{"id":69923,"date":"2026-03-14T18:10:01","date_gmt":"2026-03-14T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=69923"},"modified":"2026-04-08T14:36:24","modified_gmt":"2026-04-08T14:36:24","slug":"venture-x","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x\/","title":{"rendered":"Capital One Venture X Card: The Ultimate Guide to Features, Benefits, and Rewards"},"content":{"rendered":"<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a> is a premium travel credit card designed for nearly every kind of traveler. Although it has a higher-than-average annual fee, it also provides significant benefits to cardholders \u2014 including an annual travel credit, airport lounge access, 10,000 bonus anniversary miles, and more.<\/p>\n<p>Plus, for a limited time, eligible new cardholders can take advantage of an elevated 75,000-mile welcome bonus when you spend $4,000 on purchases in the first 3 months from account opening.<\/p>\n<p>Let's break down the different facets of the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> Rewards card, its earnings rates, and the substantial perks you can enjoy if you choose to apply.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048272\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureX\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Capital_One_Venture_X_Pros\">Capital One Venture X Pros<\/a><\/li><li><a href=\"#Capital_One_Venture_X_Cons\">Capital One Venture X Cons<\/a><\/li><li><a href=\"#Capital_One_Venture_X_Welcome_Offer\">Capital One Venture X Welcome Offer<\/a><\/li><li><a href=\"#Capital_One_Venture_X_Benefits\">Capital One Venture X Benefits<\/a><ul><li><a href=\"#Annual_travel_credit\">Annual travel credit<\/a><\/li><li><a href=\"#Airport_lounge_access\">Airport lounge access<\/a><\/li><li><a href=\"#10000-mile_anniversary_bonus\">10,000-mile anniversary bonus<\/a><\/li><li><a href=\"#Rental_car_elite_status\">Rental car elite status<\/a><\/li><li><a href=\"#TSA_PreCheckGlobal_Entry_credit\">TSA PreCheck\/Global Entry credit<\/a><\/li><li><a href=\"#Travel_insurance\">Travel insurance<\/a><\/li><li><a href=\"#Shopping_insurance\">Shopping insurance<\/a><\/li><li><a href=\"#Premier_Collection_hotels\">Premier Collection hotels<\/a><\/li><li><a href=\"#Other_cardmember_perks_and_memberships\">Other cardmember perks and memberships<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Venture_X_Earning_Rates\">Capital One Venture X Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Capital_One_Miles\">Redeeming Capital One Miles<\/a><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Capital_One_Venture_X_vs_Capital_One_Venture\">Capital One Venture X vs. Capital One Venture<\/a><\/li><li><a href=\"#Other_Cards_That_Compete_With_the_Capital_One_Venture_X\">Other Cards That Compete With the Capital One Venture X<\/a><\/li><li><a href=\"#Our_Take_Is_the_Capital_One_Venture_X_Worth_It\">Our Take: Is the Capital One Venture X Worth It?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><li><a href=\"#Frequently_Asked_Questions\">Frequently Asked Questions<\/a><ul><li><a href=\"#Is_Venture_X_hard_to_get\">Is Venture X hard to get?<\/a><\/li><li><a href=\"#What_is_the_Capital_One_Venture_X_credit_limit\">What is the Capital One Venture X credit limit?<\/a><\/li><li><a href=\"#Does_Capital_One_Venture_X_do_a_hard_pull\">Does Capital One Venture X do a hard pull?<\/a><\/li><li><a href=\"#How_much_is_75000_Venture_miles_worth\">How much is 75,000 Venture miles worth?<\/a><\/li><li><a href=\"#Is_the_Venture_X_card_metal\">Is the Venture X card metal?<\/a><\/li><li><a href=\"#Can_you_use_Venture_X_right_away\">Can you use Venture X right away?<\/a><\/li><li><a href=\"#How_many_credit_cards_is_too_many\">How many credit cards is too many?<\/a><\/li><li><a href=\"#How_soon_can_I_get_my_Venture_X_card\">How soon can I get my Venture X card?<\/a><\/li><li><a href=\"#What_is_the_difference_between_Venture_and_Venture_X\">What is the difference between Venture and Venture X?<\/a><\/li><li><a href=\"#Can_I_Transfer_Capital_One_Miles_to_Family_and_Friends\">Can I Transfer Capital One Miles to Family and Friends?<\/a><\/li><\/ul><\/li><\/ul><\/div>\n\n<h2><span id=\"Capital_One_Venture_X_Pros\">Capital One Venture X Pros<\/span><\/h2>\n<ul>\n<li>Large sign-up bonus.<\/li>\n<li>$300 annual travel credit.<\/li>\n<li>10,000-mile anniversary bonus.<\/li>\n<li>Earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights and vacation rentals booked through Capital One Travel, and 2X miles on other eligible purchases.<\/li>\n<li>Offers airport lounge access via Priority Pass and <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One Lounges<\/a>.<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Venture_X_Cons\">Capital One Venture X Cons<\/span><\/h2>\n<ul>\n<li>$395 annual fee.<\/li>\n<li>Limited bonus categories.<\/li>\n<li>Can't access many airport lounges in the United States.<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Venture_X_Welcome_Offer\">Capital One Venture X Welcome Offer<\/span><\/h2>\n<p>The Capital One Venture X currently offers the sign-up bonus of 75,000 miles when you spend $4,000 on purchases in the first 3 months from account opening.