{"id":69256,"date":"2025-04-27T00:00:02","date_gmt":"2025-04-27T00:00:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=69256"},"modified":"2026-05-12T19:14:24","modified_gmt":"2026-05-12T19:14:24","slug":"amex-rewards-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-rewards-cards\/","title":{"rendered":"All of the Cards That Earn American Express Membership Rewards Points"},"content":{"rendered":"<p>If you want to earn some of the most valuable points around, you're going to need at least one American Express rewards credit card.<\/p>\n<p>In the world of points and miles, not all currencies are created equal. Transferable points give you the flexibility to choose a loyalty program that offers the best value for each trip. The top bank rewards programs also make it easy to redeem for travel or even cash back. Membership Rewards stands out by offering both great redemption options for value maximizers and simple ways for travelers to turn rewards into savings without a lot of hassle.<\/p>\n<p>Fortunately, American Express issues a variety of personal and business cards that make it easy to rack up Membership Rewards points. In this post, we'll cover how each Amex rewards card earns points, highlight key benefits, and share our best tips and resources to help you get the most out of your rewards.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Amex_Rewards_Cards_for_Personal_Use\">Amex Rewards Cards for Personal Use<\/a><ul><li><a href=\"#American_Express_Platinum_Card\">American Express Platinum Card<sup>\u00ae<\/sup><\/a><\/li><li><a href=\"#American_Express_Platinum_Card_by_Charles_Schwab\">American Express Platinum Card<sup>\u00ae<\/sup> by Charles Schwab<\/a><\/li><li><a href=\"#The_Platinum_Card_from_American_Express_Exclusively_for_Morgan_Stanley\">The Platinum Card<sup>\u00ae<\/sup> from American Express Exclusively for Morgan Stanley<\/a><\/li><li><a href=\"#American_Express_Gold_Card\">American Express<sup>\u00ae<\/sup> Gold Card<\/a><\/li><li><a href=\"#Centurion_Card_from_American_Express\">Centurion<sup>\u00ae<\/sup> Card from American Express<\/a><\/li><li><a href=\"#American_Express_Green_Card\">American Express<sup>\u00ae<\/sup> Green Card<\/a><\/li><li><a href=\"#Amex_EveryDay_Preferred_Credit_Card\">Amex EveryDay<sup>\u00ae<\/sup> Preferred Credit Card<\/a><\/li><li><a href=\"#Amex_EveryDay_Credit_Card\">Amex EveryDay<sup>\u00ae<\/sup> Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Business_Cards_That_Earn_Membership_Rewards\">Business Cards That Earn Membership Rewards<\/a><ul><li><a href=\"#The_Business_Platinum_Card_from_American_Express\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/a><\/li><li><a href=\"#American_Express_Business_Gold_Card\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a><\/li><li><a href=\"#Business_Green_Rewards_Card_from_American_Express\">Business Green Rewards Card from American Express<\/a><\/li><li><a href=\"#The_Blue_Business_Plus_Credit_Card_from_American_Express\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/li><\/ul><\/li><li><a href=\"#Other_Ways_to_Earn_American_Express_Membership_Rewards\">Other Ways to Earn American Express Membership Rewards<\/a><ul><li><a href=\"#American_Express_Rewards_cardpromotions\">American Express Rewards card\u00a0promotions<\/a><\/li><li><a href=\"#Add_authorized_users\">Add authorized users<\/a><\/li><li><a href=\"#Refer_a_friend_or_business\">Refer a friend or business<\/a><\/li><\/ul><\/li><li><a href=\"#Ways_to_Redeem_Membership_Rewards\">Ways to Redeem Membership Rewards<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Amex_Rewards_Cards_for_Personal_Use\">Amex Rewards Cards for Personal Use<\/span><\/h2>\n<h3><span id=\"American_Express_Platinum_Card\">American Express Platinum Card<sup>\u00ae<\/sup><\/span><\/h3>\n<p>The <a data-ccid=\"4028089\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-platinum\/\">Platinum Card<sup>\u00ae<\/sup><\/a> card is one of the most recognizable premium cards on the market. It charges a hefty $895 annual fee  (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), but the card comes packed with value.<\/p>\n<p>If you play your cards right, you can receive significantly more than $895 in value from the card every year. So, don't let its high price tag scare you away. Even if you only utilize half of the annual and monthly statement credits it offers, you'll come out ahead.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028089\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028089\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-platinum\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors\u2122 and Marriott Bonvoy<sup>\u00ae<\/sup> Gold Elite status, and a suite of benefits with Fine Hotels + Resorts<sup>\u00ae<\/sup>. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 175,000 Membership Rewards&#xAE; points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Get more for your travels with 5X Membership Rewards&#xAE; points on all flights and prepaid hotel bookings through American Express Travel&#xAE;, including Fine Hotels + Resorts&#xAE; and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel&#xAE; on up to $500,000 on these purchases per calendar year.<\/li><li>With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection&#xAE;, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club&#xAE; visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07\/2025.<\/li><li>$200 Uber Cash + $120 Uber One Credit: With the Platinum Card&#xAE; you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card&#xAE; to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card&#xAE; to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li><li>$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card&#xAE; for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.<\/li><li>$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts&#xAE; or The Hotel Collection* bookings through American Express Travel&#xAE; using the Platinum Card&#xAE;. *The Hotel Collection requires a minimum two-night stay.<\/li><li>$400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card&#xAE; to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card&#xAE;. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.<\/li><li>$209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card&#xAE;. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li><li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card&#xAE; Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.<\/li><li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts&#xAE; through American Express Travel&#xAE;, enjoy noon check-in, when available, and guaranteed 4PM check-out.