Cathay World Elite Mastercard Review<\/span><\/h2>\nCardholders of the Cathay Pacific Card<\/b> can enjoy a few key benefits in exchange for a $99 annual fee.<\/p>\nEarning rates<\/span><\/h3>\nWith any credit card, return on spending is an important factor to consider. The Cathay World Elite Mastercard offers the following spending categories:<\/p>\n
\n- \n
\n- 3 Asia Miles per $1 USD spent on all eligible Cathay Pacific and HK Express travel and in-flight purchases.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
\n- 2 Asia Miles per $1 USD spent on dining and eligible dining delivery services.<\/li>\n
- 1 Asia Mile per $1 USD spent on everything else.<\/li>\n<\/ul>\n
You won't pay any foreign transaction fees for purchases made abroad.<\/p>\n
For those looking to earn Cathay elite status, cardholders will also earn 10 Status Points per $5,000 in purchases made each month, up to 100 Status Points each year. For context, you need 300 status points to upgrade to Silver status. That means you can't spend your way to status, but you can hopefully get there a little faster as a cardholder.<\/p>\n
Related:<\/strong> Best Airline Credit Cards With Annual Fees Under $100<\/a><\/p>\n![\"Three](\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\")
Credit: Al Reile Dela Torre\/Unsplash<\/em><\/enter><\/figure>\nPriority check-in, boarding, and lounge access<\/span><\/h3>\nAll cardholders are eligible to check in and board with Premium Economy passengers on all Cathay Pacific flights. Traveling companions can check in with the cardholder, but will board based on their purchased fare class. While not a groundbreaking benefit, it does allow passengers to board before economy, which makes up the vast majority of flyers on any flight.<\/p>\n
In addition, cardholders can redeem Asia Miles for access to Cathay Pacific business class lounges. That's great for cardholders without Oneworld Sapphire<\/a> or Emerald status.<\/p>\nAward and flight discounts<\/span><\/h3>\nBy holding the credit card, you'll also have the opportunity to redeem for certain rewards at a discount. For example, you'll have access to 10% off hotels and experience awards with Asia Miles. You can also get 10% off fees for transferring or gifting your miles<\/a> to another member.<\/p>\nThrough December 31, 2026<\/strong>, cardholders can save up to 15% off Economy Flex, Essential, and Light fares, and up to 10% off Business and Premium Economy fares from U.S. gateways to Hong Kong and beyond. If you're in the market for a cash flight, it might make sense to use your Cathay credit card. Be sure to read the terms and conditions<\/a> for a list of valid destinations.<\/p>\nCredit: JT Genter\/AwardWallet<\/em><\/enter><\/figure>\nWorld Elite Mastercard benefits<\/span><\/h3>\nThe Cathay credit card is a World Elite Mastercard<\/a>, which means it comes with a bevy of ancillary benefits, including:<\/p>\n\n- $5 monthly Lyft credit when taking three rides each month (through January 31, 2027<\/strong>)<\/li>\n
- World Elite concierge<\/li>\n
- Mastercard travel and lifestyle services<\/li>\n
- ID theft protection<\/li>\n
- Travel insurance protections, like baggage delay and loss, trip delay and interruption, travel accident insurance, and auto rental collision damage waivers<\/li>\n
- 2-month Instacart+ free trial and $10 your second eligible Instacart purchase each month (through January 31, 2027<\/strong>)<\/li>\n
- $3 monthly statement credit for new Peacock subscribers, plus a $5 statement credit on Peacock Premium+ subscriptions (through December 31, 2027<\/strong>)<\/li>\n
- $2.50 credit when you spend $10 or more each month on participating transit systems<\/li>\n<\/ul>\n
World Elite Mastercard benefits are rarely marketed well by the card issuers, so it's always important to review the list of benefits and see if you can take advantage.<\/p>\n
