Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n <\/div>\n \n United Quest\u2120 Card<\/strong>\n Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n Annual Fee:<\/strong>$350<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
The United Quest Card offers a great mix of benefits that should easily cover the cost of its annual fee over the long term. Unique perks include a $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.<\/div>
\n\n\n
Earn up to 100,000 bonus miles and 3,000 PQP<\/li>
NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases<\/li>
1x mile on all other purchases<\/li>
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.<\/li>
Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)<\/li>
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary<\/li>
NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li>
Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
\r\n
4X miled per $1 spent on United^{\u00ae<\/sup> purchases*<\/li>\r\n}
5X miles per $1 spent at Renowned Hotels and Resorts<\/li>\r\n
2X miles per $1 spent on all other travel<\/li>\r\n
2X miles per $1 spent at restaurants<\/li>\r\n
2X miles per $1 spent on select streaming services<\/li>\r\n
1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*10X total miles per $1 spent on eligible United^{\u00ae<\/sup> flights<\/div><\/div>\n <\/div>\n <\/div>\n}
Page Contents<\/p>
United Quest Card Pros<\/a><\/li>
United Quest Card\u00a0Cons<\/a><\/li>
United Quest Card Welcome Offer<\/a><\/li>
United Quest Card Benefits<\/a>
Check two bags for free<\/a><\/li>
$200 annual United TravelBank credit<\/a><\/li>
10,000-mile anniversary award flight credits<\/a><\/li>
Access to additional award availability<\/a><\/li>
Premier upgrades on award tickets<\/a><\/li>
Spending toward elite status<\/a><\/li>
Rideshare statement credits<\/a><\/li>
Instacart Perks<\/a><\/li>
Additional travel benefits<\/a><\/li>
Travel and purchase protections<\/a><\/li><\/ul><\/li>
United Quest Card Earning Rates<\/a><\/li>
Redeeming Miles With the United Quest Card<\/a><\/li>
Application Restrictions<\/a><\/li>
Cards That Compete With the United Quest Card<\/a><\/li>
Bottom Line<\/a><\/li><\/ul><\/div>\n\n
United Quest Card Pros<\/span><\/h2>\n
\n
Earns 4X miles per $1 spent on United purchases (10X total miles per $1 spent on eligible United flights)<\/li>\n
Up to a $200 United TravelBank credits<\/li>\n
Up to 20,000 miles in award flight credits each year<\/li>\n
Ability to spend your way to United Premier elite status<\/li>\n<\/ul>\n
United Quest Card\u00a0Cons<\/span><\/h2>\n
\n
Carries an annual fee of $350<\/li>\n
Subject to the Chase 5\/24 rule<\/li>\n
United doesn't publish an award chart, so it's hard to know how many MileagePlus miles you'll need for an award flight.<\/li>\n<\/ul>\n
$\"United$ Credit: United Airlines<\/em><\/enter><\/figure>\n
United Quest Card Welcome Offer<\/span><\/h2>\n
If you're an eligible new applicant for the United Quest Card<\/a>, you can earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities.<\/p>\n
Based on AwardWallet user redemptions<\/a>, the bonus MileagePlus<\/a> miles you'll get after meeting the minimum spending requirements are worth around $2,000 toward award travel booked through United.<\/p>\n
Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/strong><\/p>\n
United Quest Card Benefits<\/span><\/h2>\n
Despite being considered United Airlines' mid-tier card, the United Quest Card<\/a> still carries premium benefits. Here's what perks you're entitled to as a cardholder:<\/p>\n
Check two bags for free<\/span><\/h3>\n
Primary cardholders and one companion flying on the same reservation can check their first and second bags free of charge on United flights.<\/p>\n
United charges $40<\/a> ($35 if you pay at least 24 hours in advance) for each direction for the first checked bag and $50 ($45 if you pay at least 24 hours in advance) for the second. If you're traveling with a companion and checking two bags each, that's up to $360 in bag fees round-trip. If you're a heavy packer, you'll come out ahead on one trip by getting this card.<\/p>\n
To be eligible for the free checked bag perk, you must use your card to pay for the flight<\/strong>. This perk also works for award flights booked with United MileagePlus miles, provided you use the card to cover the taxes and fees.<\/p>\n
$\"United$ Credit: Milin John\/Unsplash<\/em><\/enter><\/figure>\n$200 annual United TravelBank credit<\/span><\/h3>\n
As a United Quest Card<\/a> holder, you will automatically receive up to $200 in TravelBank credits to use for United flight bookings each account anniversary year. This benefit alone offsets more than half of the card's annual fee each year.<\/p>\n
Note that the credit renews each account anniversary rather than each calendar year. TravelBank credits can only be used to book flights on United, not to pay for upgrades or seat selection.<\/p>\n
10,000-mile anniversary award flight credits<\/span><\/h3>\n