<\/li><li>$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card&#xAE; for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.<\/li><li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card&#xAE;. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>$895 annual fee.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/PlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>Cardholders can also earn bonus points on bookings made through <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-travel\/\" rel=\"noopener\">American Express Travel<\/a><a target=\"_blank\" href=\"\/travel\/clear-membership-discount\/\" rel=\"noopener\"><sup>\u00ae<\/sup><\/a>\u00a0and enjoy other benefits, such as access to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/centurion-lounge-locations\/\" rel=\"noopener\">Amex Centurion lounges<\/a> and Priority Pass lounges. All of this adds up to make this card a wallet mainstay for the savvy traveler.<\/p>\n<figure id=\"attachment_151327\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/440\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-151327 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1.png\" alt=\"Bar in Amex ATL lounge\" width=\"600\" height=\"440\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1.png 2074w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1-300x220.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1-1024x750.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1-768x563.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1-1536x1126.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/AmexBar1-2048x1501.png 2048w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Use the Platinum Card to access Centurion Lounges, like the one in Hartsfield\u2013Jackson Atlanta International Airport. Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>Up to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum-airline-credit\/\" rel=\"noopener\">$200 credit to cover airline incidentals<\/a>.<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-hotel-credit\/\" rel=\"noopener\">$600 credit toward prepaid hotel bookings<\/a> in Amex's The Hotel Collection or Fine Hotels + Resorts<sup>\u00ae<\/sup> program \u2014 and extra perks when you stay.<\/li>\n<li>Up to $200 in annual Uber Cash.<\/li>\n<li>Up to $209 <a target=\"_blank\" href=\"\/travel\/clear-membership-discount\/\" rel=\"noopener\">CLEAR+\u00a0membership credit<\/a>.<\/li>\n<li>Up to $300 in <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum-entertainment-credit\/\" rel=\"noopener\">Digital Entertainment Credit<\/a>.<\/li>\n<li>Earn 5X Membership Rewards points on flights booked directly with the airline or on both hotel and airfare bookings made through AmexTravel.com (up to $500,000 in combined purchases per calendar year).<\/li>\n<li>Access to Amex's Global Lounge Collection<sup>\u00ae<\/sup>, including Centurion Lounges, to eligible cardmembers.<\/li>\n<\/ul>\n<p><em>Enrollment is required for select Amex benefits.<\/em><\/p>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>Earn 1X Membership Rewards points per dollar spent on everyday purchases.<\/li>\n<li>$895 annual fee  (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>Many of its perks can be tedious to track and complicated to use.<\/li>\n<\/ul>\n<p>Additionally, there are several &#8220;flavors&#8221; of the Platinum Card<sup>\u00ae<\/sup> card. For the most part, all of the benefits are the same as the classic Platinum Card<sup>\u00ae<\/sup> card. Still, there are a few notable differences.<\/p>\n<h3><span id=\"American_Express_Platinum_Card_by_Charles_Schwab\">American Express Platinum Card<sup>\u00ae<\/sup> by Charles Schwab<\/span><\/h3>\n<p>The so-called &#8220;Schwab Platinum&#8221; earns Membership Rewards at the same rate as the standard Platinum Card<sup>\u00ae<\/sup> card. In fact, nearly all of its other perks are exactly the same. However, you can find two perks that cardholders receive over the traditional Platinum Card<sup>\u00ae<\/sup> card:<\/p>\n<ul>\n<li><strong>Invest with Rewards: <\/strong>Transfer Membership Rewards points to a Schwab investment account at a rate of 1.1\u00a2 per point.<\/li>\n<li><strong>Up to $200 annual statement credits:<\/strong> Receive a $100 annual statement credit if your qualifying Schwab holdings are equal to or greater than $250,000. Receive a $200 annual statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000. Values are measured following card account approval and annually thereafter.<\/li>\n<\/ul>\n<p>The Amex Platinum Schwab card is available to creditworthy applicants who have a Charles Schwab banking relationship with one of the following account types: Schwab One, General Brokerage, and specific IRAs. You can find details <a target=\"_blank\" href=\"https:\/\/www.schwab.com\/credit-cards\" rel=\"noopener\">here<\/a>.<\/p>\n<figure id=\"attachment_151110\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-151110 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured.jpg\" alt=\"Amex Centurion Lounge atrium in the ATL airport.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured.jpg 1406w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured-768x615.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-olive-tree-featured-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Amex Centurion Lounge Atlanta Airport. Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<h3><span id=\"The_Platinum_Card_from_American_Express_Exclusively_for_Morgan_Stanley\">The Platinum Card<sup>\u00ae<\/sup> from American Express Exclusively for Morgan Stanley<\/span><\/h3>\n<p>The Morgan Stanley version of the Platinum Card<sup>\u00ae<\/sup> card is also exactly the same as the classic Platinum Card<sup>\u00ae<\/sup> in terms of its earning rates, benefits, and annual fee. However, the Platinum Card from Morgan Stanley provides cardholders with two additional unique benefits you won't find on the standard version of the card:<\/p>\n<ul>\n<li><strong>Complimentary First Additional Platinum Card:<\/strong> Normally, authorized user cards for the Platinum Card<sup>\u00ae<\/sup> cost $195 for each additional Platinum Card<sup>\u00ae<\/sup> for Authorized Users  (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). With the Platinum Card from Morgan Stanley, the first authorized user is complimentary.<\/li>\n<li class=\"h5-head\"><strong>Invest with Rewards:<\/strong> As a cardmember, you can use Membership Rewards points for deposits to your qualifying Morgan Stanley brokerage account at a rate of 1\u00a2 per point.