{"id":43123,"date":"2026-03-27T20:10:01","date_gmt":"2026-03-27T20:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=43123"},"modified":"2026-09-02T16:36:24","modified_gmt":"2026-09-02T16:36:24","slug":"earn-miles-or-interest-with-savings-account","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/earn-miles-or-interest-with-savings-account\/","title":{"rendered":"Is It Better to Earn AAdvantage\u00ae Miles or Cash From Your Savings?"},"content":{"rendered":"<p>Since early 2020, Bask Bank<sup>\u00ae<\/sup> has offered savers a mileage-earning savings account that earns American Airlines AAdvantage<sup>\u00ae<\/sup> miles instead of cash interest. For every dollar you deposit into your <a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>, you currently earn 1.75 AAdvantage<sup>\u00ae<\/sup> miles annually, with no cap on the number of miles you can earn each year.<\/p>\n<p>If you don\u2019t already have a <a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>, now is the perfect time to apply. Through <strong>November 30, 2026<\/strong>, Bask Bank is offering 20,000 AAdvantage<sup>\u00ae<\/sup> bonus miles to new account holders who deposit and maintain $50,000 or more in the account for 90 consecutive days.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Should_You_Earn_Miles_Instead_of_Interest\">Should You Earn Miles Instead of Interest?<\/a><\/li><li><a href=\"#How_Many_AAdvantage_Miles_Can_I_Earn_On_My_Savings\">How Many AAdvantage<sup>\u00ae<\/sup> Miles Can I Earn On My Savings?<\/a><\/li><li><a href=\"#Is_Earning_AAdvantage_Miles_on_Savings_Better_Than_Earning_Interest\">Is Earning AAdvantage<sup>\u00ae<\/sup> Miles on Savings Better Than Earning Interest?<\/a><\/li><li><a href=\"#Valuing_AAdvantage_miles\">Valuing AAdvantage<sup>\u00ae<\/sup> miles<\/a><\/li><li><a href=\"#The_tax_impact\">The tax impact<\/a><\/li><li><a href=\"#Running_the_numbers\">Running the numbers<\/a><\/li><li><a href=\"#Get_Outsized_Value_From_Your_AAdvantage_Miles\">Get Outsized Value From Your AAdvantage<sup>\u00ae<\/sup> Miles<\/a><ul><li><a href=\"#Round-trip_New_York_to_Buenos_Aires_in_economy_265_per_mile\">Round-trip New York to Buenos Aires in economy (2.65\u00a2 per mile)<\/a><\/li><li><a href=\"#One-way_international_flight_eg_New_York_to_Auckland\">One-way international flight (e.g., New York to Auckland)<\/a><\/li><li><a href=\"#Round-trip_Miami_to_Vail_in_economy_37_per_mile\">Round-trip Miami to Vail in economy (3.7\u00a2 per mile)<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Should_You_Earn_Miles_Instead_of_Interest\">Should You Earn Miles Instead of Interest?<\/span><\/h2>\n<p>During the low-interest-rate periods of 2020 and 2021, earning AAdvantage<sup>\u00ae<\/sup> miles on your savings was a no-brainer. Rather than earning less than 1% APY interest, you could earn AAdvantage<sup>\u00ae<\/sup> miles worth much more than one cent each.<\/p>\n<p>Then, interest rates rose dramatically from mid-2022 to late 2023, making it a tougher decision between earning miles or cash interest. Now, the dynamic has reversed. The Federal Reserve has lowered interest rates several times over the last couple of years.<\/p>\n<p>That makes now a great time to revisit when it makes sense to earn miles instead of cash interest. Depending on your situation, keeping your savings in a Bask Mileage Savings Account can be \u201cmiles\u201d ahead of holding your savings in a typical interest-earning account. Let's break down the math to help you determine which is better for your situation.<\/p>\n<h2><span id=\"How_Many_AAdvantage_Miles_Can_I_Earn_On_My_Savings\">How Many AAdvantage<sup>\u00ae<\/sup> Miles Can I Earn On My Savings?<\/span><\/h2>\n<p><a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a> customers earn 1.75 AAdvantage<sup>\u00ae<\/sup> miles per dollar saved annually. And there's no cap on how many AAdvantage<sup>\u00ae<\/sup> miles you can earn. At current earning rates, you would earn 87,500 AAdvantage<sup>\u00ae<\/sup> miles annually if you deposit $50,000 into a <a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>.<\/p>\n<p>And through November 30, 2026, new account holders can <a href=\"\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\">earn 20,000 AAdvantage<sup>\u00ae<\/sup> bonus miles by opening a new Bask Mileage Savings Account<\/a> and holding $50,000 or more in the account for 90 consecutive days.<\/p>\n<p>How does that stack up against earning interest in a typical savings account? Let's take a look.<\/p>\n<h2><span id=\"Is_Earning_AAdvantage_Miles_on_Savings_Better_Than_Earning_Interest\">Is Earning AAdvantage<sup>\u00ae<\/sup> Miles on Savings Better Than Earning Interest?