{"id":23311,"date":"2025-04-27T15:10:01","date_gmt":"2025-04-27T15:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=23311"},"modified":"2026-04-08T14:14:36","modified_gmt":"2026-04-08T14:14:36","slug":"use-travel-credits-to-pay-award-fees","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/use-travel-credits-to-pay-award-fees\/","title":{"rendered":"Can You Use Credit Card Travel Credits to Pay Award Change and Cancellation Fees?"},"content":{"rendered":"<p class=\"remark\"><em>$600 hotel credit offered with American Express Platinum Card<sup>\u00ae<\/sup> applies to prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings made via American Express Travel<sup>\u00ae<\/sup>. The Hotel Collection requires a minimum two-night stay.<\/em><\/p>\n<p>It's often necessary to <a target=\"_blank\" href=\"\/airlines\/far-advance-can-book-airline-award-tickets\/\" rel=\"noopener\">book award travel well in advance to secure seat availability<\/a>, but knowing for sure that a trip will work out isn\u2019t always easy. A lot can change in the months ahead, and even the best-laid plans can fall apart. Changes or cancellations are sometimes unavoidable, and many airline loyalty programs charge fees for one or both.<\/p>\n<p><a target=\"_blank\" href=\"\/airlines\/award-ticket-change-and-cancellation-policies\/\" rel=\"noopener\">Award ticket change and cancellation policies<\/a> vary by airline. Fees range from free with Southwest, Alaska Airlines, ANA, Delta, and United to as much as $200 per ticket through Avianca LifeMiles for international awards. But most airlines fall somewhere in the middle.<\/p>\n<p>That\u2019s cold, hard cash you\u2019ve paid to the airline for the privilege of not flying. But thanks to the <a target=\"_blank\" href=\"\/credit-cards\/cards-with-travel-statement-credit\/\" rel=\"noopener\">travel credits offered on some of the best rewards cards<\/a>, you might not have to pay out of pocket. You can charge the fee to your card, then have it reimbursed as a statement credit.<\/p>\n<p>So, which cards let you do this? Let's take a look.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Which_Credit_Cards_Provide_Travel_or_Airline_Incidental_Credits\">Which Credit Cards Provide Travel or Airline Incidental Credits?<\/a><\/li><li><a href=\"#Do_Travel_and_Airline_Credits_Cover_All_Airline_Fees_and_Charges\">Do Travel and Airline Credits Cover All Airline Fees and Charges?<\/a><\/li><li><a href=\"#How_to_Cover_Award_Ticket_Change_and_Cancellation_Fees_With_Travel_Credits\">How to Cover Award Ticket Change and Cancellation Fees With Travel Credits<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Which_Credit_Cards_Provide_Travel_or_Airline_Incidental_Credits\">Which Credit Cards Provide Travel or Airline Incidental Credits?<\/span><\/h2>\n<p>Travel credits are a common feature on premium travel rewards cards and a few mid-tier ones. However, not all of these credits will work for airline change or cancellation fees. It\u2019s extremely important to read the fine print.<\/p>\n<p>Some cards, like the <a data-ccid=\"4048119\" href=\"\/blog\/link\/CR-BankofAmericaPremiumRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> credit card<\/a>, specifically include ticket change and cancellation fees. Others, like the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a>, don't cover incidental fees because the travel credit only applies to bookings made through the Capital One Travel portal.<\/p>\n<p>Here's an overview of several cards that offer travel credits and what you can use them for:<\/p>\n<p>\n<table id=\"tablepress-162\" class=\"tablepress tablepress-id-162 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Annual Credit<\/th><th class=\"column-3\">Eligible Purchases <\/th><th class=\"column-4\">Annual Fee<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">Up to $200 airline incidentals credit on one airline (chosen annually)<br \/>\n<br \/>\n$600 hotel credit (up to $300 semiannually) on select prepaid hotels with Amex Travel (The Hotel Collection requires a minimum two-night stay) <br \/>\n<br \/>\nEnrollment is required for select Amex benefits.<\/td><td class=\"column-3\">Baggage fees, change or cancellation fees, in-flight food and beverages, and lounge admission<br \/>\n<br \/>\nFees must be charged separately from ticket purchase to qualify <br \/>\n<br \/>\nApplies only to Amex Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings<\/td><td class=\"column-4\">$895 - <a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/a><\/td><td class=\"column-2\">Up to $200 airline incidentals credit on one airline (chosen annually)<br \/>\n<br \/>\n$600 hotel credit (up to $300 semiannually) on select prepaid hotels with Amex Travel (The Hotel Collection requires a minimum two-night stay) <br \/>\n<br \/>\nEnrollment is required for select Amex benefits.