{"id":252323,"date":"2026-05-02T23:59:56","date_gmt":"2026-05-02T23:59:56","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=252323\/"},"modified":"2026-05-03T00:01:21","modified_gmt":"2026-05-03T00:01:21","slug":"chase-cashback-cards-which-one-should-you-get","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/chase-cashback-cards\/","title":{"rendered":"Chase Cashback Cards: Which One Should You Get?"},"content":{"rendered":"<p>A cash-back card can be the perfect fit for someone looking to earn straightforward rewards on their spending. Cashback cards skip the sometimes-complicated nature of transfer partners or reward programs. Instead, this credit card category offers a tangible, easy-to-understand rebate to cardholders.<\/p>\n<p>Chase offers a handful of cash-back credit cards, each with its own pros and cons. But which one is the best for you? In this post, we'll compare all the options so you can make the best decision for your finances.<\/p>\n<h2><span id=\"Overview_of_Chase_Cash-Back_Credit_Cards\"><span id=\"Overview_of_American_Express_Cashback_Credit_Cards\">Overview of Chase Cash-Back Credit Cards<\/span><\/span><\/h2>\n<p>Some Chase cards earn flexible <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Ultimate Rewards<\/a> or points and miles within a specific loyalty program. In contrast, the cards we're covering earn cash back. Two of the Chase cards we\u2019ll review offer elevated returns in select bonus categories, while another provides a flat rate on all purchases. The lineup also includes three business credit cards that earn cash back for business spending.<\/p>\n<p>Keep in mind that if you have an Ultimate Rewards-earning credit card, you may be able to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">convert your cash-back rewards into Ultimate Rewards points<\/a>, delivering a higher return on spending.<\/p>\n<h2><span id=\"Personal_Chase_Cash-Back_Credit_Cards\"><span id=\"Overview_of_American_Express_Cashback_Credit_Cards\">Personal Chase Cash-Back Credit Cards<\/span><\/span><\/h2>\n<p>Chase offers three cash-back cards for consumers. Each of these charges $0 annual fee. Before we dive into the details of each individual card, here's a quick comparison:<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=029bc2a7978895f0608d5f51b3c0674a2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-ChaseFreedomFlexCard.png\" width=\"150\" alt=\"Chase Freedom Flex\u2120\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Flex\u2120<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Chase_Freedom_Unlimited\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/span><\/h3>\n<div class=\"qs-card\" data-id=\"3006090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=029bc2a7978895f0608d5f51b3c0674a2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\">transfer points to partners<\/a>. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>Enjoy 5% cash back on travel purchased through Chase Travel&#x2120;, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!<\/li><li>Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited&#xAE; card<\/li><li>Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChaseFreedomUnl\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus: <\/strong>Earn Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/li>\n<li><strong>Earning structure:<\/strong> Earn 5% on travel purchased through Chase Travel\u2120, 3% on dining at restaurants and drugstores, and 1.5% on other eligible purchases.<\/li>\n<li><strong>Notable perks:\u00a0<\/strong>Low introductory APR for purchases, six months of complimentary access to DoorDash DashPass, 2% cash back on Lyft Rides.<\/li>\n<li><strong>Annual fee: <\/strong>$0 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>The <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a> offers solid earnings for a no-fee credit card.<\/p>\n<p>Earning an unlimited 1.5% cash back on non-bonus spending is pretty competitive. When you add in dining, drug store, and travel bonus categories, this card really shines.<\/p>\n<figure id=\"attachment_244290\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-244290 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash.jpg\" alt=\"Mobile phone with the Chase Logo open on the screen\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash.jpg 1200w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash-750x600.jpg 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash-900x720.jpg 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Featured-Mobile-phone-with-the-Chase-App-open-on-the-screen-appshunter-io-Unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>All Chase credit cards work with the Chase App.<\/em><\/enter><\/figure>\n<p>Plus, if you can take advantage of the sign-up bonus, it delivers a strong return on a relatively low spending requirement.<\/p>\n<p>Keep in mind, travelers will be charged a 3% <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/no-foreign-transaction-fee\/\" rel=\"noopener\">foreign transaction fee<\/a> on purchases made abroad. Those fees can really add up on a longer trip.<\/p>\n<h3><span id=\"Chase_Freedom_Flex\">Chase Freedom Flex\u2120<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"4048224\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Flex\u2120<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-ChaseFreedomFlexCard.png\" width=\"150\" alt=\"Chase Freedom Flex\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Flex\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomFlex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus: <\/strong>Earn Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. .<\/li>\n<li><strong>Earning structure: <\/strong>Earn 5% on rotating bonus categories (up to $1,500 per quarter), 5% on travel purchased through Chase, 3% on dining at restaurants and drugstore purchases and 1% on other eligible purchases.<\/li>\n<li><strong>Notable perks: <\/strong>Low introductory APR for purchases, six months of complimentary access to DoorDash DashPass, 2% cash back on Lyft Rides.<\/li>\n<li><strong>Annual fee: <\/strong>$0 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>The <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" rel=\"noopener nofollow sponsored\">Chase Freedom Flex\u2120<\/a> offers some interesting benefits compared to its sister card above.