{"id":276732,"date":"2026-09-05T18:00:42","date_gmt":"2026-09-05T18:00:42","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=276732\/"},"modified":"2026-09-05T14:58:52","modified_gmt":"2026-09-05T14:58:52","slug":"already-have-a-chase-sapphire-or-ink-preferred-turn-these-1000-ink-bonuses-into-100k-transferable-points","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/stack-ink-sapphire-cards\/","title":{"rendered":"Already Have a Chase Sapphire or Ink Preferred? Turn These $1,000 Ink Bonuses Into 100K Transferable Points"},"content":{"rendered":"<p>If you already have a Chase card that lets you transfer Ultimate Rewards points to travel partners, two current business card offers deserve a closer look. Chase markets the bonuses as $1,000 cash back. But for eligible Chase Sapphire and <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> cardholders, each bonus can easily become <strong>100,000 transferable Ultimate Rewards points<\/strong>.<\/p>\n<p>New applicants for the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=4368ee7aaa5f9744c61f7e7ccbd6bf9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=4368ee7aaa5f9744c61f7e7ccbd6bf9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) can earn $1,000 after you spend $8,000 on purchases in the first 4 months from account opening.<\/p>\n<p>Both cards charge $0 annual fee, and Chase now labels both offers as \u201coffer ending soon.\u201d So, now's a great time to consider getting them.<\/p>\n<div class=\"qs-card\" data-id=\"340040\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=bc0471676c738c40c51b2803f8a7fbf9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Features a $1,000 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/li><li>Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend<\/li><li>Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.<\/li><li>Earn 1% cash back on all other purchases with no limit to the amount you can earn.<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>As a Chase cardmember, you'll be automatically checked for a credit line increase at least every 6 months.<\/li><li>Complimentary three-month lnstacart+ membership.<\/li><li>No Annual Fee<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-9-4a4970f3d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"4048113\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=4368ee7aaa5f9744c61f7e7ccbd6bf9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $1,000 cash back bonus after you spend $8,000 on purchases in the first 4 months from account opening. Earn 1.5% back on all business expenses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening<\/li><li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li><li>No Annual Fee<\/li><li>Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#xAE;.<\/li><li>Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.<\/li><li>Round-the-clock monitoring for unusual credit card purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkUnlimited\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-9-4a4970f3d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Here's the easy way you can turn that $1,000 bonus into 100,000 transferable Ultimate Rewards points.<\/p>\n<h2><span id=\"The_1000_Bonus_Can_Become_100000_Transferable_Points\">The $1,000 Bonus Can Become 100,000 Transferable Points<\/span><\/h2>\n<p>On its own, either bonus is worth a straightforward $1,000. Each point earned by the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> or <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> can be redeemed for 1 cent as cash back, so 100,000 points equals $1,000.<\/p>\n<p>However, Chase lets you <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">combine Ultimate Rewards points<\/a> among eligible cards you own. Simply combine the 100,000 points from your new <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> or <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> account to one of the following cards, and those points instantly gain access to Chase\u2019s 14 airline and hotel transfer partners:<\/p>\n<ul>\n<li><a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=022de0a63c2351f8b2cc5d625e2581486&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=01daf3cd1dbd1c8e3808db851c53f94ee&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"5048384\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-reserve-business\/\">Sapphire Reserve for Business\u2120<\/a>  (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=fdd794f2114863402d1312add6182d27&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=7fe4d366852617eb9a88a1528991477f&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<p>When redeemed through <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase transfer partners<\/a>, AwardWallet users have recently averaged 2.07\u00a2 per Ultimate Rewards point.\u00a0That doesn't guarantee you will get more than $2,000 from this bonus. Still, it shows why travelers with a transfer-enabled Chase card should view this as a 100,000-point offer rather than merely $1,000 cash back.