{"id":261237,"date":"2026-06-17T23:49:42","date_gmt":"2026-06-17T23:49:42","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=261237\/"},"modified":"2026-06-17T19:32:32","modified_gmt":"2026-06-17T19:32:32","slug":"__trashed-4","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-cashback-cards\/","title":{"rendered":"Comparing Capital One Cashback Cards: Which One Should You Get?"},"content":{"rendered":"<p class=\"p1\">Trying to find the right cash-back card for your wallet?<\/p>\n<p class=\"p1\">Capital One offers a lineup of cash-back credit cards that can help you earn rewards on everyday spending, whether you prefer a simple flat-rate earning structure or bonus categories that match your spending. Each card comes with its own combination of welcome offers, rewards rates, fees, and benefits, making it worth comparing your options before applying.<\/p>\n<p>In this article, we'll compare Capital One's cash-back credit cards to help you decide which one is the best fit for you.<\/p>\n<h2><span id=\"Overview_of_Capital_One_Cash-Back_Credit_Cards\">Overview of Capital One Cash-Back Credit Cards<\/span><\/h2>\n<p>Capital One's cash-back cards include options for a variety of spending habits and credit profiles. Some cards offer elevated rewards in major categories such as dining, entertainment, and grocery stores. There are also options for students, those trying to build or rebuild credit, and small-business owners.<\/p>\n<p>Unlike <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-miles-credit-cards\/\" rel=\"noopener\">Capital One's travel rewards cards<\/a>, the cards in this guide earn cash back. That makes them a straightforward option for cardholders who prefer rewards redeemable as statement credits, checks, or other cash-equivalent options.<\/p>\n<h2><span id=\"Best_Capital_One_Cash-Back_Cards\">Best Capital One Cash-Back Cards<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a134121f-8ee3-4a8f-8d57-479d9461f5f7.png\" width=\"150\" alt=\"Capital One Quicksilver Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Quicksilver Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006159\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Quicksilver Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/36ead21c-2de1-43f4-985e-3478cbb4184b.png\" width='150' alt=\"Capital One Savor Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Savor Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn $250 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048129\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Savor Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneSavorCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8% cash back on purchases made via the Capital One Entertainment ticketing platform<\/li>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>3% cash back on dining and entertainment<\/li>\r\n<li>3% at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>)<\/li>\r\n<li>3% on popular streaming services<\/li>\r\n<li>1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Capital_One_Quicksilver_Cash_Rewards_Credit_Card\">Capital One Quicksilver Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/p>\n<p><strong>Earning structure:<\/strong><\/p>\n<ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul>\n<p><strong>Notable perks:<\/strong> 0% intro APR on purchases and 0% intro APR on balance transfers for 15 months, and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver Cash Rewards Credit Card<\/a> is a good fit for cardholders who prefer a low-maintenance cash-back card and don't want to keep track of bonus categories. Along with unlimited 1.5% cash back on purchases, it offers 0% intro APR on purchases and 0% intro APR on balance transfers for 15 months, which can be valuable for financing a large purchase or paying down existing debt.<\/p>\n<p>However, cardholders willing to manage bonus categories can earn more rewards with other cards in Capital One's lineup.<\/p>\n<h3><span id=\"Capital_One_Savor_Cash_Rewards_Credit_Card\">Capital One Savor Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $250 Cash Back after you spend $500 on purchases within 3 months from account opening<\/p>\n<p><strong>Earning structure:\u00a0<\/strong><\/p>\n<ul>\r\n<li>8% cash back on purchases made via the Capital One Entertainment ticketing platform<\/li>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>3% cash back on dining and entertainment<\/li>\r\n<li>3% at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>)<\/li>\r\n<li>3% on popular streaming services<\/li>\r\n<li>1% on all other purchases<\/li>\r\n<\/ul>\n<p><strong>Notable perks:<\/strong> 0% intro on purchases and 0% intro on balance transfers for 12 months, and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>If a chunk of your budget goes toward dining, entertainment, and streaming services, the <a data-ccid=\"4048129\" href=\"\/blog\/link\/CR-CapitalOneSavorCard\" rel=\"noopener nofollow sponsored\">Capital One Savor Cash Rewards Credit Card<\/a> is one of the strongest no-annual-fee options in Capital One's lineup. The card rewards spending categories that many people use every week while also offering an intro APR on purchases and balance transfers for 12 months.<\/p>\n<p>On the other hand, those who don't spend much in the card's bonus categories will most likely get more value from a flat-rate cash-back option.