<\/td><td class=\"column-3\">Baggage fees, change or cancellation fees, in-flight food and beverages, and lounge admission<br \/>\n<br \/>\nFees must be charged separately from ticket purchase to qualify <br \/>\n<br \/>\nApplies only to Amex Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings<\/td><td class=\"column-4\">$895  - <a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048211\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressAspire\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Aspire Card<\/a><\/td><td class=\"column-2\">$200 airline credit, issued as $50 quarterly for airline or Amex Travel<sup>\u00ae<\/sup> purchases<br \/>\n<br \/>\nup to $400 Hilton Resort statement credit<br \/>\n<br \/>\nEnrollment is required for select Amex benefits.<\/td><td class=\"column-3\">Airfare booked through Amex Travel; excludes most ancillary fees, including change or cancellation fees<br \/>\n<br \/>\nEligible purchases at participating Hilton Resorts, including on-property dining, spa services, and other charges billed to your room<\/td><td class=\"column-4\">$550 - <a data-ccid=\"4048211\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-aspire-credit-card\/26129-10-0#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"152\" href=\"\/blog\/link\/BankOfAmericaPremiumRewardsEliteCreditCard\" rel=\"noopener nofollow sponsored\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> Elite Credit Card<\/a><\/td><td class=\"column-2\">$300 airline incidentals credit on qualifying U.S. domestic airlines only<\/td><td class=\"column-3\">Preferred seating, change or cancellation fees, checked baggage, in-flight purchases, and airline-affiliated lounge access<\/td><td class=\"column-4\">$550<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=013bdd5273224833bc0a90215f46f833c&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$300 travel credit<br \/>\n<br \/>\n$500 credit (up to $250 semiannually) on prepaid hotels booked with The Edit (two-night minimum required)<\/td><td class=\"column-3\">Almost any travel purchase<br \/>\n<br \/>\nApplies only to bookings with The Edit<\/td><td class=\"column-4\">$795<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve for Business\u2120<\/a><br \/>\n (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=fd450ed860d433d4de39d5e4d512fff5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$300 travel credit<br \/>\n<br \/>\n$500 credit (up to $250 semiannually) on prepaid hotels booked with The Edit (two-night minimum required)<\/td><td class=\"column-3\">Almost any travel purchase<br \/>\n<br \/>\nApplies only to bookings with The Edit<\/td><td class=\"column-4\">$795<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a><\/td><td class=\"column-2\">$300 travel credit that applies to bookings with Capital One Travel<\/td><td class=\"column-3\">Flights, hotels, and car rentals<\/td><td class=\"column-4\">$395<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Capital One Venture X Business<\/a><\/td><td class=\"column-2\">$300 travel credit that applies to bookings with Capital One Business Travel<\/td><td class=\"column-3\">Flights, hotels, and car rentals<\/td><td class=\"column-4\">$395<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048357\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/autograph-journey\/\">Wells Fargo Autograph Journey\u2120 Card<\/a> (<a data-ccid=\"5048357\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-journey-visa\/terms\/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$50 airline credit<\/td><td class=\"column-3\">Airline purchases of $50 or more (one-time use)<\/td><td class=\"column-4\">$95<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048119\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/premium-rewards-credit-card\/\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> credit card<\/a><\/td><td class=\"column-2\">Up to $100 airline incidentals credit on U.S. domestic airlines only<\/td><td class=\"column-3\">Preferred seating, change or cancellation fees, checked baggage, in-flight purchases, and airline-affiliated lounge access<\/td><td class=\"column-4\">$95<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"97\" href=\"\/blog\/link\/CrystalVisaInfiniteCreditCard\" rel=\"noopener nofollow sponsored\"><b>Crystal<sup>\u00ae<\/sup> Visa Infinite<sup>\u00ae<\/sup> Credit Card<\/b><\/a><\/td><td class=\"column-2\">$350 airline incidentals credit on U.S. domestic airlines only<\/td><td class=\"column-3\">Change or cancellation fees, checked baggage, in-flight purchases, lounge memberships or day passes, onboard Wi-Fi, and TSA PreCheck application fees<\/td><td class=\"column-4\">$400<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><strong>PenFed Pathfinder<sup>\u00ae<\/sup> Rewards Visa Signature<sup>\u00ae<\/sup><\/strong><\/td><td class=\"column-2\">Up to $100 airline incidentals credit on U.S. domestic airlines only<\/td><td class=\"column-3\">Baggage fees, seat upgrades, in-flight purchases, Wi-Fi and entertainment, and lounge fees; change\/cancellation