{"id":259987,"date":"2026-05-28T21:40:11","date_gmt":"2026-05-28T21:40:11","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=259987\/"},"modified":"2026-05-28T21:40:11","modified_gmt":"2026-05-28T21:40:11","slug":"how-to-use-the-amex-business-gold-flexible-business-credit","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-gold-flexible-business-credit\/","title":{"rendered":"How To Use the Amex Business Gold Flexible Business Credit"},"content":{"rendered":"<p>One of my favorite business cards is the <a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a>. It earns well, adapts to your spending, and is often highly ranked on any best business credit cards list. The card's bonus earning categories get most of the attention. But one card benefit can help you offset nearly half of the card's $375 annual fee  (<a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>The monthly Amex Business Gold Flexible Business Credit is designed to help cover everyday business purchases. But used strategically, it can become a $20 monthly discount at places you already shop.<\/p>\n<p>Here\u2019s how the credit works and how to get the most value from it.<\/p>\n<div class=\"qs-card\" data-id=\"4028093\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/97\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-AmericanExpressBusinessGoldCard.png\" width=150 alt=\"American Express\u00ae Business Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Business Gold Card' data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$375<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App\u2122, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx (through 10\/01\/2026), Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards&#xAE; Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>Earn 4X Membership Rewards&#xAE; points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.<\/li><li>Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10\/01\/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.<\/li><li>Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.<\/li><li>Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.<\/li><li>Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App&#x2122;.<\/li><li>The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.<\/li><li>Terms Apply<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\">Get 4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 eligible categories where your business spent the most each billing cycle from the list below:\r\n<ul>\r\n<li>U.S. purchases for advertising in select media  (online, TV, radio)<\/li>\r\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers<\/li>\r\n<li> U.S. purchases at gas stations<\/li>\r\n<li> U.S. purchases at restaurants, including takeout and delivery<\/li>\r\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\r\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\r\n<\/ul>\r\n\r\n*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizGold\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"How_To_Use_the_Amex_Business_Gold_Flexible_Business_Credit\">How To Use the Amex Business Gold Flexible Business Credit<\/span><\/h2>\n<p data-start=\"720\" data-end=\"909\">The <a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a>&#8216;s Flexible Business Credit provides up to $20 a month in statement credits. It applies after you use your card for eligible U.S. purchases at FedEx (ending October 1, 2026), Grubhub, and office supply stores. Enrollment is required for select Amex benefits.<\/p>\n<h3 data-section-id=\"4r5yp3\" data-start=\"1204\" data-end=\"1230\"><span id=\"FedEx_and_Grubhub\">FedEx and Grubhub<\/span><\/h3>\n<p data-start=\"1232\" data-end=\"1318\">If you have recurring shipping costs with FedEx, this credit offers a simple monthly discount on those expenses. However, this won't benefit every business owner.<\/p>\n<p data-start=\"1232\" data-end=\"1318\">Grubhub can be nice, but plenty of other <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-cards-food-delivery\/\" rel=\"noopener\">cards offer discounts on food delivery<\/a>. For example, the <a data-ccid=\"4028085\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-gold-card\/\">American Express<sup>\u00ae<\/sup> Gold Card<\/a> comes with a $10 monthly dining credit for eligible charges at select U.S. restaurants, including Grubhub.<\/p>\n<p data-start=\"1232\" data-end=\"1318\">I don't recommend using the Flexible Business Credit this way unless Grubhub is already part of your normal routine.<\/p>\n<h3 data-section-id=\"ag1el5\" data-start=\"2176\" data-end=\"2200\"><span id=\"Office_Supply_Stores_The_Ideal_Redemption\">Office Supply Stores \u2014 The Ideal Redemption<\/span><\/h3>\n<p data-start=\"2202\" data-end=\"2263\">Purchases at office supply retailers also trigger the credit. Office supply stores like Staples and Office Depot\/OfficeMax sell more than traditional office supplies. You can find electronics, school supplies, furniture, household products, coffee, and a variety of other goods.<\/p>\n<p data-start=\"2202\" data-end=\"2263\">Occasionally, I'll stock up on toilet paper or coffee, or get some school supplies for my child. While the prices aren't always the cheapest, factoring in the $20 credit can make it worthwhile.<\/p>\n<p data-start=\"2543\" data-end=\"2685\">But the most flexible way to use your credits at office supply stores is to buy gift cards. Staples and Office Depot\/OfficeMax both sell gift cards to a long list of other merchants. <a target=\"_blank\" href=\"\/blog\/link\/StaplesGC\" rel=\"noopener nofollow sponsored\">Staples also sells tons of gift cards online<\/a> and regularly runs promotions.<\/p>\n<p data-start=\"2543\" data-end=\"2685\">At the time of publishing, Staples is offering over 240 gift card options of $25 or less:<\/p>\n<figure id=\"attachment_264420\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/496\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-264420 size-large lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25-900x496.png\" alt=\"Screenshot of Staples gift card options under $25\" width=\"900\" height=\"496\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25-900x496.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25-750x413.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25-768x423.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25-1536x847.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Staples-gift-card-options-under-25.png 1787w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Screenshot of Staples<\/em><\/enter><\/figure>\n<p data-start=\"2543\" data-end=\"2685\">If you have expenses elsewhere, adding this extra step can save a nice chunk of change. For example, as someone who visits Disney parks regularly, I'm always hunting for discounted gift cards. I often buy a $20 Disney gift card each month and combine it with others. Over time, that adds up to solid savings on a costly trip. You can apply this logic to anywhere you shop regularly if you find gift cards on the rack.