{"id":61352,"date":"2025-10-06T22:10:01","date_gmt":"2025-10-06T22:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=61352"},"modified":"2026-04-08T14:24:56","modified_gmt":"2026-04-08T14:24:56","slug":"citi-merchant-offers","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-merchant-offers\/","title":{"rendered":"Citi Merchant Offers: How to Earn Cash Back and Points on Everyday Purchases"},"content":{"rendered":"<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<p>Most major U.S. banks offer a cash-back incentive program. These programs allow members to enroll a card in an offer for a specific merchant and then receive a rebate in the form of cash or points when using that card for eligible purchases.<\/p>\n<p>Citi Merchant Offers are similar to both <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/beginners-guide-to-amex-offers\/\" rel=\"noopener\">Amex Offers<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/beginners-guide-to-chase-offers\/\" rel=\"noopener\">Chase Offers<\/a> in that you can add the offers you're interested in and then receive a cashback bonus when you make a purchase. Not all cards are eligible to receive the offers, but if you have an eligible card, it's worth your while to review what is available to you.<\/p>\n<p>Citi Merchant Offers have historically been restricted to credit cards. However, Citi has recently expanded its offers to include both debit cards and credit cards.<\/p>\n<p>Here's everything you need to know about Citi Merchant Offers.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Citi_Merchant_Offers_Key_Points\">Citi Merchant Offers Key Points<\/a><\/li><li><a href=\"#How_To_Access_Citi_Merchant_Offers\">How To Access Citi Merchant Offers<\/a><\/li><li><a href=\"#Citi_Merchant_Offers_Eligibility\">Citi Merchant Offers Eligibility<\/a><\/li><li><a href=\"#Types_of_Citi_Merchant_Offers\">Types of Citi Merchant Offers<\/a><\/li><li><a href=\"#Citi_Cards\">Citi Cards<\/a><\/li><li><a href=\"#Stacking_Citi_Merchant_Offers\">Stacking Citi Merchant Offers<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Citi_Merchant_Offers_Key_Points\">Citi Merchant Offers Key Points<\/span><\/h2>\n<ul>\n<li>Citi credit and debit card holders must enroll in Citi Merchant Offers.<\/li>\n<li>Offers must be activated before use.<\/li>\n<li>You must use the linked Citi card to pay for your purchase to trigger the offer.<\/li>\n<li>Offers include both in-store and online deals, so make sure to double-check the offer details.<\/li>\n<li>You can double-dip your Citi Merchant Offers with <a target=\"_blank\" href=\"\/shopping\/beginners-guide-to-shopping-portals\/\" rel=\"noopener\">shopping portals<\/a>.<\/li>\n<\/ul>\n<h2><span id=\"How_To_Access_Citi_Merchant_Offers\">How To Access Citi Merchant Offers<\/span><\/h2>\n<p>Here are the steps to find Citi Merchant Offers and see if you have any available options for your card. First, log in to your <a target=\"_blank\" href=\"https:\/\/www.citi.com\/\" rel=\"noopener\">Citi account<\/a>. At the top, select &#8220;Rewards & Offers&#8221; and then &#8220;Explore All Products & Offers.&#8221;<\/p>\n<figure id=\"attachment_151971\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/282\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-151971 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM.png\" alt=\"screenshot of Citi main page highlighting how to explore all offers\" width=\"750\" height=\"282\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM.png 1944w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM-300x113.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM-1024x386.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM-768x289.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-9.46.35-AM-1536x578.png 1536w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>Next, click on Merchant Offers. At the top of this page, you'll see your card or cards listed. You can switch between cards, since offers may vary between each one. As you scroll down the page, you'll see each of the available offers. You can also sort and filter the offers by categories.<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_223308\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-223308 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39.png\" alt=\"screenshot of the Citi Merchant offers page \" width=\"750\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39.png 1996w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39-300x192.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39-1024x656.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39-768x492.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.03.39-1536x983.png 1536w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>You can click on any offer that interests you. From here, a window will pop up with the specific details of the offer, including how to redeem it, the required card for the offer, the cash-back bonus amount, and the terms and expiration date of the offer.<\/p>\n<p>Choose &#8220;Enroll in Offer&#8221; to add the offer to your card.<\/p>\n<figure id=\"attachment_223309\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-223309 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00.png\" alt=\"A screenshot of a JetBlue merchant offer\" width=\"750\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00.png 1970w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00-300x192.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00-1024x655.