{"id":32524,"date":"2025-04-20T21:10:01","date_gmt":"2025-04-20T21:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=32524"},"modified":"2026-04-08T14:13:09","modified_gmt":"2026-04-08T14:13:09","slug":"united-business-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-business-card\/","title":{"rendered":"The United\u2120 Business Card Review: Sky-High Bonus Plus a Long List of Unique Perks"},"content":{"rendered":"<p>If you own a small business and regularly fly with United, the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United\u2120 Business Card<\/a> (<a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=fc7153c2c25ec4207b1284d31eda445b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) can be a valuable tool in your wallet. More than just a way to earn United miles, this card unlocks perks that can make business travel smoother, more affordable, and even help you climb the elite status ladder.<\/p>\n<p>Benefits like a first checked bag free and two United Club passes each year can easily offset the annual fee. Additionally, cardholders gain access to expanded award availability \u2014 a benefit otherwise reserved for United elites \u2014 as well as opportunities to earn Premier Qualifying Points (PQPs) through everyday spending.<\/p>\n<p>But is it the best fit for your business? Let\u2019s dive into the United Business Card to see how it compares \u2014 and whether the current welcome offer is worth jumping on.<\/p>\n<div class=\"qs-card\" data-id=\"4048193\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United\u2120 Business Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/2f4559e9-ec54-463f-a2a2-40c399feb8de.png\" width=\"150\" alt=\"United\u2120 Business Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Business Card' data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=fc7153c2c25ec4207b1284d31eda445b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United\u2120 Business Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders earn 2 miles per $1 spent on United purchases (8x total miles on eligible United flights), dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases\u200b\u200b. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip\u200b\u200b, a $125 United travel credit after qualifying purchases\u200b\u200b, and two one-time United Club\u2120 passes each year\u200b\u200b. Additional perks include 25% back on United inflight and Club premium drink purchases\u200b\u200b, priority boarding on United-operated flights\u200b\u200b, and no foreign transaction fees\u200b\u200b. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus\u200b\u200b.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.<\/li><li>$150 Annual Fee.<\/li><li>NEW! 8x total miles on eligible United flights.<\/li><li>2x miles on all other eligible United&#xAE; purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.<\/li><li>1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.<\/li><li>Receive a 5,000-mile \"better together\" bonus each anniversary when you have both the United&#x2120; Business Card and a personal Chase United&#xAE; credit card.<\/li><li>Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club&#x2120; one-time passes per year, and priority boarding privileges.<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2x on United<sup>\u00ae<\/sup> purchases*<\/li> \r\n<li>2x on local transit and commuting \u2014 including train tickets, taxicabs, mass transit, tolls and ride share services<\/li>\r\n<li>2x at gas stations, restaurants and office supply stores<\/li>\r\n<li>1x on all other purchases<\/li>\r\n<\/ul>\r\n*8x total miles on eligible United flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-15d66481d4#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#United_Business_Card_Pros\">United Business Card Pros<\/a><\/li><li><a href=\"#United_Business_Card_Cons\">United Business Card Cons<\/a><\/li><li><a href=\"#United_Business_Card_Welcome_Offer\">United Business Card Welcome Offer<\/a><\/li><li><a href=\"#United_Business_Card_Benefits\">United Business Card Benefits<\/a><ul><li><a href=\"#Free_checked_bag\">Free checked bag<\/a><\/li><li><a href=\"#Priority_boarding\">Priority boarding<\/a><\/li><li><a href=\"#Annual_United_Club_passes\">Annual United Club passes<\/a><\/li><li><a href=\"#25_back_on_onboard_purchases\">25% back on onboard purchases<\/a><\/li><li><a href=\"#Earn_Premier_Qualifying_Points_PQP_towards_status\">Earn Premier Qualifying Points (PQP) towards status<\/a><\/li><li><a href=\"#Expanded_United_award_availability\">Expanded United award availability<\/a><\/li><li><a href=\"#125_United_Travel_credit\">$125 United Travel credit<\/a><\/li><li><a href=\"#5000_bonus_miles_on_every_cardholder_anniversary\">5,000 bonus miles on every cardholder anniversary<\/a><\/li><li><a href=\"#Rideshare_credits\">Rideshare credits<\/a><\/li><li><a href=\"#Earn_Economy_Plus_seat_upgrades\">Earn Economy Plus seat upgrades<\/a><\/li><li><a href=\"#Partner_perks\">Partner perks<\/a><\/li><li><a href=\"#Instacart_discounts\">Instacart+ discounts<\/a><\/li><li><a