Page Contents<\/p>
- The Best Credit Cards for Roadside Assistance<\/a><\/li>
- Chase Roadside Assistance<\/a>
- Chase Roadside Assistance eligibility requirements<\/a><\/li><\/ul><\/li>
- Roadside Assistance From Other Credit Card Providers<\/a><\/li>
- Final Thoughts<\/a><\/li><\/ul><\/div>\n\n
The Best Credit Cards for Roadside Assistance<\/span><\/h2>\n
Many rewards credit cards offer roadside assistance among their other benefits, but just a handful of those cards offer the service free of charge. Most provide a 24\/7 dispatch service, but you pay for the services you use. For example, if you lock your keys in your car, you can call the dispatch service and ask the customer service agent to find a locksmith. The dispatch service connects you with the locksmith free of charge, but you\u2019ll pay the locksmith for the services provided.<\/p>\n
The list of rewards cards we\u2019ve put together below all provide complimentary roadside assistance. You call the dispatch center, they organize the service technician and, provided it\u2019s an issue covered by your card\u2019s policy, the tow operator, mechanic, or locksmith will show up to help you at no cost.<\/p>\n
You can access this complimentary roadside assistance up to four times per year, although you cannot use the benefits offered through Chase cards more than once in a seven-day period for the same issue.<\/p>\n
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Credit: Jamie Street\/Unsplash<\/em><\/enter><\/figure>\n Related: 22 Credit Card Benefits Every Traveler Should Know About<\/a><\/strong><\/p>\n
Chase Roadside Assistance<\/span><\/h2>\n
Chase limits each service event to the value of $50, and you can only claim one service event for the same cause during any consecutive seven-day period. Cards providing free roadside assistance include:<\/p>\n
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- United\u2120 Explorer Card<\/a> (Rates & Fees<\/a>)<\/li>\n
- Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>)<\/li>\n
- United Club\u2120 Card<\/a> (Rates & Fees<\/a>)<\/li>\n
- United MileagePlus\u00ae<\/sup> Club Card<\/strong><\/li>\n
- United\u2120 Business Card<\/a> (Rates & Fees<\/a>)<\/li>\n
- United\u2120 Explorer Business Card<\/li>\n
- United Club\u2120 Business Card<\/a><\/li>\n
- The Ritz-Carlton\u2122 Credit Card<\/a> (no longer open to new applicants)<\/li>\n<\/ul>\n
While all the cards above charge an annual fee, note that Chase provides complimentary roadside assistance on the United Explorer Card<\/a> and the United Business Card<\/a>. These cards offer the same full-service roadside assistance as you'll find on premium credit cards with annual fees in the hundreds of dollars. However, the United Explorer Card<\/a> has a $0 intro annual fee for the first year, then $150, making this card a less-expensive option for the long-term.<\/p>\n
Chase Roadside Assistance will cover you for:<\/p>\n
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- Battery Boost:<\/strong> If your vehicle doesn\u2019t start because of a dead or weak battery, someone can come and jump the battery.<\/li>\n
- Flat Tire Service:<\/strong> If you have a flat tire, they'll install your inflated spare.<\/li>\n
- Fuel Delivery:<\/strong> If you run out of gas, someone can deliver an emergency supply to you. The cost of fuel is covered for up to two gallons.<\/li>\n
- 24-Hour Towing Assistance:<\/strong> If your car breaks down and needs to be towed, the representative will arrange transport to get your vehicle to the nearest repair facility or location of the motorist\u2019s choice. Services will be covered up to $50 for each event.<\/li>\n
- 24-Hour Lockout Assistance:<\/strong> If you accidentally lock yourself out of your vehicle, a qualified locksmith will be sent to help, up to a $50 value for each event. Note that you'll pay the cost of any replacement keys required.<\/li>\n<\/ul>\n
Chase Roadside Assistance eligibility requirements<\/span><\/h3>\n
To be eligible for this coverage, you must be driving a vehicle you own or lease or be driving a car furnished to you by the owner (meaning no rental vehicles), and services must be arranged through Cross Country Motor Club at 866-860-7978<\/strong>. The policy only covers private, on-road transportation, with trucks limited to a carrying capacity of up to 2,000 pounds. Commercial vehicles are not covered; coverage only applies to the U.S. and Canada.<\/p>\n
