{"id":261870,"date":"2026-06-24T20:00:22","date_gmt":"2026-06-24T20:00:22","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=261870\/"},"modified":"2026-06-24T15:47:44","modified_gmt":"2026-06-24T15:47:44","slug":"the-best-business-cards-for-2x-points-on-everyday-purchases","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/best-business-card-earnings\/","title":{"rendered":"The Best Business Cards for 2X Points on Everyday Purchases"},"content":{"rendered":"<p>Several business credit cards advertise bonus categories that earn 3X, 4X, or even 5X points. But for many small businesses, a large portion of spending falls outside those bonus categories.<\/p>\n<p>That's where a business card with a strong base earning rate shines. Earning 2X points or miles per dollar on everyday purchases means you'll be rewarded regardless of where your business spends money.<\/p>\n<p>Whether you're looking for premium travel perks, a lower annual fee, or a no-annual-fee option, these are the best business cards that earn 2X points on everyday purchases.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Business<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048345\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/CardArt-CapitalOneVentureBusiness.png\" width=\"150\" alt=\"Capital One Venture Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Business<\/div><div class=\"compare-offer\">Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006149\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Venture Business' href=\"\/blog\/link\/CapitalOneVentureBusinessCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div><div class=\"compare-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" data-exit=\"ccw\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div><\/div>\n<h2><span id=\"The_Best_Business_Cards_for_2X_Points_on_Everyday_Purchases\">The Best Business Cards for 2X Points on Everyday Purchases<\/span><\/h2>\n<p>Not every business owner is looking for the same type of card. Some prioritize premium travel perks, while others want to keep costs low with a modest annual fee or no annual fee at all.<\/p>\n<p>The cards below all earn at least 2X points or miles per dollar on everyday purchases, making them excellent options for businesses that want strong rewards on spending that falls outside traditional bonus categories.<\/p>\n<h3><span id=\"Best_premium_option_Venture_X_Business\">Best premium option: Venture X Business<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"5048345\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Business<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"5048345\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Business<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Business is a premium business card earning 2X miles on every purchase, with enhanced earning rates of 5X on flights and 10X on hotels and rental cars booked through Capital One Business Travel. One of the standout features is the $300 annual travel credit for bookings made via Capital One Business Travel, accompanied by an annual bonus of 10,000 miles from the first anniversary. Additional benefits include a credit of up to $120 for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>, access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), and the ability to transfer miles to over 15 travel loyalty programs.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureXBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>The <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a> stands out among premium business cards because it combines a strong everyday earning rate with valuable travel benefits. You'll earn 2X <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/\" rel=\"noopener\">Capital One miles<\/a> on every purchase, plus 5X miles on flights and 10X miles on hotels and rental cars booked through <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel<\/a> \u2014 that's a lot of miles that can transfer to one of Capital One's 22 <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">travel partners<\/a>.<\/p>\n<p>While the card does have a $395 annual fee, several credits more than make up for the fee if you use them correctly. For one, there's a $300 annual travel credit, good for any purchase made through the Capital One Travel portal.<\/p>\n<p>You'll also get 10,000 miles each account anniversary, which AwardWallet users redeem on average for 2.04\u00a2 per mile.<\/p>\n<figure id=\"attachment_247774\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-247774 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured.png\" alt=\"Bar\/menu at the Capital One Lounge JFK.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured-750x600.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured-900x720.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Lounge-JFK-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt \/ AwardWallet<\/em><\/enter><\/figure>\n<p>Finally, there's access to airport lounges when traveling for business. <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One Lounges<\/a> are now available in more airports than ever before, and the card also comes with a Priority Pass membership. However, the pass <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x-business-priority-pass\/\" rel=\"noopener\">no longer allows unlimited guests<\/a>.<\/p>\n<p>For business owners who want premium travel perks without sacrificing rewards on everyday spending, the Venture X Business is one of the strongest options available.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x-business\/\" rel=\"noopener\">Full Review of the Capital One Venture X Business<\/a><\/strong><\/p>\n<h3><span id=\"Best_low-annual-fee_option_Venture_Business_Card\">Best low-annual-fee option: Venture Business Card<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"3006149\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture Business<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/CardArt-CapitalOneVentureBusiness.png\" width=\"150\" alt=\"Capital One Venture Business\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006149\" class=\"btn-use qs-how-apply\" title='Capital One Venture Business' href=\"\/blog\/link\/CapitalOneVentureBusinessCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\">Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture Business<\/strong>\n                    <div class=\"qs-offer\">Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture Business Card offers a straightforward earning structure with unlimited 2X miles on every purchase, making it well-suited for businesses that prefer consistent rewards without tracking bonus categories. The card's welcome offer also provides strong upfront value for higher-spending businesses. Additional benefits include up to $220 in statement credits across travel, advertising, and security programs like Global Entry or TSA PreCheck<sup>\u00ae<\/sup>. With flexible redemption options\u2014including transfers to 15+ travel partners\u2014and free employee cards that also earn 2X miles, the card delivers scalable value across a wide range of business expenses.