<\/p>\n<h2><span id=\"Capital_One_Small_Business_Cash-Back_Cards\">Capital One Small Business Cash-Back Cards<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/cc308a03-f10d-4b35-8aec-c22591052b67.png\" width=\"150\" alt=\"Capital One Spark Cash Plus\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Plus<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048264\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Plus' href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048373\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash' href=\"\/blog\/link\/CRCapOneSparkCash\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 intro for first year;<br> $95 after that<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> <\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash Select\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Select<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006153\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Select' href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cashback on every purchase<\/li>\r\n<li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Capital_One_Spark_Cash_Plus\">Capital One Spark Cash Plus<\/span><\/h3>\n<p><strong>Welcome offer:<\/strong> Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Free employee cards and spending-based cash bonuses<\/p>\n<p><strong>Annual fee: <\/strong>$150<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"4048264\" href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Plus<\/a> is best suited for businesses with substantial ongoing expenses. Its straightforward rewards structure makes it easy to earn cash back without tracking bonus categories, while the ability to earn additional cash bonuses based on annual spending can further boost its value for high-spending companies.<\/p>\n<p>The card's $150 annual fee may be difficult to justify for smaller businesses, but companies with significant purchasing volume can potentially earn enough rewards to offset the cost many times over.<\/p>\n<h3><span id=\"Capital_One_Spark_Cash\">Capital One Spark Cash<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $1,000 Cash Back once you spend $10,000 in the first 3 months from account opening<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> \n<p><strong>Notable perks: <\/strong>Roadside assistance and free employee cards<\/p>\n<p><strong>Annual fee: <\/strong>$0 intro for first year; $95 after that<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"5048373\" href=\"\/blog\/link\/CRCapOneSparkCash\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash<\/a> is a good fit for business owners who want consistent rewards on every purchase and spend enough each year to justify its annual fee. The unlimited 2% cash-back rate makes it easy to earn rewards without tracking bonus categories, which can be especially valuable for businesses with large or recurring expenses.<\/p>\n<p>While there are less expensive options available, businesses that put significant spending on their cards may find the higher earning rate worth the added cost.<\/p>\n<h3><span id=\"Capital_One_Spark_Cash_Select\">Capital One Spark Cash Select<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>1.5% cashback on every purchase<\/li>\r\n<li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Roadside assistance and free employee cards<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"3006153\" href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Select<\/a> is a strong option for business owners who want to earn cash back without paying an annual fee. Its flat-rate earning structure makes it easy to earn rewards on every purchase without tracking bonus categories or spending caps.<\/p>\n<p>While it doesn't earn as much cash back as the <a data-ccid=\"5048373\" href=\"\/blog\/link\/CRCapOneSparkCash\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash<\/a>, the lack of an annual fee may make it the better fit for businesses with modest spending or those looking to keep costs low.<\/p>\n<h3><span id=\"Capital_One_Spark_Classic_for_Business\">Capital One Spark Classic for Business<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>N\/A<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>Unlimited 1% cash back on every purchase<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Roadside assistance and free employee cards<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"3006158\" href=\"\/blog\/link\/CapitalOneSparkClassicforBusiness\" rel=\"noopener nofollow sponsored\">Capital One Spark Classic for Business<\/a> is designed for business owners with fair or limited credit who may not qualify for Capital One's more rewarding business cards. While its earning rate trails the rest of the Spark lineup, it still provides an opportunity to earn cash back while building business credit.<\/p>\n<p>Businesses with stronger credit profiles will likely find more value in one of Capital One's other Spark cards. However, for those looking to establish or improve their credit, the Spark Classic can serve as a useful stepping stone.