Who Is the Cathay World Elite Mastercard\u00a0For?<\/span><\/h2>\nThe Cathay Pacific Card<\/b>\u00a0is built for someone who wants to earn Asia Miles. The ideal cardholder likely values Cathay's product for travel to Hong Kong and throughout Asia. There are still some great sweet spots in the program<\/a>, despite devaluations<\/a> over the last few years.<\/p>\nCathay has numerous airline partners, including Oneworld member airlines like British Airways<\/a> and American Airlines AAdvantage<\/a>. You'll also be able to use miles on non-Oneworld partners, such as Air Canada<\/a>, LATAM, and Lufthansa.<\/p>\nThese partnerships could unlock valuable redemptions for cardholders who have an abundance of Asia Miles. However, most of these programs are easily accessible in their own right. The potential audience for this card is limited, even if Asia Miles are worth paying attention to.<\/p>\nCredit: Hieu\/Unsplash<\/em><\/enter><\/figure>\nAlternative Options to the Cathay World Elite Mastercard<\/span><\/h2>\nThere are many co-branded airline credit cards out there competing with the Cathay Pacific Card<\/b>. In addition, there are numerous cards with transferable currencies, many of which actually transfer to Asia Miles.<\/p>\n
As a refresher, these are the rewards programs that transfer to Asia Miles, as well as their transfer ratios:<\/p>\n
From<\/div>To<\/div>Transfer Ratio<\/div>Min.Transfer<\/div>Average Time<\/div><\/div>Amex (Membership Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:88010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>8 hours<\/div><\/div><\/div>Capital One<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>100:11010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>1,000<\/div>2 days<\/div><\/div><\/div>Citibank (ThankYou Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Immediate<\/div><\/div><\/div>Bilt Rewards<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>2,000<\/div>Unknown<\/div><\/div><\/div>Brex Cash<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>3:2.210% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>500<\/div>Immediate<\/div><\/div><\/div>Wells Fargo (Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1:1.110% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Unknown<\/div><\/div><\/div><\/div>\nThat means that holding any card that earns\u00a0American Express Membership Rewards<\/a>, Capital One Miles<\/a>,\u00a0Citi ThankYou\u00ae<\/sup> Points<\/a>, Bilt Points<\/a>, or Wells Fargo Rewards<\/a> could be worthwhile. Here are a few of our favorites:<\/p>\n\n- If you want a better earning potential<\/strong>, consider the Wells Fargo Autograph Journey\u2120 Card<\/a> (Rates & Fees<\/a>). You'll earn 4X points with airlines, including Cathay Pacific, and 3X points on dining. That's 1 additional point per $1 spent in both categories than the Cathay Pacific Card<\/b>. It has a similar $95 annual fee, and even offers a $50 annual statement credit with a $50 minimum airline purchase.<\/li>\n
- If you want lounge access<\/strong>, the American Express Platinum Card\u00ae<\/sup><\/a> is worth considering, even with a much higher $895 annual fee (Rates & Fees<\/a>). You'll earn an impressive 5X points on flights booked directly with airlines or with American Express Travel\u00ae<\/sup> (on up to $500,000 on these purchases per calendar year), which can then be transferred to Cathay Pacific at a 5:4 ratio. You'll also enjoy access to over 1,550 airport lounges worldwide. While the Amex Global Lounge Collection<\/a> doesn't include Cathay lounges, it does include Centurion Lounges, which are incredibly nice.<\/li>\n
- If you want access to other Oneworld airlines<\/strong>, the Bilt Obsidian Card<\/a> (Rates & Fees<\/a>) could be an interesting choice. In addition to Cathay Pacific, you can transfer your points to Alaska Airlines Atmos Rewards<\/a>. You can sometimes find great value Cathay redemptions through Atmos Rewards, but it can be hit or miss.<\/li>\n<\/ul>\n<\/div><\/div>Wells Fargo Autograph Journey\u2120 Card<\/div>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div><\/div>Apply Now<\/a><\/div>Annual Fee<\/strong>
Earning rates<\/span><\/h3>\nWith any credit card, return on spending is an important factor to consider. The Cathay World Elite Mastercard offers the following spending categories:<\/p>\n
\n- \n
\n- 3 Asia Miles per $1 USD spent on all eligible Cathay Pacific and HK Express travel and in-flight purchases.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