<\/li>\n<\/ul>\n<p>The Platinum Card from Morgan Stanley is open to creditworthy applicants who hold a qualifying brokerage account with Morgan Stanley. Minimum investment amounts vary by account type.<\/p>\n<h3><span id=\"American_Express_Gold_Card\">American Express<sup>\u00ae<\/sup> Gold Card<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-gold-card\/\" rel=\"noopener\">Amex Gold Card<\/a> is a fan favorite, and not just because it comes in a rose gold option. It offers generous rewards for spending at restaurants worldwide and at U.S. supermarkets, as well as for flight bookings. Cardholders also receive monthly Uber Cash and dining credits. Among cards that earn Membership Rewards, this one has the potential for consistent monthly earnings.<\/p>\n<p class=\"remark\"><em><strong>Amex Disclosure<\/strong>: To receive $10 monthly credits (up to $120 per year) in Uber Cash, you must add the American Express<sup>\u00ae<\/sup> Gold Card to your Uber account and select it as the payment method for your Uber or Uber Eats transaction.<\/em><\/p>\n<p><div class=\"qs-card\" data-id=\"4028085\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4206696d-827e-44e5-bfc0-d0ce86822875.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028085\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-gold-card\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$325<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel<sup>\u00ae<\/sup>. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express<sup>\u00ae<\/sup> Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 100,000 Membership Rewards&#xAE; Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>New! Earn 5X Membership Rewards&#xAE; points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.<\/li><li>Earn 2X Membership Rewards&#xAE; points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.<\/li><li>Earn 1X Membership Rewards&#xAE; point per dollar spent on all other eligible purchases.<\/li><li>Pay It&#xAE; lets you tap in the American Express&#xAE; App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It&#xAE; gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.<\/li><li>Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.<\/li><li>$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express&#xAE; Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.<\/li><li>$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express&#xAE; Gold Card at U.S. Dunkin' locations. Enrollment required.<\/li><li>$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.<\/li><li>New! As an American Express&#xAE; Gold Card Member, you can enjoy complimentary Hertz Five Star&#xAE; Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.<\/li><li>Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.<\/li><li>Book your travel through the Amex Travel App with added peace of mind - backed by American Express&#xAE; service and support. Only for American Express&#xAE; Card Members.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>No Foreign Transaction Fees.<\/li><li>Annual Fee is $325.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>5X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels booked on amextravel.com<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid car rentals booked through amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on cruises booked and paid through amextravel.com\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/GoldAmex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>4X at restaurants worldwide, including takeout and delivery within the U.S. (on up to $50,000 per calendar year in purchases, then 1X).<\/li>\n<li>4X at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).<\/li>\n<li>3X on flights when you book directly with airlines or on AmexTravel.com and\u00a0the Amex Travel App\u2122.<\/li>\n<li>$10 monthly in Uber Cash.<\/li>\n<li>$10 monthly dining statement credit, valid at select locations (up to $120 per year).<\/li>\n<li>$7 monthly <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-gold-dunkin-credit\/\" rel=\"noopener\">Dunkin' statement credit<\/a>.<\/li>\n<li>$100 annual <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-resy-credit\/\" rel=\"noopener\">Resy statement credit<\/a>.<\/li>\n<li><em>Enrollment is required for select Amex benefits.<\/em><\/li>\n<\/ul>\n<p><strong>Cons:\u00a0<\/strong><\/p>\n<ul>\n<li>$325 annual fee   (<a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>The various dining credits can be difficult to use, and not maximizing them can greatly decrease the card's value.<\/li>\n<li>Tracking and using the monthly Uber Cash can be tedious.<\/li>\n<\/ul>\n<p><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-55975 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card.jpeg\" alt=\"a delivery driver knocks on a door while holding a brown bag\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card.jpeg 2335w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card-1024x819.jpeg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card-1536x1229.jpeg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card-2048x1638.jpeg 2048w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/12\/Featured-Who-is-Eligible-for-a-Business-Card-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>If you can maximize the Uber Cash credit and dining credits, the Amex Gold can provide value for the right cardholder. If not, you'll need to do some math to see whether the extra points you earn are enough to justify the annual fee compared to similar cards.<\/p>\n<h3><span id=\"Centurion_Card_from_American_Express\">Centurion<sup>\u00ae<\/sup> Card from American Express<\/span><\/h3>\n<p>The <strong>Amex Centurion Card<\/strong>, also known as the Black Card, is an ultra-premium card available by invitation only. With this card, you'll receive benefits such as top-tier hotel status, airline elite status, a handful of annual credits, a personal concierge, and more.<\/p>\n<p>And it shouldn't come as a surprise, but you'll also pay for the perks and prestige of the Black Card. First, it comes with a one-time initiation fee of $10,000. Then, you'll pay an annual fee of $5,000 going forward. Finally, if you want to add an authorized user, you'll need to pay another $5,000 per person. <\/p>\n<p>Figuring out how to qualify for the Amex Centurion Card is another hurdle. Amex doesn't publish a list of eligibility requirements, so it's hard to determine who qualifies for an invitation. However, it's well known that those who receive an invitation generally spend hundreds of thousands or even millions of dollars annually on their Amex cards.