<\/span><\/h2>\n<p>Before we dig into the math, remember that each person's situation is different. There may be situations where earning interest on a certificate of deposit or a high-yield savings account makes more sense than earning AAdvantage<sup>\u00ae<\/sup> miles.<\/p>\n<p>With interest rates beginning to fall once again, the situation is changing quickly. A few high-yield savings accounts are still paying more than 4% Annual Percentage Yield (APY).<\/p>\n<p>Even at 4% APY, we can make a case for earning miles over interest; we think there are plenty of <a href=\"\/airlines\/american-aadvantage\/best-ways-to-use-american-miles\/\">opportunities to get outsized value from your AAdvantage<sup>\u00ae<\/sup> miles<\/a>, and the bonuses on offer present a unique chance to bank a huge number of miles on your savings.<\/p>\n<p>Let\u2019s consider a 4% APY savings account to illustrate the tradeoff between earning AAdvantage<sup>\u00ae<\/sup> miles and interest.<\/p>\n<p>If you deposited $50,000 for 12 months, you would earn:<\/p>\n<ul>\n<li>4% APY savings account: <strong>$2,000 in interest<\/strong><\/li>\n<li><a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>: <strong>87,500 AAdvantage<sup>\u00ae<\/sup> miles<\/strong><\/li>\n<\/ul>\n<h2><span id=\"Valuing_AAdvantage_miles\">Valuing AAdvantage<sup>\u00ae<\/sup> miles<\/span><\/h2>\n<p>To get an accurate read on whether it\u2019s better to earn miles or interest, we need to assign a value to those miles. AAdvantage<sup>\u00ae<\/sup> miles are commonly valued at around 1.7 cents per mile &#8212; although AwardWallet users average 2.56\u00a2 per mile in actual redemptions.<\/p>\n<p>As we show in the section below, it\u2019s not hard to leverage AAdvantage<sup>\u00ae<\/sup> miles for better than 2\u00a2 per mile in value. But, for calculation purposes, we\u2019ll value AAdvantage<sup>\u00ae<\/sup> miles at a conservative 1.7\u00a2 each, meaning the 87,500 miles earned on your $50,000 deposit would be worth roughly $1,500.<\/p>\n<p><em>But isn't $2,000 cash interest better than $1,500 worth of miles?<\/em><\/p>\n<h2><span id=\"The_tax_impact\">The tax impact<\/span><\/h2>\n<p>Taxes are another important consideration. With a traditional savings account, your bank will issue a Form 1099 for the value of interest earned. At 4% APY on a $50,000 balance, you\u2019d earn $2,000 in interest \u2014 all of which is considered taxable income.<\/p>\n<p>Bask Bank will also issue a 1099 tax form for the value of AAdvantage<sup>\u00ae<\/sup> miles earned. Bask Bank has historically valued AAdvantage miles at just <em>0.42 cents per mile. <\/em>While this value is subject to change, we\u2019ll use that number for our comparison to the cost of earning traditional interest.<\/p>\n<p>If you earn 87,500 AAdvantage<sup>\u00ae<\/sup> miles in your first year, you'll be taxed on $368 in income. You'll need to factor in your tax bracket to determine the amount you actually owe the government. The amount reported on your Form 1099-INT tax form is the additional income on which you owe tax \u2014 not the amount you will need to pay.<\/p>\n<h2><span id=\"Running_the_numbers\">Running the numbers<\/span><\/h2>\n<p>Now that we have the pieces, let's walk through the after-tax value of earning cash interest vs. AAdvantage<sup>\u00ae<\/sup> miles for this example.<\/p>\n<p>4% APY at a 35% marginal tax rate:<\/p>\n<ul>\n<li>4% APY interest on $50,000 is $2,000 (taxable income)<\/li>\n<li>35% of $2,000 is $700 (the amount you owe the government)<\/li>\n<li><strong>Your net gain is $1,300<\/strong> ($2,000 \u2013 $700)<\/li>\n<\/ul>\n<p>Bask Mileage Savings Account at a 35% marginal tax rate:<\/p>\n<ul>\n<li>87,500 AAdvantage<sup>\u00ae<\/sup> miles are valued at $368 (taxable income)<\/li>\n<li>35% of $368 is $129 (the amount you owe the government)<\/li>\n<li>87,500 AAdvantage<sup>\u00ae<\/sup> miles are worth $1,488 (using an assumed 1.7\u00a2 per mile valuation)<\/li>\n<li><strong>Your net gain is $1,359<\/strong>\u00a0($1,488 \u2013 $129)<\/li>\n<\/ul>\n<p>Comparing the two options, we get:<\/p>\n<ul>\n<li><a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>: <strong>$1,359<\/strong> (value of miles after deducting taxes)<\/li>\n<li>4% APY savings: <strong>$1,300<\/strong> (value of earnings minus taxes paid)<\/li>\n<\/ul>\n<p>The argument for earning AAdvantage<sup>\u00ae<\/sup> miles is even stronger if you can redeem them for more than 1.7\u00a2 each, if you have a marginal tax rate of more than 35%, or if you can't earn 4% APY.