<\/p>\n<p>In recent <a target=\"_blank\" href=\"\/point-mile-values\" rel=\"noopener\">AwardWallet user redemptions<\/a>, Capital One miles provide an average of 2.04\u00a2 each. At that redemption rate, the 75,000-mile bonus is worth more than $1,500 \u2014 and that\u2019s before including the additional miles you'll earn by meeting your spending requirement.<\/p>\n<figure id=\"attachment_199257\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-199257 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/Capital-One-Landing-DCA-Featured.png\" alt=\"Capital One Landing Lounge entrance in DCA.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/Capital-One-Landing-DCA-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/Capital-One-Landing-DCA-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/Capital-One-Landing-DCA-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/Capital-One-Landing-DCA-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/do-capital-one-rewards-expire\/\" rel=\"noopener\">Do Capital One Miles Expire?<\/a><\/strong><\/p>\n<h2><span id=\"Capital_One_Venture_X_Benefits\">Capital One Venture X Benefits<\/span><\/h2>\n<p>Capital One did a great job making sure its flagship card delivers above and beyond its cost for frequent travelers.<\/p>\n<h3><span id=\"Annual_travel_credit\">Annual travel credit<\/span><\/h3>\n<p>Arguably the largest single benefit of the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card is that it provides cardholders with a <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">$300 travel credit<\/a> each year. If utilized, you essentially knock the annual fee down to just $95. This matches the annual fee on the <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a> \u2014 which lacks the other benefits of the Capital One Venture X.<\/p>\n<figure id=\"attachment_234931\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/264\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-234931 size-large lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-1024x300.png\" alt=\"A screenshot of the Capital One Travel homepage. \" width=\"900\" height=\"264\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-1024x300.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-300x88.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-768x225.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-1536x449.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-11-at-15.40.07-2048x599.png 2048w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Capital One Travel<\/em><\/enter><\/figure>\n<p>However, to\u00a0utilize the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">Venture X travel credit<\/a>, you'll need to make a booking via the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One travel portal<\/a>. Recently, the travel portal has expanded to include attractions and vacation rentals, providing you with more options for using the credit beyond flights, hotels, and rental cars.<\/p>\n<p>I typically use my credit for short-haul flights on low-cost airlines, as they don't penalize you in the same way as hotels and rental car companies do for third-party bookings. Plus, Capital One offers a handy price guarantee tool that refunds you up to $50 if the price of your flight drops within 10 days of booking.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-price-match\/\" rel=\"noopener\">How I Got $78 Back in Under 8 Minutes Through the Capital One Travel Price Match Guarantee<\/a><\/p>\n<h3><span id=\"Airport_lounge_access\">Airport lounge access<\/span><\/h3>\n<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card comes with a <a target=\"_blank\" href=\"\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">Priority Pass Select membership<\/a>, which allows cardholders to access more than 1,300 airport lounges worldwide.<\/p>\n<p>These lounges can provide an oasis away from crowded terminals and usually offer complimentary food, drinks, and outlets. You'll also see showers, sleeping pods, and more, depending on where you're visiting. However, you'll need to weigh the cost against the benefits, as not all Priority Pass lounges are built the same.<\/p>\n<p>Unfortunately, <a target=\"_blank\" href=\"\/news\/capital-one-rewards\/guest-lounge-access-changes\/\" rel=\"noopener\">lounge access changed in early 2026<\/a>. Now, you can no longer bring guests to a Priority Pass lounge for free; you'll need to pay $35 per guest per visit.<\/p>\n<p>You can add <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-authorized-user-benefits\/\" rel=\"noopener\">Capital One Venture X authorized users<\/a> for free, but you'll now need to pay an annual $125 lounge access fee for your authorized users to have access to the lounge.<\/p>\n<figure id=\"attachment_213717\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-213717 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/capital-one-lounge-jfk-desk-featured-3.png\" alt=\"Capital One Lounge at JFK welcome desk.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/capital-one-lounge-jfk-desk-featured-3.