{"id":60006,"date":"2026-04-01T22:00:06","date_gmt":"2026-04-01T22:00:06","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=60006"},"modified":"2026-04-08T14:31:38","modified_gmt":"2026-04-08T14:31:38","slug":"chase-pay-yourself-back","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-pay-yourself-back\/","title":{"rendered":"Chase Extends Pay Yourself Back: Eligible Cards, Categories, Dates &amp; What You Need To Know"},"content":{"rendered":"<p>Initially rolled out as a temporary point redemption option during the pandemic, Chase's Pay Yourself Back has stood the test of time and has seemingly become a mainstay tool for those who hold select Chase credit cards.<\/p>\n<p>And now, Chase's Pay Yourself Back categories have been extended across a wide variety of Ultimate Rewards-earning cards, popular Ink business cards, and other co-branded airline credit cards.<\/p>\n<p>Let's take a look at the eligible Pay Yourself Back categories you can enjoy through June 30, 2026.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Chase_Pay_Yourself_Back_Eligible_Categories\">Chase Pay Yourself Back Eligible Categories<\/a><ul><li><a href=\"#Chase_Sapphire_cards\">Chase Sapphire cards<\/a><\/li><li><a href=\"#Chase_Freedom_cards\">Chase Freedom cards<\/a><\/li><li><a href=\"#Chase_Ink_business_cards\">Chase Ink business cards<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_cards\">Southwest Rapid Rewards cards<\/a><\/li><li><a href=\"#Aeroplan_credit_card\">Aeroplan credit card<\/a><\/li><li><a href=\"#United_MileagePlus_credit_cards\">United MileagePlus credit cards<\/a><\/li><li><a href=\"#Marriott_Bonvoy_Bold_Credit_Card\">Marriott Bonvoy Bold<sup>\u00ae<\/sup> Credit Card<\/a><\/li><li><a href=\"#Disney_credit_cards\">Disney credit cards<\/a><\/li><\/ul><\/li><li><a href=\"#Full_or_Partial_Redemptions\">Full or Partial Redemptions<\/a><\/li><li><a href=\"#Donations_to_Eligible_Charities\">Donations to Eligible Charities<\/a><\/li><li><a href=\"#How_To_Use_Chase_Pay_Yourself_Back\">How To Use Chase Pay Yourself Back<\/a><ul><li><a href=\"#Co-branded_cards\">Co-branded cards<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Chase_Pay_Yourself_Back_Eligible_Categories\">Chase Pay Yourself Back Eligible Categories<\/span><\/h2>\n<p>Pay Yourself Back works similarly to redeeming Chase points for cash back, although it has a few key differences. Only purchases in a rotating list of categories or select charities are eligible, and you must manually select the purchases you'd like to reimburse.<\/p>\n<p>Not every card sees the continuous expansion of eligible categories. Still, the redemption option is generally available on all Chase Ultimate Rewards-earning credit cards, including those in the Sapphire, Freedom, and Ink families.<\/p>\n<p>Pay Yourself Back was later added to <a target=\"_blank\" href=\"\/news\/southwest-rapid-rewards\/pay-yourself-back\/\" rel=\"noopener\">Southwest Rapid Rewards<\/a>, <a target=\"_blank\" href=\"\/credit-cards\/air-canada-aeroplan\/pay-yourself-back\/\" rel=\"noopener\">Air Canada Aeroplan<\/a>, <a target=\"_blank\" href=\"\/news\/united-mileageplus\/use-united-miles-pay-annual-fee\/\" rel=\"noopener\">United MileagePlus<\/a>, and now <a target=\"_blank\" href=\"\/credit-cards\/marriott-bonvoy\/marriott-credit-card\/\" rel=\"noopener\">Marriott Bonvoy cards<\/a>. The mix of eligible Pay Yourself Back categories varies by card.<\/p>\n<figure id=\"attachment_121472\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-121472 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured.png\" alt=\"a woman pumping gas into her car\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n<p>Typically, you can cash out your Ultimate Rewards points at 1 cent per point. But with Pay Yourself Back, you can enjoy an additional 25%\u201375% in redemption value.<\/p>\n<h3><span id=\"Chase_Sapphire_cards\">Chase Sapphire cards<\/span><\/h3>\n<p>You'll find Pay Yourself Back categories on both the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> and the <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>. Here are the latest categories for these two cards:<\/p>\n<h4><div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0b781bd203061d838db62417e58e0b619&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/h4>\n<ul>\n<li><strong>Eligible purchases:<\/strong>\n<ul>\n<li>Grocery stores<\/li>\n<li>Pet supply stores and veterinary services<\/li>\n<li>Annual membership fee<\/li>\n<li>Select charities<\/li>\n<\/ul>\n<\/li>\n<li><strong>Redeem by:<\/strong> June 30, 2026<\/li>\n<li><strong>Redemption rates: <\/strong>1.25 cents per point for grocery stores, pet supply stores, veterinary services, and the card's annual fee; 1.5 cents per point for donations to select charities<\/li>\n<\/ul>\n<h4><div