{"id":51395,"date":"2026-10-15T20:10:09","date_gmt":"2026-10-15T20:10:09","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=51395"},"modified":"2026-11-09T19:58:16","modified_gmt":"2026-11-09T19:58:16","slug":"freedom-flex","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/","title":{"rendered":"Chase Freedom Flex Card Review: 5% Cash Back, No Annual Fee, and No Foreign Transaction Fees"},"content":{"rendered":"<p>The <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" rel=\"noopener nofollow sponsored\">Chase Freedom Flex<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"4048224\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2091546.10005374&type=3&subid=0b219a84279ff789b4d92488507c8ce0e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) card is a rewarding addition to your wallet, whether you value cash back or Chase Ultimate Rewards. The card has no annual fee and combines some of the best features of the <a data-ccid=\"340034\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-credit-card\/\">Chase Freedom<sup>\u00ae<\/sup><\/a> (which is closed to new applicants) and the revamped <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=07d9cefc58c58d6b2049d70d8fe423204&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>The biggest benefit of the Freedom Flex is the <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" rel=\"noopener\">5% cash back on bonus categories<\/a> that change each quarter. These categories could include gas, dining, grocery store purchases, Amazon, and other popular spending categories.<\/p>\n<p>Freedom Flex cardholders can also redeem their cash-back rewards for travel purchased through the Chase Travel\u2120 portal or transfer them to partners when they hold a Chase Ultimate Rewards-earning credit card. Let's take a look at what this no-annual-fee card offers.<\/p>\n<div class=\"qs-card\" data-id=\"4048224\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Flex<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/09\/CardArt-ChaseFreedomFlex.png\" width=\"150\" alt=\"Chase Freedom Flex\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Flex\u00ae' data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048224\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2091546.10005374&type=3&subid=0b219a84279ff789b4d92488507c8ce0e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong> Earn a $200 bonus  after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Flex<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong> Earn a $200 bonus  after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-hl\"><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!<\/li><li>Earn rewards worldwide with no foreign transaction fees<\/li><li>5% cash back on travel purchased through Chase Travel\u2120, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more<\/li><li>3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.<\/li><li>0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex<sup>\u00ae<\/sup> card<\/li><li>Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% cash back on travel purchased through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomFlex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-11-1007fc5e42#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Chase_Freedom_Flex_Pros\">Chase Freedom Flex Pros<\/span><\/h2>\n<ul>\n<li>No annual fee.<\/li>\n<li>Earn 5% back on rotating quarterly bonus categories and Chase Travel bookings.<\/li>\n<li>Earn 3% back on dining at restaurants, takeout, eligible delivery services, and drugstores.<\/li>\n<li>Redeem rewards for cash back or Chase Ultimate Rewards if you also hold an Ultimate Rewards-earning credit card.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"Chase_Freedom_Flex_Cons\">Chase Freedom Flex Cons<\/span><\/h2>\n<ul>\n<li>Doesn't earn transferable points outright.<\/li>\n<li>The Chase 5\/24 rule can restrict who's eligible for this card.<\/li>\n<\/ul>\n<figure id=\"attachment_158620\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-158620 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Anete-Lusina-Pexels-woman-with-phone-and-credit-card-featured-300x240.jpg\" alt=\"woman with phone and credit card\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Anete-Lusina-Pexels-woman-with-phone-and-credit-card-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Anete-Lusina-Pexels-woman-with-phone-and-credit-card-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Anete-Lusina-Pexels-woman-with-phone-and-credit-card-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Anete-Lusina-Pexels-woman-with-phone-and-credit-card-featured.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Anete Lusina\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Chase_Freedom_Flex_Welcome_Bonus\">Chase Freedom Flex Welcome Bonus<\/span><\/h2>\n<p>New <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> can earn a one-time cash bonus of $200 after you spend $500 on purchases in your first 3 months from account opening.<\/p>\n<p>If you also hold an Ultimate Rewards-earning credit card like the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=07f511a8ee032a1ae1e5408df9fa8b954&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), you could <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">convert your cash bonus to Ultimate Rewards<\/a>.<\/p>\n<p>For reference, using your rewards as cash back makes them worth face value (1 rewards point = 1\u00a2). However, <a target=\"_blank\" href=\"\/point-mile-values\/Chase\" rel=\"noopener\">AwardWallet users typically redeem Chase Ultimate Rewards points at 2.11\u00a2 apiece<\/a>, presenting much more value for this welcome bonus.