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/capital-one-lounge-jfk-desk-featured-3-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/capital-one-lounge-jfk-desk-featured-3-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/capital-one-lounge-jfk-desk-featured-3-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<p>Cardholders are also entitled to unlimited complimentary access for themselves to Capital One lounges. However, you'll pay $45 to bring a guest with you to the lounge. Guests under 17 will cost $25. Guests 2 and under remain free.<\/p>\n<p>So far, <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One lounges<\/a> are open in New York City (JFK), Las Vegas (LAS), Washington D.C. (IAD), Denver (DEN), and Dallas\u2013Fort Worth (DFW), with another on the way in Charlotte (CLT). A Capital One Landing at Washington National Airport (DCA) is already open, and a new location is scheduled to open in New York City (LGA).<\/p>\n<h3><span id=\"10000-mile_anniversary_bonus\">10,000-mile anniversary bonus<\/span><\/h3>\n<p>Starting on your first anniversary, cardholders will receive a 10,000-mile bonus per year. When redeemed for statement credits against travel purchases, these points are worth $100.<\/p>\n<p>However, savvy travelers can get much more value from these points by redeeming through <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One transfer partners<\/a>. AwardWallet users have averaged 2.04\u00a2 cents per Capital One mile in recent redemptions with partners.<\/p>\n<h3><span id=\"Rental_car_elite_status\">Rental car elite status<\/span><\/h3>\n<p>Cardholders and any authorized users are entitled to Hertz Gold Plus President\u2019s Circle status. This status grants you complimentary upgrades and the ability to skip the line at the counter. To take advantage of this perk, you'll need to register with Hertz through the Gold Plus Rewards enrollment process. Then, sign in to Capital One and navigate to the &#8220;benefits&#8221; tab to request your upgraded status.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/car-rental\/how-to-get-rental-car-elite-status-for-free\/\" rel=\"noopener\">How to Get Rental Car Elite Status for Free<\/a><\/strong><\/p>\n<h3><span id=\"TSA_PreCheckGlobal_Entry_credit\">TSA PreCheck\/Global Entry credit<\/span><\/h3>\n<p>Tons of travel <a target=\"_blank\" href=\"\/travel\/tsa-precheck\/\" rel=\"noopener\">credit cards offer a TSA PreCheck\/Global Entry credit<\/a>, so it's no surprise that the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card does as well. To be eligible, you simply need to apply for membership and use your card to pay. A few days later, you\u2019ll get a statement credit reimbursing you for the charges.<\/p>\n<p>Cardholders can utilize this credit once every four years. TSA PreCheck and Global Entry memberships are both valid for five years, but you can renew up to one year in advance.<\/p>\n<h3><span id=\"Travel_insurance\">Travel insurance<\/span><\/h3>\n<p>As a Visa Infinite card, the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card comes with its own suite of <a target=\"_blank\" href=\"\/credit-cards\/travel-insurance\/\" rel=\"noopener\">complimentary travel insurance<\/a>. This includes:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">Rental car insurance<\/a><\/li>\n<li>Trip cancellation insurance<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/trip-cancellation-insurance\/\" rel=\"noopener\">Trip interruption insurance<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/baggage-loss-insurance\/\" rel=\"noopener\">Lost luggage reimbursement<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/trip-delay-insurance\/\" rel=\"noopener\">Trip delay reimbursement<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/travel-insurance\/\" rel=\"noopener\">Travel accident insurance<\/a><\/li>\n<\/ul>\n<p>To be eligible for these insurances, you'll need to pay for the travel with your card. For flights, this means charging the airfare (or award taxes and fees) to your card. For rental cars, this means using your card to pay and declining the rental car company's collision damage waiver option.<\/p>\n<h3><span id=\"Shopping_insurance\">Shopping insurance<\/span><\/h3>\n<p>Along with travel insurance, the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> also offers protections for items that you've purchased:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">Purchase protection<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/return-protection\/\" rel=\"noopener\">Return protection<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-with-cell-phone-protection\/\" rel=\"noopener\">Cell phone insurance<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty<\/a><\/li>\n<\/ul>\n<h3><span id=\"Premier_Collection_hotels\">Premier Collection hotels<\/span><\/h3>\n<p>Have you heard of the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-fine-hotels-and-resorts\/\" rel=\"noopener\">American Express Fine Hotels + Resorts<sup>\u00ae<\/sup> program<\/a>? Or perhaps its competitor, <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/the-edit-by-chase-travel\/\" rel=\"noopener\">The Edit by Chase<\/a>? These programs give eligible customers the ability to book high-end hotels with luxury perks such as a $100 food and beverage credit, room upgrades, early check-in, late check-out, and complimentary breakfast.