{"id":39480,"date":"2022-02-11T23:00:10","date_gmt":"2022-02-11T23:00:10","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=39480"},"modified":"2026-04-08T13:42:18","modified_gmt":"2026-04-08T13:42:18","slug":"convert-double-cash-rewards-to-citi-points","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/","title":{"rendered":"Convert Citi Double Cash Rewards to Transferrable ThankYou<sup>\u00ae<\/sup> Points at 1:1"},"content":{"rendered":"<p>Some Citi credit cards earn cash back while some earn points. However, just because your card earns cash rewards doesn't mean you have to redeem your earnings for cashback. It's possible to convert your cash rewards to points that can then be transferred to airline or hotel partners.<\/p>\n<p>In this article, we'll show you how to convert cash from your <a data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) to transferable <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/\" rel=\"noopener\">ThankYou<sup>\u00ae<\/sup> Points<\/a>.<\/p>\n<p><div class=\"qs-card\" data-id=\"3002009\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Double Cash is a dynamic, no-annual-fee cash-back rewards card that allows you to earn 2% traditional cash back, or convert your rewards to ThankYou Rewards points at a 1:1 ratio (2x ThankYou points per $1). When paired with a premium ThankYou Rewards earning card, the Citi Double Cash is now the best card available for everyday, non-bonus purchases.\r\n<br>\r\n<br>\r\nIf you're looking to pay down debt or finance a larger purchase, this card also comes with one of the best available introductory APR offers on balance transfers.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back.<\/li>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<li>Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.<\/li>\r\n<li>Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\r\n<li>If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\r\n<li>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/DoubleCash-18BT\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>In order for this to work, you need to hold a premium card with Citi. You need something with an annual fee, such as the <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), <a data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" rel=\"noopener nofollow sponsored\">Citi Strata Elite\u2120 Card<\/a> (<a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), <strong>Citi Prestige<sup>\u00ae<\/sup> Card<\/strong>, or <strong>Citi Chairman<sup>\u00ae<\/sup> Card<\/strong>. If you have one of these, the <a data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Citi Double Cash<\/a> effectively earns 2X ThankYou<sup>\u00ae<\/sup> Points per dollar on every purchase. That makes it one of the highest-earning personal rewards cards for non-bonus purchases. It also unlocks the ability to turn your cash back earnings into points that you can transfer to travel partners.<\/p>\n<p>If you only hold the <a data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Citi Double Cash<\/a>, you can still transfer points to JetBlue at a reduced ratio of 1:0.8 ($10 will convert to 800 TrueBlue points), or you could transfer to Sears. Neither of these options present particularly good value.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_to_Link_Your_Citi_Accounts\">How to Link Your Citi Accounts<\/a><\/li><li><a href=\"#Earn_2x_ThankYou_Points_Per_Dollar_on_Non-Bonus_Spending\">Earn 2x ThankYou Points Per Dollar on Non-Bonus Spending<\/a><\/li><li><a href=\"#How_to_Convert_Citi_Cash_Rewards_to_ThankYou_Points\">How to Convert Citi Cash Rewards to ThankYou Points<\/a><ul><li><a href=\"#1_Access_Your_Citi_Double_Cash_Account\">1. Access Your Citi Double Cash Account<\/a><\/li><li><a href=\"#2_Convert_Cash_to_Points\">2. Convert Cash to Points<\/a><\/li><li><a href=\"#3_Choose_the_Amount_to_Convert\">3. Choose the Amount to Convert<\/a><\/li><li><a href=\"#A_Workaround_but_a_Word_of_Caution\">A Workaround, but a Word of Caution<\/a><\/li><\/ul><\/li><li><a href=\"#How_Does_This_Affect_Your_Credit_Card_Strategy\">How Does This Affect Your Credit Card Strategy?<\/a><ul><li><a href=\"#Citi_Strata_Premier_Card_andCiti_Double_Cash_Card\">Citi Strata Premier<sup>\u00ae<\/sup> Card and\u00a0Citi Double Cash<sup>\u00ae<\/sup> Card<\/a><\/li><li><a href=\"#Chase_Sapphire_Preferred_Card_and_Chase_Freedom_Unlimited\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card and Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a><\/li><li><a href=\"#American_Express_Gold_Card_andThe_Blue_Business_Plus_Credit_Card_from_American_Express\">American Express<sup>\u00ae<\/sup> Gold Card and\u00a0The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Strategy_and_Restrictions\">Application Strategy and Restrictions<\/a><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"How_to_Link_Your_Citi_Accounts\">How to Link Your Citi Accounts<\/span><\/h2>\n<p>First things first, you need to link your Citi accounts. This means having your <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-rewards-card-combo\/\" rel=\"noopener\">multiple Citi credit cards<\/a> showing up in one log in and combined in one ThankYou member number.