{"id":233980,"date":"2025-11-05T10:00:49","date_gmt":"2025-11-05T10:00:49","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=233980\/"},"modified":"2026-04-08T14:27:11","modified_gmt":"2026-04-08T14:27:11","slug":"navy-federal-credit-union-more-rewards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-credit-union-more-rewards\/","title":{"rendered":"Navy Federal Credit Union More Rewards American Express\u00ae Card Review: Solid Earnings, Decent Benefits"},"content":{"rendered":"<p>If you're already a member of the Navy Federal Credit Union, or you're considering joining, you should take a look at the variety of credit card options available to members. One such card is the <a data-ccid=\"13\" href=\"https:\/\/awardwallet.com\/blog\/link\/NavyFederalMoreRewardsAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Navy Federal More Rewards American Express<sup>\u00ae<\/sup> Card<\/a>, which offers cardholders a lucrative earning potential and valuable benefits. The best part? There's no annual fee.<\/p>\n<p>Here's everything you need to know about the Navy Federal More Rewards Amex, including how to apply.<\/p>\n<div class=\"qs-card\" data-id=\"13\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Navy Federal More Rewards American Express<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/CardArt-NavyFederalMoreRewardsAmericanExpressCard.png\" width=\"150\" alt=\"Navy Federal More Rewards American Express\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"13\" href=\"https:\/\/awardwallet.com\/blog\/link\/NavyFederalMoreRewardsAmericanExpressCard?var2=exit~fcw\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> You could earn 20,000 bonus points when you spend $2,000 (a $200 value) within 90 days of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Navy Federal More Rewards American Express<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> You could earn 20,000 bonus points when you spend $2,000 (a $200 value) within 90 days of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Navy Federal More Rewards American Express<sup>\u00ae<\/sup> Card offers consistent value with 3X points on groceries, restuarant spend, gas, and transit, plus 1X on everything else. With no annual or foreign transaction fees, it\u2019s a straightforward way to earn strong rewards on everyday spending.<\/div><div class=\"qs-tab-hl\"><ul>\r\n  <li>You could earn 20,000 bonus points when you spend $2,000 (a $200 value) within 90 days of account opening.<\/li>\r\n  <li>For a limited time, hit checkout on the fly with a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership until January 1st, 2026.<\/li>\r\n  <li>3X points at restaurants and on food delivery<\/li>\r\n  <li>3X points on groceries<\/li>\r\n  <li>3X points on gas and transit<\/li>\r\n  <li>1X points on everything else<\/li>\r\n<\/ul>\r\n<\/div><div class=\"qs-tab-er\"><ul><li>3X points on groceries<\/li>\r\n \t<li>3X points on gas and transit<\/li>\r\n        <li>3X points at restaurants and on food delivery<\/li>\r\n \t<li>1X points on everything else<\/li>\r\n \t<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/NavyMoreRewardsAmex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Navy_Federal_More_Rewards_Amex_Pros\">Navy Federal More Rewards Amex Pros<\/a><\/li><li><a href=\"#Navy_Federal_More_Rewards_Amex_Cons\">Navy Federal More Rewards Amex Cons<\/a><\/li><li><a href=\"#Navy_Federal_More_Rewards_Amex_Welcome_Offer\">Navy Federal More Rewards Amex Welcome Offer<\/a><\/li><li><a href=\"#Navy_Federal_More_Rewards_Amex_Earning_Rates\">Navy Federal More Rewards Amex Earning Rates<\/a><ul><li><a href=\"#Do_rewards_expire\">Do rewards expire?<\/a><\/li><\/ul><\/li><li><a href=\"#Navy_Federal_More_Rewards_Amex_Benefits\">Navy Federal More Rewards Amex Benefits<\/a><ul><li><a href=\"#Entertainment_access\">Entertainment access<\/a><\/li><li><a href=\"#Travel_discounts\">Travel discounts<\/a><\/li><li><a href=\"#Car_rental_benefits\">Car rental benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Redeeming_Points_With_the_Navy_Federal_More_Rewards_Amex\">Redeeming Points With the Navy Federal More Rewards Amex<\/a><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Navy_Federal_More_Rewards_Amex\">Cards That Compete With the Navy Federal More Rewards Amex<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Navy_Federal_More_Rewards_Amex_Pros\">Navy Federal More Rewards Amex Pros<\/span><\/h2>\n<ul>\n<li>No annual, balance transfer, foreign transaction, or cash advance fees<\/li>\n<li>Solid bonus earning categories<\/li>\n<li>A variety of discounts and early access opportunities as a cardholder<\/li>\n<\/ul>\n<h2><span id=\"Navy_Federal_More_Rewards_Amex_Cons\">Navy Federal More Rewards Amex Cons<\/span><\/h2>\n<ul>\n<li>Restricted to Navy Federal Credit Union members<\/li>\n<li>No way to extract more value from points<\/li>\n<\/ul>\n<h2><span id=\"Navy_Federal_More_Rewards_Amex_Welcome_Offer\">Navy Federal More Rewards Amex Welcome Offer<\/span><\/h2>\n<p>You could earn 20,000 bonus points when you spend $2,000 (a $200 value) within 90 days of account opening.. In addition, you can receive a\u00a0one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership using your card. Walmart+ memberships give a variety of benefits, ranging from free grocery delivery and discounts on gas to the ability to <a href=\"\/news\/credit-cards\/amex-paramount-plus\/\">register for a free streaming subscription<\/a>.