<\/p>\n<p>Capital One offers its own program, the Premier Collection, which provides elevated perks for stays at both hotels and vacation rentals. You'll receive benefits like a $100 experience credit, early check-in and late checkout, daily breakfast for two, complimentary Wi-Fi, and a room upgrade.<\/p>\n<p>Capital One also offers the Lifestyle Collection, which gives similar benefits, including a $50 experience credit, early check-in and late checkout, a room upgrade, and free Wi-Fi.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/hotel-collection-benefits\/\" rel=\"noopener\">How to Receive Elite Hotel Benefits Without Elite Status<\/a><\/strong><\/p>\n<h3><span id=\"Other_cardmember_perks_and_memberships\">Other cardmember perks and memberships<\/span><\/h3>\n<ul>\n<li><strong>PRIOR:<\/strong> Capital One Venture X cardholders receive a complimentary annual PRIOR magazine membership.<\/li>\n<li><strong>The Cultivist <\/strong>grants members entrance to over 100 museums worldwide; cardholders receive 50% off an Enthusiast membership ($220 instead of $440 for a 1-year membership).<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Venture_X_Earning_Rates\">Capital One Venture X Earning Rates<\/span><\/h2>\n<p>Capital One's Mile-earning cards are some of the best out there \u2014 especially if you like to keep things simple with a strong earning rate on most purchases. The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card is no different:<\/p>\n<ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul>\n<p>The card\u2019s earning structure is simple. However, it falls slightly behind its competitors in terms of miles earned on travel expenses. Sure, cardholders can earn up to 10x on travel, but to do so, you'll need to book your travel through Capital One's travel portal.<\/p>\n<figure id=\"attachment_208093\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-208093 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Choice-Ascend-Atrium-Featured.png\" alt=\"The Atrium Beach Resort and Spa, Ascend Hotel Collection\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Choice-Ascend-Atrium-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Choice-Ascend-Atrium-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Choice-Ascend-Atrium-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Choice-Ascend-Atrium-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>The Atrium Beach Resort and Spa, Ascend Hotel Collection. Credit: Choice<\/em><\/enter><\/figure>\n<p>The downside of that is that hotels and rental car agencies don't like it when you use other websites to book their products. This includes online travel agencies (OTAs) such as Priceline, Expedia, and the Capital One travel portal. In order to disincentivize you from doing so, they penalize third-party bookings by removing any benefits or credits associated with elite status.<\/p>\n<p>This unfortunate requirement to book through the Capital One Travel portal to earn maximum rewards hampers the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card compared to its competitors. For example, the Sapphire Reserve rewards cardholders with 4x points for hotels and flights booked directly.<\/p>\n<p>However, the Capital One Venture X card does truly shine when it comes to the baseline earning rate on everyday spending. Only a few cards earn 2x for all eligible purchases. Most competitors either have spending caps or offer less valuable rewards. Capital One has no caps on its 2x earning rate and offers highly competitive redemption options.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">Best Credit Cards for Everyday Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Capital_One_Miles\">Redeeming Capital One Miles<\/span><\/h2>\n<p><a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> cardholders have quite a few different ways to redeem Capital One miles. The simplest way to redeem Capital One miles is for a statement credit to offset travel purchases made with your card. You\u2019ll get 1 cent per Capital One mile redeemed this way.<\/p>\n<p>Although that\u2019s not the best redemption rate, the ability to offset any travel purchase means you can use Capital One miles to avoid paying out-of-pocket for award taxes\/fees, ground transportation, and other travel costs that you typically can\u2019t redeem points and miles for.<\/p>\n<p>Cardholders can alternatively <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">redeem Capital One miles through the travel portal<\/a> \u2014 but we recommend against doing so. Instead, it\u2019s better to make a purchase through the travel portal using your card, earn miles on the purchase, and then offset those purchases later.