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">The Best Rewards Credit Card Bonuses Available This Month<\/a><\/strong><\/p>\n<h2><span id=\"Chase_Freedom_Flex_Benefits\">Chase Freedom Flex Benefits<\/span><\/h2>\n<h3><span id=\"Rotating_5_bonus_categories\">Rotating 5% bonus categories<\/span><\/h3>\n<p>Each quarter, you can earn 4% bonus cash back on up to $1,500 in combined purchases in rotating spending categories with the <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a>. Categories change each quarter but have historically included gas, PayPal, Amazon, groceries, and more.<\/p>\n<p>For most bonus categories, this means earning 5% total cash back (1% base + 4% bonus). However, Chase sometimes offers bonus cashback on categories that already earn bonus cashback &#8212; like dining. In those cases, the 4% bonus cashback adds to the standard earning rate. So, you could earn 7% or even 9% on purchases in these categories.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" rel=\"noopener\">Current 5% Cash Back Categories for Chase Cards<\/a><\/strong><\/p>\n<figure id=\"attachment_107735\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-107735 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/patrick-tomasso-credit-card-featured-300x240.png\" alt=\"an unseen person inserts a credit card into a card reader\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/patrick-tomasso-credit-card-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/patrick-tomasso-credit-card-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/patrick-tomasso-credit-card-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/patrick-tomasso-credit-card-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Patrick Tomasso\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Introductory_APR\">Introductory APR<\/span><\/h3>\n<p>New Freedom Flex cardholders can enjoy a 0% introductory APR on purchases and balance transfers for 15 months, then a Variable APR of 18.49% - 27.99% will apply. The balance transfer fee is 3% of the amount of each transfer made within 60 days of account opening. After that, 5% of the amount of each transfer. In each case, a minimum fee of $5 applies. <\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-balance-transfer-cards\/\" rel=\"noopener\">The Best Credit Cards With No Annual Fee and 0% APR on Balance Transfers<\/a><\/strong><\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>Effective September 21, 2026, <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/chase-ultimate-rewards\/chase-freedom-flex-changes\/\" rel=\"noopener\">Chase removed the foreign transaction fees on the Freedom Flex<\/a>. That now makes it a great card to use while traveling.<\/p>\n<h3><span id=\"Complimentary_DashPass\">Complimentary DashPass<\/span><\/h3>\n<p>Get a <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">complimentary six-month DashPass membership<\/a> as a perk for holding the Freedom Flex. A DashPass membership with DoorDash includes unlimited deliveries, a $0 delivery fee, and reduced service fees on orders placed with DoorDash and Caviar. This benefit must be activated by <strong>December 31, 2027<\/strong>.<\/p>\n<p>Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.<\/p>\n<figure id=\"attachment_63355\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-63355 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/04\/Lyft-featured-paul-hanaoka-D-qq7W751vs-unsplash-300x240.jpg\" alt=\"looking through the front window of a car driving for Lyft\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/04\/Lyft-featured-paul-hanaoka-D-qq7W751vs-unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/04\/Lyft-featured-paul-hanaoka-D-qq7W751vs-unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/04\/Lyft-featured-paul-hanaoka-D-qq7W751vs-unsplash-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/04\/Lyft-featured-paul-hanaoka-D-qq7W751vs-unsplash.jpg 1500w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Paul Hanaoka\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Cash_Back_on_Lyft_Rides\">Cash Back on Lyft Rides<\/span><\/h3>\n<p>You can also earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.<\/p>\n<h3><span id=\"Free_credit_score\">Free credit score<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/free-credit-score-check\/\" rel=\"noopener\">Check your credit score for free<\/a> through Chase Credit Journey.<\/p>\n<h3><span id=\"Travel_protection\">Travel protection<\/span><\/h3>\n<p>The <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> also offers select travel protections. When you use your card to pay for a trip, you can be reimbursed up to $1,500 per person and $6,000 per trip on prepaid, non-refundable passenger fares if your trip is canceled or interrupted for a covered reason.<\/p>\n<p>Your card also provides <a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">car rental insurance<\/a> in the form of auto rental collision damage and theft for most cars in the U.S. and abroad. U.S. coverage is secondary to your personal car insurance.<\/p>\n<p>Lastly, the card offers travel and emergency assistance services. Your card's Benefits Administrator can help with legal and medical referrals, plus other travel and emergency assistance. Note that you'll pay for any services used from these referrals.<\/p>\n<h3><span id=\"Extended_warranty_and_purchase_protection\">Extended warranty and purchase protection<\/span><\/h3>\n<p>Get up to 120 days of purchase protection against damage or theft when you make an eligible purchase with your Freedom Flex. This benefit covers up to $500 per claim and $50,000 per account.