class=\"qs-card\" data-id=\"2061159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=094c19c6d2f85f49d4d6b259587f43e0b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Our <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-beginners-rewards-card\/\">#1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>Enjoy benefits such as 5x on travel purchased through Chase Travel&#x2120;, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li><li>Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel&#x2120;<\/li><li>10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li><li>Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphirePreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/h4>\n<ul>\n<li><strong>Eligible purchases:<\/strong>\n<ul>\n<li>Pet supply stores and veterinary services<\/li>\n<li>Annual membership fee<\/li>\n<li>Select charities<\/li>\n<\/ul>\n<\/li>\n<li><strong>Redeem by:<\/strong> June 30, 2026 for fitness clubs and gym memberships. No end date listed for other categories.<\/li>\n<li><strong>Redemption rates:<\/strong>\n<ul>\n<li>1.1 cents per point for annual fees, pet supply stores, and veterinary services<\/li>\n<li>1.25 cents per point for charities<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<figure id=\"attachment_253891\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/211\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-253891 size-large lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Pay-Yourself-Back-CSP-Q2-2026-900x211.png\" alt=\"Chase Pay Yourself Back categories and details for Chase Sapphire Preferred Q2 2026\" width=\"900\" height=\"211\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Pay-Yourself-Back-CSP-Q2-2026-900x211.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Pay-Yourself-Back-CSP-Q2-2026-750x176.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Pay-Yourself-Back-CSP-Q2-2026-768x180.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/01\/Chase-Pay-Yourself-Back-CSP-Q2-2026.png 1142w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Screenshot of Chase Ultimate Rewards<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">All of the Cards that Earn Chase Ultimate Rewards<\/a><\/strong><\/p>\n<h3><span id=\"Chase_Freedom_cards\">Chase Freedom cards<\/span><\/h3>\n<p>Similar to the Sapphire family of cards, you'll also find the Pay Yourself Back perk on Chase's suite of Freedom cards. This family includes the <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>, <a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a>, and the <a data-ccid=\"340034\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-credit-card\/\">Chase Freedom<sup>\u00ae<\/sup><\/a> (not available to new applicants).<\/p>\n<p>Here are the Pay Yourself Back categories for the three cards:<\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Select charities<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li><strong>Redemption rate: <\/strong>1.25 cents per point<\/li>\n<\/ul>\n<h3><span id=\"Chase_Ink_business_cards\">Chase Ink business cards<\/span><\/h3>\n<p>Chase has four Ink business cards: the <a data-ccid=\"4048113\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-unlimited\/\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a>, <a data-ccid=\"340040\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>, <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a>, and the <a data-ccid=\"5048295\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/chase-ink-business-premier\/\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a>. All but the Ink Premier are currently eligible for Pay Yourself Back and share the same eligible category: select charities.<\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Select charities<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li><strong>Redemption rate: <\/strong>1.25 cents per point<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-ink-business-card\/\" rel=\"noopener\">Comparing Chase Ink Business Cards \u2014 Which One Is Right for You?<\/a><\/strong><\/p>\n<h3><span id=\"Southwest_Rapid_Rewards_cards\">Southwest Rapid Rewards cards<\/span><\/h3>\n<p>Southwest credit cards are a more recent addition to the Pay Yourself Back program. For the past few quarters, Chase offered a subpar 0.8 cents per point redemption rate for select categories such as home improvement stores (personal cards) and internet, cable, and phone services (business cards).<\/p>\n<p>However, this quarter, Chase seemingly eliminated all other categories besides one: Offsetting the annual fee on your card. Southwest cardholders will get precisely 1 cent per Rapid Rewards point towards offsetting that card's annual fee. That means using 1,000 Rapid Rewards points to pay yourself back will net a $10 statement credit.