<\/p>\n<figure id=\"attachment_140809\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-140809 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Singapore-Airlines-new-business-class-featured.png\" alt=\"Singapore Airlines new business class cabin\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Singapore-Airlines-new-business-class-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Singapore-Airlines-new-business-class-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Singapore-Airlines-new-business-class-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Singapore-Airlines-new-business-class-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Singapore Airlines, a Capital One transfer partner<\/em><\/enter><\/figure>\n<p>Both of those options only provide a one cent per mile redemption rate. However, advanced points and miles collectors can do much better than that by taking advantage of the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One transfer partners<\/a> to really maximize the value of their points. Capital One currently has four different hotel partners and 18 Capital One airline partners:<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Accor Group (ALL - Accor Live Limitless)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:50<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 hour<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aeromexico (Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Air Canada (Aeroplan)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/british-airways-club\/british-airways-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">British Airways (Club)<\/a><div class=\"tt-to-region\">United States<\/div><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Cathay Pacific (Cathay)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 days<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Emirates (Skywards & Business Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:75<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/emirates-transfer-rate-devaluation\/\">Transfer ratio devalued effective January 13, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Etihad Airways (Etihad Guest)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>EVA Air (Infinity MileageLands)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:75<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Finnair Plus<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Japan Airlines (JMB)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:75<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:60<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/transfer-capital-one-to-jetblue\/\">Launched February 18, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Preferred Hotels, etc. (I Prefer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:200<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qantas (Frequent Flyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:120<div class=\"tt-bonus\"><a href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/qantas-transfer-bonus\/\">20% transfer bonus through May 31, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qatar Airways (Privilege Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/qatar-jal-i-prefer-transfer-partners\/\">Launched September 23, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Singapore Airlines (KrisFlyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">18 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>TAP Portugal (Miles&Go)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Turkish Airlines (Miles&Smiles)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/transfer-to-virgin-red\/\">Capital One points transfer to Virgin Red. Link your Virgin Red and Flying Club accounts to use points for flights<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Red<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Wyndham Rewards<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">13 hours<\/div><\/div><\/div><\/div>\n<p>You probably spy a few familiar names in there \u2014 including Air France, Choice, and Wyndham. But don\u2019t overlook the lesser-known programs. Cardholders can use <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/use-capital-one-miles-domestic-flights\/\" rel=\"noopener\">Capital One domestic sweet spots<\/a> to book flights on Delta from 5,000 miles, American flights from 6,000 miles, and United flights from 10,000 miles\u00a0\u2014 even though none of these U.S. airlines are transfer partners.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/best-capital-one-transfer-partners\/\" rel=\"noopener\">Capital One's Best Transfer Partners<\/a><\/strong><\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>If you're sold on the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a>, there are a few things to know before you apply. The card is marketed to consumers with &#8220;Excellent&#8221; credit. Although Capital One doesn't provide specific credit score guidelines, we'd recommend a FICO score of at least 740 to maximize your chances of approval. It's also important that you have a well-established credit history with at least a few years of data.<\/p>\n<p>Unlike most card issuers, Capital One will pull your credit report from all three credit bureaus (Experian, Equifax, and TransUnion). Be sure to review your credit file with each bureau to ensure there are no errors that might hurt your chances of approval.<\/p>\n<p>Lastly, you need to be aware that Capital One will only accept one credit card application every six months\u2014a limit that applies to both business and consumer cards issued by the bank. If you've applied for a different Capital One card more recently, you'll need to wait before applying.