{"id":242698,"date":"2026-10-07T18:10:02","date_gmt":"2026-10-07T18:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=242698\/"},"modified":"2026-10-07T18:10:02","modified_gmt":"2026-10-07T18:10:02","slug":"wells-fargo-signify-business","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/wells-fargo-signify-business\/","title":{"rendered":"Wells Fargo Signify Business Cash Card Review: Unlimited 2% Cash Rewards for No Annual Fee"},"content":{"rendered":"<p>If you're looking for a no-annual-fee business card that earns solid cash rewards on your expenses, the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"208\" href=\"https:\/\/www.wellsfargo.com\/biz\/business-credit\/credit-cards\/signify-business-cash-credit-card-terms-conditions\/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_PDCSPD&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is a solid option. According to Wells Fargo, it's a &#8220;deliberately simple business credit card,&#8221; giving you exactly what you need \u2014 nothing more, nothing less.<\/p>\n<p>Here's what you need to know about the Signify Business Card, including its earning potential and benefits.<\/p>\n<div class=\"qs-card\" data-id=\"208\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937204.jpg\" width=\"150\" alt=\"Wells Fargo Signify Business Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title=\"Wells Fargo Signify Business Cash\u00ae Card\" data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash?var2=exit~fcw\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"208\" href=\"https:\/\/www.wellsfargo.com\/biz\/business-credit\/credit-cards\/signify-business-cash-credit-card-terms-conditions\/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_PDCSPD&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card earns unlimited 2% cash rewards on purchases for your business \u2013 without caps or spending categories. This $0 annual fee card is perfect for small-business owners who want rewards that are simple to earn and redeem. <\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\r\n<li>Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.<\/li>\r\n<li>Earn unlimited 2% cash rewards on purchases for your business \u2013 without caps or spending categories.<\/li>\r\n<li>0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.99% - 24.99%.<\/li>\r\n<li>$0 annual fee.<\/li>\r\n<li>Complimentary Priority Pass\u2122 membership access to more than 1,300 participating airport lounges worldwide with \u201cpay as you go\u201d lounge visit fees.<\/li>\r\n<li>Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.<\/li>\r\n<li>Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2% cash rewards\r\non purchases for your business \u2013\r\nwithout caps or spending categories.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WellsSignify\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-10-155e073772#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Signify_Business_Card_Pros\">Signify Business Card Pros<\/span><\/h2>\n<ul>\n<li>$0 annual fee<\/li>\n<li>Solid earning rate on all purchases<\/li>\n<li>Priority Pass membership with &#8220;pay as you go&#8221; visit fees<\/li>\n<li>No fee for adding employee cards<\/li>\n<\/ul>\n<h2><span id=\"Signify_Business_Card_Cons\">Signify Business Card Cons<\/span><\/h2>\n<ul>\n<li>Limited benefits<\/li>\n<li>A single company can only have one Signify Business Card account, even if different owners apply separately<\/li>\n<li>Charges foreign transaction fees of 3% (<a data-ccid=\"208\" href=\"https:\/\/www.wellsfargo.com\/biz\/business-credit\/credit-cards\/signify-business-cash-credit-card-terms-conditions\/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_PDCSPD&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<h2><span id=\"Signify_Business_Card_Welcome_Offer\">Signify Business Card Welcome Offer<\/span><\/h2>\n<p>Even though the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a> doesn't charge an annual fee, it offers a welcome bonus. Eligible new applicants can take advantage of the following offer: Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months. That's a solid welcome offer for a card with no annual fee.<\/p>\n<p>Plus, you can take advantage of a 0% intro APR on purchases for 12 months from account opening. After that, a Variable APR of 16.99% - 24.99% applies.<\/p>\n<p>Whether your business is just getting started or you have some large purchases coming up, the introductory APR can give you extra time to pay them off without interest.<\/p>\n<figure id=\"attachment_97889\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-97889 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature.jpg\" alt=\"people look at documents and use laptops at a desk\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature.jpg 1500w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/03\/scott-graham-5fNmWej4tAA-unsplash-laptops-business-paperwork-card-question-feature-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Scott Graham\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">Getting a Small Business Credit Card Is Easier Than You Think<\/a><\/strong><\/p>\n<h2><span id=\"Signify_Business_CardBenefits\">Signify Business Card\u00a0Benefits<\/span><\/h2>\n<p>As a no-annual-fee business card, you shouldn't expect the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a> to offer the types of benefits you'd see on a premium business card. However, there are still a few notable benefits to take advantage of:<\/p>\n<h3><span id=\"Priority_Pass_membership\">Priority Pass membership<\/span><\/h3>\n<p>As a Signify Business Cardholder, you can access more than 1,800 <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">Priority Pass lounges<\/a> with at a pay-per-visit rate. You'll need to <a target=\"_blank\" href=\"https:\/\/prioritypass.com\/wellsfargosignify\" rel=\"noopener\">register your card<\/a> before using your Priority Pass membership.<\/p>\n<p>If you don't travel frequently, it doesn't make sense to shell out a hefty annual fee for a card with complimentary lounge access. The Signify Business Card gives you the option to pay for lounge access when you need it.