\n- 2 Asia Miles per $1 USD spent on dining and eligible dining delivery services.<\/li>\n
- 1 Asia Mile per $1 USD spent on everything else.<\/li>\n<\/ul>\n
You won't pay any foreign transaction fees for purchases made abroad.<\/p>\n
For those looking to earn Cathay elite status, cardholders will also earn 10 Status Points per $5,000 in purchases made each month, up to 100 Status Points each year. For context, you need 300 status points to upgrade to Silver status. That means you can't spend your way to status, but you can hopefully get there a little faster as a cardholder.<\/p>\n
Related:<\/strong> Best Airline Credit Cards With Annual Fees Under $100<\/a><\/p>\nCredit: Al Reile Dela Torre\/Unsplash<\/em><\/enter><\/figure>\nPriority check-in, boarding, and lounge access<\/span><\/h3>\nAll cardholders are eligible to check in and board with Premium Economy passengers on all Cathay Pacific flights. Traveling companions can check in with the cardholder, but will board based on their purchased fare class. While not a groundbreaking benefit, it does allow passengers to board before economy, which makes up the vast majority of flyers on any flight.<\/p>\n
In addition, cardholders can redeem Asia Miles for access to Cathay Pacific business class lounges. That's great for cardholders without Oneworld Sapphire<\/a> or Emerald status.<\/p>\nAward and flight discounts<\/span><\/h3>\nBy holding the credit card, you'll also have the opportunity to redeem for certain rewards at a discount. For example, you'll have access to 10% off hotels and experience awards with Asia Miles. You can also get 10% off fees for transferring or gifting your miles<\/a> to another member.<\/p>\nThrough December 31, 2026<\/strong>, cardholders can save up to 15% off Economy Flex, Essential, and Light fares, and up to 10% off Business and Premium Economy fares from U.S. gateways to Hong Kong and beyond. If you're in the market for a cash flight, it might make sense to use your Cathay credit card. Be sure to read the terms and conditions<\/a> for a list of valid destinations.<\/p>\nCredit: JT Genter\/AwardWallet<\/em><\/enter><\/figure>\nWorld Elite Mastercard benefits<\/span><\/h3>\nThe Cathay credit card is a World Elite Mastercard<\/a>, which means it comes with a bevy of ancillary benefits, including:<\/p>\n\n- $5 monthly Lyft credit when taking three rides each month (through January 31, 2027<\/strong>)<\/li>\n
- World Elite concierge<\/li>\n
- Mastercard travel and lifestyle services<\/li>\n
- ID theft protection<\/li>\n
- Travel insurance protections, like baggage delay and loss, trip delay and interruption, travel accident insurance, and auto rental collision damage waivers<\/li>\n
- 2-month Instacart+ free trial and $10 your second eligible Instacart purchase each month (through January 31, 2027<\/strong>)<\/li>\n
- $3 monthly statement credit for new Peacock subscribers, plus a $5 statement credit on Peacock Premium+ subscriptions (through December 31, 2027<\/strong>)<\/li>\n
- $2.50 credit when you spend $10 or more each month on participating transit systems<\/li>\n<\/ul>\n
World Elite Mastercard benefits are rarely marketed well by the card issuers, so it's always important to review the list of benefits and see if you can take advantage.<\/p>\n
Who Is the Cathay World Elite Mastercard\u00a0For?<\/span><\/h2>\nThe Cathay Pacific Card<\/b>\u00a0is built for someone who wants to earn Asia Miles. The ideal cardholder likely values Cathay's product for travel to Hong Kong and throughout Asia. There are still some great sweet spots in the program<\/a>, despite devaluations<\/a> over the last few years.<\/p>\nCathay has numerous airline partners, including Oneworld member airlines like British Airways<\/a> and American Airlines AAdvantage<\/a>. You'll also be able to use miles on non-Oneworld partners, such as Air Canada<\/a>, LATAM, and Lufthansa.<\/p>\nThese partnerships could unlock valuable redemptions for cardholders who have an abundance of Asia Miles. However, most of these programs are easily accessible in their own right. The potential audience for this card is limited, even if Asia Miles are worth paying attention to.<\/p>\nCredit: Hieu\/Unsplash<\/em><\/enter><\/figure>\nAlternative Options to the Cathay World Elite Mastercard<\/span><\/h2>\nThere are many co-branded airline credit cards out there competing with the Cathay Pacific Card<\/b>. In addition, there are numerous cards with transferable currencies, many of which actually transfer to Asia Miles.<\/p>\n