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">A Beginner's Guide to Building Healthy Credit<\/a><\/strong><\/p>\n<h2><span id=\"Capital_One_Venture_X_vs_Capital_One_Venture\">Capital One Venture X vs. Capital One Venture<\/span><\/h2>\n<p>When comparing the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-venture-x-vs-venture-card\/\" rel=\"noopener\">Capital One Venture vs. Capital One Venture X<\/a>, both earn 2x miles on everyday spending and bonus miles on travel purchased through Capital One Travel.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>The best Venture Card for you really boils down to two factors:<\/p>\n<ul>\n<li>Would you utilize the Venture X's $300 annual travel credit on travel you\u2019d purchase anyway?<\/li>\n<li>Are you okay with paying a $395 annual fee up front?<\/li>\n<\/ul>\n<p>If the answer to both is yes, the Capital One Venture X is the obvious choice. Not only does the $300 annual travel credit effectively lower the annual fee to $95, but the 10,000-mile bonus offsets the remainder of the annual fee, even if miles are redeemed at just one cent each.<\/p>\n<p>All of the many other Capital One Venture X benefits \u2014 5X miles on flights booked through Capital One Travel, lounge access, and rental car elite status\u2014 are just cherries on top.<\/p>\n<h2><span id=\"Other_Cards_That_Compete_With_the_Capital_One_Venture_X\">Other Cards That Compete With the Capital One Venture X<\/span><\/h2>\n<p>We've brought up a few other cards throughout this article, but here's a handy chart to check out the major differences between the Capital One Venture X and some of its major competitors.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0ec1fdd4ff56f94023fa753991b99529e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express Platinum Card<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$895<span class=\"compare-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>In the showdown between <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">premium travel cards<\/a>, there isn\u2019t one winner. Instead, it\u2019s about finding the best card for your travel style \u2014 and budget. Of these three marquis cards, the Capital One Venture X has a much lower $395 annual fee vs. $895 for Platinum Card<sup>\u00ae<\/sup> (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and $795 (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0ec1fdd4ff56f94023fa753991b99529e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) for Chase Sapphire Reserve<sup>\u00ae<\/sup>.<\/p>\n<p>For its much higher annual fee, the Platinum Card<sup>\u00ae<\/sup> offers additional perks like an up to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-hotel-credit\/\" rel=\"noopener\">$600 annual hotel credit<\/a> (The Hotel Collection requires a minimum two-night stay), monthly Uber Cash credits, a digital entertainment credit, and more. Plus, the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/american-express-global-lounge-collection\/\" rel=\"noopener\">American Express Global Lounge Collection<\/a>\u00ae <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/american-express-global-lounge-collection\/\" rel=\"noopener\"><\/a>is a notch above the Capital One lounge offerings. However, you\u2019ll have to figure out for yourself if these perks are worth the extra annual fee. Enrollment is required for select Amex benefits.<\/p>\n<p>The Sapphire Reserve offers a more flexible $300 travel credit that can be used for any travel purchase, a higher 4x earning rate on hotels and flights booked directly with travel providers, and 3x on dining, plus <a target=\"_blank\" href=\"\/credit-cards\/cardholder-lyft-benefits\/\" rel=\"noopener\">partner perks with Lyft<\/a>, <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">DoorDash<\/a>, and more. But you\u2019ll have to value each of these perks to figure out if they\u2019re worth the additional annual fee.<\/p>\n<h2><span id=\"Our_Take_Is_the_Capital_One_Venture_X_Worth_It\">Our Take: Is the Capital One Venture X Worth It?<\/span><\/h2>\n<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> card has a lot going for it, especially if you can make use of its benefits. However, the pricey $395 annual fee can put off a lot of potential customers, especially if they're not used to the high-dollar pricing that comes along with premium travel credit cards.<\/p>\n<p>That being said, it's pretty easy to justify this card. If you're able to use up the $300 travel credit and 10,000-mile anniversary bonus, the card itself is more than paid for. That, plus the ability to earn an uncapped 2x on all eligible purchases, makes this a worthy contender for any wallet. Besides this, the ability to earn Capital One Miles, which can be transferred to 22 different hotel and airline partners, is incredibly valuable. Hotel and airline cards have their place, but nothing beats a flexible point currency.<\/p>\n<p>The only time we wouldn't recommend this card is if you already have a boatload of credit cards, including the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> card.