<\/p>\n<p>I run into this problem with every new Citi credit card that I open. So I'm well aware of the process how to link your cards to one ThankYou Member number:<\/p>\n<ul>\n<li>Online:\n<ul>\n<li>Click on your &#8220;Points Summary&#8221; on the credit card main page<\/li>\n<li>This will take you to ThankYou.com to log in<\/li>\n<li>In the menu, choose &#8220;Manage My Account&#8221; and then &#8220;Combine My Accounts&#8221;<\/li>\n<li>Your accounts will only be eligible here if every single detail matches<\/li>\n<\/ul>\n<\/li>\n<li>Phone:\n<ul>\n<li>If any detail in your accounts is different (middle initial not showing on one card, etc.) you must call to combine<\/li>\n<li>Call <strong>1-800-842-6596<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Now that your accounts are linked together, you can easily convert your cash earnings to ThankYou Points.<\/p>\n<p>You should note that it's nearly impossible to un-link your cards after this is done. If you want to keep cards separate for any reason, you won't be able to undo this process later on.<\/p>\n<p>After early hiccups in this process when it first launched, it's quite smooth now. I regularly convert my cash rewards earnings to ThankYou Points quickly and easily on Citi's website. This converts cash rewards points to ThankYou Points at a 1:1 ratio, meaning I can transfer points to the full list of ThankYou Rewards airline partners.<\/p>\n<h2><span id=\"Earn_2x_ThankYou_Points_Per_Dollar_on_Non-Bonus_Spending\">Earn 2x ThankYou Points Per Dollar on Non-Bonus Spending<\/span><\/h2>\n<p>The new transfer\/redemption feature\u00a0<strong>doesn\u2019t replace the cashback earning potential<\/strong> of the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a>. <strong>The option to convert cash earnings to ThankYou Rewards is an added benefit<\/strong>\u2014one that makes the card one of the most lucrative for everyday spending.<\/p>\n<p>For example, if you also hold the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a>, the rewards earned on your <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> could potentially be worth:<\/p>\n<ul>\n<li><strong>2% cash back <\/strong>&#8212; or towards travel through ThankYou.Com (1\u00a2 per point fixed-value)<\/li>\n<li><strong>2x fully transferrable ThankYou Points<\/strong>, potentially worth 3+ cents per point if transferred to airline partners for premium cabin rewards<\/li>\n<\/ul>\n<p>Another benefit that isn\u2019t gaining a lot of press is that it reduces the minimum amount of cash rewards required to redeem your rewards. Historically, one of the biggest gripes with the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> was the $25 minimum in your account before you could redeem them as cash back.<\/p>\n<p><img data-aspectratio=\"800\/602\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-39494 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2-1024x770.png\" alt=\"convert-citi-cash-rewards-to-thankyou-points(2)\" width=\"800\" height=\"602\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2-1024x770.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2-300x226.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2-276x207.png 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2-476x357.png 476w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/convert-citi-cash-rewards-to-thankyou-points2.png 1163w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>With the new transfer option, the minimum drops to just $1. Provided you have at least $1 in cash rewards in your account, you can now convert this to ThankYou Points. This is excellent news if you need to <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/how-to-earn-citi-points\/\" rel=\"noopener\">earn ThankYou Points<\/a> for a specific redemption.<\/p>\n<h2><span id=\"How_to_Convert_Citi_Cash_Rewards_to_ThankYou_Points\">How to Convert Citi Cash Rewards to ThankYou Points<\/span><\/h2>\n<p>Converting cash rewards from your <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> to ThankYou Points is a one-way process. Transfers are final, so make sure you have a plan to use the points for more than 1 cent each.<\/p>\n<p>Here is how to convert your cash rewards to ThankYou Points online.<\/p>\n<h3><span id=\"1_Access_Your_Citi_Double_Cash_Account\"><strong>1. Access Your Citi Double Cash Account<\/strong><\/span><\/h3>\n<p>Log into your Citi online account and click on your <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> card to view the details and manage this card. Near the bottom, choose &#8220;View\/Redeem Cash Rewards&#8221;.<\/p>\n<p><img data-aspectratio=\"750\/279\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-70447 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/view-redeem-cash-rewards-citi-double-cash-1.png\" alt=\"How to convert Citi cash rewards to ThankYou Points\" width=\"750\" height=\"279\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/view-redeem-cash-rewards-citi-double-cash-1.