Page Contents<\/p>
- A Note on Popular Business Cards<\/a><\/li>
- Our Top 3 No-Annual-Fee Business Credit Cards<\/a>
- Ink Business Cash\u00ae<\/sup> Credit Card<\/a><\/li>
- Ink Business Unlimited\u00ae<\/sup> Credit Card<\/a><\/li>
- The Blue Business\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/li><\/ul><\/li>
- No-Annual-Fee Business Rewards Cards at a Glance<\/a>
- Wells Fargo Signify Business Cash\u00ae<\/sup> Card<\/a><\/li>
- The American Express Blue Business Cash\u2122 Card<\/a><\/li>
- Capital One Spark Cash Select<\/a><\/li>
- Capital One Spark Miles Select for Business<\/a><\/li>
- U.S. Bank Business Triple Cash Rewards World Elite Mastercard\u00ae<\/sup><\/a><\/li><\/ul><\/li>
- Who Can Apply for a Business Credit Card?<\/a><\/li>
- Final Thoughts<\/a><\/li><\/ul><\/div>\n\n
A Note on Popular Business Cards<\/span><\/h2>\n
Although many of the most popular business credit cards<\/a> charge an annual fee, there are some absolute gems that don\u2019t. If your business spends less than $20,000 a year, it\u2019s hard to justify paying $100 or more for an annual fee.<\/p>\n
It's going to take a lot of spending before you get into positive territory with your rewards on an after-fee basis!<\/p>\n
However, there are some offers as high as 75,000 points or $750 cash back, lucrative bonus categories for your spending, and two of the top overall cards for everyday spending. With these offers, the odds are good that one of these no-annual-fee cards can help you supercharge your rewards.<\/p>\n
Plus, you may qualify for a business credit card without realizing it. More on that below.<\/p>\n
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Credit: Annie Spratt \/ Unsplash<\/em><\/enter><\/figure>\n Related: This Month's Best Small-Business Credit Card Offers<\/a><\/strong><\/p>\n
Our Top 3 No-Annual-Fee Business Credit Cards<\/span><\/h2>\n
There are a lot of no-annual-fee business cards out there, but we'll introduce you to our three favorites first.<\/p>\n
Ink Business Cash\u00ae<\/sup> Credit Card<\/span><\/h3>\n
The Ink Business Cash\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>) features a sign-up bonus of $750 cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/p>\n
This is one of the most lucrative cards in Chase\u2019s stable of business credit cards<\/a>. The bonus is awarded as points you can redeem as cash back at 1 cent per point (yielding $750).<\/p>\n
Alternatively, if you hold a Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>), Ink Business Preferred\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>), or Sapphire Reserve for Business\u2120<\/a> (Rates & Fees<\/a>), you can combine your cash back with points<\/a> for potentially much higher returns.<\/p>\n
In addition to the sweet welcome offer, the Ink Cash<\/a> earns 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services and 2% cash back on dining and gas on the first $25,000 spent in combined purchases each account anniversary year, plus 1% back on other purchases.<\/p>\n
You're effectively earning 5X Ultimate Rewards points per dollar on $25,000 of annual spending in the 5% categories. If maxed out, this would net you 125,000 Ultimate Rewards points to transfer to Chase's 14 airline and hotel partners<\/a>\u00a0 or $1,250 cash back annually. These are massive returns from a card with no annual fee.<\/p>\n
\n\n\nInk Business Cash\u00ae<\/sup> Credit Card<\/div>\n<\/div>\n Apply Now<\/a><\/div>\nRates & Fees<\/a><\/span><\/div>\nWelcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n <\/div>\n\n Ink Business Cash\u00ae<\/sup> Credit Card<\/strong>\nWelcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\nAnnual Fee:<\/strong>$0<\/b><\/div>\nShow more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>Features a $750 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div>\n\n\n- Earn $750 when you spend $6,000 on purchases in the first three months after account opening<\/li>
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>
- Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases<\/li>
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li>
- No Annual Fee<\/li>
- Complimentary three-month lnstacart+ membership.<\/li>
- 0% introductory APR for 12 months on purchases<\/li>
- Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li>
- Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
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- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n
- 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n
- 1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n
- The American Express Blue Business Cash\u2122 Card<\/a><\/li>
- Ink Business Unlimited\u00ae<\/sup> Credit Card<\/a><\/li>
- Our Top 3 No-Annual-Fee Business Credit Cards<\/a>
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