<\/p>\n<p>For example, let's say that you have both the Capital One Venture and the Sapphire Reserve. Between these two, you have the great multiplier for non-bonus spending, a more flexible travel credit, and Priority Pass lounge access. In this case, the Capital One Venture X card would be fairly redundant unless you really needed multiple Priority Pass memberships.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The Capital One Venture X card is a premium travel credit card made to compete with the likes of Platinum Card<sup>\u00ae<\/sup> and Sapphire Reserve. It does that in spectacular fashion, offering hundreds of dollars per year in value while still managing to charge a much lower annual fee.<\/p>\n<p>There are many cases in which a Capital One Venture X card is the right option for you, even if you travel only once or twice per year. That being said, if you're averse to paying high annual fees or don't think you'll be able to take advantage of the $300 travel credit, this may not be the right fit. Instead, consider the less expensive but still strong <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> for similar benefits at a lower cost.<\/p>\n<p>Pairing the Capital One Venture X with <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-rewards-cards\/\" rel=\"noopener\">cards that earn American Express Membership Rewards<\/a>, <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a>, <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/\" rel=\"noopener\">Citi ThankYou<sup>\u00ae<\/sup> points<\/a>, or <a target=\"_blank\" href=\"\/credit-cards\/bilt-rewards\/\" rel=\"noopener\">Bilt Rewards<\/a> can strengthen your portfolio. This gives you the best flexibility when it actually comes time to redeem your rewards.<\/p>\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t\t<h2><span id=\"Frequently_Asked_Questions\">Frequently Asked Questions<\/span><\/h2>\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Is_Venture_X_hard_to_get\">Is Venture X hard to get?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The Capital One Venture X Rewards Credit Card is one of the most difficult cards to get. It requires \"Excellent\" credit, which means you'll need to be in the high 700s before even thinking about applying. Capital One also maintains its own application rules: You can only get one card every six months with a maximum of two personal Capital One credit cards.<\/p>\n<p>Capital One is also pretty strict when it comes to new card approvals. The issuer tends to look pretty heavily at recent inquiries and may deny you for having too many open accounts. You'll also want to note that Capital One pulls your credit from all three bureaus; this is uncommon, as most card issuers will only pull from one or two.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"What_is_the_Capital_One_Venture_X_credit_limit\">What is the Capital One Venture X credit limit?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>There is no published maximum for the amount of the credit line you'll receive with Capital One, whether you're looking to apply for a Capital One Venture X Rewards Credit Card or a Capital One Venture Rewards Credit Card. Instead, the amount of credit that you'll get is going to depend on your creditworthiness.<\/p>\n<p>Since you have to have an \"Excellent\" credit score to be approved for a Capital One Venture X Rewards Credit Card odds are that your limit will be high. However, before applying, you'll want to be sure that your score is going to be as polished as possible.<\/p>\n<p>Factors that affect your credit score include recent inquiries, total available credit, on-time payments, credit utilization, length of credit, and types of credit.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Does_Capital_One_Venture_X_do_a_hard_pull\">Does Capital One Venture X do a hard pull?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Capital One will always do a hard pull when you're applying for new credit. Unlike other card issuers, Capital One pulls your credit from Experian, TransUnion, and Equifax. This means you'll see a short-term ding to your credit across all three of these bureaus.<\/p>\n<p>However, if you've too recently applied for a credit card from Capital One, either business or personal, you'll be automatically denied. You can get one new card every six months; applications beyond this are flagged as duplicates and denied.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"How_much_is_75000_Venture_miles_worth\">How much is 75,000 Venture miles worth?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The value that you'll get out of your miles will depend on how you redeem them. With Capital One, there are a variety of redemptions you can make, including statement credits, gift cards, travel bookings, and more. However, these aren't the ideal methods for redemption, as the most value you'll ever get is 1 cent per point. <\/p>\n<p>Instead, take advantage of Capital One's hotel and airline transfer partners to extract greater value. In recent redemptions, AwardWallet users averaged 2.04\u00a2 cents of value per mile for  redemptions. That's a big difference!<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Is_the_Venture_X_card_metal\">Is the Venture X card metal?