{"id":71127,"date":"2026-04-07T18:10:02","date_gmt":"2026-04-07T18:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=71127"},"modified":"2026-04-08T14:10:18","modified_gmt":"2026-04-08T14:10:18","slug":"southwest-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-credit-card\/","title":{"rendered":"Southwest Credit Cards: Get Bonus Miles, Travel Perks &amp; a Fast-Track to the Companion Pass"},"content":{"rendered":"<p>Southwest Airlines isn't for everyone, but plenty of travelers still &#8220;LUV&#8221; the low-cost airline \u2014 even despite <a href=\"https:\/\/awardwallet.com\/airlines\/southwest-rapid-rewards\/\">recent changes<\/a>. For those who fly the airline regularly, it can make sense to add a co-branded credit card to your wallet, especially with the money-saving perks they offer.<\/p>\n<p>But with Southwest\u2019s five co-branded credit cards \u2014 three personal and two business \u2014 all issued by Chase, choosing the right one isn\u2019t always straightforward. Each has its unique set of perks and benefits, as well as a difference in annual fees. Which one is right for you will vary from individual to individual. A limited-time welcome offer could also influence when it makes sense to apply.<\/p>\n<p>To help you decide, we\u2019ll break down each Southwest credit card and highlight which type of traveler it fits best.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Comparing_Personal_Southwest_Credit_Cards\">Comparing Personal Southwest Credit Cards<\/a><ul><li><a href=\"#Southwest_Rapid_Rewards_Plus_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_Premier_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_Priority_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Comparing_Southwest_Credit_Cards_for_Small_Businesses\">Comparing Southwest Credit Cards for Small Businesses<\/a><ul><li><a href=\"#Southwest_Rapid_Rewards_Performance_Business_Credit_Card\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/a><\/li><li><a href=\"#Southwest_Rapid_Rewards_Premier_Business_Credit_Card\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/a><\/li><\/ul><\/li><li><a href=\"#Earn_a_Companion_Pass_With_Southwest_Credit_Cards\">Earn a Companion Pass With Southwest Credit Cards<\/a><\/li><li><a href=\"#Southwest_Credit_Card_Application_Rules\">Southwest Credit Card Application Rules<\/a><ul><li><a href=\"#Chase8217s_524_rule\">Chase's 5\/24 rule<\/a><\/li><li><a href=\"#Southwest_card-specific_limitations\">Southwest card-specific limitations<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Comparing_Personal_Southwest_Credit_Cards\">Comparing Personal Southwest Credit Cards<\/span><\/h2>\n<p>To choose the best Southwest credit card for your situation, let's look at how they differ. Each Southwest consumer credit card comes with its own benefits, and depending on how you travel, those perks can help offset the annual fee.<\/p>\n<p>Now that Southwest is <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/airlines\/southwest-rapid-rewards\/southwest-baggage-fees\/\" rel=\"noopener\">charging for bags<\/a> and <a href=\"https:\/\/awardwallet.com\/airlines\/southwest-rapid-rewards\/southwest-seat-selection\/\">has assigned seating<\/a>, credit cards can play a pivotal role in avoiding those fees. If you play your cards right, you'll get far more value than it costs to keep your card year after year.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPlusCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Plus Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Plus Credit Card' data-ccid=\"520080\" href=\"\/blog\/link\/SouthwestRapidRewardsPlusCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99<span class=\"compare-terms\"><a data-ccid=\"520080\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005150&type=3&u1=315856ec76ebd3b1dd5703c4f4fb221a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPremierCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Premier Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$149<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPriorityCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Priority Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Priority Credit Card' data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$229<span class=\"compare-terms\"><a data-ccid=\"4048122\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005153&type=3&u1=88e38b28b165ff67c8f2bf2e73497d40&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Southwest_Rapid_Rewards_Plus_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"520080\" href=\"\/blog\/link\/SouthwestRapidRewardsPlusCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Plus Card<\/a> is a no-frills card that is great for those not worried about elite status or priority benefits. It includes:<\/p>\n<ul>\n<li><strong>First checked bag free<\/strong> for you and up to eight additional passengers on the same reservation<\/li>\n<li><strong>Standard seat selection<\/strong> within 48 hours of departure<\/li>\n<li><strong>Group 5 boarding<\/strong><\/li>\n<li><strong>10% discount code<\/strong> each year for use on a paid Southwest flight<\/li>\n<li><strong>3,000-point bonus<\/strong> each cardholder anniversary<\/li>\n<li><strong>25% back<\/strong> on in-flight purchases<\/li>\n<li><strong>2X Rapid Rewards points<\/strong> on Southwest purchases plus restaurant and grocery purchases (up to $5,000 spent per anniversary year)<\/li>\n<li><strong>10,000 Companion Pass qualifying points<\/strong> boost annually<\/li>\n<li><strong>No foreign transaction fees<\/strong><\/li>\n<\/ul>\n<p><strong>Our take: Consider this card if you want a low annual fee, a solid welcome bonus, and a handful of ongoing perks that can help offset Southwest travel costs<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"520080\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPlusCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Plus Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Plus Credit Card' data-ccid=\"520080\" href=\"\/blog\/link\/SouthwestRapidRewardsPlusCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"520080\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005150&type=3&u1=315856ec76ebd3b1dd5703c4f4fb221a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$99<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card is the most cost-effective option for enjoying Southwest benefits. Cardholders receive 25% back on inflight purchases, and a boost of 10,000 Companion Pass qualifying points annually, all at a lower annual fee compared to other Southwest-branded cards. The card offers 3,000 anniversary points, and 2 points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.