<\/p>\n<p>For one, the rotating quarterly categories are beneficial when it aligns with spending you'd already incur in your daily life. This is in addition to the bonus earnings on dining, drug store, and travel, which are structured the same as the Freedom Unlimited card.<\/p>\n<p>However, the <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" rel=\"noopener nofollow sponsored\">Chase Freedom Flex\u2120<\/a> only earns 1% back on non-bonused spending. This can add up if your spending doesn't match one of the bonus categories discussed above.<\/p>\n<p>Finally, this card also charges a 3% foreign transaction fee, so be aware of that if you plan to use it abroad.<\/p>\n<h3><span id=\"Chase_Freedom_Rise\">Chase Freedom Rise<sup>\u00ae<\/sup><\/span><\/h3>\n<div class=\"qs-card\" data-id=\"5048356\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomRise\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus: <\/strong>Earn Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time..<\/li>\n<li><strong>Earning structure: <\/strong>Earn 1.5% cash back on every purchase.<\/li>\n<li><strong>Notable perks:\u00a0<\/strong>Good for establishing credit, and upgradable to the  or Freedom Flex with good card history.<\/li>\n<li><strong>Annual fee: <\/strong>$0 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>The <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a> is a card geared toward students and those starting their credit journey. As such, it offers less cash back on spending but provides a path to one of the better-rewarding cash-back cards with a good credit history.<\/p>\n<p>An interesting perk is the $25 bonus for enrolling in autopay. This encourages on-time payments, but cardholders must ensure they have the required funds in their payment accounts.<\/p>\n<p>Overall, the Freedom Rise offers a solid 1.5% cash back on all purchases, which is higher than the typical &#8220;beginner&#8221; credit card.<\/p>\n<h2><span id=\"Chase_Small_Business_Cash-Back_Credit_Cards\">Chase <span id=\"Overview_of_American_Express_Cashback_Credit_Cards\">Small Business <\/span>Cash-Back Credit Cards<\/span><\/h2>\n<p>Chase also offers three cash-back cards for small business owners. Scroll down for details of each, but here's a quick comparison:<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=4197d079577d09a73d106e7769e3cfdc&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=e8a11b4263c94cca035eb86f7f9f6417&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/05\/CardArt-InkBusinessPremierCreditCard.png\" width=\"150\" alt=\"Ink Business Premier\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Premier\u00ae Credit Card' data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$195<span class=\"compare-terms\"><a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=63c9bc9837450b3b0f67b3e0d4a7aa1e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on travel purchases through the Chase Travel\u2120 portal<\/li>\r\n<li>2.5% cash back on purchases of $5,000 or more<\/li>\r\n<li>2% cash back on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Ink_Business_Cash_Credit_Card\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"340040\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=4197d079577d09a73d106e7769e3cfdc&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Features a $750 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 when you spend $6,000 on purchases in the first three months after account opening<\/li><li>Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li><li>Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>No Annual Fee<\/li><li>Complimentary three-month lnstacart+ membership.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus: <\/strong>Earn Earn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/li>\n<li><strong>Earning structure:\u00a0<\/strong>Earn 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services and 2% cash back on dining and gas on the first $25,000 spent in combined purchases each account anniversary year.<\/li>\n<li><strong>Notable perks: <\/strong>5% cash back on Lyft rides, a three-month introductory Instacart+ membership, and primary rental car coverage when renting for business.<\/li>\n<li><strong>Annual fee:<\/strong> $0 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>The <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a> offers solid cash back on categories that matter to a small business, like 5% cash back on up to $25,000 in spending at office supply stores and on internet, cable, and phone services.<\/p>\n<p>There's also no annual fee, which makes this an optimal cash-back credit card for a small business.<\/p>\n<p>Plus, if you do end up applying for an <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">Ultimate Rewards credit card<\/a>, your cash-back earnings can be converted to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Ultimate Rewards points<\/a>. This can sometimes double the value of your cash back if done strategically.<\/p>\n<h3><span id=\"Ink_Business_Unlimited_Credit_Card\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"4048113\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=e8a11b4263c94cca035eb86f7f9f6417&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $750 cash back bonus after you spend $6,000 on purchases in the first 3 months from account opening. Earn 1.5% back on all business expenses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening<\/li><li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li><li>No Annual Fee<\/li><li>Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#xAE;.<\/li><li>Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.<\/li><li>Round-the-clock monitoring for unusual credit card purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkUnlimited\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus:\u00a0<\/strong>Earn <ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul>.<\/li>\n<li><strong>Earning structure: <\/strong>1.5%.<\/li>\n<li><strong>Notable perks: <\/strong>5% cash back on Lyft rides, a three-month introductory Instacart+ membership, and primary rental car coverage when renting for business.<\/li>\n<li><strong>Annual fee:\u00a0<\/strong>$0 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>Similar to the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>, this card's main difference is its everyday 1.5% cash-back reward structure. You'll still enjoy a $0 annual fee. That fee can make sense for businesses that regularly make large purchases and can take advantage of the elevated earning rates.