{"id":263982,"date":"2026-06-29T16:00:52","date_gmt":"2026-06-29T16:00:52","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=263982\/"},"modified":"2026-06-29T11:45:25","modified_gmt":"2026-06-29T11:45:25","slug":"choice-points-plus-cash-a-surprisingly-valuable-way-to-stretch-your-choice-points","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/hotels\/choice-privileges\/points-plus-cash\/","title":{"rendered":"Choice Points Plus Cash: A Surprisingly Valuable Way to Stretch Your Choice Points"},"content":{"rendered":"<p>Choice Privileges can provide tremendous value for hotel award stays, but what if you don't have enough points to pay the entire award price? That's where the Choice Privileges Points Plus Cash option comes into play.<\/p>\n<p>As the name suggests, Choice Privileges Points Plus Cash lets you combine points and cash to book a stay while using fewer points. Here's how it works.<\/p>\n<h2><span id=\"What_Is_Choice_Privileges_Points_Plus_Cash\">What Is Choice Privileges Points Plus Cash?<\/span><\/h2>\n<p><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/hotels\/choice-privileges\/\" rel=\"noopener\">Choice Privileges<\/a> points can be used to book award stays across Choice's hotel portfolio, which spans more than 20 brands. However, if you don't have enough Choice points and\/or want to save your points for a larger redemption, using Choice's Points Plus Cash feature makes sense.<\/p>\n<p>Unlike some hotel programs that let you choose any mix of points and cash, Choice offers a limited number of preset combinations for eligible stays. Options start at 6,000 points plus $17, but can increase depending on the specific hotel and date. For example, we've seen options ranging from $17 to $289.<\/p>\n<p>More importantly, to use Points Plus Cash, you <em>must<\/em> be a U.S.-based Choice Privileges member.<\/p>\n<p>From the program's terms and conditions:<\/p>\n<blockquote><p><em>Points Plus Cash is valid only for U.S. Members at Participating Locations and Members do not earn points on Points Plus Cash stays. The cash portion of Points Plus Cash reward nights are shown in U.S. dollars.<\/em><\/p><\/blockquote>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/hotels\/choice-privileges\/do-choice-hotel-points-expire\/\" rel=\"noopener\">Do Choice Privileges Points Expire?<\/a><\/strong><\/p>\n<h2><span id=\"How_to_Make_a_Choice_Privileges_Points_Plus_Cash_Booking\">How to Make a Choice Privileges Points Plus Cash Booking<\/span><\/h2>\n<p>Head over to the <a target=\"_blank\" href=\"https:\/\/www.choicehotels.com\/\" rel=\"noopener\">Choice Hotels website<\/a>\u00a0and type in a desired destination and date. Then, set the rate to &#8220;Reward Points.&#8221; Note, you must be logged in to your Choice account for the Points Plus Cash rate to appear.<\/p>\n<p>For this example, we'll use Foxborough, Massachusetts during a weekend in late September.<\/p>\n<p>You'll see that MainStay Suites Foxboro\u2013Mansfield prices at 15,000 Choice points for that weekend, or you can do Points Plus Cash for 6,000 points plus $77.<\/p>\n<figure id=\"attachment_264053\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/374\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-264053 size-medium lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM-750x374.png\" alt=\"Choice Points Plus Cash\" width=\"750\" height=\"374\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM-750x374.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM-900x449.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM-768x383.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM-1536x766.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-10.36.44-AM.png 1681w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Choice Privileges<\/em><\/enter><\/figure>\n<p>Now, toggle back to the all-cash price for that same room: $364!<\/p>\n<figure id=\"attachment_264059\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/306\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-264059 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM-750x306.png\" alt=\"Choice Points Plus Cash example\" width=\"750\" height=\"306\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM-750x306.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM-900x367.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM-768x313.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM-1536x627.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-25-11.06.14-AM.png 1676w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Choice Privileges<\/em><\/enter><\/figure>\n<p>With a Points Plus Cash booking in this scenario, that makes those 6,000 Choice points worth almost 5 cents per point, which is an incredible redemption.<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/point-mile-values\/Choice\" rel=\"noopener\">Recent AwardWallet user redemptions<\/a> have netted 1.24\u00a2 per point. But that's heavily skewed by AwardWallet user redemptions in Japan. In general, you want to get at least 0.8 cents per point from your Choice redemptions.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/choice-privileges\/japan-hotel-devaluation\/\" rel=\"noopener\">Choice Just Devalued One of Its Best Hotel Award Sweet Spots<\/a><\/strong><\/p>\n<h2><span id=\"How_to_Earn_More_Choice_Privileges_Points\">How to Earn More Choice Privileges Points<\/span><\/h2>\n<p>Choice has a couple of co-branded credit cards on the market. The <a data-ccid=\"49\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-select-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/a>(<a data-ccid=\"49\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice-select\/terms\/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) earns:<\/p>\n<ul>\r\n<li>10x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>5x points on purchases at gas stations, grocery stores, home improvement stores, and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul>\n<div class=\"qs-card\" data-id=\"49\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_47.png\" width=\"150\" alt=\"Choice Privileges\u00ae Select Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"49\" href=\"\/blog\/link\/CR-ChoicePrivilegesSelectMastercard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\">On Wells Fargo's website<br><a data-ccid=\"49\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice-select\/terms\/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Earn 10x points on Choice Hotels stays, 5x at gas stations, grocery stores, home improvement stores, and on phone plan services, plus 1x on other purchases. Enjoy 20 Elite Night Credits annually, qualifying for at least Platinum level status, $800 cell phone protection (with a $25 deductible), no foreign transaction fees, and robust travel rewards\u2014all for a $95 annual fee. Perfect for frequent Choice Hotels travelers.