{"id":239743,"date":"2025-12-19T19:00:20","date_gmt":"2025-12-19T19:00:20","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=239743\/"},"modified":"2026-04-08T14:30:18","modified_gmt":"2026-04-08T14:30:18","slug":"autograph-card-offer","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/autograph-card-offer\/","title":{"rendered":"Earn 20k Points With the Wells Fargo Autograph\u00ae Card \u2014 and Earn 3X on Airfare, Hotels, and More"},"content":{"rendered":"<p>There\u2019s a lot to like about the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/a>(<a data-ccid=\"5048294\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-visa\/terms\/?product_code=CC&subproduct_code=AU&FPID=012988I6P10000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). Most notably, this no-annual-fee card offers access to transfer partners, earns up to 3X points on airfare, hotels, and more, and comes with a 20,000-point welcome offer worth more than $470 toward award travel booked through partner programs, based on average AwardWallet user redemptions.<\/p>\n<p>Here\u2019s what to know about that 20,000-point offer and why now might be the right time to add this card to your wallet.<\/p>\n<div class=\"qs-card\" data-id=\"5048294\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_58.png\" width=\"150\" alt=\"Wells Fargo Autograph\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Autograph\u00ae Card' data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048294\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-visa\/terms\/?product_code=CC&subproduct_code=AU&FPID=012988I6P10000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Wells Fargo Autograph<sup>\u00ae<\/sup> Card rewards cardholders with diverse spending requirements, offering unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. It enhances travel experiences with benefits like an auto rental collision damage waiver, emergency assistance, and Roadside Dispatch<sup>\u00ae<\/sup>, and no annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li><li>Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/li><li>Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.<\/li><li>$0 annual fee.<\/li><li>0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% Variable APR thereafter.<\/li><li>Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li><li>Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.<\/li><li>Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24\/7 Visa Signature<sup>\u00ae<\/sup> Concierge.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3x on travel \u2013 including airfare, hotels, car rentals, timeshares, cruises, and more<\/li>\r\n<li>3x on transit \u2013 including parking, tolls, subways, ride shares, railways, ferries, and more<\/li>\r\n<li>3x on dining \u2013 including dining in, take-out, catering,\r\ndelivery and more<\/li>\r\n<li>3x at gas stations \u2013 including gas stations and electric vehicle charging stations<\/li>\r\n<li>3x on phone plans \u2013 including landline providers and cell phones<\/li>\r\n<li>3x on streaming services<\/li>\r\n<li>1x on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WellsAutograph\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-430e42b06#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Wells_Fargo_Autograph_20000-Point_Offer\">Wells Fargo Autograph: 20,000-Point Offer<\/a><ul><li><a href=\"#What_are_Wells_Fargo_Rewards_points_worth\">What are Wells Fargo Rewards points worth?<\/a><\/li><\/ul><\/li><li><a href=\"#Why_Get_the_Wells_Fargo_Autograph\">Why Get the Wells Fargo Autograph?<\/a><ul><li><a href=\"#Earning_rates\">Earning rates<\/a><\/li><li><a href=\"#Under-the-hood_benefits\">Under-the-hood benefits<\/a><\/li><li><a href=\"#Pair_with_other_Wells_Fargo_credit_cards\">Pair with other Wells Fargo credit cards<\/a><\/li><\/ul><\/li><li><a href=\"#Wells_Fargo_Autograph_Application_Rules_and_Restrictions\">Wells Fargo Autograph Application Rules and Restrictions<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Wells_Fargo_Autograph_20000-Point_Offer\">Wells Fargo Autograph: 20,000-Point Offer<\/span><\/h2>\n<p>For a card with no annual fee, the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> offers a surprisingly lucrative welcome bonus. New applicants can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/p>\n<p>That said, the bonus can be worth far more than its cash value if you redeem your points strategically through Wells Fargo\u2019s transfer partners.<\/p>\n<figure id=\"attachment_236436\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-236436 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured.png\" alt=\"Aerial view of Marigot Bay, Saint Lucia.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured-750x600.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured-900x720.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Marigot-Bay-Resort-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Omar Eagle \/ Unsplash<\/em><\/enter><\/figure>\n<p>New applicants can also take advantage of a 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% Variable APR thereafter.