<\/p>\n<h2><span id=\"Navy_Federal_More_Rewards_Amex_Earning_Rates\">Navy Federal More Rewards Amex Earning Rates<\/span><\/h2>\n<p>The earning rates are one of the best things about the Navy Federal More Rewards Amex. You'll earn:<\/p>\n<ul><li>3X points on groceries<\/li>\r\n \t<li>3X points on gas and transit<\/li>\r\n        <li>3X points at restaurants and on food delivery<\/li>\r\n \t<li>1X points on everything else<\/li>\r\n \t<\/ul>\n<p>You can also shop through the shopping portal to take advantage of member-only deals that earn up to 15 points per $1 spent.<\/p>\n<p>Restaurants, supermarkets, gas, and transit are categories where many people concentrate a significant portion of their monthly spending. If your spending aligns with these categories, you'll accumulate points quickly.<\/p>\n<figure id=\"attachment_184518\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-184518 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Dining-Restaurant-Featured-Paul-Rysz-Unsplash.png\" alt=\"European street with dining establishments on either side.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Dining-Restaurant-Featured-Paul-Rysz-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Dining-Restaurant-Featured-Paul-Rysz-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Dining-Restaurant-Featured-Paul-Rysz-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Dining-Restaurant-Featured-Paul-Rysz-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Paul Rysz\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Do_rewards_expire\">Do rewards expire?<\/span><\/h3>\n<p>As long as your account is open, your rewards won't expire. Plus, there's no limit to how much you can earn.<\/p>\n<h2><span id=\"Navy_Federal_More_Rewards_Amex_Benefits\">Navy Federal More Rewards Amex Benefits<\/span><\/h2>\n<h3><span id=\"Entertainment_access\">Entertainment access<\/span><\/h3>\n<p>As a cardholder, you'll receive early access to tickets for shows, sports, and concerts, including presale tickets and access to special events or experiences when you book through the entertainment website.<\/p>\n<h3><span id=\"Travel_discounts\">Travel discounts<\/span><\/h3>\n<p>You can get up to 30% off select hotels through Booking.com, made through the American Express benefit platform.<\/p>\n<figure id=\"attachment_234085\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/232\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-234085 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05.png\" alt=\"A screenshot of the Booking.com \/ Amex benefits platform\" width=\"600\" height=\"232\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05.png 2030w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05-300x116.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05-1024x395.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05-768x297.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-11.32.05-1536x593.png 1536w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: American Express<\/em><\/enter><\/figure>\n<h3><span id=\"Car_rental_benefits\">Car rental benefits<\/span><\/h3>\n<p>You'll get up to 25% off on car rentals with major car rental companies worldwide. You'll also receive coverage against damage or loss of a car rental in the U.S. or Canada, as well as roadside assistance if an issue arises during your trip.<\/p>\n<p>To receive your discount on car rentals, you can call 1-877-754-9670.<\/p>\n<h2><span id=\"Redeeming_Points_With_the_Navy_Federal_More_Rewards_Amex\">Redeeming Points With the Navy Federal More Rewards Amex<\/span><\/h2>\n<p>You can redeem your points for cash, travel, gift cards, or merchandise. Whenever you're ready to redeem your rewards, log in to the mobile app, select your card, click &#8220;Rewards,&#8221; and then click &#8220;View Offers.&#8221; Then, you'll be redirected to a website to redeem your rewards.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>Navy Federal imposes several application restrictions on cardholders. You can only be the primary cardholder on up to three Navy Federal credit cards at a time. You can only be approved for one new credit card within a 90-day period. If you've already opened a card within the last 90 days, you will be automatically denied for a new card.<\/p>\n<p>Home Equity Line Platinum credit cards and GO BIZ Rewards credit cards aren't included in the 3-card limit, so you can hold those and three other rewards cards at the same time.<\/p>\n<p>In addition, to have a credit card from the Navy Federal Credit Union, you'll need to first be a member. To be eligible for membership, you must fall into one of the following categories: active duty, retired, or veteran servicemembers; family members; or Department of Defense civilians. If you qualify, you can submit an online membership application with your Social Security Number, government ID, current home address, and a method to fund your account.<\/p>\n<p>Once you're a member, you'll be able to submit a credit card application.<\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Navy_Federal_More_Rewards_Amex\">Cards That Compete With the Navy Federal More Rewards Amex<\/span><\/h2>\n<p>If you don't think the Navy Federal More Rewards Amex is right for you, don't worry. There are plenty of other options, including several more through the Navy Federal Credit Union.<\/p>\n<ul>\n<li><strong>If you want to earn more on travel,\u00a0<\/strong>consider the Visa Signature<sup>\u00ae<\/sup> Flagship Rewards Card. You'll earn 3X on travel and 2X on everything else, allowing you to quickly rack up points. Although you'll pay a $49 annual fee, you'll get plenty of value in return \u2014 a statement credit for an Amazon Prime membership and the application fee for Global Entry or TSA PreCheck, and a variety of travel protections as a Visa Signature.