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/view-redeem-cash-rewards-citi-double-cash-1-300x112.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h3><span id=\"2_Convert_Cash_to_Points\"><strong>2. Convert Cash to Points<\/strong><\/span><\/h3>\n<p>On the next screen, you will see the available cash rewards you have. On the credit card image, click on &#8220;Convert to Points&#8221;.<\/p>\n<p><img data-aspectratio=\"750\/396\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-70448 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-to-points-1.png\" alt=\"How to convert Citi cash rewards to ThankYou Points\" width=\"750\" height=\"396\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-to-points-1.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-to-points-1-300x158.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h3><span id=\"3_Choose_the_Amount_to_Convert\"><strong>3. Choose the Amount to Convert<\/strong><\/span><\/h3>\n<p>You now see the following screen. Choose how much of your available cash rewards you want to convert to points. There is a $1 minimum, and the maximum is whatever cash rewards you have available.<\/p>\n<p><img data-aspectratio=\"750\/240\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-70446 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-rewards-to-thankyou-points-1.png\" alt=\"How to convert Citi cash rewards to ThankYou Points\" width=\"750\" height=\"240\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-rewards-to-thankyou-points-1.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/10\/convert-citi-double-cash-rewards-to-thankyou-points-1-300x96.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p>Transferring the $1 cash minimum will convert to 100 Citi ThankYou Points. There is no annual cap on the number of points you can transfer. Once the points are sitting in your ThankYou account, you can combine them with points earned on your other Citi ThankYou cards.<\/p>\n<h3><span id=\"A_Workaround_but_a_Word_of_Caution\">A Workaround, but a Word of Caution<\/span><\/h3>\n<p>The above describes how to redeem your Citi cash rewards and turn them into points within your own accounts. After you've done that, you can move points between your own Citi accounts pretty easily, provided they're combined into one log in \/ one Citi ThankYou account.<\/p>\n<p>There is another way to go about moving your points (not the cash rewards, just the points) if your cards aren't linked in the same ThankYou account. You could &#8220;share points&#8221; from one of your own accounts to another of your accounts or share to someone else. Citi allows you to send ThankYou Points to any other account, up to 100,000 points per year. Note that transferred points will expire after 90 days.<\/p>\n<p>Thus, you could &#8220;share points&#8221; to another account as a way to accomplish what you want without linking your accounts together. This could allow you to send points to your spouse or even just from account A to account B if you don't want to combine your multiple credit card accounts in the way we described above. Note that this is possible, but your points expire in 90 days after sharing them. Be ready to use them quickly if you do this.<\/p>\n<p>This type of sharing can accomplish what you want (points all lumped together) and is different than what we are describing in this article: how to convert your own Citi cash rewards into points in your own account, requiring the accounts be linked together.<\/p>\n<h2><span id=\"How_Does_This_Affect_Your_Credit_Card_Strategy\">How Does This Affect Your Credit Card Strategy?<\/span><\/h2>\n<p>The ability to convert Citi cash rewards to ThankYou Points has catapulted the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> from a fallback card up to the top spot for everyday spending. There is no other personal rewards card earning an uncapped 2x flexible points on non-bonus spending.<\/p>\n<p>The only card that comes close is <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a>. But it\u2019s a business card, and the 2x points are limited to the first $50K spending each year. After that, it earns just 1x.<\/p>\n<p>Where the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> has the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> beat is that it doesn\u2019t require a companion card to execute transfers to partners. It earns fully transferable Membership Rewards points without the need to hold any other cards or pay any annual fee.<\/p>\n<p>For most folks, it\u2019s unlikely that you\u2019ll need more than one everyday spending card, unless you can charge a considerable amount to your cards each month. So, is it worth making the switch from Chase or Amex and focusing your spending strategy on Citi? This largely depends on what cards you already hold in your wallet.