fees may not qualify<\/td><td class=\"column-4\">$95 (waived for PenFed Honors Advantage members)<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"10\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-prestige\/\" =_blank>Citi Prestige<sup>\u00ae<\/sup> Card<\/a> (not open to new applicants)<\/td><td class=\"column-2\">$250 travel credit<\/td><td class=\"column-3\">Airlines, hotels, car rentals, travel agencies, transit (including ferries, trains, subways, and buses), taxis and rideshares, cruises, tolls, and parking<\/td><td class=\"column-4\">$495<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"2\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/ritz-carlton-card\/\" =_blank>The Ritz-Carlton\u2122 Credit Card<\/a> (available only by product change)<\/td><td class=\"column-2\">$300 airline incidentals credit (not automatic; request via phone or secure message)<\/td><td class=\"column-3\">Airline fees outside of airfare, including baggage fees, seat upgrades, in-flight purchases, and lounge access<\/td><td class=\"column-4\">$450<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><a data-ccid=\"6\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-reserve-card\/\" =_blank> U.S. Bank Altitude\u2122 Reserve Visa Infinite<sup>\u00ae<\/sup> Card<\/a> (not open to new applicants)<\/td><td class=\"column-2\">$325 travel credit<\/td><td class=\"column-3\">Any merchant classified as travel as well as dining, restaurant takeout, or food delivery <\/td><td class=\"column-4\">$400<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Many of the cards offer credits that are usable for airline change or cancellation fees. Some have ambiguous language that doesn't make it clear, but some others specifically exclude these fees. We've done our best to outline what fees and services each card's travel credit actually covers.<\/p>\n<p>Want more details on your travel or airline credit? We've put together some handy guides for travel credits from popular issuers below:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum-airline-credit\/\" rel=\"noopener\">American Express Platinum Card<sup>\u00ae<\/sup> airline credit<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">Capital One Venture X Rewards Credit Card travel credit<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve-travel-credit\/\" rel=\"noopener\">Chase Sapphire Reserve<sup>\u00ae<\/sup> travel credit<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/marriott-bonvoy\/ritz-carlton-annual-travel-credit\/\" rel=\"noopener\">The Ritz-Carlton\u2122 Credit Card travel credit<\/a> (card available via product change)<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-prestige-travel-credit\/\" rel=\"noopener\">Citi Prestige<sup>\u00ae<\/sup> Card travel credit<\/a> (card not open to new applicants)<\/li>\n<\/ul>\n<p>It\u2019s important to note that not all airline\/travel credits are created equal. The travel credits offered on the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a> and <a data-ccid=\"6\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-reserve-card\/\" =_blank> U.S. Bank Altitude\u2122 Reserve Visa Infinite<sup>\u00ae<\/sup> Card<\/a> cover almost any travel charge paid for with the card, including airline, hotel, taxi\/Uber, and marine transportation charges. These are by far the most flexible. Even better, these statement credits are applied automatically when a qualifying charge is detected.<\/p>\n<p>Conversely, the travel credit on the Ritz-Carlton Card is far more restrictive, as it applies only to select airline and travel charges. And frustratingly, you have to call or message Chase to have the credit applied to your account. If you happen to forget this step, you won't receive your credit.<\/p>\n<figure id=\"attachment_168480\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-168480 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Mikhai-Nnilov-Pexels-laptop-and-credit-card-feature-300x240.png\" alt=\"overhead view of hands typing on a laptop and holding a credit card\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Mikhai-Nnilov-Pexels-laptop-and-credit-card-feature-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Mikhai-Nnilov-Pexels-laptop-and-credit-card-feature-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Mikhai-Nnilov-Pexels-laptop-and-credit-card-feature-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Mikhai-Nnilov-Pexels-laptop-and-credit-card-feature.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Mikhai Nnilov\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Do_Travel_and_Airline_Credits_Cover_All_Airline_Fees_and_Charges\">Do Travel and Airline Credits Cover All Airline Fees and Charges?<\/span><\/h2>\n<p>No. The specific fees each airline credit covers can be a challenge to piece together, and you need to dig into the terms and conditions for each product. For instance, the $300 &#8220;travel&#8221; credit offered on the Ritz-Carlton Card doesn\u2019t cover all airline charges \u2014 only baggage fees, upgrades, lounge access, and in-flight entertainment or Wi-Fi.