<\/li>\n<li><strong>If you want to earn cash back,<\/strong> the <a data-ccid=\"12\" href=\"\/blog\/link\/NavyFederalVisaCashRewardsCard\" rel=\"noopener nofollow sponsored\">Navy Federal Visa cashRewards Card<\/a> could be a good fit. You'll earn up to 2% cash back on all purchases, and there's no limit to how much you can earn. You'll also receive a collision damage waiver, but there aren't a ton of additional cardholder benefits.<\/li>\n<li><strong>If you want transferable rewards,\u00a0<\/strong>the <a data-ccid=\"241\" href=\"\/blog\/link\/CitiStrataCard\" rel=\"noopener nofollow sponsored\">Citi Strata\u2120 Card<\/a> (<a data-ccid=\"241\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1960645.4297&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) might be an option. It has a similar earning potential, but allows you to access Citi's 21 transfer partners. This gives you a route to more lucrative redemptions. However, it charges foreign transaction fees, so it's not a great card to use abroad.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"CardArt-VisaSignatureFlagshipRewardsCard\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/CardArt-VisaSignatureFlagshipRewardsCard.png\" width=\"150\"  \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Visa Signature<sup>\u00ae<\/sup> Flagship Rewards Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> You could earn 35,000 bonus points (a $350 value) when you spend $3,500 within 90 days of opening a new Flagship credit card account.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"257\" data-exit=\"ccw\" href=\"https:\/\/awardwallet.com\/blog\/link\/VisaSignatureFlagshipRewardsCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$49<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n  <li>3x points on travel<\/li>\r\n  <li>2x points on everything else<\/li>\r\n<\/ul>\r\n<\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/CardArt-NavyFederalVisaCashRewardsCreditCard.png\" width=\"150\" alt=\"Navy Federal Visa cashRewards Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Navy Federal Visa cashRewards Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> You could earn $250 cash back when you spend $2,500 within 90 days of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"12\" data-exit=\"ccw\" href=\"\/blog\/link\/NavyFederalVisaCashRewardsCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good, Fair, Average<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 2% cash back with cashRewards Plus or unlimited 1.5% cash back with cashRewards. Network benefits vary by card.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataCard.png\" width=\"150\" alt=\"Citi Strata\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata\u2120 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata\u2120 Card' data-ccid=\"241\" data-exit=\"ccw\" href=\"\/blog\/link\/CitiStrataCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"241\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1960645.4297&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good Credit<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n  <li>5X \u2013 Earn 5 ThankYou<sup>\u00ae<\/sup> Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel\u2120 via cititravel.com<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores\/Barber Shops\/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Supermarkets<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent on Select Transit purchases<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Gas and EV Charging Stations<\/li>\r\n  <li>2X \u2013 Earn 2 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Restaurants<\/li>\r\n  <li>1X \u2013 Earn 1 ThankYou<sup>\u00ae<\/sup> Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The <a data-ccid=\"13\" href=\"https:\/\/awardwallet.com\/blog\/link\/NavyFederalMoreRewardsAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Navy Federal More Rewards American Express<sup>\u00ae<\/sup> Card<\/a> offers an impressive earning potential and valuable benefits. If you're already a member of the Navy Federal Credit Union, you should seriously look into this card, especially if you tend to spend a lot in these bonus categories. The absence of annual or foreign transaction fees makes up for any areas where it falls short.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Navy Federal More Rewards Amex offers a lucrative earning potential and valuable benefits, all with no annual fee. Here&#8217;s everything to know about the card, including how to qualify.<\/p>\n","protected":false},"author":105,"featured_media":159679,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,36533],"coauthors":[36518],"class_list":["post-233980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-navy-federal-credit-union"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/233980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/105"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=233980"}],"version-history":[{"count":22,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/233980\/revisions"}],"predecessor-version":[{"id":236827,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/233980\/revisions\/236827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/159679"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=233980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=233980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=233980"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=233980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}