{"id":266061,"date":"2026-06-10T12:01:25","date_gmt":"2026-06-10T12:01:25","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=266061\/"},"modified":"2026-06-10T12:01:26","modified_gmt":"2026-06-10T12:01:26","slug":"chase-to-devalue-the-world-of-hyatt-points-transfer-ratio-on-select-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/news\/chase-ultimate-rewards\/hyatt-transfer-rate-devaluation\/","title":{"rendered":"Chase to Devalue the World of Hyatt Points Transfer Ratio on Select Cards"},"content":{"rendered":"<p>One of the darling partnerships we talk about so much is between <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> and <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/hotels\/world-of-hyatt\/\" rel=\"noopener\">World of Hyatt<\/a>. While Chase points have plenty of excellent uses, one of the most valuable is <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-to-hyatt-transfer\/\" rel=\"noopener\">transferring Chase points to Hyatt<\/a>.<\/p>\n<p>While this partnership isn't going anywhere anytime soon, it's about to lose a little bit of its luster. Chase just announced that select cardholders will soon no longer be able to take advantage of a 1:1 transfer ratio.<\/p>\n<p>Here's when this devaluation takes effect, which cards are impacted, and how to preserve 1:1 transfers once it does.<\/p>\n<h2><span id=\"Which_Chase_Cards_Are_Affected\">Which Chase Cards Are Affected?<\/span><\/h2>\n<p>This negative change will affect two Chase cards that are currently open to new cardholders: the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09d96996b8be1c3e7dce3d753161da41d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=ae3dea0e6f6313b8d29faf25586d4ab6&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). However, the timelines differ slightly.<\/p>\n<p>Here's the high-level timeline for when each card's transfer ratio will drop from 1:1 to 4:3.<\/p>\n<ul>\n<li><strong>Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n<ul>\n<li>New cardmembers approved on or after June 15, 2026, will receive the new 4:3 transfer ratio immediately.<\/li>\n<li>Existing cardmembers and those approved before June 15, 2026, will receive the new 4:3 transfer ratio starting October 1, 2026.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/strong>\n<ul>\n<li>New cardmembers approved on or after October 1, 2026, will receive the new 4:3 transfer ratio immediately.<\/li>\n<li>Existing cardmembers and those approved before October 1, 2026, will receive the new 4:3 transfer ratio starting October 1, 2026.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Just so you can see it on paper, a 4:3 transfer ratio means you'll receive 750 World of Hyatt points for every 1,000 Chase points you transfer. A 25% devaluation hurts. There's really no way around that.<\/p>\n<figure id=\"attachment_238746\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-238746 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured.png\" alt=\"Exterior of the Hyatt Regency Dulles.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured-750x600.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured-900x720.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/12\/Hyatt-IAD-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Hyatt Regency Dulles. Credit: Hyatt<\/em><\/enter><\/figure>\n<h2><span id=\"How_to_Keep_11_Hyatt_Transfers\">How to Keep 1:1 Hyatt Transfers<\/span><\/h2>\n<p>Thankfully, it's not all bad news.<\/p>\n<p>For starters, Chase will preserve the 1:1 transfer ratio for its premium cards, including the <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0164566b06705fea78c2230e078ac8d67&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"5048384\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-reserve-business\/\">Sapphire Reserve for Business\u2120<\/a> (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=b1dfae678c25975ad6174e21a9383c1d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>If you have one of these cards in your wallet, you won't need to worry about the move to a 4:3 transfer ratio. Your ability to transfer points to Hyatt at a 1:1 ratio isn't going anywhere.<\/p>\n<p>If you don't currently have a premium Chase card and the 1:1 Hyatt transfer ratio is something you don't want to lose, you might consider adding one of these cards to your wallet. That's especially relevant now that <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-get-chase-sapphire-reserve\/\" rel=\"noopener\">Chase has amended its application rules<\/a>, allowing eligible cardholders to have both the Sapphire Preferred and Sapphire Reserve at the same time.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0164566b06705fea78c2230e078ac8d67&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/42f36a84-370d-4140-94a9-87f97a0dde86.png\" width=\"150\" alt=\"Sapphire Reserve for Business\u2120\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Sapphire Reserve for Business\u2120<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Sapphire Reserve for Business\u2120' data-ccid=\"5048384\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=b1dfae678c25975ad6174e21a9383c1d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8X points on all Chase Travel\u2120 purchases<\/li>\r\n<li>5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n<li>1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>Alternatively, if you aren't currently a Sapphire Preferred or Ink Preferred cardholder and don't have plans to snag a premium card but want to take advantage of the 1:1 transfer ratio through October 1, 2026, you may want to apply sooner rather than later.<\/p>\n<p>That means applying before June 15, 2026, for the Sapphire Preferred and well before October 1, 2026, for the Ink Preferred.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09d96996b8be1c3e7dce3d753161da41d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" data-exit=\"ccw\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=ae3dea0e6f6313b8d29faf25586d4ab6&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase Transfer Partners: A Complete Guide to the Best Way to Redeem Ultimate Rewards<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>It seems all good things eventually come to an end. Chase is taking a bite out of the World of Hyatt transfer ratio on two popular rewards cards, dropping it from 1:1 to 4:3.<\/p>\n<p>To put it bluntly, this sucks. And more so, this devaluation is coming in the wake of <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/world-of-hyatt\/new-award-charts\/\" rel=\"noopener\">Hyatt's recent award chart changes<\/a>. Now, cardholders are looking at a future where Hyatt stays cost more points and transferring Chase points to Hyatt requires more points, too. Nope, don't like that at all.<\/p>\n<p>If there's any silver lining, it's that impacted cardholders still have time to preserve access to 1:1 transfers. <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Sapphire Preferred<\/a> applicants approved before June 15, 2026, and existing cardholders can continue transferring at a 1:1 ratio until October 1, 2026. Likewise, <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Preferred<\/a> cardholders &#8212; and new applicants approved before October 1, 2026 &#8212; can continue making 1:1 transfers until that date.<\/p>\n<p>While we appreciate the advance notice, we're hoping this doesn't become the blueprint for future transfer partner devaluations. Is this an incentive to add a premium Chase card to your wallet? Sure. But if that's the strategy, it's a frustrating one.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Which_Chase_Cards_Are_Affected\">Which Chase Cards Are Affected?<\/a><\/li><li><a href=\"#How_to_Keep_11_Hyatt_Transfers\">How to Keep 1:1 Hyatt Transfers<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Chase&#8217;s partnership with Hyatt is about to lose a little bit of its luster, as Chase has announced that select cardholders will soon no longer be able to take advantage of a 1:1 transfer ratio. Here&#8217;s what to know about this points-and-miles doomsday scenario &#8212; and how to preserve 1:1 transfers once the devaluation takes effect.<\/p>\n","protected":false},"author":80,"featured_media":259816,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12709,12036,12625,12701],"coauthors":[36432],"class_list":["post-266061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-chase-ultimate-rewards","tag-major-updates","tag-partners-and-alliances","tag-world-of-hyatt"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/266061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=266061"}],"version-history":[{"count":6,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/266061\/revisions"}],"predecessor-version":[{"id":266108,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/266061\/revisions\/266108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/259816"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=266061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=266061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=266061"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=266061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}