<\/p>\n<p>Here are the latest categories for Chase-issued <a data-ccid=\"520080\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-plus\/\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/a>, the <a data-ccid=\"2000147\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-premier\/\" =_blank>Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/a>, the <a data-ccid=\"4048122\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-priority\/\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/a>, the <a data-ccid=\"4048165\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/performance-business\/\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/a>, and the <a data-ccid=\"4048107\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/premier-business\/\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/a>:<\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Annual membership fee<\/li>\n<li><strong>Redeem by: <\/strong>No end date listed<\/li>\n<li><strong>Redemption rates: <\/strong>1 cent per point<\/li>\n<\/ul>\n<p>Redemption requests must be made within 90 days of making a qualifying purchase.<\/p>\n<figure id=\"attachment_196924\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/348\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-196924 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025-300x139.png\" alt=\"Chase Pay Yourself Back redemption for Southwest Performance Business card annual fee\" width=\"750\" height=\"348\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025-300x139.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025-1024x475.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025-768x356.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025-1536x712.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Southwest-Pay-Yourself-Back-Southwest-2025.png 1663w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-credit-card\/\" rel=\"noopener\">How to Choose the Right Southwest Airlines Credit Card<\/a><\/strong><\/p>\n<h3><span id=\"Aeroplan_credit_card\">Aeroplan credit card<\/span><\/h3>\n<p>If you hold the <a data-ccid=\"4048274\" href=\"https:\/\/awardwallet.com\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/a>, you can redeem your Aeroplan points for 1.25 cents apiece against travel purchases and to offset the card's $95 annual fee &#8212; or 0.8 cents towards a few different kinds of purchases. Here are the latest categories for this card:<\/p>\n<ul>\n<li><strong>Eligible purchases:<\/strong>\n<ul>\n<li>Travel (1.25\u00a2 per point)<\/li>\n<li>Cardholder annual fee (1.25\u00a2 per point)<\/li>\n<li>Dining (0.8\u00a2 per point)<\/li>\n<li>Grocery stores &#8212; excludes Target and Walmart (0.8\u00a2 per point)<\/li>\n<li>Gas stations (0.8\u00a2 per point)<\/li>\n<\/ul>\n<\/li>\n<li><strong>Redeem by:<\/strong> December 31, 2026 for travel category. No end date listed for other categories.<\/li>\n<li><strong>Redemption rates: <\/strong>up to 1.25 cents per point<\/li>\n<\/ul>\n<p>Starting in 2025, <a data-ccid=\"4048274\" href=\"https:\/\/awardwallet.com\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/\">Aeroplan Card<\/a> cardholders are limited to redeeming 200,000 Aeroplan points per year for travel purchases. While it's a bummer to have a new limit, that's enough to cover $2,500 worth of travel &#8212; which should be more than enough for most cardholders.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/\" rel=\"noopener\">Aeroplan Card Full Review<\/a><\/strong><\/p>\n<figure id=\"attachment_242938\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/523\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-242938 size-large lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026-900x523.png\" alt=\"Chase Pay Yourself Back landing page for Chase Aeroplan Card\" width=\"900\" height=\"523\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026-900x523.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026-750x436.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026-768x446.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026-1536x893.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/10\/Aeroplan-Pay-Yourself-Back-2026.png 1612w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Screenshot of Chase<\/em><\/enter><\/figure>\n<h3><span id=\"United_MileagePlus_credit_cards\">United MileagePlus credit cards<\/span><\/h3>\n<p>Depending on the United Airlines credit card in your wallet, you'll redeem each <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/\" rel=\"noopener\">MileagePlus<\/a> mile at 1.5 to 1.75 cents apiece towards United airfare purchases. Let's take a look at the Pay Yourself Back redemption rates for each United credit card:<\/p>\n<ul>\n<li><strong>Eligible purchases:<\/strong>\n<ul>\n<li>Airfare tickets purchased through United<\/li>\n<li>Annual membership fees<\/li>\n<\/ul>\n<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li>Only