<\/p>\n<p>A long-standing relationship with American Express will likely help you qualify as well, but big spending seems to be the most important factor.<\/p>\n<figure id=\"attachment_151136\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/450\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-151136 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance.jpg\" alt=\"Entryway to the ATL Centurion Lounge\" width=\"600\" height=\"450\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance.jpg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance-300x225.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance-768x576.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance-276x207.jpg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Amex-Centurion-Lounge-ATL-entrance-476x357.jpg 476w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<p>Oddly, this card doesn't offer out-of-this-world perks, especially considering the astronomical annual fee. Additionally, it has no welcome offer like other cards you're accustomed to. But it looks super sleek, and celebrities brag about it. If the prestige of having the card matters to you, this could be a great card to work toward.<\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>Get up to 1.5 cents per point when redeeming MR points for flights through the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-travel\/\" rel=\"noopener\">Amex Travel portal<\/a>.<\/li>\n<li>Get a 50% points rebate on premium-cabin flights booked using Pay With Points.<\/li>\n<li>Complimentary Delta Platinum Medallion status.<\/li>\n<li>It's an epic status symbol.<\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>Very few people are eligible for this card; it's invite-only.<\/li>\n<li>Earn one point per dollar on all purchases.<\/li>\n<li>Considering the massive initiation cost and steep annual fee, the benefits aren't extraordinary.<\/li>\n<\/ul>\n<h3><span id=\"American_Express_Green_Card\">American Express<sup>\u00ae<\/sup> Green Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">Amex Green Card<\/a> is a solid option for those looking for a Membership Rewards-earning card without paying the higher annual fees commanded by more premium Amex cards. The bells and whistles of the Amex Gold and Platinum Card<sup>\u00ae<\/sup> are absent from the Amex Green Card. However, it still has a lot to offer, especially for travelers.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048174\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Green Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/508ed403-ac18-4d8f-91ea-80c86f92d7b0.png\" width=\"150\" alt=\"American Express\u00ae Green Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Green Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Green Card is an excellent mid-tier travel card, offering 3X points on restaurants worldwide, transit, and travel purchases, including airfare and hotels. Unique benefits include a $189 annual CLEAR<sup>\u00ae<\/sup> Plus credit for expedited airport security and a $100 LoungeBuddy Credit for airport lounge access, enhancing the travel experience. The card also boasts no foreign transaction fees, ideal for international use.<\/div><div class=\"qs-tab-er\"><ul><li>3x Membership Rewards<sup>\u00ae<\/sup> on travel<\/li>\r\n \t<li>3x Membership Rewards<sup>\u00ae<\/sup> at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\r\n        <li>3x Membership Rewards<sup>\u00ae<\/sup> on transit including trains, buses, ferries, subways, and more<\/li>\r\n        <li>1x Membership Rewards<sup>\u00ae<\/sup> on other purchases<\/li>\r\n \t<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexGreen\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>3X on travel and transit (including trains, buses, ferries, subways, and more).<\/li>\n<li>3X at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\n<li>$199 CLEAR<sup>\u00ae<\/sup> Plus membership credit.<\/li>\n<\/ul>\n<p>Enrollment is required for select Amex benefits.<\/p>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>$150 annual fee.<\/li>\n<li>Limited additional perks beyond those mentioned above.<\/li>\n<\/ul>\n<h3><span id=\"Amex_EveryDay_Preferred_Credit_Card\">Amex EveryDay<sup>\u00ae<\/sup> Preferred Credit Card<\/span><\/h3>\n<p>Although no longer open to new applicants, the <a data-ccid=\"1\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-everyday-preferred\/\" =_blank>Amex EveryDay Preferred<\/a> card is exactly as advertised: an everyday card with bonus categories to complement typical day-to-day spending. Add in the fact that you earn 50% more points when you make 30+ monthly purchases, and this card offers a solid return on spending.<\/p>\n<p><div class=\"qs-card\" data-id=\"1\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Amex EveryDay<sup>\u00ae<\/sup> Preferred Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/10\/CardArt-TheAmexEveryDayPreferredCreditCardfromAmericanExpress.png\" alt=\"Amex EveryDay\u00ae Preferred Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"1\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-everyday-preferred\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is not open to new applicants\r\n<br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Amex EveryDay<sup>\u00ae<\/sup> Preferred Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is not open to new applicants\r\n<br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul><li>3X points at U.S. supermarkets on up to $6,000 per year (then 1X)<\/li>\r\n \t<li>2X points at U.S. gas stations<\/li>\r\n \t<li>1 point per dollar on all other purchases<\/li>\r\n \t<li>Use your card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexEDP\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>3X points on U.S. supermarket purchases (on up to $6,000 annual purchases, then 1X).<\/li>\n<li>2X at U.S. gas stations and at AmexTravel.com.<\/li>\n<li>50% bonus points when you make 30+ purchases per month.<\/li>\n<li>Affordable annual fee of $95.<\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>Low $6,000 annual spending cap on the U.S. supermarket category.<\/li>\n<li>The card doesn't offer many benefits beyond those mentioned above. However, the low annual fee and earning capabilities offset the general lack of benefits.<\/li>\n<\/ul>\n<h3><span id=\"Amex_EveryDay_Credit_Card\">Amex EveryDay<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<p>Like the Amex EveryDay Preferred, the Amex EveryDay card is no longer open to new applicants. It is the no-annual-fee counterpart to the Amex EveryDay Preferred; both cards share the same basic structure, but the Amex EveryDay card earns at a lower rate. Overall, it still provides good value, especially if you're averse to paying an annual fee.