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-no-annual-fee-cards\/\" rel=\"noopener\">The Best No-Annual-Fee Credit Cards for Earning Transferable Points<\/a><\/strong><\/p>\n<h3><span id=\"What_are_Wells_Fargo_Rewards_points_worth\">What are Wells Fargo Rewards points worth?<\/span><\/h3>\n<p>On average, AwardWallet users redeem <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/\" rel=\"noopener\">Wells Fargo Rewards points<\/a> for 2.39\u00a2 each. At that rate, the 20,000-point offer on the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> is worth more than $470 toward award travel.<\/p>\n<p>The key to unlocking this kind of value is transferring your points to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/\" rel=\"noopener\">Wells Fargo\u2019s 10 transfer partners<\/a> to book award flights and hotel stays. While Wells Fargo doesn\u2019t have the largest partner list of all the transferable rewards programs out there, it includes enough quality options to make it worth your time.<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aer Lingus (AerClub)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/british-airways-club\/british-airways-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">British Airways (Club)<\/a><div class=\"tt-to-region\">United States<\/div><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Cathay Pacific (Cathay)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<div class=\"tt-bonus\"><a href=\"https:\/\/awardwallet.com\/news\/wells-fargo-rewards\/cathay-transfer-partner\/\">Transfer partner added April 27, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:2<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Iberia Plus<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<div class=\"tt-bonus\"><a href=\"https:\/\/awardwallet.com\/news\/wells-fargo-rewards\/jetblue-trueblue-transfer-partner\/\">Transfer partner added October 27, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Red<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:1<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Wyndham Rewards<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:2<div class=\"tt-bonus\"><a href=\"https:\/\/awardwallet.com\/news\/wells-fargo-rewards\/wyndham-rewards-transfer-partner\/\">Transfer partner added April 15, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><\/div>\n<p>If you\u2019d rather redeem Wells Fargo Rewards points for something other than travel, that\u2019s an option as well. Just keep in mind that alternative redemptions like gift cards and statement credits typically fetch only 1\u00a2 per point.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/\" rel=\"noopener\">Wells Fargo Rewards Transfer Partners: Our Complete Guide to Maximizing Your Wells Fargo Points<\/a><\/strong><\/p>\n<h2><span id=\"Why_Get_the_Wells_Fargo_Autograph\">Why Get the Wells Fargo Autograph?<\/span><\/h2>\n<p>Don\u2019t let the $0 annual fee fool you. The <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> offers plenty of reasons to add it to your wallet beyond the welcome bonus.<\/p>\n<h3><span id=\"Earning_rates\">Earning rates<\/span><\/h3>\n<p>If you spend a lot on travel and dining, the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> offers a collection of 3X categories that'll reward those purchases handsomely.<\/p>\n<ul>\r\n<li>3x on travel \u2013 including airfare, hotels, car rentals, timeshares, cruises, and more<\/li>\r\n<li>3x on transit \u2013 including parking, tolls, subways, ride shares, railways, ferries, and more<\/li>\r\n<li>3x on dining \u2013 including dining in, take-out, catering,\r\ndelivery and more<\/li>\r\n<li>3x at gas stations \u2013 including gas stations and electric vehicle charging stations<\/li>\r\n<li>3x on phone plans \u2013 including landline providers and cell phones<\/li>\r\n<li>3x on streaming services<\/li>\r\n<li>1x on other purchases<\/li>\r\n<\/ul>\n<h3><span id=\"Under-the-hood_benefits\">Under-the-hood benefits<\/span><\/h3>\n<p>The <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> also offers a collection of under-the-hood benefits, including:<\/p>\n<ul>\n<li>Cell phone coverage \u2014 supplementary coverage<\/li>\n<li>Auto rental collision damage waiver (CDW) \u2014 secondary coverage<\/li>\n<li>Travel and emergency services assistance<\/li>\n<li>Zero liability protection<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<p>The Wells Fargo Autograph is also a <a target=\"_blank\" href=\"https:\/\/www.visa.com\/en-us\/personal\/cards\/credit\/visa-signature\" rel=\"noopener\">Visa Signature<\/a> card, which means it includes additional perks like access to a 24\/7 concierge, Visa Signature Luxury Hotel Collection benefits, and more.