href=\"#Avis_and_Budget_rental_car_credits\">Avis and Budget rental car credits<\/a><\/li><li><a href=\"#Access_to_United_Card_Events_and_United_Mileage_Plus_Exclusive_Events\">Access to United Card Events and United Mileage Plus Exclusive Events<\/a><\/li><li><a href=\"#Save_on_business_purchases_with_Visa_SavingsEdge\">Save on business purchases with Visa SavingsEdge<\/a><\/li><li><a href=\"#Free_employee_cards\">Free employee cards<\/a><\/li><li><a href=\"#Insurance_protections\">Insurance protections<\/a><\/li><\/ul><\/li><li><a href=\"#United_Business_Card_Earning_Rates\">United Business Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Miles_With_the_United_Business_Card\">Redeeming Miles With the United Business Card<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Alternatives_to_the_United_Business_Card\">Alternatives to the United Business Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"United_Business_Card_Pros\">United Business Card Pros<\/span><\/h2>\n<ul>\n<li>Priority boarding and first checked bag free.<\/li>\n<li>Two United Club one-time passes per year.<\/li>\n<li>Earn a $125 United in travel bank credits after making five eligible United flight purchases per year.<\/li>\n<li>Earn up to 4,000 Premier Qualifying Points per calendar year at a rate of 1 PQP per $20 spent.<\/li>\n<\/ul>\n<h2><span id=\"United_Business_Card_Cons\">United Business Card Cons<\/span><\/h2>\n<ul>\n<li>Charges an annual fee of $150.<\/li>\n<li>Bonus categories aren't as robust as other business credit cards.<\/li>\n<li>Earns United miles tied to just a single award program vs. flexible points.<\/li>\n<\/ul>\n<figure id=\"attachment_137000\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-137000 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/United-Club-SAN-entrance-featured.png\" alt=\"The entrance to the United Club at San Diego (SAN).\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/United-Club-SAN-entrance-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/United-Club-SAN-entrance-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/United-Club-SAN-entrance-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/United-Club-SAN-entrance-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>The United Club at San Diego (SAN). Credit: United<\/em><\/enter><\/figure>\n<h2><span id=\"United_Business_Card_Welcome_Offer\">United Business Card Welcome Offer<\/span><\/h2>\n<p>If approved, applicants for the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> can earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.<\/p>\n<p>What's the bonus worth? Consider that, on average, <a target=\"_blank\" href=\"\/point-mile-values\/United\" rel=\"noopener\">AwardWallet users typically redeem United miles for 2\u00a2 apiece<\/a>. That makes the welcome offer worth around $1,980 toward award travel. That makes it one of the <a target=\"_blank\" href=\"\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">best small-business credit card offers this month<\/a>!<\/p>\n<h2><span id=\"United_Business_Card_Benefits\">United Business Card Benefits<\/span><\/h2>\n<p>The <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> includes a long list of appealing benefits. Here's a look at what's available to cardholders.<a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/\" rel=\"noopener\"><\/a><\/p>\n<h3><span id=\"Free_checked_bag\">Free checked bag<\/span><\/h3>\n<p>Get a free checked bag on United-operated flights when you pay for the flight with this card &#8212; whether paying for the flight outright or paying the taxes and fees on an award booking. This benefit is also extended to a companion on your same reservation.<\/p>\n<h3><span id=\"Priority_boarding\">Priority boarding<\/span><\/h3>\n<p>Get priority boarding (in Group 2) as a cardholder benefit. That's only behind Group 1, which includes those with higher status tiers and those traveling in premium cabins.<\/p>\n<h3><span id=\"Annual_United_Club_passes\">Annual United Club passes<\/span><\/h3>\n<p>The United Business Card comes with two one-time United Club each year. Passes will be deposited directly to your United MileagePlus account.<\/p>\n<figure id=\"attachment_197208\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/332\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-full wp-image-197208 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/united-boarding.png\" alt=\"A United gate agent checks boarding passes in this photo\" width=\"600\" height=\"332\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/united-boarding.png 600w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/united-boarding-300x166.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: United<\/em><\/enter><\/figure>\n<h3><span id=\"25_back_on_onboard_purchases\">25% back on onboard purchases<\/span><\/h3>\n<p>Get 25% back on onboard purchases made with your <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a>. Purchases eligible for the discount include food, beverage, and Wi-Fi. This statement credit also applies to premium drinks purchased in United Clubs.