<\/p>\n<p>The card also provides extended warranty protection of up to one year past the U.S. manufacturer's warranty. The original warranty must be for three years or less.<\/p>\n<figure id=\"attachment_141077\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-141077 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Tim-Samuel-Pexels-credit-card-in-taxi-featured-300x240.png\" alt=\"a hand inserts a credit card into a payment machine inside a taxi\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Tim-Samuel-Pexels-credit-card-in-taxi-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Tim-Samuel-Pexels-credit-card-in-taxi-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Tim-Samuel-Pexels-credit-card-in-taxi-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Tim-Samuel-Pexels-credit-card-in-taxi-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tim Samuel\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Chase_Freedom_Flex_Earning_Rates\">Chase Freedom Flex Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> offers several bonus categories for earnings:<\/p>\n<ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% cash back on travel purchased through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul>\n<p>Your best earnings will come from the rotating quarterly categories and bookings with <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel<\/a>. You'll also earn well at restaurants and drugstore purchases.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" rel=\"noopener\">Current 5% Categories for Chase Freedom Cardholders<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Points_With_the_Chase_Freedom_Flex\">Redeeming Points With the Chase Freedom Flex<\/span><\/h2>\n<p>If you use the <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> strictly for cash back, you can redeem your rewards as a statement credit, for select online retail purchases, for gift cards, or by check. Rewards are redeemed at a rate of 1 cent per point.<\/p>\n<p>Additionally, all Chase Freedom cardmembers can access <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/points-boost\/\">Points Boost<\/a> when redeeming points on select hotel bookings through <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\">Chase Travel\u2120<\/a>, making your Chase Ultimate Rewards points worth up to 10% more. Without Points Boost, 100 points earned on your <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> are worth $1 when redeemed through the travel portal. With Points Boost, 100 points could be worth up to $1.10.<\/p>\n<p>If you also hold an Ultimate Rewards-earning credit card like the <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> or the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>, you can redeem your rewards as Chase Ultimate Rewards. Ultimate Rewards can be used to pay for travel in the Chase Travel Portal at elevated rates or transferred to travel partners for even more value. To do this, you'll transfer your cash-back rewards to your other credit card for redemption.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/best-way-to-use-chase-points\/\" rel=\"noopener\">All the Ways To Redeem Ultimate Rewards Points<\/a><\/strong><\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p><a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase's 5\/24 rule<\/a> states that you cannot open a new Chase card if you have opened five new credit cards (from any bank) in the last 24 months. This is based on what's showing on your personal credit report. If you're unsure, there are <a target=\"_blank\" href=\"\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">free ways to check your 5\/24 status<\/a>.<\/p>\n<p>Chase's other <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">application restrictions<\/a> include how often you can apply for credit cards, how many you can apply for within a certain timeframe, and when you last received a sign-up bonus. For example, you can only apply for up to two personal cards within 30 days. Still, the bank doesn't seem to limit how many Chase cards you can have at once. You can hold multiple cards within the same family \u2014 <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/application-rules-sapphire-cards\/\">even both personal cards in the Sapphire family<\/a>.<\/p>\n<p>And lastly, you can only receive the sign-up bonus for most of Chase's cards once every 24 months. Thus, if you've received a bonus on the Chase Freedom Flex in the last 24 months, you won't be eligible for this welcome offer.<\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Chase_Freedom_Flex\">Cards That Compete With the Chase Freedom Flex<\/span><\/h2>\n<ul>\n<li><strong>If you don't want to worry about rotating bonus categories each quarter,<\/strong> check out the <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>. You'll still earn 5% cash back with Chase Travel and 3% back at drugstores and restaurants; instead of the 5% rotating categories, though, you'll earn an elevated 1.5% on all other purchases \u2014 higher than the earning on &#8220;other&#8221; purchases with the Freedom Flex. Learn more in <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\" rel=\"noopener\">our Chase Freedom Unlimited review<\/a>.