It's worth mentioning that several other Chase cards, such as the Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), offer roadside assistance on a pay-per-use basis. However, we haven't included those cards in our list because the options for free service are clearly better.<\/p>\n
Roadside Assistance From Other Credit Card Providers<\/span><\/h2>\n
We've got bad news and semi-bad news; there's little positive to say here.<\/p>\n
Wells Fargo, Capital One, and Bank of America offer roadside assistance on a pay-per-use system across some of their credit cards, meaning all that's free is your phone call and linking you with someone who can provide help. You'll receive a bill once the tow truck or mechanic shows up. With Visa cards, for example, you'll pay $79.95 each time you obtain roadside assistance service.<\/p>\n
You can use Google to find this information and then call a nearby mechanic, so the ability to call a help center really isn't much of a benefit.<\/p>\n
There are also issuers that don't offer this benefit at all. In September 2019, Citi removed many of its travel and purchase protections<\/a> across numerous credit cards. Sadly, roadside assistance was removed as a benefit for most cards and hasn't returned. A few months later, American Express eliminated Roadside Assistance benefits<\/a> in January 2020.<\/p>\n
Credit: Ifer Endahl\/Unsplash<\/em><\/enter><\/figure>\n Related: The Master Guide to Credit Card Insurance Benefits<\/a><\/strong><\/p>\n
Final Thoughts<\/span><\/h2>\n
Complimentary roadside assistance is one of the hidden benefits of credit cards \u2014 a perk many cardholders may not realize they can use multiple times per year. Unlike other perks on your card, there's no requirement for enrollment or certain monthly activities to keep the roadside assistance benefit active. You receive the benefit free of charge simply for holding one of the cards on the list.<\/p>\n
If you\u2019re looking for free roadside coverage without paying a premium rewards card's annual fee, it\u2019s hard to beat the United Explorer Card<\/a>, which offers complimentary roadside assistance and the lowest annual fee on the list. That can provide real savings while helping you and your car get back on the road.<\/p>\n
\n\n\nUnited\u2120 Explorer Card<\/div>\n<\/div>\n Apply Now<\/a><\/div>\nRates & Fees<\/a><\/span><\/div>\nLimited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div>\n <\/div>\n\n United\u2120 Explorer Card<\/strong>\nLimited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div>\nAnnual Fee:<\/strong>$0 intro annual fee for the first year, then $150<\/b><\/div>\nShow more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>The United\u2120 Explorer Card is Chase's mid-tier United card, providing an excellent mix of functional benefits and value. Notable perks include a credit of up to $120 every four years for Global Entry, TSA PreCheck\u00ae<\/sup>, or NEXUS fees\u200b\u200b, priority boarding\u200b\u200b, and a free first checked bag for the cardmember and a traveling companion on the same reservation, offering up to $160 in savings\u200b\u200b. Additionally, cardholders receive 25% back on inflight purchases of food, beverages, and Wi-Fi on United-operated flights\u200b\u200b, and two one-time United Club\u2120 passes annually\u200b\u200b.<\/div>\n\n\n- Earn up to 80,000 bonus miles<\/li>
- $0 introductory annual fee for the first year, then $150<\/li>
- NEW! 9x total miles on eligible United flights and 3x miles on all other eligible United® purchases.<\/li>
- 2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.<\/li>
- Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. Plus, priority boarding on United® flights.<\/li>
- 2 United Club one-time passes per year - over a $100 value<\/li>
- Over $500 in partner credits each year<\/li>
- NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li>
- Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
- \r\n
- 3X miles per $1 spent on purchases from United\u00ae<\/sup>*<\/li>\r\n
- 2X miles per $1 spent on dining and hotel stays when booked with the hotel<\/li>\r\n
- 1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*9X total miles per $1 spent on eligible United\u00ae<\/sup> flights<\/div><\/div>\n <\/div>\n <\/div>\n
- 3X miles per $1 spent on purchases from United\u00ae<\/sup>*<\/li>\r\n
- Flat Tire Service:<\/strong> If you have a flat tire, they'll install your inflated spare.<\/li>\n
- Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>)<\/li>\n
- Roadside Assistance From Other Credit Card Providers<\/a><\/li>
- Chase Roadside Assistance<\/a>
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