<\/p>\n<p>Cash back remains available. If you cannot find a worthwhile award, you can still redeem the points for $1,000.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">How To Combine Chase Ultimate Rewards Points Between Credit Cards<\/a><\/p>\n<h2><span id=\"How_To_Turn_the_Cash-Back_Bonus_Into_Transferable_Points\">How To Turn the Cash-Back Bonus Into Transferable Points<\/span><\/h2>\n<p>The process is straightforward:<\/p>\n<ul>\n<li><strong>Earn the bonus:<\/strong> Meet the $8,000 spending requirement within four months of opening your <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> or <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> account.<\/li>\n<li><strong>Combine your points:<\/strong> In the Ultimate Rewards portal, choose \u201cRewards details,\u201d select \u201cCombine points,\u201d and move the rewards from your no-annual-fee Ink card to your Sapphire or Ink Preferred account.<\/li>\n<li><strong>Redeem strategically:<\/strong> Need inspiration? Here are the <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/best-north-america-awards\/\" rel=\"noopener\">best uses of Chase points within North America<\/a> and <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/best-europe-awards\/\" rel=\"noopener\">best ways to redeem Chase points for flights to Europe<\/a>. Just remember to only transfer points to partners after you confirm availability.<\/li>\n<\/ul>\n<h2><span id=\"Which_Ink_Card_Best_Complements_Your_Existing_Chase_Card\">Which Ink Card Best Complements Your Existing Chase Card?<\/span><\/h2>\n<p>The <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-ink-offers\/\" rel=\"noopener\">Ink sign-up bonuses<\/a> are identical, so your spending should drive the decision. Both cards can work as long-term companions to a Sapphire or Ink Preferred card because neither charges an annual fee.<\/p>\n<h3><span id=\"Choose_the_Ink_Cash_for_up_to_5X_in_useful_categories\">Choose the Ink Cash for up to 5X in useful categories<\/span><\/h3>\n<p>The <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> earns:<\/p>\n<ul>\n<li>Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.<\/li>\n<\/ul>\n<p>After you combine the rewards with a transfer-enabled card, that 5% cash back effectively becomes 5X transferable Ultimate Rewards points. This makes the Ink Cash particularly rewarding for office supply and phone service spending.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-card-for-office-supplies-wireless-providers\/\" rel=\"noopener\">The 12 Best Credit Cards for Office Supplies and Mobile Phone Services<\/a><\/p>\n<h3><span id=\"Choose_the_Ink_Unlimited_for_15X_on_everyday_spending\">Choose the Ink Unlimited for 1.5X on everyday spending<\/span><\/h3>\n<p>The <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> earns unlimited 1.5% cash back on eligible purchases. Once you combine the rewards with your qualifying Sapphire or Ink Preferred account, that effectively becomes 1.5X transferable points.<\/p>\n<p>This earning rate makes the <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> the simpler choice for small business owners with everyday non-bonused expenses.<\/p>\n<p>Both cards charge a foreign transaction fee of 3% of each transaction in U.S. dollars. So, make sure to use your existing Chase card for purchases outside the U.S.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-ink-business-card\/\" rel=\"noopener\">Chase Ink Business Cards Compared \u2014 Which One Is Right for You?<\/a><\/p>\n<h2><span id=\"Check_Your_Eligibility_and_Spending_Plan_Before_Applying\">Check Your Eligibility and Spending Plan Before Applying<\/span><\/h2>\n<p>A 100,000-point bonus is compelling, but only if the card and spending requirement fit your situation.<\/p>\n<p>First, these are U.S.-issued small-business credit cards. A qualifying business can include a <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">sole proprietorship, freelance work, or a side hustle<\/a>. Be accurate about your business details and revenue.<\/p>\n<p>Second, the $8,000 spending requirement works out to an average of $2,000 per month for four months. Apply only if you can meet that target through normal expenses without carrying debt or buying things you would not otherwise purchase.<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase\u2019s 5\/24 rule<\/a> also generally applies. Although opening a Chase business card typically does not add to your 5\/24 count, applicants usually need to be below 5\/24 to receive approval. Here's how to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">check your 5\/24 status for free<\/a>.<\/p>\n<p>Finally, read the bonus eligibility language carefully. Chase warns that the bonus may not be available if you have ever had the same card or another Chase for Business card without an annual fee. Chase also says it may consider other factors related to your business when determining bonus eligibility.