<\/p>\n<h2><span id=\"Capital_One_Cash-Back_Cards_for_Rebuilding_Credit\">Capital One Cash-Back Cards for Rebuilding Credit<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/2aaaf8bb-bb20-4832-a007-75f5f0f343ca.png\" width=\"150\" alt=\"Capital One SavorOne Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One SavorOne Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Featured Offer:<\/strong> Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>), on dining, entertainment and popular streaming services, plus 1% on all other purchases.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048313\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One SavorOne Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneSavorOne\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$39<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 8% cash back on Capital One Entertainment purchases<\/li>\r\n<li>Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>Earn 3% cash back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>)<\/li>\r\n<li>Earn 3% cash back on dining, entertainment, and popular streaming services<\/li>\r\n<li>Earn 1% cash back on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/c99e03c9-463b-4226-ac7c-dc2b86e1b034.png\" width=\"150\" alt=\"Capital One QuicksilverOne Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One QuicksilverOne Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006160\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One QuicksilverOne Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$39<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals, and rental cars booked through Capital One Travel.<\/li><li>1.5% cash back on every purchase.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Capital_One_SavorOne_Cash_Rewards_Credit_Card\">Capital One SavorOne Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>N\/A<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>Earn 8% cash back on Capital One Entertainment purchases<\/li>\r\n<li>Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>Earn 3% cash back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>)<\/li>\r\n<li>Earn 3% cash back on dining, entertainment, and popular streaming services<\/li>\r\n<li>Earn 1% cash back on all other eligible purchases<\/li>\r\n<\/ul>\n<p><strong>Notable perks:\u00a0<\/strong>Travel accident insurance and no foreign transaction fees<\/p>\n<p><strong>Annual fee:<\/strong> $39<\/p>\n<p><strong>Our take:<\/strong> The <a data-ccid=\"5048313\" href=\"\/blog\/link\/CR-CapitalOneSavorOne\" rel=\"noopener nofollow sponsored\">Capital One SavorOne Cash Rewards Credit Card<\/a> offers stronger rewards than many cards aimed at consumers with <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/fair-credit-score\/\" rel=\"noopener\">fair credit<\/a>, particularly for those who spend regularly on dining, groceries, entertainment, and streaming services.<\/p>\n<p>However, the card's annual fee means you'll want to make sure you can take advantage of its bonus categories often enough to justify the cost. For some cardholders, paying a modest <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/cameron-card-portfolio\/\" rel=\"noopener\">annual fee may be worthwhile<\/a> for the higher earning rates. Others may find better value in a no-annual-fee alternative.<\/p>\n<h3><span id=\"Capital_One_QuicksilverOne_Cash_Rewards_Credit_Card\">Capital One QuicksilverOne Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>N\/A<\/p>\n<p><strong>Earning structure:<\/strong><\/p>\n<ul>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals, and rental cars booked through Capital One Travel.<\/li><li>1.5% cash back on every purchase.<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>50% off handcrafted beverages at Capital One Cafes and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$39<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"3006160\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One QuicksilverOne Cash Rewards Credit Card<\/a> is designed for consumers who are building or rebuilding their credit and want a straightforward cash-back card. It's also easy to use as an everyday spending option and can be a practical companion when traveling abroad.<\/p>\n<p>However, if you're considering this card, you should weigh its annual fee against the rewards you'll earn. There's a good chance other Capital One cards offer stronger rewards and better benefits if you're a qualified applicant.<\/p>\n<h3><span id=\"Capital_One_Quicksilver_Cash_Rewards_for_Good_Credit\"><b>Capital One Quicksilver Cash Rewards for Good Credit<\/b><\/span><\/h3>\n<p><strong>Welcome offer:<\/strong> N\/A<\/p>\n<p><strong>Earning structure:<\/strong><\/p>\n<ul>\r\n<li>5% cash back on hotels, rental cars, and vacation rentals booked through Capital One Travel<\/li>\r\n<li>1.5% cash back on all other purchases<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Automatic consideration for a higher credit line in as little as six months<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><span style=\"margin: 0px; padding: 0px;\"><strong>Our take:<\/strong> Not everyone qualifies for <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">premium credit cards<\/a> right away. For those with good credit, the Quicksilver for Good Credit offers a simple way to earn cash back without paying an annual fee. With a single earning rate on most purchases, cardholders can earn rewards without adjusting their spending habits to fit bonus categories.