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028091\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Amex EveryDay<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2016\/10\/CardArt-TheAmexEveryDayCreditCardfromAmericanExpress.png\" alt=\"Amex EveryDay\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028091\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-everyday-card\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is not open to new applicants\r\n<br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Amex EveryDay<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is not open to new applicants\r\n<br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Amex EveryDay<sup>\u00ae<\/sup> Credit Card offers a unique earning structure that rewards users for making 20 or more purchases in a billing period, providing an extra 20% points on your accumulated total for that month. Cardholders earn 2X points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1X). <\/div><div class=\"qs-tab-er\"><ul><li>2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x)<\/li>\r\n \t<li>1x points on other purchases<\/li>\r\n \t<li>Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.<\/li><\/ul>\r\n<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexEveryDay\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Pros: <\/strong><\/p>\n<ul>\n<li>2X at U.S. supermarkets (on up to $6,000 in purchases per year, then 1X).<\/li>\n<li>20% more Membership Rewards points when you make 20 or more purchases per month.<\/li>\n<li>No annual fee. <\/li>\n<\/ul>\n<p><strong>Cons:\u00a0<\/strong><\/p>\n<ul>\n<li>Lower earning rates than the Amex EveryDay Preferred.<\/li>\n<\/ul>\n<figure id=\"attachment_120107\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-120107 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-credit-card-family-featured.png\" alt=\"a student looks at a computer to learn about credit cards with a grandfather\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-credit-card-family-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-credit-card-family-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-credit-card-family-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-credit-card-family-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Business_Cards_That_Earn_Membership_Rewards\">Business Cards That Earn Membership Rewards<\/span><\/h2>\n<h3><span id=\"The_Business_Platinum_Card_from_American_Express\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/span><\/h3>\n<p>The <a data-ccid=\"4028096\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-platinum\/\">Business Platinum Card<\/a> from American Express offers some outstanding perks. Beyond its elevated earnings for spending in select travel categories, it has strong insurance protections, access to the Amex Global Lounge Collection, and much more.<\/p>\n<p>The card can deliver over $4,000 in annual value through its various credits. One key benefit is the card's <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-pay-with-points-rebate\/\" rel=\"noopener\">35% points rebate on <span dir=\"ltr\" role=\"presentation\"> selected <\/span><span dir=\"ltr\" role=\"presentation\">qualifying airlines booked through Amex Travel<\/span><\/a>\u00a0(up to one million bonus points per calendar year), which is an excellent way to save on premium-cabin airfare.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028096\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/19ca7b53-f41c-4639-ba3b-c44c7c44ba6f.png\"  width=\"150\" alt=\"The Business Platinum Card\u00ae from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028096\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-platinum\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express is a powerhouse for business travelers, offering cardholders up to $1,150 in yearly Dell Technologies credits, up to $360 with Indeed, $250 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $209 CLEAR+ credit, Marriott Bonvoy<sup>\u00ae<\/sup> and Hilton Honors\u2122 Gold Statuses, exclusive Fine Hotels + Resorts<sup>\u00ae<\/sup> benefits, and a TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><ul><li>As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>The American Express Global Lounge Collection<sup>\u00ae<\/sup> can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07\/2025.<\/li><li>See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.<\/li><li>Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings through American Express Travel using the Business Platinum Card<sup>\u00ae<\/sup>. The Hotel Collection requires a minimum two-night stay.<\/li><li>No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.<\/li><li>Make the Business Platinum Card<sup>\u00ae<\/sup> work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.<\/li><li>Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.<\/li><li>Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).<\/li><li>Maximize your time away with Fine Hotels + Resorts through Amex Travel\u2122.<\/li><li>Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.<\/li><li>Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.<\/li><li>Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.<\/li><li>Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.<\/li><li>Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.<\/li><li>2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.<\/li><li>5X points on flights and prepaid hotels on AmexTravel.com<\/li><li>1X points on other eligible purchases<\/li><li>Terms Apply.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul><li>Earn 5X points on flights and prepaid hotels on AmexTravel.com.<\/li>\r\n<li>Earn 2X points on each eligible purchase of $5,000 or more.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. shipping providers.<\/li>\r\n<li>2X earning rates are subject to a cap of $2 million in purchases per calendar year.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizPlat\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>The primary downside is the card's massive $895 annual fee (<a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). That said, the benefits can outweigh the cost, and frequent travelers can even save money in the long run.<\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>5X points per dollar on flights and prepaid hotels booked through AmexTravel.com.