Following your first card anniversary, you'll automatically receive 10,000 miles back on United or United Express-operated award flights per anniversary year. Plus, United has recently added the opportunity to earn another 10,000-mile credit after spending $20,000 in a calendar year.<\/p>\n
That's potentially 20,000 miles back in your MileagePlus account if you meet the spending requirement. Based on recent AwardWallet user redemptions, this one perk is potentially worth $380 in value.<\/p>\n
Access to additional award availability<\/span><\/h3>\n
Airlines limit the number of award tickets bookable with miles, so it can be hard to find saver-level award availability on popular flights. But if you have the United Quest Card<\/a>, you\u2019ll get access to more flights that are bookable with your miles than general MileagePlus members.<\/p>\n
Access to this extra award space can mean the difference between scoring a great deal with miles or having to pay cash for a flight.\u00a0See our dedicated post on\u00a0 unlocking United's hidden award space<\/a> to learn more.<\/p>\n
$\"Looking$ Credit: United Airlines<\/em><\/enter><\/figure>\nPremier upgrades on award tickets<\/span><\/h3>\n
The primary cardmember plus one companion traveling on a MileagePlus award ticket will be eligible for Complimentary Premier Upgrades on select United-operated flights. To take advantage of this benefit, the primary cardholder must hold MileagePlus elite status. Upgrades are normally reserved for those on paid tickets, so this unlocks extra perks to improve your travel experience.<\/p>\n
Spending toward elite status<\/span><\/h3>\n
For 2025, United modified how the United Quest Card earns Premier Qualifying Points (PQP)<\/a>, which count toward elite status. Now, you'll earn 1 PQP for every $20 spent on the United Quest Card \u2014 up to 18,000 PQP per calendar year<\/strong>. This is enough to earn you Premier Platinum status through credit card spending alone, albeit a massive amount of spend.<\/p>\n
Additionally, starting in 2026, United Quest cardholders will receive a boost of 1,000 PQPs each calendar year to give them a jumpstart towards status. Note that the PQP bonus will be awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date.<\/p>\n
Related: Guide To Earning United Premier Qualifying Points Through Credit Card Spending<\/a><\/strong><\/p>\n
Rideshare statement credits<\/span><\/h3>\n
Cardholders now receive up to $100 in statement credits per calendar year on rideshare purchases. These are available as $8 credits per month, with an elevated $12 available in December.<\/p>\n
Instacart Perks<\/span><\/h3>\n
Receive a complimentary three-month membership to Instacart+ with a 50% discounted annual membership afterward. Cardholders will also be given up to $180 in Instacart credits annually.<\/p>\n
Additional travel benefits<\/span><\/h3>\n
While the headline benefits alone can justify applying for the United Quest Card<\/a>, it also comes packed with extra benefits, including:<\/p>\n
\n
25% back on United inflight purchases and Club premium drink purchases when paying with your card.<\/li>\n
Up to $120 Global Entry, TSA PreCheck, or NEXUS fee credit every four years.<\/li>\n
Priority boarding.<\/li>\n
Up to $150 statement credit when using your card to book a stay directly through the Renowned Hotels and Resorts collection.<\/li>\n
Earn two global Economy Plus seat upgrades after spending $40,000 on your credit card in a calendar year.<\/li>\n
Earn up to $80 in TravelBank credit per year when booking eligible car rentals through Avis and Budget.<\/li>\n
Up to $150 in statement credits on flights purchased directly through JSX \u2014 a semi-private jet service available in select cities.<\/li>\n
No foreign transaction fees.<\/li>\n<\/ul>\n
$\"Aerial$ Credit: Chris Leipelt\/Unsplash<\/em><\/enter><\/figure>\nTravel and purchase protections<\/span><\/h3>\n
The United Quest Card also provides several protections on purchases made with the card, including:<\/p>\n
\n
Primary auto rental coverage<\/strong> \u2014 Offers reimbursement up to $60,000 for theft and collision damage for most rental vehicles (with an MSRP of $125,000 or less).<\/li>\n
Baggage delay insurance<\/strong> \u2014 Reimburses you up to $100 a day for up to three days for essential purchases when your baggage is delayed for over six hours.<\/li>\n
Lost luggage reimbursement<\/strong> \u2014 Provides reimbursement of up to $3,000 per covered traveler for the cost to repair\/replace luggage lost, damaged or stolen during a covered trip.<\/li>\n
Trip cancellation and interruption insurance<\/strong> \u2014 Get reimbursed for up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares if your trip is canceled or interrupted by a covered situation.<\/li>\n
Trip delay reimbursement<\/strong> \u2014 If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses of up to $500 per covered traveler.<\/li>\n
Purchase protection<\/strong> \u2014 Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.<\/li>\n
