{"id":279096,"date":"2026-10-26T14:00:56","date_gmt":"2026-10-26T14:00:56","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=279096\/"},"modified":"2026-10-25T23:00:13","modified_gmt":"2026-10-25T23:00:13","slug":"ink-business-unlimited-vs-wells-fargo-signify-business-cash-which-no-annual-fee-business-card-is-better","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/ink-business-unlimited-vs-wells-fargo-signify-business-cash\/","title":{"rendered":"Ink Business Unlimited vs. Wells Fargo Signify Business Cash: Which No-Annual-Fee Business Card Is Better?"},"content":{"rendered":"

When comparing the best business credit cards<\/a>, two options worth considering when you're looking for a simple earning structure are the Ink Business Unlimited\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>) and the Wells Fargo Signify Business Cash\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>). Both offer unlimited cash back on everyday purchases without requiring you to track rotating bonus categories or spending caps. But is one better than the other?<\/p>\n

Here's how they compare.<\/p>\n

Signify Business Card vs. Ink Business Unlimited: Card Comparison<\/span><\/h2>\n

Here's a quick look at how the Signify Business Card and the Ink Unlimited compare in a few key categories:<\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t
Card<\/th>Ink Business Unlimited\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>)<\/th>Wells Fargo Signify Business Cash\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>)<\/th>\n<\/tr>\n<\/thead>\n
Current welcome offer<\/td>Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/td>Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.<\/td>\n<\/tr>\n
Earning rates<\/td>
    \r\n
  • Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/td>
    \r\n
  • 2% cash rewards\r\non purchases for your business \u2013\r\nwithout caps or spending categories.<\/li>\r\n<\/ul><\/td>\n<\/tr>\n
Annual fee<\/td>$0<\/td>$0<\/td>\n<\/tr>\n
Redemption options<\/td>Redeem for 1 cent per point as a statement credit, or combine your earnings with other Ultimate Rewards-earning cards to redeem at a higher value<\/td>Statement credit, direct deposit, gift cards, or travel<\/td>\n<\/tr>\n
Key benefits<\/td>\u2022 Earn 5% total cash back on Lyft rides through 9\/30\/27.
\n\u2022 0% introductory APR for 12 months on purchases (then Variable rate of 16.99% - 24.99%)<\/td>		\u2022 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.99% - 24.99%.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Sign-Up Bonus<\/span><\/h2>\n

When you apply for a new credit card, the sign-up bonus can help boost your return. While welcome offers change over time, here's a look at the current offers for the Signify Business Card and the Ink Unlimited<\/p>\n

\"Ink<\/div><\/div>
Ink Business Unlimited\u00ae<\/sup> Credit Card<\/div>
Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div>
Apply Now<\/a><\/div>
Annual Fee<\/strong>

$0Rates & Fees<\/a><\/span><\/p><\/div>

Credit Score<\/strong>

Excellent, Good<\/p><\/div><\/div>