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00-768x491.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Screenshot-2025-08-21-at-09.09.00-1536x982.png 1536w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>You can find some great deals, like the above JetBlue offer for $50 back on a purchase of $200 or more.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/current-citi-merchant-offers\/\" rel=\"noopener\">Current Citi Merchant Offers<\/a><\/strong><\/p>\n<h2><span id=\"Citi_Merchant_Offers_Eligibility\">Citi Merchant Offers Eligibility<\/span><\/h2>\n<p>Not all cardmembers are eligible for Citi Merchant Offers. Additionally, if a user is eligible, offers may not be available on all of the user's cards. To check whether you are eligible and which card(s) can be enrolled, you can go directly to the offers page by clicking <a target=\"_blank\" href=\"https:\/\/online.citi.com\/US\/ag\/merchantoffers\" rel=\"noopener\">here<\/a> and logging into your Citi account.<\/p>\n<figure id=\"attachment_151981\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/1025\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-151981 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-10.16.00-AM.png\" alt=\"screenshot of an ad on the Citi website showing the ability to add merchant offers to cards\" width=\"750\" height=\"1025\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-10.16.00-AM.png 846w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-10.16.00-AM-220x300.png 220w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-10.16.00-AM-749x1024.png 749w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Screenshot-2024-02-18-at-10.16.00-AM-768x1049.png 768w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-rewards-card-combo\/\" rel=\"noopener\">Build a Winning Combo of Citi Rewards Credit Cards<\/a><\/strong><\/p>\n<h2><span id=\"Types_of_Citi_Merchant_Offers\">Types of Citi Merchant Offers<\/span><\/h2>\n<p>Citi Merchant Offers are broken into five categories: travel, health and wellness, dining and entertainment, shopping, and other. Overall, my <strong>Citi Rewards+<sup>\u00ae<\/sup> Card<\/strong>\u00a0shows over 200 offers, with most of them falling into the shopping category.<\/p>\n<p>Here are some examples of the offers that you may find:<\/p>\n<ul>\n<li><strong>Travel: <\/strong>10% back on Lyft, $25 back on Turo, $50 back at JetBlue<\/li>\n<li><strong>Dining and entertainment:\u00a0<\/strong>10% back at Sea World, 15% back at Chipotle, 10% back at Olive Garden<\/li>\n<li><strong>Shopping: <\/strong>18% back at Flowers.com, $3 back on Kindle, 2.5% back at Vans<\/li>\n<li><strong>Other:\u00a0<\/strong>$50 back at AT&T, $50 back at Trust & Will<\/li>\n<\/ul>\n<p>Please note that these are targeted offers, so what you see available in your account may vary. Additionally, offers change on a regular basis.<\/p>\n<p><img data-aspectratio=\"750\/561\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-216490 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-300x224.png\" alt=\"White background with white squares showing 20+ brand names for online shopping stores\" width=\"750\" height=\"561\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-300x224.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-1024x766.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-768x574.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-1536x1149.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-276x207.png 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM-476x357.png 476w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Screenshot-2025-07-02-at-11.26.44-AM.png 1808w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h2><span id=\"Citi_Cards\">Citi Cards<\/span><\/h2>\n<p>Most Citi credit cards are eligible for Citi Merchant Offers. These include:<\/p>\n<ul>\n<li><a data-ccid=\"3004018\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/citi-aadvantage-platinum-select\/\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/li>\n<li><a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"241\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-card\/\">Citi Strata\u2120 Card<\/a> (<a data-ccid=\"241\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1960645.4297&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"242\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-elite-offer\/\">Citi Strata Elite\u2120 Card<\/a> (<a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"4048250\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-custom-cash\/\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/a><\/li>\n<li><a data-ccid=\"4048125\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/mileup-card\/\">American Airlines AAdvantage<sup>\u00ae<\/sup> MileUp<sup>\u00ae<\/sup> Card<\/a><\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataEliteCard.png\" width=\"150\" alt=\"Citi Strata Elite\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata Elite\u2120 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening. <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Elite\u2120 Card' data-ccid=\"242\" href=\"\/blog\/link\/CitiStrataElite?var2=ccid~242\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$595<span class=\"compare-terms\"><a data-ccid=\"242\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4347&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>12X \u2013 Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.