<\/p>\n<p>Let's look at a few common card combinations. Say you spend $25K a year on non-bonus expenses, $4K a year on dining, $3K a year on gas, and $5K a year on travel. This is how your rewards would add up, assuming a value of 1.7\u00a2 for each type of points:<\/p>\n<h3><span id=\"Citi_Strata_Premier_Card_andCiti_Double_Cash_Card\">Citi Strata Premier<sup>\u00ae<\/sup> Card and\u00a0Citi Double Cash<sup>\u00ae<\/sup> Card<\/span><\/h3>\n<ul>\n<li><strong>Non-bonus<\/strong> = 50,000 (2x on the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a>)<\/li>\n<li><strong>Dining<\/strong> = 12,000 (3x on the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a>)<\/li>\n<li><strong>Gas<\/strong> = 9,000 (3x on the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a>)<\/li>\n<li><strong>Travel<\/strong> = 14,000 ($4K @ 3x for air travel\/other hotel purchases on the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a> + $1K @ 2x for other travel purchases on the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a>)<\/li>\n<li><strong>Total<\/strong> = 85,000 points = $1,445.00 @ 1.7\u00a2 per point<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"520083\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Premier<sup>\u00ae<\/sup> Card offers some of the best earning rates of any rewards card with an annual fee under $100. This card offers excellent rewards on an unusually generous list of earning categories, including air travel, hotels, car rentals, groceries, and dining\u2014and it tops our list of the best cards for <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-for-gas\/\">gas & fuel purchases<\/a>. <\/div><div class=\"qs-tab-hl\"><ul><li>Earn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/li><li>Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. <\/li><li>Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. <\/li><li>Earn 1 Point per $1 spent on all other purchases.<\/li><li>$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. <\/li><li>No expiration and no limit to the amount of points you can earn with this card.<\/li><li>No Foreign Transaction Fees on purchases.<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"3002009\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Double Cash is a dynamic, no-annual-fee cash-back rewards card that allows you to earn 2% traditional cash back, or convert your rewards to ThankYou Rewards points at a 1:1 ratio (2x ThankYou points per $1). When paired with a premium ThankYou Rewards earning card, the Citi Double Cash is now the best card available for everyday, non-bonus purchases.\r\n<br>\r\n<br>\r\nIf you're looking to pay down debt or finance a larger purchase, this card also comes with one of the best available introductory APR offers on balance transfers.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back.<\/li>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<li>Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.<\/li>\r\n<li>Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\r\n<li>If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\r\n<li>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/DoubleCash-18BT\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h3><span id=\"Chase_Sapphire_Preferred_Card_and_Chase_Freedom_Unlimited\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card and Chase Freedom Unlimited<sup>\u00ae<\/sup><\/span><\/h3>\n<ul>\n<li><strong>Non-bonus<\/strong> = 37,500 (1.5x on the <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Freedom Unlimited<\/a>)<\/li>\n<li><strong>Dining<\/strong> = 12,000 (3x on the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a>)<\/li>\n<li><strong>Gas<\/strong> = 4,500 (1.5x on the <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Freedom Unlimited<\/a>)<\/li>\n<li><strong>Travel<\/strong> = 13,000 ($1K @ 5x for travel purchased through Chase and $4K @ 2x for other travel on the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a>)<\/li>\n<li><strong>Total<\/strong> = 67,000 points = $1,139.00 @ 1.7\u00a2 per point<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"2061159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=06983753ca4f65ecaf5823d4d661848ad&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Our <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-beginners-rewards-card\/\">#1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>Enjoy benefits such as 5x on travel purchased through Chase Travel&#x2120;, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li><li>Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel&#x2120;<\/li><li>10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li><li>Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphirePreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"3006090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0f5789bddf072105bb63bb4a15bb5e8d5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nLimited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nLimited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\">transfer points to partners<\/a>. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Limited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>Enjoy 5% cash back on travel purchased through Chase Travel&#x2120;, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!