<\/p>\n<h3><span id=\"Earn_Premier_Qualifying_Points_PQP_towards_status\">Earn Premier Qualifying Points (PQP) towards status<\/span><\/h3>\n<p>You'll earn 1 PQP for each $20 spent on your card (including purchases made by authorized users) &#8212; up to a limit of 4,000 PQPs.<\/p>\n<p>For reference, Premier Silver &#8212; United Mileage Plus's lowest elite status tier &#8212; requires 6,000 PQP or 15 Premier Qualify Flights (PQF) and 5,000 PQP. That means you can get most of the way toward this intro-level elite status just through card spending.<\/p>\n<p>If you're interested in climbing higher, note that other United credit cards offer a higher cap on PQPs earned through card spending.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-card-pqp\/\" rel=\"noopener\">How To Earn United Premier Qualifying Points Through Credit Cards<\/a><\/p>\n<h3><span id=\"Expanded_United_award_availability\">Expanded United award availability<\/span><\/h3>\n<p>As with other United credit cards, the United Business Card grants<a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-card-award-space\/\" rel=\"noopener\"> cardholders access to additional saver-level award space<\/a> typically reserved for United elites. Eligible members will see this extra award space flagged as &#8220;special member pricing.&#8221; Extra award space means a higher likelihood you're able to find an itinerary that fits your travel schedule.<\/p>\n<p>Additionally, United likes to offer <a target=\"_blank\" href=\"\/news\/united-mileageplus\/award-sale\/\" rel=\"noopener\">cardholder-only award sales<\/a>. Just by having a United credit card, you can partake in these promotions.<\/p>\n<figure id=\"attachment_196492\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/460\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-196492 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/united-flight-photo.png\" alt=\"A photo of a woman sitting in business class on a United Flight.\" width=\"600\" height=\"460\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/united-flight-photo.png 763w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/united-flight-photo-300x230.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: United<\/em><\/enter><\/figure>\n<h3><span id=\"125_United_Travel_credit\">$125 United Travel credit<\/span><\/h3>\n<p>Cardholders who make five United flight purchases of $100 or more in a year earn an annual $125 travel credit. Eligible purchases include upgrades, Economy Plus upgrades, inflight food, beverage service, Wi-Fi, baggage fees, and other United purchases.<\/p>\n<h3><span id=\"5000_bonus_miles_on_every_cardholder_anniversary\">5,000 bonus miles on every cardholder anniversary<\/span><\/h3>\n<p>Cardholders who have both the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> and a personal <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-cards\/\" rel=\"noopener\">United Airlines credit card<\/a> can take advantage of the &#8216;Better Together' benefit and receive 5,000 bonus miles each anniversary. Based on what AwardWallet users redeem United miles for, these anniversary miles are worth about $95.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-card-pqp\/\" rel=\"noopener\">Earn United Premier Qualifying Points Through Credit Card Spending<\/a><\/strong><\/p>\n<h3><span id=\"Rideshare_credits\">Rideshare credits<\/span><\/h3>\n<p>Receive up to $100 in statement credits on rideshare purchases per year.\u00a0 This perk allows you to earn $8 each month except December, in which you can earn $12.<\/p>\n<h3><span id=\"Earn_Economy_Plus_seat_upgrades\">Earn Economy Plus seat upgrades<\/span><\/h3>\n<p>Spend $25,000 on your card in a calendar year and earn two continental U.S. Economy Plus seat upgrades.<\/p>\n<h3><span id=\"Partner_perks\">Partner perks<\/span><\/h3>\n<p>Chase and United provide cardholders the opportunity to earn a variety of statement credits through partnerships with several companies:<\/p>\n<ul>\n<li>Up to $100 annually when booking hotel stays directly with United Hotels.<\/li>\n<li>Up to $25 annually when purchasing FareLock on a United flight to hold your fare price for up to 14 days.<\/li>\n<li>Up to $100 annually on flights when you purchase directly through JSX, a semi-private hop-on-jet service.<\/li>\n<\/ul>\n<h3><span id=\"Instacart_discounts\">Instacart+ discounts<\/span><\/h3>\n<p>Receive a complimentary 3-month Instacart Plus membership with 25% off an annual membership thereafter. Cardholders will also receive up to $120 in Instacart credits.<\/p>\n<h3><span id=\"Avis_and_Budget_rental_car_credits\">Avis and Budget rental car credits<\/span><\/h3>\n<p>Earn two $25 United Travel Bank credits when paying with your card for eligible car rentals at Avis and Budget.<\/p>\n<h3><span id=\"Access_to_United_Card_Events_and_United_Mileage_Plus_Exclusive_Events\">Access to United Card Events and United Mileage Plus Exclusive Events<\/span><\/h3>\n<p>Cardmembers have access to exclusive experiences, previously known as Inside Access from Chase. These programs offer opportunities to explore personal interests and try something new. They include experiences ranging from VIP access at an MLB game to a small culinary experience with a top chef.