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>5x points on purchases at gas stations, grocery stores, home improvement stores, and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChoiceSelectMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-30a80b8a41#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>And the <a data-ccid=\"62\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"62\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice\/terms\/?FPID=0124CEIXP10LTO&product_code=CC&subproduct_code=CP&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) earns:<\/p>\n<ul>\r\n<li>5x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>3x points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul>\n<div class=\"qs-card\" data-id=\"62\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"http:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_45.png\" width=\"150\" alt=\"Choice Privileges\u00ae Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"62\" href=\"\/blog\/link\/CR-ChoicePrivilegesMastercard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\">On Wells Fargo's website<br><a data-ccid=\"62\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice\/terms\/?FPID=0124CEIXP10LTO&product_code=CC&subproduct_code=CP&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Earn 5x points on Choice Hotels stays, 3x at gas stations, grocery stores, home improvement stores, and on phone plan services, plus 1x on other purchases. Enjoy 10 Elite Night Credits annually, qualifying for at least Gold level status, $800 cell phone protection (with a $25 deductible), no foreign transaction fees, and a $0 annual fee\u2014perfect for Choice Hotels enthusiasts.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>3x points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChoiceMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-30a80b8a41#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>You can also transfer to Choice from several <a href=\"https:\/\/awardwallet.com\/blog\/beginners-guide-credit-card-rewards-transferable-vs-fixed-value-points\/\">transferable rewards programs<\/a>, the most valuable being <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/\" rel=\"noopener\">Wells Fargo<\/a> at 1:2. That means the 6,000-point minimum requires as few as 3,000 Wells Fargo Rewards points.<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Citibank (ThankYou Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,500<div class=\"tt-bonus\"><a href=\"https:\/\/awardwallet.com\/news\/citi-thankyou-rewards\/citi-transfer-devaluation-choice-preferred-hotels\/\">Citi devalued this transfer ratio effective April 19, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>Radisson Hotels (Radisson Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\"><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">48 minutes<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Wells Fargo (Go Far Rewards)<\/a><\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1:2<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><\/div>\n<div class=\"qs-card\" data-id=\"5048357\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wells Fargo Autograph Journey\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/CardArt-WellsFargoAutographJourneyCard.png\" width=\"150\" alt=\"Wells Fargo Autograph Journey\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Autograph Journey\u2120 Card' data-ccid=\"5048357\" href=\"\/blog\/link\/CR-WellsFargoAutographJourneyVisaCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048357\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-journey-visa\/terms\/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wells Fargo Autograph Journey\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months \u2013 that\u2019s $600 toward your next trip.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Wells Fargo Autograph Journey\u2120 Card offers competitive rewards for travelers, including 5X points with hotels, 4X with airlines, and 3X on restaurants and other travel purchases. Cardholders can earn a $50 annual statement credit with a $50 minimum airline purchase, and get access to the Visa Signature Luxury Hotel Collection, and various insurance protections, including cell phone protection and lost baggage reimbursement. The card has a $95 annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li><li>Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that's $600 toward your next trip.<\/li><li>Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.<\/li><li>$95 annual fee.<\/li><li>Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver. <\/li><li>Earn a $50 annual statement credit with $50 minimum airline purchase. <\/li><li>Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li><li>Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24\/7 Visa Signature<sup>\u00ae<\/sup> Concierge.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X points per $1 spent with hotels<\/li>\r\n<li>4X points per $1 spent with airlines<\/li>\r\n<li>3X points per $1 spent on other travel and restaurants<\/li>\r\n<li>1X points per $1 spent on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WellsAutoJourney\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-6-30a80b8a41#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Choice Privileges Points Plus Cash can be an excellent way to conserve your points while still locking in an award stay. It's especially valuable when cash rates are high or you're just short of the points needed for a standard award booking.<\/p>\n<p>Choice Privileges is easy to overlook, but features like Points Plus Cash can help you stretch your points further and get more value from the program.<\/p>\n<p><em>Have you made a Choice Privileges Points Plus Cash booking?<\/em><\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#What_Is_Choice_Privileges_Points_Plus_Cash\">What Is Choice Privileges Points Plus Cash?<\/a><\/li><li><a href=\"#How_to_Make_a_Choice_Privileges_Points_Plus_Cash_Booking\">How to Make a Choice Privileges Points Plus Cash Booking<\/a><\/li><li><a href=\"#How_to_Earn_More_Choice_Privileges_Points\">How to Earn More Choice Privileges Points<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Choice Privileges points can offer some of the best redemptions in hotel award travel. Even better, Choice&#8217;s Points Plus Cash option can be a useful tool for saving those points while still getting outsized value. Here&#8217;s how the feature works and when it makes the most sense to use it.<\/p>\n","protected":false},"author":95,"featured_media":243167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12068],"tags":[12696,12629],"coauthors":[36525],"class_list":["post-263982","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-award-programs","tag-choice-privileges","tag-using-points"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/263982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/95"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=263982"}],"version-history":[{"count":35,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/263982\/revisions"}],"predecessor-version":[{"id":268213,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/263982\/revisions\/268213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/243167"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=263982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=263982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=263982"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=263982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}