<\/li><li>Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited&#xAE; card<\/li><li>Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChaseFreedomUnl\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h3><span id=\"American_Express_Gold_Card_andThe_Blue_Business_Plus_Credit_Card_from_American_Express\">American Express<sup>\u00ae<\/sup> Gold Card and\u00a0The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/span><\/h3>\n<ul>\n<li><strong>Non-bonus<\/strong> = 50,000 (2x on the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a>)<\/li>\n<li><strong>Dining<\/strong> = 16,000 (4x at restaurants worldwide on up to $50,000 in eligible purchases per year with the <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">Amex Gold<\/a>)<\/li>\n<li><strong>Gas<\/strong> = 6,000 (2x on the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a>)<\/li>\n<li><strong>Travel<\/strong> = 12,500 (averaged out at $2,500 @ 3x for airfare booked direct using the\u00a0<a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">Amex Gold<\/a> + $2,500 @ 2x on the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a>)<\/li>\n<li><strong>Total<\/strong> = 84,500 points = $1,436.50 @ 1.7\u00a2 per point<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"4028085\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/104\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/CardArt-AmexGoldCard.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Gold Card' data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$325<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel<sup>\u00ae<\/sup>. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express<sup>\u00ae<\/sup> Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 100,000 Membership Rewards&#xAE; Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.  Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 3X Membership Rewards&#xAE; points per dollar spent on flights booked directly with airlines or on AmexTravel.com.<\/li><li>Earn 2X Membership Rewards&#xAE; points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.<\/li><li>Earn 1X Membership Rewards&#xAE; point per dollar spent on all other eligible purchases.<\/li><li>$120 Uber Cash on Gold:  Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards&#xAE; points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.<\/li><li>$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express&#xAE; Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.<\/li><li>$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express&#xAE; Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.<\/li><li>$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express&#xAE; Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.<\/li><li>Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.<\/li><li>No Foreign Transaction Fees.<\/li><li>Annual Fee is $325.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels and other eligible travel booked on amextravel.com<\/li>\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/GoldAmex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Bear in mind, your annual expenses can differ from what we have listed above, and you may value each rewards' currency higher or lower. It's a good exercise, though.<\/p>\n<p>Calculating the total points you can earn based on your spending patterns is an excellent way of determining the value of the rewards you can accumulate with each card issuer. You should do this based on the cards you hold or are interested in applying for. For example, if you don\u2019t want to pay any annual fees, the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is a winner, as you don\u2019t need a companion card to transfer points to partners.  (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/p>\n<h2><span id=\"Application_Strategy_and_Restrictions\">Application Strategy and Restrictions<\/span><\/h2>\n<p>Your application strategy for the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> hinges on whether you already hold one of the companion ThankYou Rewards-earning cards or if you\u2019ve opened or closed one in the previous 24 months. Without a companion card, the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> is effectively still a 2% cash back card. So, getting a premium Citi card is the key to being able to transfer your rewards to partner airlines and hotels.<\/p>\n<p>Citi application rules for premium ThankYou Points-earning cards state:<\/p>\n<blockquote><p><strong><em>Bonus ThankYou<sup>\u00ae<\/sup>\u00a0Points are not available if you received a new cardmember bonus for Citi Rewards+<sup>\u00ae<\/sup>, Citi ThankYou<sup>\u00ae<\/sup>\u00a0Preferred, Citi ThankYou<sup>\u00ae<\/sup>\u00a0Premier\/Citi Premier<sup>\u00ae<\/sup> or Citi Prestige<sup>\u00ae<\/sup> Card, or if you have closed any of these accounts, in the past 24 months.