{"id":25389,"date":"2026-02-21T18:10:01","date_gmt":"2026-02-21T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=25389"},"modified":"2026-04-08T14:34:55","modified_gmt":"2026-04-08T14:34:55","slug":"southwest-priority","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-priority\/","title":{"rendered":"Southwest Priority Credit Card Review: Earn 4X Points, Free Bag, Free Seats, Priority Boarding, And More"},"content":{"rendered":"<p>Southwest Airlines offers three personal <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-credit-card\/\" rel=\"noopener\">Rapid Rewards credit cards<\/a> with varying benefits and annual fees. Topping the list is the <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/a> (<a data-ccid=\"4048122\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005153&type=3&u1=208ae3c87f532202b37856c25963099e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), with the greatest array of benefits. But it comes at a price. Its $229 annual fee might sound intimidating, but we'll show how the Southwest Priority Card&#8216;s benefits are well worth its cost.<\/p>\n<p>Its benefits come in several forms, including bonus points in your account each year and even the ability to spend your way toward Southwest elite status. Taking advantage of just a portion of the card's annual perks can offset the annual fee year after year.<\/p>\n<p data-pm-slice=\"1 1 []\">Let's take a closer look at this card and decide if the <span data-color=\"rgb(255, 245, 245)\">Southwest Rapid Rewards Priority <\/span>is the right fit for you.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048122\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPriorityCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Priority Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Priority Credit Card' data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048122\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005153&type=3&u1=208ae3c87f532202b37856c25963099e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$229<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card is packed with features for Southwest fans. The card offers 4X points on Southwest purchases, 2X points at gas stations and restaurants, and 1X points on all other purchases. Cardholders receive 7,500 anniversary points each year, 25% back on inflight purchases, and a 10,000 Companion Pass qualifying points boost annually. Additional features are no foreign transaction fees, comprehensive travel and purchase protections, contactless payment, and instant access to the card when added to a digital wallet. Through 12\/31\/2025, cardholders also receive a $75 annual Southwest travel credit and 4 Upgraded Boardings per year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/li><li>7,500 anniversary points each year.<\/li><li>Earn 4 points per $1 spent on Southwest Airlines&#xAE; purchases, including flights, inflight, and Southwest gift cards.<\/li><li>Earn 2 points for every $1 you spend at gas stations and restaurants<\/li><li>First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.<\/li><li>Select a Preferred seat at booking, at no additional charge, when available.<\/li><li>Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.<\/li><li>No foreign transaction fees.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPriority\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-89dddd134#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Southwest_Priority_Card_Pros\">Southwest Priority Card Pros<\/a><\/li><li><a href=\"#Southwest_Priority_Card_Cons\">Southwest Priority Card Cons<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_Priority_Credit_Card_Welcome_Offer\">Southwest Rapid Rewards Priority Credit Card Welcome Offer<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_Priority_Benefits\">Southwest Rapid Rewards Priority Benefits<\/a><ul><li><a href=\"#7500_anniversaryRapid_Rewardspoints_each_year\">7,500 anniversary\u00a0Rapid Rewards\u00a0points each year<\/a><\/li><li><a href=\"#Spend_toward_elite_status\">Spend toward elite status<\/a><\/li><li><a href=\"#Companion_Pass_Boost\">Companion Pass Boost<\/a><\/li><li><a href=\"#25_back_on_inflight_purchases\">25% back on inflight purchases<\/a><\/li><li><a href=\"#Priority_boarding\">Priority boarding<\/a><\/li><li><a href=\"#Seat_selection_benefits\">Seat selection benefits<\/a><\/li><li><a href=\"#First_free_checked_bag\">First free checked bag<\/a><\/li><li><a href=\"#Travel_and_purchase_protections\">Travel and purchase protections<\/a><\/li><li><a href=\"#Other_benefits\">Other benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Southwest_Priority_Card_Earning_Rates\">Southwest Priority Card Earning Rates<\/a><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_The_Southwest_Priority_Card\">Cards That Compete With The Southwest Priority Card<\/a><\/li><li><a href=\"#The_Bottom_Line\">The Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Southwest_Priority_Card_Pros\">Southwest Priority Card Pros<\/span><\/h2>\n<ul>\n<li>7,500 anniversary points each year<\/li>\n<li>25% back on inflight purchases<\/li>\n<li>Boost of 10,000 Companion Pass qualifying points each year<\/li>\n<\/ul>\n<h2><span id=\"Southwest_Priority_Card_Cons\">Southwest Priority Card Cons<\/span><\/h2>\n<ul>\n<li>$229 annual fee<\/li>\n<li>Earns 1x points per dollar on non-bonused purchases<\/li>\n<li>Subject to Chase's 5\/24 rule<\/li>\n<\/ul>\n<h2 data-pm-slice=\"1 1 []\"><span id=\"Southwest_Rapid_Rewards_Priority_Credit_Card_Welcome_Offer\"><strong>Southwest Rapid Rewards Priority Credit Card<\/strong><strong> <\/strong><strong>Welcome Offer<\/strong><\/span><\/h2>\n<p>New applicants for the <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a> can earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/p>\n<p>How much is this bonus worth? Consider that <a target=\"_blank\" href=\"\/point-mile-values\/Southwest\" rel=\"noopener\">AwardWallet users typically redeem Southwest points at 1.52\u00a2 apiece<\/a>. Thus, just the points portion of this welcome offer is worth around $900 toward award travel on Southwest. And that's before adding the uncapped value of the Companion Pass.