<\/li>\n<li><strong>If you want to earn Ultimate Rewards instead of cash back,<\/strong> the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Sapphire Preferred<\/a> might be the card for you. The card has a $95 annual fee but comes with valuable travel perks. You'll earn 5x on travel purchased through Chase Travel\u2120, 3x on dining, select streaming services, gas and EV charging, vacation homes, and online groceries, 2x on all other travel purchases, 1x on all other purchases. Plus, you will have access to Chase's 14 airline and hotel partners for points transfers. Our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">Chase Sapphire Preferred review<\/a> has further information.<\/li>\n<li><strong>If you want 5% cash back categories that you can choose,\u00a0<\/strong>look into the <a data-ccid=\"4048133\" href=\"https:\/\/awardwallet.com\/news\/cash-back\/us-bank-cash-plus-categories\/\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/a>. You'll earn 5% on your first $2,000 in eligible net purchases each quarter on the two categories you choose, 5% on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center, 2% on one everyday category (like gas or groceries), and 1% on all other eligible net purchases with no annual fee on the card. Our <a target=\"_blank\" href=\"\/news\/cash-back\/us-bank-cash-plus-categories\/\" rel=\"noopener\">U.S. Bank Cash+ Visa review<\/a> can tell you more.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-us-bank\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=07d9cefc58c58d6b2049d70d8fe423204&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/bd8fe581-1873-494c-b3ff-360dd7831c7e.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=00488f40799f1bec8526ffedaca943fde&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on gas and EV charging<\/li>\r\n<li>3X points on vacation homes at top brands like Airbnb, Vrbo and more<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7dc4432f-019f-4848-a2da-ed81b74156f9.png\" width=150 alt=\"U.S. Bank Cash+\u00ae Visa Signature\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\n$200 bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048133\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-USBankCashPlusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent\/Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on your first $2,000 in eligible net purchases each quarter on the two categories you choose<\/li>\r\n<li>5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center<\/li>\r\n<li>2% cash back on one everyday category (like gas or groceries)<\/li>\r\n<li>1% cash back on all other eligible net purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Freedom Flex<\/a> is a great card to add to your lineup of Chase credit cards. Whether you're using it simply for cash back or to earn more Ultimate Rewards through its rotating quarterly bonus categories, you can't go wrong with having this card in your wallet.<\/p>\n<div class=\"qs-card\" data-id=\"4048224\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Flex<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/09\/CardArt-ChaseFreedomFlex.png\" width=\"150\" alt=\"Chase Freedom Flex\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Flex\u00ae' data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048224\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2091546.10005374&type=3&subid=0b219a84279ff789b4d92488507c8ce0e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong> Earn a $200 bonus  after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Flex<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong> Earn a $200 bonus  after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-hl\"><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!<\/li><li>Earn rewards worldwide with no foreign transaction fees<\/li><li>5% cash back on travel purchased through Chase Travel\u2120, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more<\/li><li>3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.<\/li><li>0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex<sup>\u00ae<\/sup> card<\/li><li>Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% cash back on travel purchased through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomFlex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-11-1007fc5e42#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t\t<h2><span id=\"FAQ\">FAQ<\/span><\/h2>\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Is_the_Chase_Freedom_Flex_worth_it\">Is the Chase Freedom Flex worth it?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes. If you carry any other card within the Ultimate Rewards ecosystem, the Chase Freedom Flex<sup>\u00ae<\/sup> delivers exceptional earning rates for a card without an annual fee, including rotating 5% categories that allow you to maximize your return across a wide range of expenses. This is the perfect companion card for cards in the Ultimate Rewards family that charge an annual fee.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Is_the_Chase_Freedom_Flex_hard_to_get\">Is the Chase Freedom Flex hard to get?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Applicants require a good to excellent credit score to be approved for the Freedom Flex. While Chase doesn't give you an exact credit score to aim for, based on approval data from AwardWallet members and previous application data, we would assume new applicants need a credit score of at least ~680\/690 or more to be eligible for the Freedom Flex card. This is in addition to the 5\/24 rule that Chase fans will be more than familiar with.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Which_is_better_Chase_Freedom_or_Chase_Freedom_Flex\">Which is better Chase Freedom or Chase Freedom Flex?