Extended warranty protection<\/strong> \u2014 Extends the time period of the manufacturer's U.S. warranty by an additional year.<\/li>\n
Visa Concierge<\/strong> \u2014 Get complimentary Visa Signature Concierge Service 24 hours a day.<\/li>\n<\/ul>\nFor policy particulars, please refer to your card's Guide to Benefits<\/a>.<\/p>\n
United Quest Card Earning Rates<\/span><\/h2>\n
The United Quest Card<\/a> is a surprisingly strong earner. Cardholders can earn bonus miles on four purchase categories and earn 1X mile per $1 spent on everything else.<\/p>\n
\r\n
4X miled per $1 spent on United^{\u00ae<\/sup> purchases*<\/li>\r\n}
5X miles per $1 spent at Renowned Hotels and Resorts<\/li>\r\n
2X miles per $1 spent on all other travel<\/li>\r\n
2X miles per $1 spent at restaurants<\/li>\r\n
2X miles per $1 spent on select streaming services<\/li>\r\n
1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*10X total miles per $1 spent on eligible United^{\u00ae<\/sup> flights\n}
If you're perhaps deciding between the United Quest Card and the $695 annual fee, the United Club\u2120 Card<\/a> (Rates & Fees<\/a>), it's worth noting that the earning rates on purchases are nearly identical.<\/p>\n
But while the United Quest Card earns fewer miles on United purchases, it offers bonus miles on select streaming services, which is not a bonus category offered on the United Club.<\/p>\n
Redeeming Miles With the United Quest Card<\/span><\/h2>\n
United is a Star Alliance<\/a> member, so you can use your United miles for award flights on all alliance member airlines. Some examples include Singapore Airlines, Lufthansa, Air New Zealand, ANA, Air Canada, and SWISS. You can also use your MileagePlus miles to book routes across United's domestic and international networks.<\/p>\n
$\"Air$ Credit: David Syphers\/Unsplash<\/em><\/enter><\/figure>\nWhile United awards don't always have the lowest mileage rates, MileagePlus is one of our favorite programs because it's relatively easy to book a ticket. And there are a number of MileagePlus sweet spots<\/a>. Moreover, the taxes and fees you'll pay out of pocket are often much more reasonable than what competing programs pass on.<\/p>\n
If you don't want to redeem for award flights, you can also redeem miles for upgrades, to cover the cost of seat selection or bags, a United Club membership, and unique experiences. However, these non-award-flight redemptions won't provide the best value for your miles.<\/p>\n
Related: The Basics of Booking an Award Flight with United<\/a><\/strong><\/p>\n
Application Restrictions<\/span><\/h2>\n
The United Quest Card<\/a> is subject to Chase's 5\/24 policy<\/a>. If you've been approved for five or more credit cards from any issuer in the previous 24 months, you won't be approved for this card. Additionally, the application terms have this restriction:<\/p>\n
“This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.”<\/em><\/p><\/blockquote>\n
If you already have this card or earned a welcome bonus on it in the past 24 months, you won't be eligible for the current bonus. Lastly, Chase doesn't tend to approve anyone for more than two credit cards in a 30-day period, so keep this in mind before you apply.<\/p>\n
Related: Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n
Cards That Compete With the United Quest Card<\/span><\/h2>\n
If you're unsure if the United Quest Card<\/a> is right for you, consider these options instead:<\/p>\n
\n
If you want a United credit card with a lower annual fee, <\/strong>the United\u2120 Explorer Card<\/a> (Rates & Fees<\/a>) has a $0 intro annual fee for the first year, then $150 annual fee. Cardholders can take advantage of a first free checked bag, access to extra award availability, a Global Entry, TSA PreCheck, or NEXUS application fee credit, and still get the chance to earn PQP from spending. Our United Explorer Card review<\/a> has more details.<\/li>\n
If you want a United credit card with more perks, including lounge access,<\/strong> consider United Club\u2120 Card<\/a> (Rates & Fees<\/a>). This card has a $695 annual fee but grants cardholders a United Club membership, two free checked bags, space-available upgrades on United flights (even if you don't have elite status), complimentary IHG Rewards Platinum Elite status, and much more. Read our review of the United Club Card<\/a> for more details.<\/li>\n
If you want points you can use with United and other airlines, <\/strong>look into the Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/a> (}Rates & Fees<\/a>). With a $95 annual fee, the card earns handsomely on travel and dining, and you can use the points with 14 airline and hotel programs, including United. Check out our Sapphire Preferred review<\/a> for more information.<\/li>\n<\/ul>\n
$\"United\u2120$ <\/div><\/div>
United\u2120 Explorer Card<\/div>
Limited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div><\/div>Apply Now<\/a><\/div>
Annual Fee<\/strong>$0 intro annual fee for the first year, then $150 Rates & Fees<\/a><\/span><\/p><\/div>
Credit Score<\/strong>
Excellent, Good<\/p><\/div><\/div>