<\/p>\n<figure id=\"attachment_121132\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-121132 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Lukas-Souza-Southwest-Airlines-cabin-featured-300x240.png\" alt=\"a Southwest heart-shaped logo inside the plane\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Lukas-Souza-Southwest-Airlines-cabin-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Lukas-Souza-Southwest-Airlines-cabin-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Lukas-Souza-Southwest-Airlines-cabin-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Lukas-Souza-Southwest-Airlines-cabin-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Lukas Souza\/Unsplash<\/em><\/enter><\/figure>\n<h2 data-pm-slice=\"1 1 []\"><span id=\"Southwest_Rapid_Rewards_Priority_Benefits\"><span data-color=\"rgb(255, 245, 245)\">Southwest Rapid Rewards Priority<\/span><span data-color=\"rgb(255, 245, 245)\"> <\/span>Benefits<\/span><\/h2>\n<p>That <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a> provides a few key benefits for regular Southwest fliers. These can easily make it worth holding for the long term.<\/p>\n<h3><span id=\"7500_anniversaryRapid_Rewardspoints_each_year\"><span id=\"7500_anniversary_Rapid_Rewards_points_each_year\">7,500 anniversary\u00a0Rapid Rewards\u00a0points each year<\/span><\/span><\/h3>\n<p>Cardholders receive 7,500 Rapid Rewards points on their account anniversary each year. The Southwest Rapid Rewards program is revenue-based, and award costs are tied directly to revenue fares. However, the silver lining is that you can always use points to book flights whenever a seat is available \u2014 no blackout dates for redemptions here.<\/p>\n<p>Using that same 1.52\u00a2 per point number AwardWallet users obtain on redemptions, these bonus points are worth over $110 annually \u2014 around half of the annual fee.<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Spend_toward_elite_status\">Spend toward elite status<\/span><\/h3>\n<p>Cardholders receive 2,500 tier-qualifying points (TQPs) for every $5,000 spent on the card annually. TQPs count toward qualification for A-List and A-List Preferred status with Rapid Rewards.<\/p>\n<p>Note that TQPs are calculated annually rather than by account year. So, if you acquire the card mid-year, your TQPs will be calculated until your December statement before the count resets for the new year.<\/p>\n<p>Additionally, all points earned from Southwest cards count toward the Southwest Companion Pass. So, you can earn both TQPs and toward the <a target=\"_blank\" href=\"\/airlines\/southwest-rapid-rewards\/how-to-earn-southwest-companion-pass\/\" rel=\"noopener\">highly valuable Companion Pass<\/a> simultaneously.<\/p>\n<h3><span id=\"Companion_Pass_Boost\">Companion Pass Boost<\/span><\/h3>\n<p>Just for carrying the card, you'll gain a 10,000 Companion Pass qualifying points boost each year. These points are deposited into your account up to 30 days after opening and each calendar year after that.<\/p>\n<h3><span id=\"25_back_on_inflight_purchases\">25% back on inflight purchases<\/span><\/h3>\n<p>When you use the Southwest Priority Card for <span data-color=\"rgb(255, 245, 245)\">Southwest Airlines purchases<\/span>, you\u2019ll receive 25% back as a statement credit. This applies to in-flight purchases, such as drinks and Wi-Fi.<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Priority_boarding\">Priority boarding<\/span><\/h3>\n<p>While it doesn't offer a vast array of upgrade boarding benefits, the <span data-color=\"rgb(255, 245, 245)\">Rapid Rewards Priority Credit Card <\/span>offers earlier boarding for the cardmember and up to eight additional passengers on the same reservation, with access to Group 5.<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Seat_selection_benefits\">Seat selection benefits<\/span><\/h3>\n<p>All Southwest cardmembers have access to a select a Standard seat within 48 hours prior to departure, extendable to up to eight passengers on the same reservation. But the Southwest Priority Card cardholders can get additional benefits such as extra legroom seat upgrade and complimentary preferred seat selection at booking, not available to the other Southwest consumer cards.<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"First_free_checked_bag\">First free checked bag<\/span><\/h3>\n<p>First checked bag free is also available for the cardmember and up to eight passengers on the same reservation at no additional cost, a <span data-color=\"rgb(245, 245, 245)\">savings of at least <\/span>$70 round-trip<span data-color=\"rgb(245, 245, 245)\">.