As a refresher, these are the rewards programs that transfer to Asia Miles, as well as their transfer ratios:<\/p>\n
From<\/div>To<\/div>Transfer Ratio<\/div>Min.Transfer<\/div>Average Time<\/div><\/div>Amex (Membership Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:88010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>8 hours<\/div><\/div><\/div>Capital One<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>100:11010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>1,000<\/div>2 days<\/div><\/div><\/div>Citibank (ThankYou Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Immediate<\/div><\/div><\/div>Bilt Rewards<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>2,000<\/div>Unknown<\/div><\/div><\/div>Brex Cash<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>3:2.210% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>500<\/div>Immediate<\/div><\/div><\/div>Wells Fargo (Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1:1.110% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Unknown<\/div><\/div><\/div><\/div>\nThat means that holding any card that earns\u00a0American Express Membership Rewards<\/a>, Capital One Miles<\/a>,\u00a0Citi ThankYou\u00ae<\/sup> Points<\/a>, Bilt Points<\/a>, or Wells Fargo Rewards<\/a> could be worthwhile. Here are a few of our favorites:<\/p>\n\n- If you want a better earning potential<\/strong>, consider the Wells Fargo Autograph Journey\u2120 Card<\/a> (Rates & Fees<\/a>). You'll earn 4X points with airlines, including Cathay Pacific, and 3X points on dining. That's 1 additional point per $1 spent in both categories than the Cathay Pacific Card<\/b>. It has a similar $95 annual fee, and even offers a $50 annual statement credit with a $50 minimum airline purchase.<\/li>\n
- If you want lounge access<\/strong>, the American Express Platinum Card\u00ae<\/sup><\/a> is worth considering, even with a much higher $895 annual fee (Rates & Fees<\/a>). You'll earn an impressive 5X points on flights booked directly with airlines or with American Express Travel\u00ae<\/sup> (on up to $500,000 on these purchases per calendar year), which can then be transferred to Cathay Pacific at a 5:4 ratio. You'll also enjoy access to over 1,550 airport lounges worldwide. While the Amex Global Lounge Collection<\/a> doesn't include Cathay lounges, it does include Centurion Lounges, which are incredibly nice.<\/li>\n
- If you want access to other Oneworld airlines<\/strong>, the Bilt Obsidian Card<\/a> (Rates & Fees<\/a>) could be an interesting choice. In addition to Cathay Pacific, you can transfer your points to Alaska Airlines Atmos Rewards<\/a>. You can sometimes find great value Cathay redemptions through Atmos Rewards, but it can be hit or miss.<\/li>\n<\/ul>\n<\/div><\/div>Wells Fargo Autograph Journey\u2120 Card<\/div>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div><\/div>Apply Now<\/a><\/div>Annual Fee<\/strong>
- \n
- 3 Asia Miles per $1 USD spent on all eligible Cathay Pacific and HK Express travel and in-flight purchases.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
- \n
- 2 Asia Miles per $1 USD spent on dining and eligible dining delivery services.<\/li>\n
- 1 Asia Mile per $1 USD spent on everything else.<\/li>\n<\/ul>\n
You won't pay any foreign transaction fees for purchases made abroad.<\/p>\n
For those looking to earn Cathay elite status, cardholders will also earn 10 Status Points per $5,000 in purchases made each month, up to 100 Status Points each year. For context, you need 300 status points to upgrade to Silver status. That means you can't spend your way to status, but you can hopefully get there a little faster as a cardholder.<\/p>\n
Related:<\/strong> Best Airline Credit Cards With Annual Fees Under $100<\/a><\/p>\n