\r\n
3X miles per $1 spent on purchases from United^{\u00ae<\/sup>*<\/li>\r\n}
2X miles per $1 spent on dining and hotel stays when booked with the hotel<\/li>\r\n
1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*9X total miles per $1 spent on eligible United^{\u00ae<\/sup> flights<\/div><\/div>}
$\"United$ <\/div><\/div>
United Club\u2120 Card<\/div>
Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 3,000 PQP after qualifying activities <\/div><\/div>
Apply Now<\/a><\/div>
Annual Fee<\/strong>$695 Rates & Fees<\/a><\/span><\/p><\/div>
Credit Score<\/strong>
Excellent<\/p><\/div><\/div>
\r\n
Earn 5 miles per $1 spent on United^{\u00ae<\/sup> purchases*<\/li>\r\n}
Earn 2 miles per $1 spent on all other travel<\/li>\r\n
Earn 2 miles per $1 spent on dining<\/li>\r\n
Earn 1 mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*11X total miles per $1 spent on eligible United^{\u00ae<\/sup> flights<\/div><\/div>}
$\"Chase$ <\/div><\/div>
Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/div>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div>Apply Now<\/a><\/div>Annual Fee<\/strong>$95Rates & Fees<\/a><\/span><\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>\r\n5X points on Lyft rides through September 2027<\/li>\r\n
5X points on travel purchased through Chase Travel\u2120<\/li>\r\n
3X points on dining at restaurants worldwide<\/li>\r\n
3X points on eligible streaming services<\/li>\r\n
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n
2X points on all other travel<\/li>\r\n1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\nRelated: United Airlines Credit Cards: Which One Matches Your Style?<\/a><\/strong><\/p>\n
Bottom Line<\/span><\/h2>\nThe United Quest Card<\/a> offers rich perks for those who fly its namesake airline regularly. If you can maximize them and have set your sights on earning Premier elite status this year, the $350 may be the card for you. But just be sure to thoroughly review the card's list of benefits before you apply \u2014 especially those that offer monthly statement credits \u2014 as it'll now take more work to extract annual fee-justifying value from the card after its recent refresh.<\/p>\n
However, other United card options will better suit your wallet if you can't take advantage of this card's perks \u2014 or find yourself transiting United's hub airports frequently enough to need United Club access<\/a>.<\/p>\n
\n \n \n United Quest\u2120 Card<\/div>\n <\/div>\n Apply Now<\/a><\/div>\n Rates & Fees<\/a><\/span><\/div>\n Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n <\/div>\n \n United Quest\u2120 Card<\/strong>\n Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n Annual Fee:<\/strong>$350<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>The United Quest Card offers a great mix of benefits that should easily cover the cost of its annual fee over the long term. Unique perks include a $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.<\/div>\n\n\nEarn up to 100,000 bonus miles and 3,000 PQP<\/li>
NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases<\/li>
1x mile on all other purchases<\/li>
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.<\/li>
Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)<\/li>
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary<\/li>
NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>\r\n4X miled per $1 spent on United^{\u00ae<\/sup> purchases*<\/li>\r\n}
5X miles per $1 spent at Renowned Hotels and Resorts<\/li>\r\n
2X miles per $1 spent on all other travel<\/li>\r\n
2X miles per $1 spent at restaurants<\/li>\r\n
2X miles per $1 spent on select streaming services<\/li>\r\n1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*10X total miles per $1 spent on eligible United^{\u00ae<\/sup> flights<\/div><\/div>\n <\/div>\n <\/div>\n}The United Quest\u2120 Card is the Goldilocks option in Chase\u2019s lineup of MileagePlus credit cards. It offers a solid set of benefits that justify its $350 annual fee. Here’s everything you need to know about the card to help you decide if it belongs in your wallet.<\/p>\n","protected":false},"author":80,"featured_media":188016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12772],"coauthors":[36432,36466],"class_list":["post-59291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-united-mileageplus"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/59291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=59291"}],"version-history":[{"count":74,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/59291\/revisions"}],"predecessor-version":[{"id":254268,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/59291\/revisions\/254268"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/188016"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=59291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=59291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=59291"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=59291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}}