<\/span><\/p>\n<h3><span id=\"Capital_One_Savor_Cash_Rewards_for_Good_Credit\">Capital One Savor Cash Rewards for Good Credit<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>N\/A<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>8% cash back on Capital One Entertainment purchases<\/li>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>3% cash back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>), on dining, entertainment, and popular streaming services<\/li>\r\n<li>1% on all other purchases<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Complimentary concierge service and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>The  proves that you don't need an excellent credit score to earn meaningful rewards. With bonus categories that cover many everyday purchases, it's a strong fit for cardholders who spend regularly on dining, groceries, entertainment, and streaming services.<\/p>\n<p>The card also charges no annual fee or foreign transaction fees, making it a practical choice for both everyday spending and international travel. For eligible applicants with good credit, it's one of the most rewarding cash-back cards in Capital One's lineup.<\/p>\n<h2><span id=\"Capital_One_Cash-Back_Cards_for_Students\">Capital One Cash-Back Cards for Students<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a134121f-8ee3-4a8f-8d57-479d9461f5f7.png\" width=\"150\" alt=\"Capital One Quicksilver Student Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Quicksilver Student Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $100 Cash Back when you spend $300 in the first three months<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048265\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Quicksilver Student Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverStudentCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/36ead21c-2de1-43f4-985e-3478cbb4184b.png\" width=\"150\" alt=\"Capital One Savor Student Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Savor Student Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $100 Cash Back when you spend $300 in the first three months<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048266\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Savor Student Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneSavorOneStudentCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8% Cash Back on Capital One Entertainment purchases.<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.<\/li>\r\n<li>3% Cash Back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>).<\/li>\r\n<li>3% Cash Back on dining, entertainment, and popular streaming services.<\/li>\r\n<li>1% Cash Back on all other purchases.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a134121f-8ee3-4a8f-8d57-479d9461f5f7.png\" width=\"150\" alt=\"Capital One Quicksilver Secured Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Quicksilver Secured Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> N\/A<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048271\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Quicksilver Secured Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverSecured\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><\/div><div class=\"compare-rating compare-rating--3\"><strong>Credit Score<\/strong><p>Limited, Bad<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Capital_One_Quicksilver_Student_Cash_Rewards_Credit_Card\">Capital One Quicksilver Student Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $100 Cash Back when you spend $300 in the first three months<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Complimentary access to CreditWise and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take:\u00a0<\/strong>Many folks get their <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/earning-points-miles-college-student\/\" rel=\"noopener\">first credit card while in college<\/a> \u2014 I certainly did. The <a data-ccid=\"4048265\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverStudentCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver Student Cash Rewards Credit Card<\/a> gives students a chance to earn rewards on everyday spending while building credit responsibly.<\/p>\n<p>The combination of everyday rewards, no foreign transaction fees, and elevated earnings on travel booked through <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel<\/a> makes it a practical option for students, especially those who plan to study abroad or travel during school breaks. It also serves as a solid entry point into the Capital One ecosystem, with opportunities to upgrade to a more rewarding card down the road.<\/p>\n<h3><\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>Earn $100 Cash Back when you spend $300 in the first three months<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>8% Cash Back on Capital One Entertainment purchases.<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.<\/li>\r\n<li>3% Cash Back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>).<\/li>\r\n<li>3% Cash Back on dining, entertainment, and popular streaming services.<\/li>\r\n<li>1% Cash Back on all other purchases.