<\/p>\n<p>Keep in mind that this card charges a 3% foreign transaction fee, so it's not the best card to use abroad.<\/p>\n<h3><span id=\"Ink_Business_Premier_Credit_Card\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"5048295\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/05\/CardArt-InkBusinessPremierCreditCard.png\" width=\"150\" alt=\"Ink Business Premier\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Premier\u00ae Credit Card' data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=63c9bc9837450b3b0f67b3e0d4a7aa1e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$195<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Ink Business Premier<sup>\u00ae<\/sup> Credit Card is tailored for businesses with significant spending, offering robust cash back and travel benefits. It features unlimited 2.5% cash back on purchases of $5,000 or more, and 2% back on all other business purchases. For travel, it provides 5% cash back on bookings through Chase Travel\u2120, with additional travel protections like trip cancellation\/interruption insurance and an auto rental collision damage waiver. The card includes purchase protection, extended warranty, and up to $1,000 cell phone protection per claim. Additionally, it offers employee cards at no extra cost, complete with spending controls and monitoring tools. Despite its $195 annual fee, the card's high cash back rates and suite of business-focused features make it a valuable tool for high-spending businesses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/li><li>Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.<\/li><li>Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel&#x2120;, No Foreign Transaction Fees and Trip Cancellation\/Trip Interruption Insurance.<\/li><li>The only business credit card with 2.5% cash back on every purchase of $5,000 or more.<\/li><li>Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.<\/li><li>Earn 5% cash back on Lyft rides now through September 30, 2027.<\/li><li>Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.<\/li><li>There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on travel purchases through the Chase Travel\u2120 portal<\/li>\r\n<li>2.5% cash back on purchases of $5,000 or more<\/li>\r\n<li>2% cash back on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<ul>\n<li><strong>Sign-up bonus: <\/strong>Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/li>\n<li><strong>Earning structure: <\/strong>.<\/li>\n<li><strong>Notable perks:\u00a0<\/strong>5% cash back on Lyft rides, cellphone protection, and primary rental car coverage when renting for business.<\/li>\n<li><strong>Annual fee:\u00a0<\/strong>$195 annual fee.<\/li>\n<\/ul>\n<p><strong>Our take:\u00a0<\/strong>The <a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a> offers a slew of heightened benefits, including 2.5% cash back on purchases of $5,000 or more. You'll also enjoy 5% cash back on Chase Travel bookings and 2% cash back on everything else.<\/p>\n<p>The card does have a $195 annual fee. Depending on your business's purchases, that could make sense if large purchases are required to operate.<\/p>\n<p>Finally, this card does not feature a foreign transaction fee like others on this list, which makes for a solid card to use abroad (or for foreign business purchases).<\/p>\n<h2><span id=\"Final_Thoughts\"><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/span><\/h2>\n<p>Each Chase cash-back card caters to a different type of customer. If you're starting your credit card journey, the <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a> may be a better fit. Otherwise, the <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" rel=\"noopener nofollow sponsored\">Chase Freedom Flex\u2120<\/a> and <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a> offer better earning potential.<\/p>\n<p>And, if you're a business owner, the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a> and <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a> cards offer a fee-free way to earn rewards on every purchase. The <a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a> is aimed at a business that makes large purchases and wants to be rewarded at the bottom line.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Overview_of_Chase_Cash-Back_Credit_Cards\">Overview of Chase Cash-Back Credit Cards<\/a><\/li><li><a href=\"#Personal_Chase_Cash-Back_Credit_Cards\">Personal Chase Cash-Back Credit Cards<\/a><ul><li><a href=\"#Chase_Freedom_Unlimited\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a><\/li><li><a href=\"#Chase_Freedom_Flex\">Chase Freedom Flex\u2120<\/a><\/li><li><a href=\"#Chase_Freedom_Rise\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a><\/li><\/ul><\/li><li><a href=\"#Chase_Small_Business_Cash-Back_Credit_Cards\">Chase Small Business Cash-Back Credit Cards<\/a><ul><li><a href=\"#Ink_Business_Cash_Credit_Card\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a><\/li><li><a href=\"#Ink_Business_Unlimited_Credit_Card\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a><\/li><li><a href=\"#Ink_Business_Premier_Credit_Card\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Chase offers three personal cash-back credit cards, as well as three cash-back business credit cards in its lineup. Here&#8217;s how to find the best cashback Chase card for your spending and preferences.<\/p>\n","protected":false},"author":97,"featured_media":229683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[14753,12786],"coauthors":[36469],"class_list":["post-252323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-cash-back","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/252323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=252323"}],"version-history":[{"count":23,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/252323\/revisions"}],"predecessor-version":[{"id":261122,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/252323\/revisions\/261122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/229683"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=252323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=252323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=252323"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=252323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}