<\/p>\n<h3><span id=\"Save_on_business_purchases_with_Visa_SavingsEdge\">Save on business purchases with Visa SavingsEdge<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/visa-savingsedge\/\" rel=\"noopener\">Visa SavingsEdge<\/a> program is a simple and easy-to-use program offering two types of savings for Visa business cardholders: Everyday Savings and Instant Savings. Everyday Savings simply requires you to enroll your Visa business card to receive automatic cashback on purchases at participating merchants.<\/p>\n<p>Instant Savings does <em>not<\/em> require you to enroll in the Visa SavingsEdge program, but you'll need to make a purchase through the Visa SavingsEdge portal. Most savings will range from 2%\u20135% &#8212; but with some luck, you'll occasionally find savings of up to 10%.<\/p>\n<h3><span id=\"Free_employee_cards\">Free employee cards<\/span><\/h3>\n<p>Get employee cards for no additional fee. You can designate preset spending limits to your employee cards as well.<\/p>\n<h3><span id=\"Insurance_protections\">Insurance protections<\/span><\/h3>\n<p>When paying for purchases with your United Business Card, you'll get the following added protections:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/baggage-delay-insurance\/\" rel=\"noopener\">Baggage delay insurance<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">Car rental collision damage waiver<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/baggage-loss-insurance\/\" rel=\"noopener\">Lost luggage reimbursement<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/trip-cancellation-insurance\/\" rel=\"noopener\">Trip cancellation and interruption insurance<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/trip-delay-insurance\/\" rel=\"noopener\">Trip delay reimbursement<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">Purchase protection<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty protection<\/a><\/li>\n<\/ul>\n<h2><span id=\"United_Business_Card_Earning_Rates\">United Business Card Earning Rates<\/span><\/h2>\n<p>Here's how you'll earn miles with the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a>:<\/p>\n<ul>\r\n<li>2x on United<sup>\u00ae<\/sup> purchases*<\/li> \r\n<li>2x on local transit and commuting \u2014 including train tickets, taxicabs, mass transit, tolls and ride share services<\/li>\r\n<li>2x at gas stations, restaurants and office supply stores<\/li>\r\n<li>1x on all other purchases<\/li>\r\n<\/ul>\r\n*8x total miles on eligible United flights\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/do-united-miles-expire\/\" rel=\"noopener\">Do United Miles Expire?<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Miles_With_the_United_Business_Card\">Redeeming Miles With the United Business Card<\/span><\/h2>\n<p>United MileagePlus Miles earned on the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> can be redeemed for United Airlines flights and flights on Star Alliance partner airlines.<\/p>\n<p>It's true that Star Alliance partner airlines typically have better redemption rates for flights within the alliance and even on United itself. You can still find <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/best-way-to-use-united-miles\/\" rel=\"noopener\">sweet spots when redeeming United miles<\/a>, including the <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/united-award-travel\/\" rel=\"noopener\">Excursionist Perk<\/a>. This benefit lets you add an extra flight to a booking without paying extra miles, as long as you follow some simple rules.<\/p>\n<figure id=\"attachment_197209\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/224\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-197209 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/excursionist-perk.png\" alt=\"A screen shot shows the excursionist perk in United Airlines \" width=\"900\" height=\"224\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/excursionist-perk.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/excursionist-perk-300x75.png 300w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: United Airlines<\/em><\/enter><\/figure>\n<p>Other good uses of your miles include domestic awards that start under 7,000 miles.<\/p>\n<figure id=\"attachment_197210\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/197\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-197210 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/ewr-to-iad.png\" alt=\"A booking screen for United shows a saver fare for a flight from EWR to IAD\" width=\"900\" height=\"197\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/ewr-to-iad.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/02\/ewr-to-iad-300x66.png 300w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Untied Airlines<\/em><\/enter><\/figure>\n<p>While there's no longer a public award chart, we've completed an <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/partner-award-chart\/\" rel=\"noopener\">unofficial United award chart<\/a> to help you know how many miles you might pay for an upcoming flight.