<\/p>\n<p>On the other hand, you may prefer to earn cash interest if your tax rate is much lower or you aren't confident that you can redeem AAdvantage<sup>\u00ae<\/sup> miles for a high value.<\/p>\n<p>Here's a comparison of earning AAdvantage<sup>\u00ae<\/sup> miles vs. cash interest for a variety of mileage valuations and tax rate combinations.<\/p>\n<p><img data-aspectratio=\"900\/506\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-235216 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Bask-Bank-graphic-1.75x-vs-3.9-300x169.png\" alt=\"Bask Bank cash vs interest comparison chart\" width=\"900\" height=\"506\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Bask-Bank-graphic-1.75x-vs-3.9-300x169.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Bask-Bank-graphic-1.75x-vs-3.9-1024x576.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Bask-Bank-graphic-1.75x-vs-3.9-768x432.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/09\/Bask-Bank-graphic-1.75x-vs-3.9.png 1280w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/p>\n<p class=\"custom-blue\"><strong><em>Does the cash interest option win out in your situation? Check out the <a data-ccid=\"153\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-interest-savings-account\/\">Bask Interest Savings Account<\/a><a target=\"_blank\" href=\"https:\/\/www.baskbank.com\/products\/interest-savings-account\" rel=\"noopener\"><\/a>, which is currently offering 3.75% APY.<\/em><\/strong><\/p>\n<h2><span id=\"Get_Outsized_Value_From_Your_AAdvantage_Miles\">Get Outsized Value From Your AAdvantage<sup>\u00ae<\/sup> Miles<\/span><\/h2>\n<p>Plenty of American Airlines redemption options offer better than 2\u00a2 per mile \u2014 even when redeeming economy awards. Here are a few examples to demonstrate the kind of returns you can expect from your miles if you leverage <a href=\"\/airlines\/american-aadvantage\/best-ways-to-use-american-miles\/\">American Airlines sweet spots<\/a>, deals, or find the right routing and cabin-class combinations.<\/p>\n<h3><span id=\"Round-trip_New_York_to_Buenos_Aires_in_economy_265_per_mile\">Round-trip New York to Buenos Aires in economy (2.65\u00a2 per mile)<\/span><\/h3>\n<p>Using American Airlines' calendar function, you can find round-trip economy awards from New York (JFK) to Buenos Aires (EZE) for 44,000 AAdvantage<sup>\u00ae<\/sup> miles, plus a reasonable $101 in taxes and fees.<\/p>\n<figure id=\"attachment_276486\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/386\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276486 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-44k-roundtrip-nonstop-750x386.png\" alt=\"Screenshot of AAdvantage award search results from New York to Buenos Aires for 44,000 AAdvantage miles\" width=\"750\" height=\"386\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-44k-roundtrip-nonstop-750x386.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-44k-roundtrip-nonstop-900x464.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-44k-roundtrip-nonstop-768x396.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-44k-roundtrip-nonstop.png 1392w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<p>Note that this award isn't in <a href=\"\/airlines\/american-aadvantage\/american-airlines-basic-economy\/\">American Airlines Basic Economy<\/a>. American Airlines awards book into Main Cabin \u2014 which offers the regular perks of choosing a seat and getting one free checked bag per passenger. Since American Airlines permanently <a href=\"\/news\/american-aadvantage\/award-fees-eliminated\/\">eliminated fees to redeposit miles when canceling an AAdvantage<sup>\u00ae<\/sup> award<\/a>, it makes more sense to book award tickets.<\/p>\n<p>Comparatively, you'd need to pay $1,265 for Main Cabin economy cash flights on the same dates. That nets a redemption rate of 2.45\u00a2 per mile ($1,265 \u2013 $101 in taxes = $1,164 \/ 44,000 miles = 2.65\u00a2 per mile).<\/p>\n<figure id=\"attachment_276487\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/389\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276487 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-1265-roundtrip-nonstop-750x389.png\" alt=\"Screenshot of American Airlines cash booking search results from New York to Buenos Aires for $1,265 round-trip\" width=\"750\" height=\"389\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-1265-roundtrip-nonstop-750x389.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-1265-roundtrip-nonstop-900x467.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-1265-roundtrip-nonstop-768x398.