<\/li>\n<li>2X points per dollar on qualifying purchases of $5,000 or more and in select business categories (up to $2 million of these purchases annually, then 1X).<\/li>\n<li>35% Pay with Points airline rebate benefit.<\/li>\n<li>$200 annual airline incidentals credit.<\/li>\n<li>$209 CLEAR<sup>\u00ae<\/sup> Plus membership credit.<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/business-platinum-hilton-credit\/\" rel=\"noopener\">$50 quarterly Hilton hotels statement credit<\/a>.<\/li>\n<li><a target=\"_blank\" href=\"\/news\/amex-membership-rewards\/business-platinum-changes\/\" rel=\"noopener\">Statement credits for Dell, Indeed, Adobe<\/a>, and wireless telephone service.<\/li>\n<\/ul>\n<p><em>Enrollment is required for select Amex benefits.<\/em><\/p>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>$895 annual fee.<\/li>\n<li>The business services credits may not be useful to every business.<\/li>\n<li>Many of the perks can be complicated and inconvenient to use.<\/li>\n<\/ul>\n<h3><span id=\"American_Express_Business_Gold_Card\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/span><\/h3>\n<p>The <a data-ccid=\"4028093\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-gold\/\">Amex Business Gold<\/a> is a notch below the Business Platinum Card. However, the Amex Business Gold shines brightly in its bonus-earning categories.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028093\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/97\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-AmericanExpressBusinessGoldCard.png\" width=150 alt=\"American Express\u00ae Business Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028093\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-gold\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$375<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App\u2122, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx (through 10\/01\/2026), Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards&#xAE; Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>Earn 4X Membership Rewards&#xAE; points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.<\/li><li>Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10\/01\/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.<\/li><li>Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.<\/li><li>Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.<\/li><li>Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App&#x2122;.<\/li><li>The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.<\/li><li>Terms Apply<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\">Get 4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 eligible categories where your business spent the most each billing cycle from the list below:\r\n<ul>\r\n<li>U.S. purchases for advertising in select media  (online, TV, radio)<\/li>\r\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers<\/li>\r\n<li> U.S. purchases at gas stations<\/li>\r\n<li> U.S. purchases at restaurants, including takeout and delivery<\/li>\r\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\r\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\r\n<\/ul>\r\n\r\n*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizGold\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>Cardholders can earn 4X points per dollar in the two eligible spending categories where their business spends the most, 3X points on prepaid airfare and hotels at Amex Travel and 1X everywhere else. The 4X categories include:<\/p>\n<ul>\n<li>U.S. purchases for advertising in select media (online, TV, radio).<\/li>\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers.<\/li>\n<li>U.S. purchases at gas stations.<\/li>\n<li>U.S. purchases at restaurants, including takeout and delivery.<\/li>\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.<\/li>\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\n<\/ul>\n<p>The 4X earnings apply to the first $150,000 in combined purchases from these categories each year. After that, the card only earns 1X. The unique bonus categories make the card ideal for businesses that have significant expenses in these areas. The uniqueness of some of these categories provides an excellent opportunity to earn up to 600,000 bonus points annually in categories where other cards earn just 1X.<\/p>\n<figure id=\"attachment_147686\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-147686 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured.png\" alt=\"a bakery owner stands behind the counter full of items to buy\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Ekaterina-Tyapkina-Unsplash-business-owner-bakery-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ekaterina Tyapkina\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>4X on the two categories where your business spends the most \u2014 on up to $150,000 in annual spending, then 1X.<\/li>\n<li>Two staple benefits \u2014 the $240 flexible business credit and the $155 Walmart+ credit \u2014 outweigh the $375 annual fee.<\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>$375 annual fee (<a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>Offers little else beyond its bonus categories.<\/li>\n<li>Spending caps on bonus Membership Rewards.<\/li>\n<\/ul>\n<h3><span id=\"Business_Green_Rewards_Card_from_American_Express\">Business Green Rewards Card from American Express<\/span><\/h3>\n<p>The <a data-ccid=\"4028099\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-green-card-review\/\">Amex Business Green Card<\/a> is one of the issuer's weaker cards, in our opinion. For a card with an annual fee, it offers little justification for that cost. The card's main perk is its increased earning rate (2X, to be exact) on flights booked through Amex Travel. Given that another no-annual-fee business card also earns 2X Membership Rewards, this perk alone doesn\u2019t justify the fee.