<\/li>\r\n<li>6X \u2013 Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights\u2120 purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.<\/li>\r\n<li>1.5X \u2013 Earn 1.5 Points per $1 spent on All Other Purchases.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-CitiStrataCard.png\" width=\"150\" alt=\"Citi Strata\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata\u2120 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata\u2120 Card' data-ccid=\"241\" href=\"\/blog\/link\/CitiStrataCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"241\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1960645.4297&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good Credit<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n  <li>5X \u2013 Earn 5 ThankYou<sup>\u00ae<\/sup> Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel\u2120 via cititravel.com<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores\/Barber Shops\/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Supermarkets<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent on Select Transit purchases<\/li>\r\n  <li>3X \u2013 Earn 3 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Gas and EV Charging Stations<\/li>\r\n  <li>2X \u2013 Earn 2 ThankYou<sup>\u00ae<\/sup> Points per $1 spent at Restaurants<\/li>\r\n  <li>1X \u2013 Earn 1 ThankYou<sup>\u00ae<\/sup> Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>Furthermore, Citi recently announced that Merchant Offers would be available to both debit cardholders and credit cardholders.<\/p>\n<p>Citi does not publish a list of eligible cards, so it's worth checking your accounts to see which cards may be eligible for the offers. Eligible cards may also change over time.<\/p>\n<p>Unfortunately, Citi's small business credit cards aren't eligible for Citi Merchant Offers.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-credit-card-offer-history\/\" rel=\"noopener\">Citi Credit Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/strong><\/p>\n<h2><span id=\"Stacking_Citi_Merchant_Offers\">Stacking Citi Merchant Offers<\/span><\/h2>\n<p>Citi Merchant Offers should also be stackable with the various <a target=\"_blank\" href=\"\/shopping\/beginners-guide-to-shopping-portals\/\" rel=\"noopener\">shopping portals<\/a>. This allows you to double-dip your rewards by earning cash or points back through both your credit or debit card offers and the shopping portal. This system is colloquially known as <a target=\"_blank\" href=\"\/shopping\/how-to-stack-rewards-promotions\/\" rel=\"noopener\">stacking<\/a>, and it's a simple way to maximize the value of each of your purchases.<\/p>\n<figure id=\"attachment_111398\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-111398 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pexels-tima-miroshnichenko-student-credit-card-featured.png\" alt=\"a student sits on her bed holding a credit card and looking at a tablet\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pexels-tima-miroshnichenko-student-credit-card-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pexels-tima-miroshnichenko-student-credit-card-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pexels-tima-miroshnichenko-student-credit-card-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pexels-tima-miroshnichenko-student-credit-card-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tima Miroshnichenko\/Pexels<\/em><\/enter><\/figure>\n<p>To do this, go to <a target=\"_blank\" href=\"https:\/\/www.cashbackmonitor.com\/\" rel=\"noopener\">cashbackmonitor.com<\/a> and type in the store you want to purchase from. This allows you to compare shopping portals there to see which is offering the best rate. After that, shop through the selected portal at the store you've added to your Citi Merchant Offers, then be sure to use the eligible card to pay. You should end up with cash and\/or points back from the selected portal and from the Merchant Offer.<\/p>\n<p>It's worth noting that some AwardWallet users report being unable to stack Citi Merchant Offers with <a target=\"_blank\" href=\"\/airlines\/american-aadvantage\/simplymiles\/\" rel=\"noopener\">SimplyMiles<\/a>. If you want to <a target=\"_blank\" href=\"\/airlines\/american-aadvantage\/earn-american-miles\/\" rel=\"noopener\">earn American miles and Loyalty Points<\/a> through SimplyMiles, you'll likely want to skip enrolling in overlapping Citi Merchant Offers.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Maximizing everyday spending is a great way to boost your cash or points balance. Although it requires an extra step to add the offer to your card, taking advantage of Citi Merchant Offers is a simple way to make sure you receive a little kickback from your purchases.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Citi Merchant Offers gives card members even more options to save money when they load the offer and use their linked card to make purchases from hundreds of merchants. The offers are similar to Amex Ofers and Chase Offers, though with a few differences. 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know.<\/p>\n","protected":false},"author":70,"featured_media":130689,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12054],"tags":[12520,12785],"coauthors":[36392,36518],"class_list":["post-61352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","tag-card-benefits","tag-citibank"],"acf":[],"yoast_head":"<title>Citi 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