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>If you\u2019re planning to add the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a> to your wallet, there\u2019s no reason not to take advantage of its Splurge Credit. This is an easy way to earn up to $200 back in statement credits each calendar year \u2014 and at least three of the eligible merchants (American Airlines, Best Buy, and Live Nation) should make it simple to get face value for it.<\/p>\n<p>For example, you could use your credit to upgrade your next American Airlines flight, cover award taxes and fees on a trip to see your favorite artist or sports team, or get up to $200 back on anything Best Buy sells online or in-store. What's better than that?<\/p>\n<p>And if this benefit has piqued your interest, now\u2019s a great time to apply for the <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite<\/a>. The brand-new card is currently offering 75,000 bonus ThankYou<sup>\u00ae<\/sup> Points to new applicants after spending $6,000 in the first 3 months of account opening.<\/p>\n<div class=\"qs-card\" data-id=\"242\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataEliteCard.png\" width=\"150\" alt=\"Citi Strata Elite\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Elite\u2120 Card' data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Elite\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$595<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Elite\u2120 Card is Citi's premier rewards card, delivering top-tier travel and dining rewards and standout perks like a $300 annual hotel credit and no foreign transaction fees. From Friday night dinners to weekend getaways, the elevated earnings on hotels, air travel, and CitiNights\u2120 purchases make this a powerhouse option for frequent travelers looking to maximize every dollar spent.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.<\/li><li>Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com<\/li><li>Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time<\/li><li>Earn 1.5 Points per $1 spent on All Other Purchases<\/li><li>Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.<\/li><li>No Foreign Transaction Fees<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiStrataElite\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Each year you hold the Citi Strata Elite\u2120 Card, you\u2019ll get up to $200 to treat yourself, thanks to the card\u2019s Splurge Credit\u2120. This credit is valid at up to two brands of your choice from a short list of five eligible merchants. Here&#8217;s how the credit works.<\/p>\n","protected":false},"author":80,"featured_media":151797,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12785],"coauthors":[36432],"class_list":["post-220852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-citibank"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/220852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=220852"}],"version-history":[{"count":14,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/220852\/revisions"}],"predecessor-version":[{"id":244138,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/220852\/revisions\/244138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/151797"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=220852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=220852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=220852"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=220852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}