purchases of $50 or more will be eligible for Pay Yourself Back<\/li>\n<li><strong>Redemption rates for the annual fee:<\/strong>\n<ul>\n<li><strong>1.5 cents per mile<\/strong>\n<ul>\n<li><a data-ccid=\"4048193\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-business-card\/\">United\u2120 Business Card<\/a><\/li>\n<li><a data-ccid=\"4\" href=\"\/blog\/link\/UnitedMileagePlusClubBusinessCard\" rel=\"noopener nofollow sponsored\">United Club\u2120 Business Card<\/a><\/li>\n<li><strong>United MileagePlus<sup>\u00ae<\/sup> Awards Card<\/strong> (not open to new applicants)<\/li>\n<li><strong>United MileagePlus<sup>\u00ae<\/sup> Select Card<\/strong> (not open to new applicants)<\/li>\n<li><strong>United\u2120 Presidential Plus\u2120 Card<\/strong> (not open to new applicants)<\/li>\n<li><strong><b>United\u2120 Presidential Plus\u2120 Business Card<\/b><\/strong> (not open to new applicants)<\/li>\n<\/ul>\n<\/li>\n<li><strong>1.52 cents per mile<\/strong>\n<ul>\n<li><a data-ccid=\"4048117\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-explorer-card\/\">United\u2120 Explorer Card<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>1.6 cents per mile<\/strong>\n<ul>\n<li><a data-ccid=\"4048245\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-quest-card\/\">United Quest\u2120 Card<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>1.75 cents per mile<\/strong>\n<ul>\n<li><a data-ccid=\"4048196\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-club-infinite-card\/\">United Club\u2120 Card<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<figure id=\"attachment_158104\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/442\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-158104 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/United-PYB-2024.png\" alt=\"United Pay Yourself Back offer.\" width=\"750\" height=\"442\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/United-PYB-2024.png 1390w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/United-PYB-2024-300x177.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/United-PYB-2024-1024x604.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/United-PYB-2024-768x453.png 768w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-cards\/\" rel=\"noopener\">Which United Card Is Right for You?<\/a><\/strong><\/p>\n<h3><span id=\"Marriott_Bonvoy_Bold_Credit_Card\">Marriott Bonvoy Bold<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<p>The newest addition to Chase Pay Yourself Back is the <a data-ccid=\"4048164\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/chase-bonvoy-bold\/\">Marriott Bonvoy Bold<sup>\u00ae<\/sup> Credit Card<\/a>. Cardholders can now redeem Marriott Bonvoy points for up to $750 in airline and Marriott hotel charges.<\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Airlines and Marriott hotel purchases<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li><strong>Redemption rates: <\/strong>0.8 cents per point<\/li>\n<\/ul>\n<p>In recent AwardWallet user redemptions, Marriott Bonvoy points have yielded an average of 0.93\u00a2 per point. So, the lower 0.8\u00a2 Pay Yourself Back redemption rate isn't very lucrative. But if you're struggling to find high-value Marriott redemptions, this could be a way of getting at least that much value from your Bonvoy points.<\/p>\n<h3><span id=\"Disney_credit_cards\">Disney credit cards<\/span><\/h3>\n<p>When redeemed through Pay Yourself Back, one Disney Rewards Dollar equals $1 when redeemed toward a statement credit. This goes for both Disney cards. However, while mostly similar, eligible categories differ by card.<\/p>\n<p>Here are the Pay Yourself Back categories for the <a data-ccid=\"5048336\" href=\"\/blog\/link\/DisneyVisaCard\" rel=\"noopener nofollow sponsored\">Disney<sup>\u00ae<\/sup> Visa<sup>\u00ae<\/sup> Card<\/a>: <\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Purchases made at select U.S. Disney locations in Disney Parks and Resorts, Disney store and outlet locations in the U.S., shopDisney.com, DisneyPlus.com, Hulu.com, and ESPNPlus.com, within 90 days from the purchase date.<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li><strong>Redemption rates:\u00a0<\/strong>1 cent per point<strong><br \/>\n<\/strong><\/li>\n<\/ul>\n<p>And the eligible categories for the <a data-ccid=\"1960143\" href=\"\/blog\/link\/DisneyRewardsVisaCard\" rel=\"noopener nofollow sponsored\">Disney<sup>\u00ae<\/sup> Premier Visa<sup>\u00ae<\/sup> Card<\/a>: <\/p>\n<ul>\n<li><strong>Eligible purchases: <\/strong>Purchases made at select U.S. Disney locations in Disney Parks and Resorts, Disney store and outlet locations in the U.S., shopDisney.com, DisneyPlus.com, Hulu.com, and ESPNPlus.com, and airline purchases, excluding purchases made with third-party providers and travel agencies, within 90 days from the purchase date.