Credit: Al Reile Dela Torre\/Unsplash<\/em><\/enter><\/figure>\n Priority check-in, boarding, and lounge access<\/span><\/h3>\n
All cardholders are eligible to check in and board with Premium Economy passengers on all Cathay Pacific flights. Traveling companions can check in with the cardholder, but will board based on their purchased fare class. While not a groundbreaking benefit, it does allow passengers to board before economy, which makes up the vast majority of flyers on any flight.<\/p>\n
In addition, cardholders can redeem Asia Miles for access to Cathay Pacific business class lounges. That's great for cardholders without Oneworld Sapphire<\/a> or Emerald status.<\/p>\n
Award and flight discounts<\/span><\/h3>\n
By holding the credit card, you'll also have the opportunity to redeem for certain rewards at a discount. For example, you'll have access to 10% off hotels and experience awards with Asia Miles. You can also get 10% off fees for transferring or gifting your miles<\/a> to another member.<\/p>\n
Through December 31, 2026<\/strong>, cardholders can save up to 15% off Economy Flex, Essential, and Light fares, and up to 10% off Business and Premium Economy fares from U.S. gateways to Hong Kong and beyond. If you're in the market for a cash flight, it might make sense to use your Cathay credit card. Be sure to read the terms and conditions<\/a> for a list of valid destinations.<\/p>\n
Credit: JT Genter\/AwardWallet<\/em><\/enter><\/figure>\n World Elite Mastercard benefits<\/span><\/h3>\n
The Cathay credit card is a World Elite Mastercard<\/a>, which means it comes with a bevy of ancillary benefits, including:<\/p>\n
- \n
- $5 monthly Lyft credit when taking three rides each month (through January 31, 2027<\/strong>)<\/li>\n
- World Elite concierge<\/li>\n
- Mastercard travel and lifestyle services<\/li>\n
- ID theft protection<\/li>\n
- Travel insurance protections, like baggage delay and loss, trip delay and interruption, travel accident insurance, and auto rental collision damage waivers<\/li>\n
- 2-month Instacart+ free trial and $10 your second eligible Instacart purchase each month (through January 31, 2027<\/strong>)<\/li>\n
- $3 monthly statement credit for new Peacock subscribers, plus a $5 statement credit on Peacock Premium+ subscriptions (through December 31, 2027<\/strong>)<\/li>\n
- $2.50 credit when you spend $10 or more each month on participating transit systems<\/li>\n<\/ul>\n
World Elite Mastercard benefits are rarely marketed well by the card issuers, so it's always important to review the list of benefits and see if you can take advantage.<\/p>\n
Who Is the Cathay World Elite Mastercard\u00a0For?<\/span><\/h2>\n
The Cathay Pacific Card<\/b>\u00a0is built for someone who wants to earn Asia Miles. The ideal cardholder likely values Cathay's product for travel to Hong Kong and throughout Asia. There are still some great sweet spots in the program<\/a>, despite devaluations<\/a> over the last few years.<\/p>\n
Cathay has numerous airline partners, including Oneworld member airlines like British Airways<\/a> and American Airlines AAdvantage<\/a>. You'll also be able to use miles on non-Oneworld partners, such as Air Canada<\/a>, LATAM, and Lufthansa.<\/p>\n
These partnerships could unlock valuable redemptions for cardholders who have an abundance of Asia Miles. However, most of these programs are easily accessible in their own right. The potential audience for this card is limited, even if Asia Miles are worth paying attention to.<\/p>\n
Credit: Hieu\/Unsplash<\/em><\/enter><\/figure>\n Alternative Options to the Cathay World Elite Mastercard<\/span><\/h2>\n
There are many co-branded airline credit cards out there competing with the Cathay Pacific Card<\/b>. In addition, there are numerous cards with transferable currencies, many of which actually transfer to Asia Miles.<\/p>\n
As a refresher, these are the rewards programs that transfer to Asia Miles, as well as their transfer ratios:<\/p>\n