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The Capital One Venture X Rewards Credit Card is a premium travel credit card. Like competitors American Express and Chase, Capital One sought to give the card a premium feel by making it out of metal. The card itself weighs approximately 17 grams, which is triple the weight of a standard plastic credit card.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Can_you_use_Venture_X_right_away\">Can you use Venture X right away?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Capital One does a great job with its website and mobile app, especially when it comes to online security. Once you're approved for the Capital One Venture X Rewards Credit Card, you're able to start making charges right away. This is thanks to the ability to create a digital credit card online.<\/p>\n<p>However, you don't need to stop using a digital credit card once your physical card arrives. Digital credit cards can offer greater security than standard credit cards, since you can set limits and expiration dates per card. Consider using Capital One's digital card for free trials or for subscriptions that will otherwise be difficult to cancel.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"How_many_credit_cards_is_too_many\">How many credit cards is too many?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>As long as you get value from a credit card after paying the annual fee, there's no such thing as too many credit cards. Just calculate the annual fees you're paying versus the value that you get out of each card. Some cards are considered 'sock drawer' cards and are only taken out every once in a while. These cards may provide more value than their annual fee simply by existing. Other cards may want to remain in heavy rotation, especially if you're trying to maximize every point you earn.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"How_soon_can_I_get_my_Venture_X_card\">How soon can I get my Venture X card?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Most of the time when you apply for credit, you'll know almost immediately if you've been approved. If you are approved for the Capital One Venture X Rewards Credit Card, it'll be sent out to you immediately, and you'll receive it within days. However, you can <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-virtual-card\/\">find your Capital One card number without the card<\/a> and opt to start using the card immediately thanks to the ability to use a virtual version of the card via the mobile app or the website. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"What_is_the_difference_between_Venture_and_Venture_X\">What is the difference between Venture and Venture X?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a> is like the younger sibling of the Capital One Venture X Rewards Credit Card. It costs $95 per year rather than $395 per year and offers correspondingly fewer benefits. Meanwhile, theCapital One Venture X Rewards Credit Card provides a $300 annual travel credit, a 10,000-mile anniversary bonus, Priority Pass Select membership, and more, while the <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a> does not.<\/p>\n<p>However, both cards earn an unlimited 2x per dollar spent on all purchases outside the Capital One travel portal, which can be especially good if you spend a lot at locations such as Amazon and Walmart.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3><span id=\"Can_I_Transfer_Capital_One_Miles_to_Family_and_Friends\">Can I Transfer Capital One Miles to Family and Friends?<\/span><\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes, Capital One has one of the most generous transfer policies of any issuer. You can <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/share-capital-one-miles-another-person\/\">transfer Capital One miles to other accounts<\/a> with almost no caps or restrictions. There are no fees to transfer your miles, and you can combine rewards from both personal and business accounts.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<p>The Capital One Venture X Rewards Credit Card is a premium travel credit card made to be accessible. Although it has an expensive annual fee, it still charges far less than the competition while managing to offer great benefits. These include a $300 annual travel credit, airport lounge access, annual bonus miles, and more.<\/p>\n","protected":false},"author":75,"featured_media":167718,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12708,12620],"coauthors":[36395,36518],"class_list":["post-69923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one-rewards","tag-card-reviews"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=69923"}],"version-history":[{"count":95,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69923\/revisions"}],"predecessor-version":[{"id":251489,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/69923\/revisions\/251489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/167718"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=69923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=69923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=69923"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=69923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}