<\/p>\n<p data-start=\"2543\" data-end=\"2685\"><strong>Related:<\/strong> <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/blog\/saving-money-disney-points-miles\/\" rel=\"noopener\">Disney Dreams for a Dime: Tips for Saving Money at Disney World With Points and Miles<\/a><\/p>\n<h2><span id=\"Other_Reasons_To_Consider_the_Amex_Business_Gold\">Other Reasons To Consider the Amex Business Gold<\/span><\/h2>\n<p data-start=\"2752\" data-end=\"2863\">Using the Flexible Business Credit wisely can help offset the card's high annual fee, but it\u2019s only one part of what the card offers. Depending on how your business spends, the Amex Business Gold can be an excellent fit for its high earning potential.<\/p>\n<h3 data-section-id=\"kyk6hm\" data-start=\"2983\" data-end=\"3031\"><span id=\"Flexible_Bonus_Categories\">Flexible Bonus Categories<\/span><\/h3>\n<p data-start=\"3033\" data-end=\"3232\">You can earn 4X Membership Rewards points on the 2 eligible categories where your business spent the most each month, 1X on other purchases. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.<\/p>\n<p data-start=\"3234\" data-end=\"3262\"><div class=\"qs-card\" data-id=\"4028093\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/97\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-AmericanExpressBusinessGoldCard.png\" width=150 alt=\"American Express\u00ae Business Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Business Gold Card' data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$375<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App\u2122, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx (through 10\/01\/2026), Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards&#xAE; Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>Earn 4X Membership Rewards&#xAE; points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.<\/li><li>Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10\/01\/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.<\/li><li>Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.<\/li><li>Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.<\/li><li>Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App&#x2122;.<\/li><li>The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.<\/li><li>Terms Apply<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\">Get 4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 eligible categories where your business spent the most each billing cycle from the list below:\r\n<ul>\r\n<li>U.S. purchases for advertising in select media  (online, TV, radio)<\/li>\r\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers<\/li>\r\n<li> U.S. purchases at gas stations<\/li>\r\n<li> U.S. purchases at restaurants, including takeout and delivery<\/li>\r\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\r\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\r\n<\/ul>\r\n\r\n*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizGold\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p data-start=\"3455\" data-end=\"3539\">This structure makes the card more flexible than many other <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">business cards<\/a>. The electronics category is almost always one of my two top categories each month. For the other, I try to focus my spending in one specific category each month to maximize my returns.<\/p>\n<h3 data-section-id=\"muoibh\" data-start=\"3624\" data-end=\"3676\"><span id=\"Earn_Amex_Membership_Rewards\">Earn Amex Membership Rewards<\/span><\/h3>\n<p>Membership Rewards are one of the most flexible and valuable currencies you can earn, with <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/point-mile-values\/Membership+Rewards\" rel=\"noopener\">AwardWallet users averaging 1.99\u00a2<\/a> cents <span style=\"margin: 0px; padding: 0px;\">per redemption. You can combine points from the <a data-ccid=\"4028093\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-gold\/\">Amex Business Gold<\/a> with other <a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-rewards-cards\/\">Membership Rewards-earning cards<\/a>.<\/span><\/p>\n<p>The value of Membership Rewards points depends largely on how you redeem them. You have many options for redeeming Membership Rewards, but not all offer great value. You'll likely get the best value by transferring points to <a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\">travel partners<\/a>. I prefer building up points to redeem for business- or first-class flights with international partners.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/best-way-to-use-amex-points\/\" rel=\"noopener\">How To Redeem Amex Membership Rewards Points \u2014 And Which Options Offer the Best Value<\/a><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The Amex Business Gold Flexible Business Credit may seem restrictive at first. But it\u00a0can be used to cover hundreds of kinds of purchases if you're willing to jump through an extra hoop. While the credit is useful on its own, knowing you can turn it into a $20 monthly discount at merchants you already use makes this already valuable business card even more worth keeping.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_To_Use_the_Amex_Business_Gold_Flexible_Business_Credit\">How To Use the Amex Business Gold Flexible Business Credit<\/a><ul><li><a href=\"#FedEx_and_Grubhub\">FedEx and Grubhub<\/a><\/li><li><a href=\"#Office_Supply_Stores_The_Ideal_Redemption\">Office Supply Stores \u2014 The Ideal Redemption<\/a><\/li><\/ul><\/li><li><a href=\"#Other_Reasons_To_Consider_the_Amex_Business_Gold\">Other Reasons To Consider the Amex Business Gold<\/a><ul><li><a href=\"#Flexible_Bonus_Categories\">Flexible Bonus Categories<\/a><\/li><li><a href=\"#Earn_Amex_Membership_Rewards\">Earn Amex Membership Rewards<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Amex Business Gold Flexible Business Credit offers up to $240 annually in statement credits at FedEx, Grubhub, and office supply stores. With a simple strategy, you can stretch this benefit far beyond its intended categories and turn it into everyday savings.<\/p>\n","protected":false},"author":81,"featured_media":226879,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12710,12520],"coauthors":[36435],"class_list":["post-259987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-amex-membership-rewards","tag-card-benefits"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/259987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/81"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=259987"}],"version-history":[{"count":14,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/259987\/revisions"}],"predecessor-version":[{"id":264422,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/259987\/revisions\/264422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/226879"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=259987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=259987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=259987"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=259987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}