<\/p>\n<p>In contrast, the airline credit provided on the <a data-ccid=\"97\" href=\"\/blog\/link\/CrystalVisaInfiniteCreditCard\" rel=\"noopener nofollow sponsored\"><b>Crystal<sup>\u00ae<\/sup> Visa Infinite<sup>\u00ae<\/sup> Credit Card<\/b><\/a> only covers domestic airlines and mentions airline ticket change\/cancellation fees explicitly:<\/p>\n<blockquote><p><em>&#8220;Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US-Domestic Airline Carriers (each an &#8220;Eligible Airline&#8221;) on domestic itineraries and include: ticket change\/cancellation fees&#8230;&#8221;<\/em><\/p><\/blockquote>\n<p>You'll have to dig into the specific details for the credit offered by a particular card to find out what charges are covered. However, we've done the work for a good number of cards, listing out the details of what eligible charges qualify for each card's credit in the table above.<\/p>\n<h2><span id=\"How_to_Cover_Award_Ticket_Change_and_Cancellation_Fees_With_Travel_Credits\">How to Cover Award Ticket Change and Cancellation Fees With Travel Credits<\/span><\/h2>\n<p>If you're using a card with travel or airline credits that cover ancillary fees, triggering the credit is as simple as swiping your card when paying the fee. The charge will code as airline ticket change\/cancellation fees from the merchant, and the statement credit should apply automatically to your account (the Ritz-Carlton Card\u00a0is an exception).<\/p>\n<p>If the costs don\u2019t credit automatically, you\u2019ll need to call the number on the back of your card and have a customer service representative look at the charges to ensure they have coded correctly. You may need to supply a receipt for the purchase from the travel provider.<\/p>\n<p>If you\u2019re looking for more information on each program's fees, consult our <a target=\"_blank\" href=\"\/airlines\/award-ticket-change-and-cancellation-policies\/\" rel=\"noopener\">guide to frequent flyer program change and cancellation fees<\/a>.<\/p>\n<figure id=\"attachment_207385\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-207385 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash.jpg\" alt=\"Many United Aircraft at the Gate in an airport-\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash.jpg 1200w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Featured-Many-United-Aircraft-at-the-Gate-in-an-airport-chris-leipelt-unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chris Leipelt\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Life often gets in the way of travel plans, and ticket changes and cancellations are a reality. Claiming a statement credit for award change\/cancellation fees is an excellent way of utilizing credit card perks to reduce the out-of-pocket cost of changing your travel plans.<\/p>\n<p>Just be aware that not all travel credits will cover these ancillary fees. Even on cards that do include change\/cancellation fees, you may have restrictions on which airlines you can apply the credit to, such as the restrictions on Amex, Bank of America, and City National Bank cards.<\/p>\n<p>The broad travel credit offered on the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a> is yet another reason we rate the card so highly. It provides the ultimate flexibility to help you cover the fees in the event you need to change your ticket.<\/p>\n<p>Ultimately, I prefer to use airline loyalty programs where there are no change or cancellation fees. But there are still times when I have to pay these. And having a card available that can cover these charges (if needed) is a great resource.<\/p>\n<div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=013bdd5273224833bc0a90215f46f833c&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 125,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get more than $2,700 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $250 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>One of the frustrating aspects of award travel is often needing to book well in advance to get the best price with your points and miles, knowing that your plans might change along the way. And some programs will charge you (handsomely!) if you have to make these changes. But if your credit card has travel credits, can you use these to cover the award change and cancellation fees?<\/p>\n","protected":false},"author":4,"featured_media":207519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12668,12520],"coauthors":[36390,36394],"class_list":["post-23311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-airlines","tag-card-benefits"],"acf":[],"yoast_head":"<title>Can You Use Card Travel Credits to Pay Award Change Fees?<\/title>\n<meta name=\"description\" content=\"You&#039;ve booked a flight with points and now need to change it. 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