<\/p>\n<p>Holding an Ink Preferred or a consumer Sapphire card does not, by itself, restrict you from getting one of these cards. However, if you already have or previously held an Ink Cash, <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a>, or another no-annual-fee Chase business card, you may get a <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/application-rules-sapphire-cards\/\" rel=\"noopener\">pop-up notification saying that you aren't eligible for a bonus<\/a>.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>For existing Chase Sapphire and Ink Preferred cardholders, these offers are more valuable than their cash-back labels suggest. You already have the card needed to unlock Chase\u2019s transfer partners, while either no-annual-fee Ink card can improve your long-term earning strategy.<\/p>\n<p>The <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> is the better companion if you can take advantage of its 5% categories. The <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> is the easier fit for otherwise unbonused business spending. Either can be an excellent choice in the right situation \u2014 but not if $8,000 in four months would force you to overspend, carry a balance, or strain your cash flow.<\/p>\n<p>Chase says these offers are ending soon but has not provided a date. If you are eligible and can comfortably meet the spending requirement, this is a strong opportunity to add 100,000 transferable points to a Chase Ultimate Rewards strategy you already use.<\/p>\n<div class=\"qs-card\" data-id=\"340040\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=bc0471676c738c40c51b2803f8a7fbf9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Features a $1,000 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn <s>$750<\/s> $1,000 when you spend $8,000 on purchases in the first four months after account opening<\/li><li>Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend<\/li><li>Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.<\/li><li>Earn 1% cash back on all other purchases with no limit to the amount you can earn.<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>As a Chase cardmember, you'll be automatically checked for a credit line increase at least every 6 months.<\/li><li>Complimentary three-month lnstacart+ membership.<\/li><li>No Annual Fee<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-9-4a4970f3d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"4048113\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=4368ee7aaa5f9744c61f7e7ccbd6bf9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $1,000 cash back bonus after you spend $8,000 on purchases in the first 4 months from account opening. Earn 1.5% back on all business expenses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn <s>$750<\/s> $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening<\/li><li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li><li>No Annual Fee<\/li><li>Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#xAE;.<\/li><li>Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.<\/li><li>Round-the-clock monitoring for unusual credit card purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkUnlimited\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-9-4a4970f3d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#The_1000_Bonus_Can_Become_100000_Transferable_Points\">The $1,000 Bonus Can Become 100,000 Transferable Points<\/a><\/li><li><a href=\"#How_To_Turn_the_Cash-Back_Bonus_Into_Transferable_Points\">How To Turn the Cash-Back Bonus Into Transferable Points<\/a><\/li><li><a href=\"#Which_Ink_Card_Best_Complements_Your_Existing_Chase_Card\">Which Ink Card Best Complements Your Existing Chase Card?<\/a><ul><li><a href=\"#Choose_the_Ink_Cash_for_up_to_5X_in_useful_categories\">Choose the Ink Cash for up to 5X in useful categories<\/a><\/li><li><a href=\"#Choose_the_Ink_Unlimited_for_15X_on_everyday_spending\">Choose the Ink Unlimited for 1.5X on everyday spending<\/a><\/li><\/ul><\/li><li><a href=\"#Check_Your_Eligibility_and_Spending_Plan_Before_Applying\">Check Your Eligibility and Spending Plan Before Applying<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Chase markets the Ink Cash and Ink Unlimited bonuses as $1,000 cash back. But if you already have an eligible Sapphire or Ink Preferred card, you can combine rewards to unlock 100,000 transferable Ultimate Rewards points.<\/p>\n","protected":false},"author":53,"featured_media":45354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12709],"coauthors":[36387],"class_list":["post-276732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/276732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=276732"}],"version-history":[{"count":14,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/276732\/revisions"}],"predecessor-version":[{"id":276859,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/276732\/revisions\/276859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/45354"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=276732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=276732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=276732"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=276732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}