<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Automatic consideration for a higher credit line in as little as six months and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>The <a data-ccid=\"4048266\" href=\"\/blog\/link\/CR-CapitalOneSavorOneStudentCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Savor Student Cash Rewards Credit Card<\/a> offers a rewards structure that's stronger than many student credit cards on the market. Students who regularly spend on dining, entertainment, and other eligible bonus categories can earn elevated rewards on purchases they're already making.<\/p>\n<p>Combined with no foreign transaction fees, it's a compelling option for students who want to build credit while maximizing their earning potential.<\/p>\n<h3><span id=\"Capital_One_Quicksilver_Secured_Cash_Rewards_Credit_Card\">Capital One Quicksilver Secured Cash Rewards Credit Card<\/span><\/h3>\n<p><strong>Welcome offer: <\/strong>N\/A<\/p>\n<p><strong>Earning structure: <\/strong><\/p>\n<ul>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul>\n<p><strong>Notable perks: <\/strong>Potential to upgrade to an unsecured card with responsible use and no foreign transaction fees<\/p>\n<p><strong>Annual fee: <\/strong>$0<\/p>\n<p><strong>Our take: <\/strong>Secured credit cards aren't typically known for generous rewards, which helps the <a data-ccid=\"4048271\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverSecured\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver Secured Cash Rewards Credit Card<\/a> stand out from the crowd. Cardholders can earn cash back on purchases while working to establish or rebuild their credit.<\/p>\n<p>The card requires a refundable security deposit of at least $200, which serves as collateral for the account. While that upfront cost may not appeal to everyone, it's a common feature among secured cards and can help consumers access credit while building a positive payment history.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Capital One has built a surprisingly diverse lineup of cash-back credit cards. From students and small-business owners to consumers building credit and rewards enthusiasts looking to maximize everyday spending, there's a card designed for a wide range of financial situations.<\/p>\n<p>Before applying, consider where you spend the most money and whether you'd rather maximize bonus categories or keep things simple with a flat-rate rewards card. Choosing the right fit can help you get more value from every purchase.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Overview_of_Capital_One_Cash-Back_Credit_Cards\">Overview of Capital One Cash-Back Credit Cards<\/a><\/li><li><a href=\"#Best_Capital_One_Cash-Back_Cards\">Best Capital One Cash-Back Cards<\/a><ul><li><a href=\"#Capital_One_Quicksilver_Cash_Rewards_Credit_Card\">Capital One Quicksilver Cash Rewards Credit Card<\/a><\/li><li><a href=\"#Capital_One_Savor_Cash_Rewards_Credit_Card\">Capital One Savor Cash Rewards Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Small_Business_Cash-Back_Cards\">Capital One Small Business Cash-Back Cards<\/a><ul><li><a href=\"#Capital_One_Spark_Cash_Plus\">Capital One Spark Cash Plus<\/a><\/li><li><a href=\"#Capital_One_Spark_Cash\">Capital One Spark Cash<\/a><\/li><li><a href=\"#Capital_One_Spark_Cash_Select\">Capital One Spark Cash Select<\/a><\/li><li><a href=\"#Capital_One_Spark_Classic_for_Business\">Capital One Spark Classic for Business<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Cash-Back_Cards_for_Rebuilding_Credit\">Capital One Cash-Back Cards for Rebuilding Credit<\/a><ul><li><a href=\"#Capital_One_SavorOne_Cash_Rewards_Credit_Card\">Capital One SavorOne Cash Rewards Credit Card<\/a><\/li><li><a href=\"#Capital_One_QuicksilverOne_Cash_Rewards_Credit_Card\">Capital One QuicksilverOne Cash Rewards Credit Card<\/a><\/li><li><a href=\"#Capital_One_Quicksilver_Cash_Rewards_for_Good_Credit\">Capital One Quicksilver Cash Rewards for Good Credit<\/a><\/li><li><a href=\"#Capital_One_Savor_Cash_Rewards_for_Good_Credit\">Capital One Savor Cash Rewards for Good Credit<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Cash-Back_Cards_for_Students\">Capital One Cash-Back Cards for Students<\/a><ul><li><a href=\"#Capital_One_Quicksilver_Student_Cash_Rewards_Credit_Card\">Capital One Quicksilver Student Cash Rewards Credit Card<\/a><\/li><li><a href=\"#Capital_One_Quicksilver_Secured_Cash_Rewards_Credit_Card\">Capital One Quicksilver Secured Cash Rewards Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Capital One offers a whopping 13 cash back credit cards, appealing to excellent credit, good credit, fair credit, students, and business borrowers alike. Here&#8217;s our favorites among the list.<\/p>\n","protected":false},"author":97,"featured_media":247774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12787,14753],"coauthors":[36469],"class_list":["post-261237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one","tag-cash-back"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=261237"}],"version-history":[{"count":56,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261237\/revisions"}],"predecessor-version":[{"id":266951,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261237\/revisions\/266951"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/247774"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=261237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=261237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=261237"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=261237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}