<\/p>\n<div class=\"qs-card\" data-id=\"4028099\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Business Green Rewards Card from American Express<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/57495ed9-6f4e-4919-9a83-ae2ec251f236.png\"  width=\"150\" alt=\"Business Green Rewards Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028099\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-green-card-review\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028099\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-green-rewards-charge-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Business Green Rewards Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Business Green Rewards Card from American Express is tailored for businesses with frequent travel expenses, offering 2X points on flights and prepaid hotels booked via AmexTravel.com, and 1X points on other eligible purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership<\/li><li>Earn one Membership Rewards&#xAE; point for each dollar you spend on eligible purchases<\/li><li>Pay Over Time gives you the ability to carry a balance with interest up to your Pay Over Time Limit, so you can handle expected and unexpected expenses that come your way<\/li><li>From travel to top brands, and everything in between - use Membership Rewards&#xAE; points on the reward that means the most to you<\/li><li>$95 Annual Fee<\/li><li>Terms & Limitations Apply<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn One Membership Rewards<sup>\u00ae<\/sup> point for each dollar you spend on eligible purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizGreen\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>2X on travel booked through American Express Travel.<\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>$95 (<a data-ccid=\"4028099\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-green-rewards-charge-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>No other bonus categories beyond the travel option.<\/li>\n<\/ul>\n<p>Most other Amex cards outshine the Amex Business Green Card in terms of value. The next card on our list offers better overall earnings for no annual fee.<\/p>\n<h3><span id=\"The_Blue_Business_Plus_Credit_Card_from_American_Express\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/span><\/h3>\n<p>The <a data-ccid=\"4028098\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\">Blue Business Plus<\/a> is a must-have card for your non-bonus-category expenses. Most Amex cards only earn one point per dollar on eligible purchases that don't fall into a favored category, but the Blue Business Plus earns two points per dollar on everyday business purchases \u2014 up to $50,000 each year (then 1X). This makes it the perfect companion to any other American Express card in your wallet.<\/p>\n<div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028098\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>You can pair it with the <a data-ccid=\"4028096\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-platinum\/\">Business Platinum Card<\/a> to get 35% back when you book flights through Amex Travel and use Pay with Points. Among the Amex rewards cards, using the Blue Business Plus is one of the simplest (and cheapest!) ways to rack up points.<\/p>\n<p><strong>Pros:<\/strong><\/p>\n<ul>\n<li>2X on everyday business purchases such as office supplies or client dinners, on the first $50,000 worth of purchases each year (then 1X).<\/li>\n<li>No annual fee (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>Access <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Amex transfer partners<\/a> without an annual fee.<\/li>\n<\/ul>\n<p><strong>Cons:<\/strong><\/p>\n<ul>\n<li>Cap on 2X points earning.<\/li>\n<li>No ongoing perks or benefits.<\/li>\n<\/ul>\n<p>While some other Amex cards turn your head with their perks, the Blue Business Plus is the real workhorse. Its value within a portfolio of other Amex cards shouldn't be underestimated.<\/p>\n<figure id=\"attachment_117674\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-117674 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured.png\" alt=\"a customer pays by credit card at a supermarket cashier\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Kampus Production\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Other_Ways_to_Earn_American_Express_Membership_Rewards\">Other Ways to Earn American Express Membership Rewards<\/span><\/h2>\n<p>Besides welcome bonuses and using an Amex Rewards card for everyday spending, there are a few other noteworthy ways to accrue these valuable points.<\/p>\n<h3><span id=\"American_Express_Rewards_cardpromotions\">American Express Rewards card\u00a0promotions<\/span><\/h3>\n<p>Activate targeted <a target=\"_blank\" href=\"\/news\/amex-membership-rewards\/amex-offers\/\" rel=\"noopener\">Amex Offers<\/a> in your online account to earn extra points or statement credits on specific merchants. These deals may award a lump-sum bonus after meeting a spending threshold or grant additional points per dollar. You'll also find Amex Offers that provide rebates in the form of a statement credit. Be sure to enroll before spending, as offers are targeted and vary by cardholder.<\/p>\n<p>For more, check out our <a href=\"\/credit-cards\/amex-membership-rewards\/beginners-guide-to-amex-offers\/\">beginner's guide to Amex Offers<\/a>.<\/p>\n<h3><span id=\"Add_authorized_users\">Add authorized users<\/span><\/h3>\n<p>American Express periodically rolls out incentives that award bonus points when you add an authorized user and they meet a minimum spend requirement. These promos can be lucrative, but they usually cap the number of users that can trigger a bonus.<\/p>\n<h3><span id=\"Refer_a_friend_or_business\">Refer a friend or business<\/span><\/h3>\n<p>Share your personal referral link to invite friends or businesses to apply for an eligible Amex card. The bonus you receive depends on the card that generates the link, so refer from whichever card shows the best offer in your account.<\/p>\n<p>The recipient can choose whichever card best suits their needs \u2014 even if it\u2019s different from yours\u2014and you\u2019ll earn bonus Membership Rewards (or a cash-back statement credit) up to the annual referral cap.<\/p>\n<figure id=\"attachment_112214\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-112214 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pay-with-american-express-card-at-coffee-shop-featured-300x240.jpg\" alt=\"a customer at a coffee shop pays with a credit card; many credit cards earn American Express Membership rewards points\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pay-with-american-express-card-at-coffee-shop-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pay-with-american-express-card-at-coffee-shop-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pay-with-american-express-card-at-coffee-shop-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/pay-with-american-express-card-at-coffee-shop-featured.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: American Express<\/em><\/enter><\/figure>\n<h2><span id=\"Ways_to_Redeem_Membership_Rewards\">Ways to Redeem Membership Rewards<\/span><\/h2>\n<p>Earning Membership Rewards can be the hard part; redeeming them is the fun part. You can redeem your Membership Rewards for gift cards, statement credits, or even Amazon purchases. If you have the Amex Platinum Schwab, you can redeem your points directly into your investment account.