{"id":264913,"date":"2026-06-02T14:00:48","date_gmt":"2026-06-02T14:00:48","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=264913\/"},"modified":"2026-06-02T11:28:16","modified_gmt":"2026-06-02T11:28:16","slug":"the-citi-custom-cash-is-closed-for-new-applications-what-to-know-if-youre-a-cardholder","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/news\/citi-thankyou-rewards\/citi-custom-cash-closed-new-applications\/","title":{"rendered":"The Citi Custom Cash Is Closed for New Applications\u00a0\u2014 What to Know if You\u2019re a Cardholder"},"content":{"rendered":"

It's official \u2014 the Citi Custom Cash\u00ae<\/sup> Card is officially closed to new applications. After some rumors circulating in the days leading up to the announcement, Citi confirmed that the card would no longer accept new applications as of May 28, 2026. That means Citi now offers just one standard cash back card, in addition to its co-branded Costco credit cards.<\/p>\n

Here's what you should know if you are a Citi Custom Cash cardholder, or if you were planning on applying any time soon.<\/p>\n

Citi Custom Cash Closes Applications<\/span><\/h2>\n

If you were working on building a Citi quadfecta<\/a>, you might have to change your plans. As of May 28, 2026<\/strong>, the Citi Custom Cash is closed for new applicants. However, if you are a current cardholder, you can continue using the card as you normally would.<\/p>\n

At least for now, its benefits and earning potential are not changing. When you go to the card page on Citi's website, you'll see the following message:<\/p>\n

\"Citi
Screenshot of Citi<\/em><\/enter><\/figure>\n

As a reminder, Citi Custom Cash cardholders earn 5% cash back in your top eligible spend category each billing cycle, up to the first $500 spent (1% cash back thereafter), and 1% cash back on all other purchases, plus an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel\u2120<\/sup> portal.<\/p>\n

This made it a fantastic option for purchases that typically fall outside the bonus earning categories of other cards. For instance, if you spend several hundred dollars on gym memberships each month, you could use the card exclusively for your memberships to earn 5% back, while most other cards would earn just 1-2%.<\/p>\n

User reports indicate that you can still product change<\/a> to the Citi Custom Cash. If you've had a different Citi card, like the Citi Double Cash\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), for at least a year and you really want the Citi Custom Cash, it could be worth contacting Citi to see if you can complete a product change.<\/p>\n

If you're successful, let us know!<\/p>\n

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Citi Double Cash\u00ae<\/sup> Card<\/div>\n
\"Citi<\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n <\/div>\n
\n Citi Double Cash\u00ae<\/sup> Card<\/strong>\n
Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n
Annual Fee:<\/strong>$0<\/b><\/div>\n
Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
The Citi Double Cash is a dynamic, no-annual-fee cash-back rewards card that allows you to earn 2% traditional cash back, or convert your rewards to ThankYou Rewards points at a 1:1 ratio (2x ThankYou points per $1). When paired with a premium ThankYou Rewards earning card, the Citi Double Cash is now the best card available for everyday, non-bonus purchases.\r\n
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\r\nIf you're looking to pay down debt or finance a larger purchase, this card also comes with one of the best available introductory APR offers on balance transfers.<\/div>