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/wells-fargo-autograph\/\" rel=\"noopener\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Pair_with_other_Wells_Fargo_credit_cards\">Pair with other Wells Fargo credit cards<\/span><\/h3>\n<p>A key part of any rewards strategy is building the right credit card pairing, and the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> is a great candidate to pair with other Wells Fargo cards. In fact, that might be one of the main reasons to consider the card in the first place, as it lets you stack benefits and get more out of every purchase.<\/p>\n<p>Here are a few cards you could pair with the Wells Fargo Autograph.<\/p>\n<ul>\n<li><strong><a data-ccid=\"5048357\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/autograph-journey\/\">Wells Fargo Autograph Journey\u2120 Card<\/a>(<a data-ccid=\"5048357\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-journey-visa\/terms\/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>):<\/strong> Earn 5X points with hotels, 4X with airlines, and 3X on restaurants and other travel purchases. Cardholders can earn a $50 annual statement credit with a $50 minimum airline purchase.<\/li>\n<li><strong><a data-ccid=\"4048251\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/wells-fargo-active-cash\/\">Wells Fargo Active Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"4048251\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/active-cash\/terms\/?product_code=CC&subproduct_code=AC&FPID=0126D7I6F40000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>):<\/strong> Earn an unlimited 2% cash rewards on purchases without the need to track spending categories or activate rewards quarterly.<\/li>\n<li><strong><a data-ccid=\"218\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/wells-fargo-attune-card\/\">Wells Fargo Attune\u2120 Card<\/a>:<\/strong> Earn 4% cash rewards on self-care, select sports, recreation, entertainment, and planet-friendly purchases like public transportation and EV charging. All other purchases earn 1% cash rewards.<\/li>\n<\/ul>\n<p>The latter two cards on this list earn cash back, but you can combine those rewards with a points-earning card like the Wells Fargo Autograph and then transfer them to Wells Fargo\u2019s airline and hotel partners.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-wells-fargo\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/CardArt-WellsFargoAutographJourneyCard.png\" width=\"150\" alt=\"Wells Fargo Autograph Journey\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wells Fargo Autograph Journey\u2120 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Autograph Journey\u2120 Card' data-ccid=\"5048357\" href=\"\/blog\/link\/CR-WellsFargoAutographJourneyVisaCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"5048357\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-journey-visa\/terms\/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent\/Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points per $1 spent with hotels<\/li>\r\n<li>4X points per $1 spent with airlines<\/li>\r\n<li>3X points per $1 spent on other travel and restaurants<\/li>\r\n<li>1X points per $1 spent on other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_52.png\" width=\"150\" alt=\"Wells Fargo Active Cash\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wells Fargo Active Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Active Cash\u00ae Card' data-ccid=\"4048251\" href=\"\/blog\/link\/CR-WellsFargoActiveCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048251\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/active-cash\/terms\/?product_code=CC&subproduct_code=AC&FPID=0126D7I6F40000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 2% cash rewards on purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"152\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/CardArt-WellsFargoAttuneCard.png\" width=\"150\" alt=\"Wells Fargo Attune\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wells Fargo Attune\u2120 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"218\" href=\"\/blog\/link\/CR-WellsFargoAttuneCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>4% cash rewards on self-care purchases (including beauty and barber shops, gym memberships and fitness studios, health and beauty spas, and massage parlors)<\/li>\r\n<li>4% cash rewards on sports, recreation, and entertainment purchases<\/li>\r\n<li>4% cash rewards on planet-friendly purchases (including EV charging stations, riding public transportation, and purchasing select second hand and vintage)<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Wells_Fargo_Autograph_Application_Rules_and_Restrictions\">Wells Fargo Autograph Application Rules and Restrictions<\/span><\/h2>\n<p>Before you apply for the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a>, there are a few <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">rules and restrictions<\/a> worth keeping in mind.