<\/li>\n<li><strong>Redeem by:<\/strong> No end date listed<\/li>\n<li><strong>Redemption rates: <\/strong>1 cent per point<strong><br \/>\n<\/strong><\/li>\n<\/ul>\n<p>You might have read on other sites that eligible categories include the Disney Premier Visa&#8216;s annual fee. A spokesperson for Chase has confirmed that the annual fee is not an eligible Pay Yourself Back category.<\/p>\n<h2><span id=\"Full_or_Partial_Redemptions\">Full or Partial Redemptions<\/span><\/h2>\n<p>You can redeem points for up to 90 days after purchase via the Chase website or Chase app and redeem your points for the entire transaction. Say, for example, that you make a $125 grocery store purchase using a <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Sapphire Reserve<\/a>. It would cost you 10,000 Ultimate Rewards points to Pay Yourself Back for that purchase.<\/p>\n<figure id=\"attachment_126819\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-126819 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured.png\" alt=\"a person browses bags of chips in a large supermarket\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Dollar Gill\/Unsplash<\/em><\/enter><\/figure>\n<p>You're not out of luck if you don't have enough points to cover the entire purchase. If you can only spare 5,000 points, you can Pay Yourself Back $62.50 from that grocery store purchase. Flexibility means you have options when it comes to how many points you want to redeem for cash back.<\/p>\n<h2><span id=\"Donations_to_Eligible_Charities\">Donations to Eligible Charities<\/span><\/h2>\n<p>A handful of cards feature select charities as eligible Pay Yourself Back categories. Here's the complete list of charities you can donate to and earn cash back in the process:<\/p>\n<ul>\n<li>American Heart Association<\/li>\n<li>American Red Cross<\/li>\n<li>Equal Justice Initiative<\/li>\n<li>Feeding America<\/li>\n<li>GLSEN<\/li>\n<li>Habitat for Humanity<\/li>\n<li>International Medical Corps*<\/li>\n<li>International Rescue Committee*<\/li>\n<li>Leadership Conference Education Fund<\/li>\n<li>Make-A-Wish America<\/li>\n<li>NAACP Legal Defense and Education Fund<\/li>\n<li>National Urban League<\/li>\n<li>Out & Equal Workplace Advocates<\/li>\n<li>SAGE<\/li>\n<li>Thurgood Marshall College Fund<\/li>\n<li>United Negro College Fund<\/li>\n<li>UNICEF USA*<\/li>\n<li>United Way<\/li>\n<li>World Central Kitchen*<\/li>\n<\/ul>\n<p>*Includes support for relief efforts in Ukraine.<\/p>\n<h2><span id=\"How_To_Use_Chase_Pay_Yourself_Back\"><b>How To Use Chase Pay Yourself Back<\/b><\/span><\/h2>\n<p>First, log on to the Ultimate Rewards website and choose the card you used to make an eligible purchase. Then, click on the arrow next to your points balance, then select \u201cPay Yourself Back.&#8221; Alternatively, <a target=\"_blank\" href=\"https:\/\/ultimaterewardspoints.chase.com\/pay-yourself-back\" rel=\"noopener\">try clicking this link<\/a>.<\/p>\n<figure id=\"attachment_92048\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/206\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-92048 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/Picture1-300x82.jpg\" alt=\"select Pay Yourself Back from the Chase Ultimate Rewards top menu\" width=\"750\" height=\"206\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/Picture1-300x82.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/Picture1.jpg 612w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>You\u2019ll see a list of all of the eligible purchases if you've made any. Additionally, note how transactions are ordered based on how many days are left before each transaction is no longer available for Pay Yourself Back.<\/p>\n<figure id=\"attachment_92051\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/515\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-92051 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Eligible-Transactions-300x206.jpg\" alt=\"Chase Pay Yourself Back Eligible Transactions\" width=\"750\" height=\"515\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Eligible-Transactions-300x206.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Eligible-Transactions-1024x704.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Eligible-Transactions-768x528.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Eligible-Transactions.jpg 1342w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>From there, select a purchase you want to apply your points to. Once you select a transaction, you\u2019re given the option to enter a dollar amount that you want to get back, and you\u2019ll then see the corresponding number of points required. You can also choose to pay yourself back for the entire purchase.