{"id":60006,"date":"2026-07-01T18:10:02","date_gmt":"2026-07-01T18:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=60006"},"modified":"2026-07-01T18:10:02","modified_gmt":"2026-07-01T18:10:02","slug":"chase-pay-yourself-back","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-pay-yourself-back\/","title":{"rendered":"Chase Extends Pay Yourself Back: Eligible Cards, Categories, Dates & What You Need to Know"},"content":{"rendered":"

Initially rolled out as a temporary point redemption option during the pandemic, Chase's Pay Yourself Back has stood the test of time and has seemingly become a mainstay tool for those who hold select Chase credit cards.<\/p>\n

And now, Chase's Pay Yourself Back categories have been extended across a wide variety of Ultimate Rewards-earning cards, popular Ink business cards, and other co-branded airline credit cards.<\/p>\n

Let's take a look at the eligible Pay Yourself Back categories you can enjoy through September 30, 2026<\/strong>.<\/p>\n

Chase Pay Yourself Back Eligible Categories<\/span><\/h2>\n

Pay Yourself Back works similarly to redeeming Chase points for cash back, although it has a few key differences. Only purchases in a rotating list of categories or select charities are eligible, and you must manually select the purchases you'd like to reimburse.<\/p>\n

Not every card sees the continuous expansion of eligible categories. Still, the redemption option is generally available on all Chase Ultimate Rewards-earning credit cards, including those in the Sapphire, Freedom, and Ink families.<\/p>\n

Pay Yourself Back was later added to Southwest Rapid Rewards<\/a>, Air Canada Aeroplan<\/a>, United MileagePlus<\/a>, and now Marriott Bonvoy cards<\/a>. The mix of eligible Pay Yourself Back categories varies by card.<\/p>\n

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Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n

Typically, you can cash out your Ultimate Rewards points at 1 cent per point. But with Pay Yourself Back, you can enjoy an additional 25%\u201375% in redemption value.<\/p>\n

Chase Sapphire cards<\/span><\/h3>\n

You'll find Pay Yourself Back categories on the Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), the Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>), and the Sapphire Reserve for Business\u2120<\/a> (Rates & Fees<\/a>). Here are the latest categories for these three cards:<\/p>\n

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Chase Sapphire Preferred\u00ae<\/sup> Card<\/div>\n
\"Chase<\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n
\n Chase Sapphire Preferred\u00ae<\/sup> Card<\/strong>\n
Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n
Annual Fee:<\/strong>$95<\/b><\/div>\n
Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Our #1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div>
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