<\/p>\n<p>The first rule affects your eligibility to open the card. In the application\u2019s terms and conditions, you\u2019ll find the following:<\/p>\n<blockquote><p><em>&#8220;You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months.&#8221;<\/em><\/p><\/blockquote>\n<p>The second rule applies to the welcome bonus, including both the points and the introductory APR. Here\u2019s the relevant language from the terms and conditions:<\/p>\n<blockquote><p><em>&#8220;You may not be eligible for introductory annual percentage rates, fees and\/or rewards bonus offers if you have the Wells Fargo Autograph Visa<sup>\u00ae<\/sup> or opened one within the last 48 months from the date of this application &#8211; even if that account is closed and has a $0 balance.&#8221;<\/em><\/p><\/blockquote>\n<p>Beyond these written rules, Wells Fargo is also known to limit customers to earning one new welcome bonus every 15 months. It may also consider your overall relationship when reviewing applications, so having a Wells Fargo checking or savings account could improve your approval odds.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Most no-annual-fee cards are fairly basic, but the <a data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" rel=\"noopener nofollow sponsored\">Wells Fargo Autograph<\/a> is anything but. It\u2019s also a great time to apply, as new applicants can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/p>\n<p>The card is great on its own, but it becomes even more powerful if you play the long game and pair it with its annual-fee-carrying counterpart, the Autograph Journey \u2014 or the no-annual-fee Active Cash Card. This strategy will help take your rewards balance to new heights.<\/p>\n<div class=\"qs-card\" data-id=\"5048294\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_58.png\" width=\"150\" alt=\"Wells Fargo Autograph\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Autograph\u00ae Card' data-ccid=\"5048294\" href=\"\/blog\/link\/CR-WellsFargoAutographCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048294\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-visa\/terms\/?product_code=CC&subproduct_code=AU&FPID=012988I6P10000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Wells Fargo Autograph<sup>\u00ae<\/sup> Card rewards cardholders with diverse spending requirements, offering unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. It enhances travel experiences with benefits like an auto rental collision damage waiver, emergency assistance, and Roadside Dispatch<sup>\u00ae<\/sup>, and no annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li><li>Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.<\/li><li>Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.<\/li><li>$0 annual fee.<\/li><li>0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% Variable APR thereafter.<\/li><li>Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li><li>Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.<\/li><li>Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24\/7 Visa Signature<sup>\u00ae<\/sup> Concierge.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3x on travel \u2013 including airfare, hotels, car rentals, timeshares, cruises, and more<\/li>\r\n<li>3x on transit \u2013 including parking, tolls, subways, ride shares, railways, ferries, and more<\/li>\r\n<li>3x on dining \u2013 including dining in, take-out, catering,\r\ndelivery and more<\/li>\r\n<li>3x at gas stations \u2013 including gas stations and electric vehicle charging stations<\/li>\r\n<li>3x on phone plans \u2013 including landline providers and cell phones<\/li>\r\n<li>3x on streaming services<\/li>\r\n<li>1x on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WellsAutograph\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-430e42b06#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s a lot to like about the Wells Fargo Autograph\u00ae Card. Most notably, this no-annual-fee card offers access to transfer partners, earns up to 3X points on airfare, hotels, and more, and comes with a 20,000-point welcome offer. Here&#8217;s why you should apply.<\/p>\n","protected":false},"author":80,"featured_media":155224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12232,12781],"coauthors":[36432],"class_list":["post-239743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-offers","tag-wells-fargo"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/239743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=239743"}],"version-history":[{"count":11,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/239743\/revisions"}],"predecessor-version":[{"id":253293,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/239743\/revisions\/253293"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/155224"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=239743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=239743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=239743"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=239743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}