<\/p>\n<figure id=\"attachment_92050\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/363\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-92050 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station-300x145.jpg\" alt=\"Use Pay Yourself Back to redeem points for a partial or full purchase\" width=\"750\" height=\"363\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station-300x145.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station-1024x495.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station-768x371.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station-1536x743.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/10\/PYB-Gas-Station.jpg 1960w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>Click confirm, and then you\u2019re done. Congratulations! You just paid yourself back!<\/p>\n<h3><span id=\"Co-branded_cards\">Co-branded cards<\/span><\/h3>\n<p>Redeeming points or miles on the co-branded cards is possible through the card's Rewards Dashboard, as follows:<\/p>\n<ul class=\"sc-fzqARJ eLpUJW\">\n<li class=\"sc-fzqNqU kikdAh\">Sign in to your account.<\/li>\n<li class=\"sc-fzqNqU kikdAh\">Click on &#8220;More&#8221; in the top right corner of the card's account.<\/li>\n<li class=\"sc-fzqNqU kikdAh\">Select &#8220;Rewards dashboard&#8221; from the menu.<\/li>\n<\/ul>\n<figure id=\"attachment_114519\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/195\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-114519 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM-300x78.png\" alt=\"United Card Pay Yourself Back\" width=\"750\" height=\"195\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM-300x78.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM-1024x266.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM-768x199.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM-1536x399.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.02.59-PM.png 1826w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>From here, choose the Pay Yourself Back option that correlates with the mileage currency on your co-branded card: MileagePlus miles, Aeroplan points, or Rapid Rewards.<\/p>\n<figure id=\"attachment_114520\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/242\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-114520 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-300x97.png\" alt=\"United Pay Yourself Back menu options\" width=\"750\" height=\"242\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-300x97.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-1024x330.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-768x248.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-1536x496.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Screenshot-2023-06-29-at-7.03.48-PM-2048x661.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>And like the Sapphire, Ink, and Freedom cards, you'll follow near-identical steps to complete your point redemption.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Chase's Pay Yourself Back has become a staple feature for select Chase cardholders, offering the ability to redeem points for purchases in eligible categories that rotate nearly every quarter.<\/p>\n<p>While you'll generally get the most value from <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">transferring your Ultimate Rewards to a travel partner<\/a> \u2014 and redeeming those miles for premium travel \u2014 there's nothing wrong with putting a little bit of cash back in your wallet.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase&#8217;s Pay Yourself Back has become a staple of Chase&#8217;s rewards ecosystem, and categories have been extended through at least June 2026. Whether you have a Sapphire card, Ink business card, or airline cards from United, Southwest, or Aeroplan, you can redeem your earnings against certain purchases. Here&#8217;s how it works.<\/p>\n","protected":false},"author":53,"featured_media":143904,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12709,12629],"coauthors":[36387,36432],"class_list":["post-60006","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-chase-ultimate-rewards","tag-using-points"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/60006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=60006"}],"version-history":[{"count":104,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/60006\/revisions"}],"predecessor-version":[{"id":253893,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/60006\/revisions\/253893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/143904"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=60006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=60006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=60006"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=60006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}