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening<\/li><li>Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account<\/li><li>Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck<sup>\u00ae<\/sup> every four years. Terms and conditions apply<\/li><li>Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel<\/li><li>Transfer your miles to 15+ travel loyalty programs<\/li><li>Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services<\/li><li>$95 annual fee<\/li><li>Free employee cards which also earn unlimited 2X miles from their purchases<\/li><li>Top rated mobile app<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>If you want to earn transferable rewards on everyday business spending without paying for premium travel perks, the\u00a0 <a data-ccid=\"3006149\" href=\"\/blog\/link\/CapitalOneVentureBusinessCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture Business<\/a> is worth considering.<\/p>\n<p>You'll earn 2X Capital One miles per dollar on every purchase. And you'll also earn 5X miles on hotels and rental car purchases made through the Capital One travel portal. Those miles can be used for a transfer to Capital One partners or redeemed for a statement credit at a 1 mile-to-1 cent ratio.<\/p>\n<p>The $95 annual fee card, recently rebranded, also added new credits for cardholders. They'll receive:<\/p>\n<ul>\n<li>A $50 annual travel credit for bookings through Capital One Business Travel<\/li>\n<li>Up to $50 in annual statement credits on purchases at qualifying advertising or software merchants<\/li>\n<li>Up to $120 credit for <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/travel\/tsa-touchless-id\/\" rel=\"noopener\">Global Entry or TSA PreCheck<\/a> application fees every four years<\/li>\n<\/ul>\n<p>While it lacks the lounge access and premium travel benefits found on the Venture X Business, its lower annual fee makes it an attractive option for business owners who want a straightforward way to earn unlimited 2X miles on everyday purchases.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-business\/\" rel=\"noopener\">Full Review of the Capital One Venture Business<\/a><\/strong><\/p>\n<h3><span id=\"Best_no-annual-fee_option_Blue_Business_Plus\">Best no-annual-fee option: Blue Business Plus<\/span><\/h3>\n<div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-24efc4d344#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>For business owners who want to earn transferable points without paying an annual fee, <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a> (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is hard to beat.<\/p>\n<p>The card earns 2X <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Membership Rewards points<\/a> per dollar on the first $50,000 in purchases each calendar year, then 1X point per dollar thereafter. Those points can be transferred to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Amex's airline and hotel partners<\/a>, giving Card Members access to one of the most valuable rewards ecosystems available.<\/p>\n<p>What makes the card especially appealing is its simplicity. There are no bonus categories to track, and you'll earn valuable Membership Rewards points on virtually every business purchase.<\/p>\n<figure id=\"attachment_215239\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-215239 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png\" alt=\"Businesswoman working on a laptop.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Clique Images\/Unsplash<\/em><\/enter><\/figure>\n<p>But it isn't perfect. It charges foreign transaction fees (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), making it less attractive for businesses that regularly spend outside the United States. And if your business spends significantly more than $50,000 annually in non-bonus categories, one of the unlimited 2X options above may be a better fit.<\/p>\n<p>Still, for business owners seeking a straightforward, no-annual-fee way to earn transferable points on everyday spending, the Blue Business Plus remains one of the strongest options available.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\" rel=\"noopener\">Full Review of the The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/strong><\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>The right business credit card can do more than simply help you pay for expenses. By earning at least 2X points or miles on everyday purchases, you'll be rewarded even when your spending doesn't fall into a bonus category.<\/p>\n<p>Whether you prefer the premium perks of the <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a>, the lower annual fee of the <a data-ccid=\"3006149\" href=\"\/blog\/link\/CapitalOneVentureBusinessCreditCard\" rel=\"noopener nofollow sponsored\">Venture Business Card<\/a>, or the simplicity of the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a>, each of these cards offers a strong return on everyday business spending. Over time, those rewards can add up to free travel, statement credits, or other valuable redemptions.<\/p>\n<p>If you're still weighing your options, be sure to check out our guide to the <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">best business cards<\/a> for additional recommendations.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Business<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048345\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/CardArt-CapitalOneVentureBusiness.png\" width=\"150\" alt=\"Capital One Venture Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Business<\/div><div class=\"compare-offer\">Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006149\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Venture Business' href=\"\/blog\/link\/CapitalOneVentureBusinessCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div><div class=\"compare-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" data-exit=\"ccw\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div><\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#The_Best_Business_Cards_for_2X_Points_on_Everyday_Purchases\">The Best Business Cards for 2X Points on Everyday Purchases<\/a><ul><li><a href=\"#Best_premium_option_Venture_X_Business\">Best premium option: Venture X Business<\/a><\/li><li><a href=\"#Best_low-annual-fee_option_Venture_Business_Card\">Best low-annual-fee option: Venture Business Card<\/a><\/li><li><a href=\"#Best_no-annual-fee_option_Blue_Business_Plus\">Best no-annual-fee option: Blue Business Plus<\/a><\/li><\/ul><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Earning miles for your small business spending can be a big contributor to profitability. Our picks for the best business cards for everyday spending earn a minimum of 2X miles on every purchase.<\/p>\n","protected":false},"author":97,"featured_media":202077,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12710,12657,12787,12708,12520,12621],"coauthors":[36469],"class_list":["post-261870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-amex-membership-rewards","tag-business","tag-capital-one","tag-capital-one-rewards","tag-card-benefits","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=261870"}],"version-history":[{"count":20,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261870\/revisions"}],"predecessor-version":[{"id":267680,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/261870\/revisions\/267680"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/202077"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=261870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=261870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=261870"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=261870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}