<\/em><\/strong><\/p><\/blockquote>\n<p>If you qualify for the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a>, we recommend getting the premium card before applying for the no-annual-fee <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a>. The <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<\/a> offers a high-value signup bonus of 60,000 after you spend $4,000 in purchases within the first 3 months of account opening (redeemable for $600 in gift cards or travel rewards at thankyou.com).<\/p>\n<p>Another way to acquire a <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> card, if you don\u2019t want to apply for the card outright, is to <a href=\"\/credit-cards\/when-should-i-downgrade-a-credit-card\/\">downgrade from another personal Citi card<\/a>. Traditionally, Citi has proven to be the most generous card issuer when it comes to downgrades. Citi allows cardholders to downgrade even co-brand personal cards to the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a>.<\/p>\n<p>Downgrading presents several advantages over a new application. This allows you to keep your original credit line and reallocate credit. Plus, it prevents a new card account from showing up on your credit file if you want to limit new accounts due to <a href=\"\/credit-cards\/chase-5-24-rule\/\">Chase 5\/24<\/a> or similar <a href=\"\/credit-cards\/rewards-card-application-rules\/\">credit card application restrictions<\/a>.<\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>The <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> has been one of our benchmark rewards cards since its release, earning 2% cash back on every purchase and charging no annual fee. Despite Citi <a href=\"\/news\/credit-cards\/citi-benefits-changes-2019\/\">dropping most of its travel and purchase protection benefits<\/a> back in 2019, the ability to convert cash rewards to flexible points keeps the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> on our list of top rewards cards for everyday spending.<\/p>\n<p>The <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> isn\u2019t the first card to effectively earn 2x transferable points on everyday spending, but it stacks up well against the competition. The <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is a small-business (rather than consumer) card, and it caps 2x earning at $50,000 in annual spend. The <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a> offers unlimited 2x earning, but points transfers aren't 1:1 to all programs.<\/p>\n<p>Provided you can pair it with a premium ThankYou Rewards card, the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<\/a> is a powerhouse rewards card.<\/p>\n<p>However, if you're looking for a simpler, one-card strategy and don't have a business, the <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a> could be a good 2x-earning alternative.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can convert cash rewards from the Citi Double Cash\u00ae Card to transferrable ThankYou\u00ae Points at a 1:1 ratio if you also have one of the premium Citi ThankYou\u00ae cards, like the Citi Strata Premier\u00ae Card. This feature makes the Citi Double Cash one of the top personal cards for everyday spending. Here&#8217;s how to convert your cash to points.<\/p>\n","protected":false},"author":4,"featured_media":39490,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12707,12627],"coauthors":[36390],"class_list":["post-39480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-citi-thankyou-rewards","tag-fees-rules-and-policies"],"acf":[],"yoast_head":"<title>Convert Citi Double Cash Rewards to ThankYou Points<\/title>\n<meta name=\"description\" content=\"Now you can convert cash rewards from the Citi Double Cash to transferrable ThankYou Points at a 1:1 ratio.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Convert Citi Double Cash Rewards to Transferrable ThankYou\u00ae Points at 1:1\" \/>\n<meta property=\"og:description\" content=\"Now you can convert cash rewards from the Citi Double Cash to transferrable ThankYou Points at a 1:1 ratio.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-11T23:00:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T13:42:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/featured-sunset-palm-trees.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"999\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jess Farley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jess Farley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/\"},\"author\":{\"name\":\"Jess Farley\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/9a70940e019da1754974a059ae2dced5\"},\"headline\":\"Convert Citi Double Cash Rewards to Transferrable ThankYou\u00ae Points at 1:1\",\"datePublished\":\"2022-02-11T23:00:10+00:00\",\"dateModified\":\"2026-04-08T13:42:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/\"},\"wordCount\":2306,\"commentCount\":37,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/convert-double-cash-rewards-to-citi-points\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/09\/featured-sunset-palm-trees.jpg\",\"keywords\":[\"Citi ThankYou Rewards\",\"Fees &amp; 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