<\/span><\/p>\n<h3><span id=\"Travel_and_purchase_protections\">Travel and purchase protections<\/span><\/h3>\n<p>When using your card to make purchases, you can enjoy the following protections:<\/p>\n<ul>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty protection<\/a>:<\/strong> Adds an extra year to a U.S. manufacturer's warranty of three years or less.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">Purchase protection<\/a>:<\/strong> Protects your purchases against damage or theft for up to 90 days from purchase, up to $500 per claim and up to $50,000 per account.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/baggage-delay-insurance\/\" rel=\"noopener\">Baggage delay insurance<\/a>:<\/strong> Reimburses you for essentials while waiting for your delayed bags, applicable after a delay of six or more hours and up to $100 per day for a maximum of three days.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/baggage-loss-insurance\/\" rel=\"noopener\">Lost luggage reimbursement<\/a>:<\/strong> Provides reimbursement for lost or damaged luggage, up to a maximum of $3,000 per passenger.<\/li>\n<\/ul>\n<figure id=\"attachment_174221\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-174221 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash.jpg\" alt=\"Southwest Airlines jet in flight with the wheels down\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash.jpg 1200w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured-Southwest-Airlines-jet-in-flight-with-the-wheels-down-Vander-Films-Unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Vander Films \/ Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Other_benefits\">Other benefits<\/span><\/h3>\n<p>In addition to the benefits listed above, the card doesn\u2019t charge any foreign transaction fees, which can save you significant money on purchases made abroad.<\/p>\n<p>Plus, cardholders can <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">enroll for one year of complimentary DoorDash DashPass<\/a>, available for enrollment through <strong>December 31, 2027<\/strong>. This provides waived delivery fees and reduced service fees on eligible orders.<\/p>\n<h2><span id=\"Southwest_Priority_Card_Earning_Rates\">Southwest Priority Card Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a>&#8216;s earning structure breaks down as follows:<\/p>\n<ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul>\n<p>Despite these increased earning rates, there may be better ways to earn Southwest Rapid Rewards points.<\/p>\n<p data-pm-slice=\"1 1 []\">Chase Ultimate Rewards Points transfer to Rapid Rewards at a 1:1 ratio. This means you can use the <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a> to earn the equivalent of 4x points on flights and hotels (including Southwest flights). Even better, you can earn up to 8x points on travel by booking it through the Chase Travel\u2120 portal. Then, you could transfer those Ultimate Rewards points to Southwest and other frequent flyer and hotel loyalty programs for future award redemptions.<\/p>\n<p data-pm-slice=\"1 1 []\"><div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=074b811c17167051dc60f043812b19299&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-89dddd134#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>That being said, spending on the Southwest Priority Card can accrue Companion Pass qualifying points as well as TQPs. So, make sure you factor this into your overall strategy when comparing it to the earning rates of other cards.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>As with all of Chase\u2019s Southwest cards, the <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a> is subject to <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase's 5\/24 policy<\/a>. This policy generally prevents applicants from getting a new Chase credit card if they've opened five or more credit card accounts (based on what's seen on your credit report) in the previous 24 months.<\/p>\n<p>Also, you're ineligible for the welcome offer if you currently have another Southwest Rapid Rewards credit card. Additionally, you aren't eligible for this sign-up bonus if you have received a new card bonus on a Southwest card within the past 24 months. The application terms have the following restrictions:<\/p>\n<blockquote><p><em>&#8220;The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards<sup>\u00ae<\/sup> Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.&#8221;<\/em><\/p><\/blockquote>\n<p>Lastly, note that Chase generally doesn't approve anyone for more than two credit cards in a 30-day period.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_The_Southwest_Priority_Card\">Cards That Compete With The Southwest Priority Card<\/span><\/h2>\n<ul>\n<li><strong>If you want a Southwest card with the lowest annual fee possible,<\/strong> you'll find that in the <a data-ccid=\"520080\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-plus\/\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/a> (<a data-ccid=\"520080\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005150&type=3&u1=79fd36b020678015fa6e7d5a154994bb&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). For a $99 annual fee, you'll get 3,000 anniversary bonus points, 25% back on inflight purchases, and a welcome offer that's generally similar to that offered by the other Southwest cards.<\/li>\n<li><strong>If you want a few more perks with Southwest,<\/strong> the middle option is the <a data-ccid=\"2000147\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-premier\/\" =_blank>Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/a>. Its $149 annual fee provides perks like 6,000 anniversary bonus points and no foreign transaction fees.