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/\" rel=\"noopener\">The Ultimate Guide to United MileagePlus<\/a><\/strong><\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>The <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> is a business card, so you may need to <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">prove you have a legitimate business<\/a> to apply. That doesn't require a storefront or a warehouse, though; walking dogs, tutoring, or reselling items on eBay can qualify.<\/p>\n<p>The card is also subject to <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase\u2019s 5\/24 policy<\/a>. You likely won't be approved for this card if you\u2019ve opened five or more consumer (personal) credit cards within the last 24 months, according to what's showing on your personal credit report.<\/p>\n<p>As with all of Chase\u2019s co-branded credit cards, if you currently hold the United Business Card, or you\u2019ve received a sign-up bonus for it in the previous 24 months, you will not be eligible to receive a new cardmember bonus.<\/p>\n<p>However, if you currently hold another United co-branded credit card, you are still eligible to receive the bonus on the United Business Card, including if you hold this card's predecessor, United\u2120 Explorer Business Card.<\/p>\n<p>It\u2019s a great card to apply for if you\u2019re holding off on personal card applications to get back under 5\/24, as applying for the United Business Card won\u2019t add to your 5\/24 count \u2014 though you have to be under 5\/24 to qualify.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Alternatives_to_the_United_Business_Card\">Alternatives to the United Business Card<\/span><\/h2>\n<p>Before applying for the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a>, you may find it helpful to weigh the card against its closest competitors. Here are a few additional quality options:<\/p>\n<ul>\n<li><strong>If you want an elevated travel experience with United,<\/strong> consider the <a data-ccid=\"4\" href=\"\/blog\/link\/UnitedMileagePlusClubBusinessCard\" rel=\"noopener nofollow sponsored\">United Club\u2120 Business Card<\/a>. This is a premium card with a $695 annual fee to match, but the perks can be worth it for the right traveler. The main benefit is a complimentary United Club membership \u2014 worth roughly $750.<\/li>\n<li><strong>If you want points you can use with United and other programs,<\/strong> check out the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=691f9ef69c590b51f6c12bb04e6ff7d4&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).\u00a0 You'll earn 3X points in more business-related categories than the United Business Card, including travel, shipping, and advertising (3X is limited to the first $150,000 of annual spending in the bonus categories, then 1x). You'll earn Chase Ultimate Rewards points that you can transfer to United, Air Canada Aeroplan, World of Hyatt, and many more. Learn more in <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\" rel=\"noopener\">our full Ink Preferred review<\/a>.<\/li>\n<li><strong>If you want an airline credit card and aren't tied to United<\/strong>, look into the <a data-ccid=\"3004019\" href=\"\/blog\/link\/CR-CitiBusinessAAdvantagePlatinumSelectWorldMasterCard\" rel=\"noopener nofollow sponsored\">Citi<sup>\u00ae<\/sup> \/ AAdvantage Business\u2122 World Elite Mastercard<sup>\u00ae<\/sup><\/a>. You'll earn 2X miles with American Airlines and several business categories, pay no annual fee in the first year, and get a free checked bag on American Airlines flights. You'll also save 25% on inflight purchases and can earn Loyalty Points toward elite status from credit card spending. Our <a target=\"_blank\" href=\"\/credit-cards\/american-aadvantage\/american-airlines-business-credit-card\/\" rel=\"noopener\">Citi AAdvantage Business Card review<\/a> has more details.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/11\/CardArt-UnitedMileagePlusClubBusinessCard.png\" width=\"150\" alt=\"United Club\u2120 Business Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">United Club\u2120 Business Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn up to 110,000 bonus miles plus 2,000 PQP  after you spend $5,000 on purchases in the first 3 months your account is open.