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-EZE-AA-1265-roundtrip-nonstop.png 1382w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<h3><span id=\"One-way_international_flight_eg_New_York_to_Auckland\">One-way international flight (e.g., New York to Auckland)<\/span><\/h3>\n<p>Whether you're moving or piecing together a round-the-world trip, miles can provide a much better deal when you need to fly one-way internationally. Although American sometimes <a href=\"\/news\/american-aadvantage\/round-trip-award-discount\/\">offers a small discount on round-trip award bookings<\/a>, there's usually not much of a penalty for booking one-way awards.<\/p>\n<figure id=\"attachment_276488\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/365\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276488 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop-750x365.png\" alt=\"Screenshot of AAdvantage award search results from New York to Auckland for 40,000 AAdvantage miles one-way\" width=\"750\" height=\"365\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop-750x365.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop-900x438.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop-768x374.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop-823x400.png 823w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-40k-nonstop.png 1391w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<p>Unfortunately, the same can\u2019t be said for revenue fares, with one-way flights often dramatically more expensive when you pay cash.<\/p>\n<p>In the example above, flying from New York to Auckland will set you back 40,000 AAdvantage<sup>\u00ae<\/sup> miles, plus $39.90 in taxes in economy. The cheapest cash alternative flight is $1,455 one-way, returning 3.53\u00a2 per mile on an economy award ($1,455 \u2013 $40 in taxes = $1,415 \/ 40,000 miles = 3.53\u00a2 per mile).<\/p>\n<figure id=\"attachment_276490\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/470\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276490 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-1455-nonstop-750x470.png\" alt=\"Screenshot of American Airlines cash search results from New York to Auckland\" width=\"750\" height=\"470\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-1455-nonstop-750x470.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-1455-nonstop-900x564.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-1455-nonstop-768x481.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/JFK-AKL-AA-1455-nonstop.png 1392w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<p>And that's just for an economy award. If you're considering paying for a premium cabin, miles get much more valuable:<\/p>\n<ul>\n<li><strong>Business class:<\/strong> 80,000 miles + $39.90 taxes\/fees vs. $9,787 = <strong>12.2 cents per mile<\/strong><\/li>\n<\/ul>\n<h3><span id=\"Round-trip_Miami_to_Vail_in_economy_37_per_mile\">Round-trip Miami to Vail in economy (3.7\u00a2 per mile)<\/span><\/h3>\n<p>You can find fantastic value with AAdvantage<sup>\u00ae<\/sup> miles, even on domestic awards. Again this winter, American Airlines is operating nonstop flights from Miami to Vail. Cash prices certainly reflect the premium route, with some round-trip routes costing $896 round-trip:<\/p>\n<figure id=\"attachment_276491\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/353\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276491 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-896-nonstop-750x353.png\" alt=\"Screenshot of American Airlines cash rates from Miami to Vail\" width=\"750\" height=\"353\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-896-nonstop-750x353.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-896-nonstop-900x424.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-896-nonstop-768x362.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-896-nonstop.png 1382w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<p>But you can get an even better deal with AAdvantage<sup>\u00ae<\/sup> miles, with round-trip awards starting at 24,000 miles plus $11.20 round-trip.<\/p>\n<figure id=\"attachment_276492\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/351\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-medium wp-image-276492 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-44k-roundtrip-nonstop-750x351.png\" alt=\"Screenshot of AAdvantage mileage award from Miami to Vail\" width=\"750\" height=\"351\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-44k-roundtrip-nonstop-750x351.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-44k-roundtrip-nonstop-900x421.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-44k-roundtrip-nonstop-768x360.