{"id":4161,"date":"2026-10-19T20:10:02","date_gmt":"2026-10-19T20:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=4161"},"modified":"2026-10-19T20:10:02","modified_gmt":"2026-10-19T20:10:02","slug":"chase-sapphire-travel-insurance","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-travel-insurance\/","title":{"rendered":"Chase Sapphire Trip Cancellation & Interruption Insurance: What\u2019s Covered and How It Works"},"content":{"rendered":"

Trip planning comes with plenty of excitement, but also plenty of risk. Flights get canceled, plans change, and emergencies happen. That\u2019s where trip cancellation and trip interruption insurance can step in to help. If you have the Chase Sapphire Preferred\u00ae<\/sup> Card<\/a>, Chase Sapphire Reserve\u00ae<\/sup><\/a>, or Sapphire Reserve for Business\u2120<\/a>,\u00a0 you may already be covered for thousands of dollars in unexpected travel costs \u2014 automatically, with no activation or extra purchase required.<\/p>\n

Here's exactly what\u2019s covered, who qualifies, how the benefit works, and how to file a claim. For small business owners, we'll also compare Chase Sapphire coverage with coverage from the Ink Business Preferred\u00ae<\/sup> Credit Card<\/a>. Let's dive in.<\/p>\n

What Is Chase Sapphire Trip Cancellation Insurance?<\/span><\/h2>\n

Chase Sapphire trip cancellation insurance covers you and your immediate family members if a covered loss prevents you from traveling and causes you to cancel your travel plans. It provides reimbursement up to $10,000 per person and $20,000 per covered trip, with a maximum limit of $40,000 per 12-month period.<\/p>\n

Take a look at this example: A family of four uses their card to pay for a trip that's canceled due to sickness, severe weather, or another covered situation. The trip cost $6,000 per person, for a total of $24,000. In this case, they would be reimbursed $20,000, the maximum amount per trip.<\/p>\n

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Credit: Kampus Production\/Pexels<\/em><\/enter><\/figure>\n

Sapphire family cards' trip cancellation<\/span><\/h3>\n

There are three Chase Sapphire cards: the Sapphire Preferred<\/a> (Rates & Fees<\/a>), the Sapphire Reserve<\/a> (Rates & Fees<\/a>), and the Sapphire Reserve Business<\/a> (Rates & Fees<\/a>). Each offers Chase trip cancellation insurance, and the three cards have the same coverage limits.<\/p>\n

\"Chase<\/div><\/div>
Chase Sapphire Preferred\u00ae<\/sup> Card<\/div>
Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div>
Apply Now<\/a><\/div>
Annual Fee<\/strong>

$95Rates & Fees<\/a><\/span><\/p><\/div>

Credit Score<\/strong>

Excellent, Good<\/p><\/div><\/div>