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The Chase Freedom Flex replaced the old Chase Freedom card, essentially superseding the original Freedom card and adding enhanced earning rates and benefits for new cardholders. Thanks to improved bonus categories and a healthy overlap of perks and benefits with the popular Chase Freedom Unlimited, the Chase Freedom Flex is now one of the best all-rounders in the points and miles space.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Is_Chase_Freedom_Flex_good_for_beginners\">Is Chase Freedom Flex good for beginners?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Absolutely! Chase offers a top suite of Ultimate Rewards earning credit cards. The Freedom Flex is a great card to anchor a portfolio of cards providing a high return on quarterly bonus categories and travel purchased through Chase, plus you won't pay an annual fee for as long as you hold the card.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"How_does_Chase_Freedom_cash_back_work\">How does Chase Freedom cash back work?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>If you hold the Freedom Flex as a standalone cash-back card, you can redeem rewards at 1\u00a2 per point for cash back or on travel purchases through Chase Travel\u2120, the same as its sister card the Chase Freedom Unlimited. However, if you also hold an Ultimate Rewards earning card that charges an annual fee, such as the Chase Sapphire Preferred Card or Chase Sapphire Reserve, you can combine points earned across all the Ultimate Rewards cards in your wallet, and redeem them for a higher fixed value in the Chase Travel Portal, or transfer them to one of Chase Ultimate Rewards' airline ort hotel transfer partners for potentially much more value. Chase travel partners include high-value options like United MileagePlus, Singapore Airlines Krisflyer, World of Hyatt, Virgin Atlantic Flying Club, and Southwest Rapid Rewards.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Does_the_Chase_Freedom_Flex_have_a_signup_bonus\">Does the Chase Freedom Flex have a signup bonus?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes, new account holders will earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. For a card that doesn't charge an annual fee, that's a great offer.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Chase_Freedom_Flex_Pros\">Chase Freedom Flex Pros<\/a><\/li><li><a href=\"#Chase_Freedom_Flex_Cons\">Chase Freedom Flex Cons<\/a><\/li><li><a href=\"#Chase_Freedom_Flex_Welcome_Bonus\">Chase Freedom Flex Welcome Bonus<\/a><\/li><li><a href=\"#Chase_Freedom_Flex_Benefits\">Chase Freedom Flex Benefits<\/a><ul><li><a href=\"#Rotating_5_bonus_categories\">Rotating 5% bonus categories<\/a><\/li><li><a href=\"#Introductory_APR\">Introductory APR<\/a><\/li><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><li><a href=\"#Complimentary_DashPass\">Complimentary DashPass<\/a><\/li><li><a href=\"#Cash_Back_on_Lyft_Rides\">Cash Back on Lyft Rides<\/a><\/li><li><a href=\"#Free_credit_score\">Free credit score<\/a><\/li><li><a href=\"#Travel_protection\">Travel protection<\/a><\/li><li><a href=\"#Extended_warranty_and_purchase_protection\">Extended warranty and purchase protection<\/a><\/li><\/ul><\/li><li><a href=\"#Chase_Freedom_Flex_Earning_Rates\">Chase Freedom Flex Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Points_With_the_Chase_Freedom_Flex\">Redeeming Points With the Chase Freedom Flex<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Chase_Freedom_Flex\">Cards That Compete With the Chase Freedom Flex<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><li><a href=\"#FAQ\">FAQ<\/a><ul><li><a href=\"#Is_the_Chase_Freedom_Flex_worth_it\">Is the Chase Freedom Flex worth it?<\/a><\/li><li><a href=\"#Is_the_Chase_Freedom_Flex_hard_to_get\">Is the Chase Freedom Flex hard to get?<\/a><\/li><li><a href=\"#Which_is_better_Chase_Freedom_or_Chase_Freedom_Flex\">Which is better Chase Freedom or Chase Freedom Flex?<\/a><\/li><li><a href=\"#Is_Chase_Freedom_Flex_good_for_beginners\">Is Chase Freedom Flex good for beginners?<\/a><\/li><li><a href=\"#How_does_Chase_Freedom_cash_back_work\">How does Chase Freedom cash back work?<\/a><\/li><li><a href=\"#Does_the_Chase_Freedom_Flex_have_a_signup_bonus\">Does the Chase Freedom Flex have a signup bonus?<\/a><\/li><\/ul><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Chase Freedom Flex\u00ae is a strong earner in the Ultimate Rewards family of cards. It offers many of the best benefits of the Chase Freedom\u00ae and the Chase Freedom Unlimited\u00ae \u2014 including no annual fee and generous spending categories. In addition, the Freedom Flex comes with a unique set of benefits, from 5% earnings in rotating categories to savings with Lyft and DoorDash.<\/p>\n","protected":false},"author":76,"featured_media":160443,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_bluesky_share_type":"","_mastodon_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"","timeOption":"","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":""},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12709],"coauthors":[36406],"class_list":["post-51395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/51395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=51395"}],"version-history":[{"count":58,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/51395\/revisions"}],"predecessor-version":[{"id":283822,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/51395\/revisions\/283822"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=51395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=51395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=51395"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=51395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}