<\/li>\n<li><strong>If you want a card that earns points transferrable to Southwest or other loyalty programs, <\/strong>the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=03e0a13722180e6efd8e234349a0c2dea&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) could be right for you. It levies a $95 annual fee and provides up to $50 in annual hotel credits for bookings through the Chase portal. You'll earn up to 5X on travel bookings with Chase, 3X on dining, streaming services, and online grocery orders, and 2X on travel not booked with Chase. Plus, you'll earn Ultimate Rewards points that you can use with 14 airline and hotel programs, including Southwest, United, Hyatt, and more.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPlusCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Plus Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Plus Credit Card' data-ccid=\"520080\" href=\"\/blog\/link\/SouthwestRapidRewardsPlusCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99<span class=\"compare-terms\"><a data-ccid=\"520080\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005150&type=3&u1=79fd36b020678015fa6e7d5a154994bb&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPremierCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Premier Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$149<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=03e0a13722180e6efd8e234349a0c2dea&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"The_Bottom_Line\">The Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a> is well worth it \u2014 even for those who only fly occasionally with Southwest Airlines. Three key card benefits &#8212; the 7,500-point anniversary bonus (worth over $110), first free checked bag, and seat selection benefits &#8212; help to make up for the card's $229 annual fee. Based on these perks alone, the card could be well worth keeping year after year.<\/p>\n<p>That said, the benefits only provide value if you use them. If you'll make use of what the card offers, this could be the right Southwest card for your wallet. It's easily the best of the bunch.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048122\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPriorityCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Priority Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Priority Credit Card' data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048122\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005153&type=3&u1=208ae3c87f532202b37856c25963099e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$229<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card is packed with features for Southwest fans. The card offers 4X points on Southwest purchases, 2X points at gas stations and restaurants, and 1X points on all other purchases. Cardholders receive 7,500 anniversary points each year, 25% back on inflight purchases, and a 10,000 Companion Pass qualifying points boost annually. Additional features are no foreign transaction fees, comprehensive travel and purchase protections, contactless payment, and instant access to the card when added to a digital wallet. Through 12\/31\/2025, cardholders also receive a $75 annual Southwest travel credit and 4 Upgraded Boardings per year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/li><li>7,500 anniversary points each year.<\/li><li>Earn 4 points per $1 spent on Southwest Airlines&#xAE; purchases, including flights, inflight, and Southwest gift cards.<\/li><li>Earn 2 points for every $1 you spend at gas stations and restaurants<\/li><li>First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.<\/li><li>Select a Preferred seat at booking, at no additional charge, when available.<\/li><li>Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.<\/li><li>No foreign transaction fees.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPriority\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-89dddd134#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Southwest Airlines offers three personal credit cards with varying benefits and annual fees. Sitting at the top of the bunch is the Southwest Rapid Rewards\u00ae Priority Credit Card. While its $229 annual fee might sound intimidating, we&#8217;ll show how the Southwest Priority Card&#8217;s benefits more than make up for its cost.<\/p>\n","protected":false},"author":55,"featured_media":136357,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12757],"coauthors":[36404,36394],"class_list":["post-25389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-southwest-rapid-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/25389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/55"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=25389"}],"version-history":[{"count":103,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/25389\/revisions"}],"predecessor-version":[{"id":252099,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/25389\/revisions\/252099"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/136357"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=25389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=25389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=25389"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=25389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}