{"id":30923,"date":"2018-11-19T10:05:29","date_gmt":"2018-11-19T15:05:29","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=30923"},"modified":"2026-04-08T13:18:59","modified_gmt":"2026-04-08T13:18:59","slug":"best-0-apr-credit-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/best-0-apr-credit-cards\/","title":{"rendered":"Best Rewards Credit Cards Featuring 0% APR on Purchases"},"content":{"rendered":"

Paying interest on credit card debt will quickly wipe out the value of any rewards earned on purchases and can make it difficult to pay down the balance on your credit card. We recommend never carrying a balance on your cards, but, the reality is, whether you have a large purchase on the horizon or an emergency expense you haven\u2019t accounted for, there are times when it isn\u2019t practical or pragmatic to pay down your entire balance at the end of the month.<\/p>\n

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While many cards offer an introductory 0% APR period on both purchases and<\/em> balance transfers, we\u2019ve focused this post on cards featuring a 0% intro APR on purchases. Allowing you to take advantage of the purchase protection benefits offered by rewards cards, earn rewards on your purchase, and potentially pay no interest or fees on a large purchase that would cost substantially more using traditional financing.<\/p>\n

Top 0% Introductory APR Credit Cards for Purchases<\/span><\/h2>\n

When tossing up between 0% APR cards, it\u2019s essential to ask yourself a few questions, first and foremost being; can you pay off the balance before the end of the introductory-APR period, without making late payments<\/em>. High credit card interest rates are an inefficient method of financing a purchase, and if you miss a payment, or don\u2019t pay the balance in full before the introductory APR period ends, you\u2019ll be paying double-digit interest rates. Other factors to consider include:<\/p>\n