<\/p>\n<h3><span id=\"Travel_protections\">Travel protections<\/span><\/h3>\n<p>When you purchase eligible common carrier travel with your Signify Business Card, you receive travel accident insurance protection of up to $250,000. You'll also receive primary MasterRental coverage against eligible damage or theft when you rent a car and pay with your card.<\/p>\n<p>The card also offers baggage delay reimbursement when eligible checked baggage is delayed by more than four hours.<\/p>\n<h3><span id=\"Business_benefits\">Business benefits<\/span><\/h3>\n<p>The Signify Business Card includes a variety of business benefits and other protections, including:<\/p>\n<ul>\n<li><strong>Mastercard Business Assistant:\u00a0<\/strong>Whether you need help with business travel or meetings, you have 24\/7 access to a business assistant.<\/li>\n<li><strong>Mastercard ID Theft Protection:\u00a0<\/strong>Once you enroll in the benefit, you can receive identity monitoring, alerts, and resolution assistance.<\/li>\n<li><strong>Zero Liability Protection:\u00a0<\/strong>You're never held responsible for unauthorized purchases on your account as long as they are reported promptly.<\/li>\n<li><strong>Employee cards: <\/strong>Add employee cards at no additional cost to earn rewards on their spending and help track business expenses.<\/li>\n<\/ul>\n<figure id=\"attachment_147686\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-147686 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured.png\" alt=\"a bakery owner stands behind the counter full of items to buy\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ekaterina Tyapkina\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Signify_Business_Card_Earning_Rates\">Signify Business Card Earning Rates<\/span><\/h2>\n<p>If you have a lot of business expenses, your rewards can quickly add up thanks to the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a>&#8216;s simple, single-category earning structure:<\/p>\n<ul>\r\n<li>2% cash rewards\r\non purchases for your business \u2013\r\nwithout caps or spending categories.<\/li>\r\n<\/ul>\n<p>For example, if you spend $5,000 on business expenses each month, you'll earn $1,200 in cash rewards each year.<\/p>\n<p>With no spending caps or bonus categories to track, the card also keeps earning rewards simple.<\/p>\n<h2><span id=\"Redeeming_Cash_Rewards_With_the_Signify_Business_Card\">Redeeming Cash Rewards With the Signify Business Card<\/span><\/h2>\n<p>The Signify Business Card earns cash rewards rather than transferable points, so you won't have the same opportunities to maximize value through airline and hotel transfer partners.<\/p>\n<p>Interestingly, you can combine your rewards with a points-earning personal card like the <a data-ccid=\"5048357\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/autograph-journey\/\">Wells Fargo Autograph Journey<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"5048357\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-journey-visa\/terms\/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) to unlock access to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/\" rel=\"noopener\">Wells Fargo's transfer partners<\/a>. This can be a great way to get outsized value from your rewards, even more than the standard 2% cash back.<\/p>\n<p>Your rewards don't expire as long as your account remains open.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>If you're ready to apply for the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a>, you'll need to gather a few things:<\/p>\n<ul>\n<li>Your contact information, Social Security number, or ITIN.<\/li>\n<li>Your business's legal name, address, contact details, and EIN.<\/li>\n<li>Name, address, and SSN for anyone who owns 25% or more of the business.<\/li>\n<\/ul>\n<p>As of now, the Signify Business Card is the only business credit card accepting new applications.<\/p>\n<figure id=\"attachment_215239\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-215239 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png\" alt=\"Businesswoman working on a laptop.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Clique Images\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Applications Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Signify_Business_Card\">Cards That Compete With the Signify Business Card<\/span><\/h2>\n<p>There are tons of business credit cards on the market, so if the <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a> doesn't meet your needs, here are a few other options to consider:<\/p>\n<ul>\n<li><strong>If you want access to more transfer partners, <\/strong>consider the <a data-ccid=\"5048373\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-cash-card\/\">Capital One Spark Cash<\/a>. You'll earn 2% Cash Back on every purchase, and if you also carry a Capital One miles-earning card, you can convert your cash back into miles to access Capital One's 22 transfer partners. Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-cash-card\/\" rel=\"noopener\">full Spark Cash\u00a0review<\/a>.<\/li>\n<li><strong>If you want bonus earning categories, <\/strong>the <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=1ad3bb41096942ebcef88fb6a50c4216&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is a great option. You'll earn 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year. However, the annual fee is $95, which you'll have to factor into your potential rewards. Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\" rel=\"noopener\">full Ink Preferred review<\/a>.<\/li>\n<li><strong>If you want more business tools, <\/strong>you might look into applying for <a data-ccid=\"4048169\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-business-cash\/\">The American Express Blue Business Cash<sup>\u00ae<\/sup> Card<\/a>. You'll have access to expense management tools, including the ability to connect to QuickBooks and designate an account manager. Plus, you'll earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% (issued as a statement credit). Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-business-cash\/\" rel=\"noopener\">full Blue Business Cash review<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash<\/div><div class=\"compare-offer\"><strong>Welcome Bonus:<\/strong> Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048373\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash' href=\"\/blog\/link\/CRCapOneSparkCash\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 intro for first year;<br> $95 after that<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> <\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" data-exit=\"ccw\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=1ad3bb41096942ebcef88fb6a50c4216&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/11\/CardArt-AmericanExpressBlueBusinessCashCard.png\" alt=\"BlueBizCash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The American Express Blue Business Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Find Out Your Offer<\/strong>\r\nAs High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The American Express Blue Business Cash\u00ae Card' data-ccid=\"4048169\" data-exit=\"ccw\" href=\"\/blog\/link\/AmericanExpressBlueBusinessCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4048169\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinesscash-credit-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.<\/li><\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">This Month's Best Business Credit Card Offers<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>It's not too often that you come across a business credit card that offers unlimited 2% cash rewards without charging an annual fee. The <a data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash\" rel=\"noopener nofollow sponsored\">Signify Business Card<\/a> does just that, making it a strong contender for anyone who spends heavily on business expenses.<\/p>\n<p>Although it's comparatively light on benefits, its simple earning structure makes it worth considering.<\/p>\n<div class=\"qs-card\" data-id=\"208\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937204.jpg\" width=\"150\" alt=\"Wells Fargo Signify Business Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title=\"Wells Fargo Signify Business Cash\u00ae Card\" data-ccid=\"208\" href=\"https:\/\/awardwallet.com\/blog\/link\/SignifyBusinessCash?var2=exit~fcw\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"208\" href=\"https:\/\/www.wellsfargo.com\/biz\/business-credit\/credit-cards\/signify-business-cash-credit-card-terms-conditions\/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_PDCSPD&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Wells Fargo Signify Business Cash<sup>\u00ae<\/sup> Card earns unlimited 2% cash rewards on purchases for your business \u2013 without caps or spending categories. This $0 annual fee card is perfect for small-business owners who want rewards that are simple to earn and redeem. <\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\r\n<li>Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.<\/li>\r\n<li>Earn unlimited 2% cash rewards on purchases for your business \u2013 without caps or spending categories.<\/li>\r\n<li>0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.99% - 24.99%.<\/li>\r\n<li>$0 annual fee.<\/li>\r\n<li>Complimentary Priority Pass\u2122 membership access to more than 1,300 participating airport lounges worldwide with \u201cpay as you go\u201d lounge visit fees.<\/li>\r\n<li>Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.<\/li>\r\n<li>Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2% cash rewards\r\non purchases for your business \u2013\r\nwithout caps or spending categories.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WellsSignify\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-10-155e073772#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Signify_Business_Card_Pros\">Signify Business Card Pros<\/a><\/li><li><a href=\"#Signify_Business_Card_Cons\">Signify Business Card Cons<\/a><\/li><li><a href=\"#Signify_Business_Card_Welcome_Offer\">Signify Business Card Welcome Offer<\/a><\/li><li><a href=\"#Signify_Business_CardBenefits\">Signify Business Card\u00a0Benefits<\/a><ul><li><a href=\"#Priority_Pass_membership\">Priority Pass membership<\/a><\/li><li><a href=\"#Travel_protections\">Travel protections<\/a><\/li><li><a href=\"#Business_benefits\">Business benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Signify_Business_Card_Earning_Rates\">Signify Business Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Cash_Rewards_With_the_Signify_Business_Card\">Redeeming Cash Rewards With the Signify Business Card<\/a><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Signify_Business_Card\">Cards That Compete With the Signify Business Card<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Wells Fargo Signify Business Cash\u00ae Card allows business owners to earn unlimited 2% cash rewards on all business expenses. Plus, it doesn&#8217;t charge an annual fee. Learn why this card deserve a spot in your wallet in our complete review \u2014 and how to apply for it.<\/p>\n","protected":false},"author":105,"featured_media":100585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_bluesky_share_type":"","_mastodon_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"","timeOption":"","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":""},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12657,12620,12781],"coauthors":[36518,36490],"class_list":["post-242698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-business","tag-card-reviews","tag-wells-fargo"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/242698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/105"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=242698"}],"version-history":[{"count":19,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/242698\/revisions"}],"predecessor-version":[{"id":275230,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/242698\/revisions\/275230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/100585"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=242698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=242698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=242698"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=242698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}