<\/div><\/div><div class=\"compare-apply\"><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$695<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=691f9ef69c590b51f6c12bb04e6ff7d4&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937067.png\" width=\"150\" alt=\"Citi\u00ae \/ AAdvantage Business\u2122 World Elite Mastercard\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi<sup>\u00ae<\/sup> \/ AAdvantage Business\u2122 World Elite Mastercard<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nFor a limited time, earn 75,000 American Airlines AAdvantage<sup>\u00ae<\/sup> bonus miles after spending $5,000 in purchases within the first 5 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"3004019\" href=\"\/blog\/link\/CR-CitiBusinessAAdvantagePlatinumSelectWorldMasterCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99, waived for first 12 months<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2X miles for every $1 spent on cable and satellite providers<\/li>\r\n<li>Earn 2X miles for every $1 spent at gas stations<\/li>\r\n<li>Earn 2X miles for every $1 spent on select telecommunications merchants<\/li>\r\n<li>Earn 2X miles for every $1 spent on car rentals<\/li>\r\n<li>Earn 2X miles for every $1 spent on eligible American Airlines purchases<\/li>\r\n<li>Earn 1X mile for every $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">The Best Business Credit Card Offers<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The current offer on the <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United Business Card<\/a> of up to 110,000 bonus miles and 2,000 PQP offers plenty of value for United fans. But beyond the welcome bonus, however, cardholders can take advantage of extra award availability, complimentary United Club passes, a first checked bag free, bonus miles, and plenty of other perks. If you fly United for business a few times per year, the benefits \u2014 from free checked bags to extra award space and PQP earning \u2014 can easily justify the annual fee.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048193\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United\u2120 Business Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/2f4559e9-ec54-463f-a2a2-40c399feb8de.png\" width=\"150\" alt=\"United\u2120 Business Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Business Card' data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=fc7153c2c25ec4207b1284d31eda445b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United\u2120 Business Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders earn 2 miles per $1 spent on United purchases (8x total miles on eligible United flights), dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases\u200b\u200b. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip\u200b\u200b, a $125 United travel credit after qualifying purchases\u200b\u200b, and two one-time United Club\u2120 passes each year\u200b\u200b. Additional perks include 25% back on United inflight and Club premium drink purchases\u200b\u200b, priority boarding on United-operated flights\u200b\u200b, and no foreign transaction fees\u200b\u200b. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus\u200b\u200b.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.<\/li><li>$150 Annual Fee.<\/li><li>NEW! 8x total miles on eligible United flights.<\/li><li>2x miles on all other eligible United&#xAE; purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.<\/li><li>1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.<\/li><li>Receive a 5,000-mile \"better together\" bonus each anniversary when you have both the United&#x2120; Business Card and a personal Chase United&#xAE; credit card.<\/li><li>Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club&#x2120; one-time passes per year, and priority boarding privileges.<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2x on United<sup>\u00ae<\/sup> purchases*<\/li> \r\n<li>2x on local transit and commuting \u2014 including train tickets, taxicabs, mass transit, tolls and ride share services<\/li>\r\n<li>2x at gas stations, restaurants and office supply stores<\/li>\r\n<li>1x on all other purchases<\/li>\r\n<\/ul>\r\n*8x total miles on eligible United flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-15d66481d4#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The <a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\">United\u2120 Business Card<\/a>\u00a0is useful for anyone with a small business who flies with United multiple times a year. Benefits include a first checked bag free, United Club passes each year, priority boarding on United, access to additional award space, and 5,000 bonus miles every account anniversary if you also hold a United personal card. Check out our full review for all the details.<\/p>\n","protected":false},"author":76,"featured_media":49392,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12772],"coauthors":[36406,36466],"class_list":["post-32524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-united-mileageplus"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/32524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=32524"}],"version-history":[{"count":109,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/32524\/revisions"}],"predecessor-version":[{"id":202997,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/32524\/revisions\/202997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/49392"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=32524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=32524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=32524"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=32524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}