<\/p>\n<p>However, the best value lies in <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Amex's 20 travel transfer partners<\/a>, which include the following:<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">Australia<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Accor Group (ALL - Accor Live Limitless)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">2,500:500<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">New Zealand<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Accor Group (ALL - Accor Live Limitless)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">2,500:500<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aer Lingus (AerClub)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aeromexico (Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,600<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Air Canada (Aeroplan)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>All Nippon Airways (ANA Mileage Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 days<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/british-airways-club\/british-airways-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">British Airways (Club)<\/a><div class=\"tt-to-region\">United States<\/div><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Cathay Pacific (Cathay)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:800<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/cathay-pacific-transfer-devaluation\/\">Amex-Cathay Pacific transfer rate dropped to 5:4 on March 1, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">8 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/delta-skymiles\/delta-partner-airlines\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Delta Air Lines (SkyMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Emirates (Skywards & Business Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:800<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/emirates-transfer-devaluation\/\">Amex-Emirates transfer rate dropped to 5:4 on September 16, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Etihad Airways (Etihad Guest)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/etihad-transfer-partner-ending\/\">Amex to drop Etihad as a transfer partner effective June 30, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Hawaiian Airlines (Atmos Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\"><div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/hawaiian-airlines-transfers-ending\/\">No longer a transfer partner as of June 30, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/hotels\/hilton-honors\/transfer-hilton-points\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Hilton (Honors)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:2,400<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/hilton-transfer-bonus\/\">20% transfer bonus through May 30, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Iberia Plus<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">250:200<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">KLM (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/hotels\/marriott-bonvoy\/marriott-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Marriott (Bonvoy)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">51 minutes<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qantas (Frequent Flyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">500:500<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qatar Airways (Privilege Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">15 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Singapore Airlines (KrisFlyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">16 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><\/div>\n<p>If you travel within the United States, here are some of the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/best-amex-domestic-flight-redemptions\/\" rel=\"noopener\">top Amex redemptions for domestic flights<\/a>. For worldwide opportunities, check out our in-depth guide on the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/best-way-to-use-amex-points\/\" rel=\"noopener\">best use of Amex points<\/a> \u2014 and the poor redemptions to avoid.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Membership Rewards is one of the best <a target=\"_blank\" href=\"\/travel\/types-of-rewards-points\/\" rel=\"noopener\">transferable currencies<\/a> on the market. Understanding all the cards that earn Membership Rewards allows you to plan your rewards strategy and maximize your earnings, bringing you closer to your next redemption even faster.<\/p>\n<p>Even with all the perks and benefits offered by premium Amex cards, the card I use most consistently is the <a data-ccid=\"4028098\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\">Blue Business Plus<\/a>. It's been a mainstay in my wallet for years.<\/p>\n<p>Before you apply, make sure you understand the American Express <a href=\"\/credit-cards\/rewards-card-application-rules\/\">rewards card application rules and restrictions<\/a>, as there is a limit to how many Amex cards you can hold at one time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>American Express Membership Rewards are among the most versatile points in travel. This guide compares every personal and business Amex card that earns them, from the Platinum Card\u00ae\u2019s premium perks to the no-annual fee Blue Business Plus, and shows how to unlock more points through Amex Offers, referrals, and authorized users.<\/p>\n","protected":false},"author":31,"featured_media":166056,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12710,12621],"coauthors":[36400,36394],"class_list":["post-69256","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-amex-membership-rewards","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=69256"}],"version-history":[{"count":110,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69256\/revisions"}],"predecessor-version":[{"id":262510,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69256\/revisions\/262510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/166056"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=69256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=69256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=69256"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=69256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}