From<\/div>To<\/div>Transfer Ratio<\/div>Min.Transfer<\/div>Average Time<\/div><\/div>Amex (Membership Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:88010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>8 hours<\/div><\/div><\/div>Capital One<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>100:11010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>1,000<\/div>2 days<\/div><\/div><\/div>Citibank (ThankYou Rewards)<\/a>United States<\/div><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Immediate<\/div><\/div><\/div>Bilt Rewards<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1,000:1,10010% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>2,000<\/div>Unknown<\/div><\/div><\/div>Brex Cash<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>3:2.210% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>500<\/div>Immediate<\/div><\/div><\/div>Wells Fargo (Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>\u2794<\/span>Cathay Pacific (Cathay)<\/div><\/div><\/div>1:1.110% transfer bonus through August 28, 2026<\/a>.<\/div><\/div>-<\/div>Unknown<\/div><\/div><\/div><\/div>\nThat means that holding any card that earns\u00a0American Express Membership Rewards<\/a>, Capital One Miles<\/a>,\u00a0Citi ThankYou\u00ae<\/sup> Points<\/a>, Bilt Points<\/a>, or Wells Fargo Rewards<\/a> could be worthwhile. Here are a few of our favorites:<\/p>\n
- \n
- If you want a better earning potential<\/strong>, consider the Wells Fargo Autograph Journey\u2120 Card<\/a> (Rates & Fees<\/a>). You'll earn 4X points with airlines, including Cathay Pacific, and 3X points on dining. That's 1 additional point per $1 spent in both categories than the Cathay Pacific Card<\/b>. It has a similar $95 annual fee, and even offers a $50 annual statement credit with a $50 minimum airline purchase.<\/li>\n
- If you want lounge access<\/strong>, the American Express Platinum Card\u00ae<\/sup><\/a> is worth considering, even with a much higher $895 annual fee (Rates & Fees<\/a>). You'll earn an impressive 5X points on flights booked directly with airlines or with American Express Travel\u00ae<\/sup> (on up to $500,000 on these purchases per calendar year), which can then be transferred to Cathay Pacific at a 5:4 ratio. You'll also enjoy access to over 1,550 airport lounges worldwide. While the Amex Global Lounge Collection<\/a> doesn't include Cathay lounges, it does include Centurion Lounges, which are incredibly nice.<\/li>\n
- If you want access to other Oneworld airlines<\/strong>, the Bilt Obsidian Card<\/a> (Rates & Fees<\/a>) could be an interesting choice. In addition to Cathay Pacific, you can transfer your points to Alaska Airlines Atmos Rewards<\/a>. You can sometimes find great value Cathay redemptions through Atmos Rewards, but it can be hit or miss.<\/li>\n<\/ul>\n
<\/div><\/div>Wells Fargo Autograph Journey\u2120 Card<\/div>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div><\/div>Apply Now<\/a><\/div>Annual Fee<\/strong> - If you want lounge access<\/strong>, the American Express Platinum Card\u00ae<\/sup><\/a> is worth considering, even with a much higher $895 annual fee (Rates & Fees<\/a>). You'll earn an impressive 5X points on flights booked directly with airlines or with American Express Travel\u00ae<\/sup> (on up to $500,000 on these purchases per calendar year), which can then be transferred to Cathay Pacific at a 5:4 ratio. You'll also enjoy access to over 1,550 airport lounges worldwide. While the Amex Global Lounge Collection<\/a> doesn't include Cathay lounges, it does include Centurion Lounges, which are incredibly nice.<\/li>\n
- $5 monthly Lyft credit when taking three rides each month (through January 31, 2027<\/strong>)<\/li>\n
![\"Three](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/07\/al-reile-dela-torre-q6kw9jmqTFM-unsplash-scaled.jpg\")
![\"Cathay](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/04\/Header-Cathay-Pacific-777-business-class-mini-cabin-Photo-by-JT-Genter.jpg\")
![\"Closeup](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/07\/hieu-TYHXYsDztw-unsplash-scaled.jpg\")
![\"Wells](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/CardArt-WellsFargoAutographJourneyCard.png\")
<\/div><\/div>![\"American](\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\")
<\/div><\/div>![\"Bilt](\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/CardArt-BiltObsidianCard.png\")
<\/div><\/div>