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/03\/MIA-EGE-AA-44k-roundtrip-nonstop.png 1382w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Airlines<\/em><\/enter><\/figure>\n<p>That nets a redemption rate of 3.7\u00a2 per mile ($896 \u2013 $11.20 in taxes = $885 \/ 24,000 miles = 3.7\u00a2 per mile). And this hot deal is during ski season.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>With the opportunity to earn a lucrative bonus of 20,000 AAdvantage<sup>\u00ae<\/sup> bonus miles \u2014 now available through November 30, 2026 &#8212; this is the perfect time to consider opening a <a data-ccid=\"145\" href=\"https:\/\/awardwallet.com\/airlines\/american-aadvantage\/bask-bank-bonus-offer\/\" =_blank>Bask Mileage Savings Account<\/a>. If you can meet the $50,000 deposit requirement for this bonus and keep those funds in the account for 90 consecutive days, you could earn enough miles for a long-haul business-class flight.<\/p>\n<p>And even a small deposit with Bask Bank can be a great way to supplement other miles-earning strategies. Since Bask awards AAdvantage<sup>\u00ae<\/sup> miles at the end of each month, even a small savings balance can generate the account activity needed to <a href=\"\/airlines\/american-aadvantage\/do-american-airlines-miles-expire\/#An_Easy_Way_to_Earn_AAdvantage_Miles\">keep your AAdvantage<sup>\u00ae<\/sup> miles from expiring<\/a>.<\/p>\n<p>That's a much better return on your funds than earning interest in our book!<\/p>\n<p class=\"remark\"><b>Terms &#038; Disclosures:<\/b><br \/>\n\u00a0<br \/>\n<em>Bask Bank is a division of Texas Capital Bank, Member FDIC.<br \/>\n\u00a0<br \/>\nMile awards are subject to change at Bask Bank's sole discretion. Please see <a href=\"https:\/\/servedby.flashtalking.com\/click\/8\/240517;8861568;50126;211;0\/?ft_width=1&#038;ft_height=1&#038;gdpr=${GDPR}&#038;gdpr_consent=${GDPR_CONSENT_78}&#038;us_privacy=${US_PRIVACY}&#038;url=40150484\" target=\"_blank\" rel=\"noopener\">Terms and Disclosures<\/a> for details.<br \/>\n\u00a0<br \/>\nAmerican Airlines reserves the right to change the AAdvantage<sup>\u00ae<\/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage<sup>\u00ae<\/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage<sup>\u00ae<\/sup> Rewards and Benefits that you have already accumulated. Unless specified, AAdvantage<sup>\u00ae<\/sup> miles earned through this promotion\/offer do not count toward status qualification. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit <a href=\"https:\/\/www.aa.com\/loyaltypoints\" target=\"_blank\" rel=\"noopener\">aa.com\/loyaltypoints<\/a>. For complete details about the AAdvantage<sup>\u00ae<\/sup> program, visit <a href=\"https:\/\/aa.com\/aadvantage\" target=\"_blank\" rel=\"noopener\">aa.com\/aadvantage<\/a>. For the AAdvantage<sup>\u00ae<\/sup> terms and conditions, visit <a href=\"https:\/\/www.aa.com\/i18n\/aadvantage-program\/aadvantage-terms-and-conditions.jsp\" target=\"_blank\" rel=\"noopener\">AAdvantage<sup>\u00ae<\/sup> terms and conditions \u2212 AAdvantage<sup>\u00ae<\/sup> program \u2212 American Airlines<\/a>.<br \/>\n\u00a0<br \/>\nAmerican Airlines, AAdvantage<sup>\u00ae<\/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bask just launched an offer to earn 20,000 AAdvantage\u00ae bonus miles when you open a new Bask Mileage Savings Account. On top of this excellent bonus for new customers, savers can earn 1.75 miles per dollar saved annually \u2014 which may be a far better value than earning interest through a traditional savings account. In this post, we&#8217;ll show you how to use your miles and help you decide if you&#8217;re better off earning cash interest or miles from your savings.<\/p>\n","protected":false},"author":53,"featured_media":43129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12068],"tags":[12776,12621],"coauthors":[36387],"class_list":["post-43123","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-award-programs","tag-american-aadvantage","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/43123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=43123"}],"version-history":[{"count":105,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/43123\/revisions"}],"predecessor-version":[{"id":276493,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/43123\/revisions\/276493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/43129"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=43123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=43123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=43123"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=43123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}