{"id":262428,"date":"2026-05-12T16:00:56","date_gmt":"2026-05-12T16:00:56","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=262428\/"},"modified":"2026-05-12T15:49:03","modified_gmt":"2026-05-12T15:49:03","slug":"amex-adds-new-300-chatgpt-credit-to-select-business-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/chatgpt-credit\/","title":{"rendered":"Amex Adds New $300 ChatGPT Credit to Select Business Cards"},"content":{"rendered":"

Heads up, business owners: American Express just launched a new $300 ChatGPT credit for select business credit cards. This is great news for any small business owner who already pays for a ChatGPT Business premium plan… and it's another sign that AI is becoming so deeply integrated into our day-to-day lives.<\/p>\n

Here's what to know about the new ChatGPT statement credit, and whether these cards are worth applying for.<\/p>\n

What To Know About the New Amex ChatGPT Credit<\/span><\/h2>\n

Cardholders of The Business Platinum Card\u00ae<\/sup> from American Express<\/a> and the American Express\u00ae<\/sup> Business Gold Card<\/a> now have access to up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business. Enrollment is required.<\/p>\n

Somewhat surprisingly, this new benefit isn't being paired with an annual fee increase on either card. Cardholders are simply getting up to $300 more in value each year.<\/p>\n

Also notable is that this credit isn't split into monthly increments. That means cardholders don't have to opt for a monthly plan; instead, you can get $300 back on an annual plan.<\/p>\n

That's helpful, as a ChatGPT Business plan is cheaper when billed annually (on a per-user per-month\u00a0basis). Business ChatGPT & Codex plan costs $20 per user per month when billed annually, or $25 per user per month when billed monthly. If you have a large team, an extra $5 per person per month adds up to a large difference.<\/p>\n

ChatGPT Business requires at least two users, so you'll still need to pay out-of-pocket if you opt for an annual plan.<\/p>\n

Say you have a team of five people, you'll pay $1,200 per year on your ChatGPT Business plan when billed annually. $300 is definitely a nice discount, but it's still an investment to carefully consider.<\/p>\n

\"Comparison
Screenshot of ChatGPT<\/em><\/enter><\/figure>\n

Other Credits Available on Amex Business Cards<\/span><\/h2>\n

The Amex Business Gold<\/a> and Business Platinum Card<\/a> are already fantastic choices for business owners. The ChatGPT credit is a nice addition that adds up to $300 in value.<\/p>\n

If you currently pay for ChatGPT Business and don't already have the Amex Business Gold<\/a>, this new $300 credit offsets a large majority of the $375 annual fee (Rates & Fees<\/a>).<\/p>\n

In addition, you'll can also take advantage of the following statement credits:<\/p>\n