<\/li><li>3,000 anniversary points each year.<\/li><li>Earn 2 points per $1 spent on Southwest Airlines&#xAE; purchases<\/li><li>Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year<\/li><li>Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.<\/li><li>Select a Standard seat within 48 hours prior to departure, when available.<\/li><li>Earn 1 point for every $1 spent on all other purchases.<\/li><li>No foreign transaction fees.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-plus\/\" rel=\"noopener\">Southwest Plus Card Review<\/a><\/strong><\/p>\n<h3><span id=\"Southwest_Rapid_Rewards_Premier_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/span><\/h3>\n<p>The <strong>Southwest Premier Card<\/strong> card is the mid-tier option and a step above the Southwest Plus Card. It also includes:<\/p>\n<ul>\n<li><strong>First checked bag free<\/strong> for you and up to eight additional passengers on the same reservation<\/li>\n<li><strong>Standard or Preferred seat<\/strong> <strong>selection<\/strong> within 48 hours of departure<\/li>\n<li><strong>Group 5 boarding<\/strong><\/li>\n<li><strong>6,000-point bonus <\/strong>each cardholder anniversary<\/li>\n<li><strong>15% discount code<\/strong> each year for use on a paid Southwest flight<\/li>\n<li><strong>Earn 3X Rapid Rewards points<\/strong> on Southwest purchases and 2X for restaurant and grocery purchases (up to $8,000 spent per anniversary year)<\/li>\n<li><strong>10,000 Companion Pass qualifying points<\/strong> boost annually<\/li>\n<li><strong>1,500 tier-qualifying points<\/strong> toward A-List status for every $5,000 spent in purchases<\/li>\n<li><strong>No foreign transaction fees<\/strong><\/li>\n<\/ul>\n<p><strong>Our take: The Southwest Premier Card can be a good middle-ground option if you want added seat selection flexibility without the higher annual fee of the Southwest Priority Card.<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"2000147\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPremierCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Premier Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 55,000 bonus points after spending $1,500 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$149<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>3X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-premier\/\" rel=\"noopener\">Southwest Premier Card Review<\/a><\/strong><\/p>\n<h3><span id=\"Southwest_Rapid_Rewards_Priority_Credit_Card\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Priority Card<\/a> is the top-tier card of the trio. The annual fee is higher than its two counterparts. But it comes with elite benefits and other perks that set it apart from the other two personal Southwest cards. In fact, assuming you travel a few times per year, the benefits more than offset the $229 annual fee.<\/p>\n<p>This card includes:<\/p>\n<ul>\n<li><strong>First checked bag free<\/strong> for you and up to eight additional passengers on the same reservation<\/li>\n<li><strong>Group 5 boarding<\/strong><\/li>\n<li><strong>Preferred seat <em>at booking<\/em><\/strong><\/li>\n<li><strong>Extra Legroom seat <\/strong>upgrade within 48 hours of departure<\/li>\n<li><strong>25% back<\/strong> on in-flight purchases<\/li>\n<li><strong>7,500-point bonus<\/strong> each cardholder anniversary<\/li>\n<li><strong>Earn 4X Rapid Rewards points<\/strong> on Southwest purchases<\/li>\n<li><strong>10,000 Companion Pass qualifying points<\/strong> boost annually<\/li>\n<li><strong>2,500 tier-qualifying points<\/strong> toward A-List status for every $5,000 spent in purchases<\/li>\n<li><strong>No foreign transaction fees<\/strong><\/li>\n<\/ul>\n<p><strong>Our take: Despite the higher annual fee, this is the best personal card for those traveling several times a year on Southwest due to the huge cost savings on bags and seat fees. The value of the anniversary points plus the savings on seat fees can easily outweigh the annual fee.<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"4048122\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPriorityCreditCard.png\" width=\"150\" alt=\"Southwest Rapid Rewards\u00ae Priority Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest Rapid Rewards\u00ae Priority Credit Card' data-ccid=\"4048122\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPriorityCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048122\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005153&type=3&u1=88e38b28b165ff67c8f2bf2e73497d40&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$229<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card is packed with features for Southwest fans. The card offers 4X points on Southwest purchases, 2X points at gas stations and restaurants, and 1X points on all other purchases. Cardholders receive 7,500 anniversary points each year, 25% back on inflight purchases, and a 10,000 Companion Pass qualifying points boost annually. Additional features are no foreign transaction fees, comprehensive travel and purchase protections, contactless payment, and instant access to the card when added to a digital wallet. Through 12\/31\/2025, cardholders also receive a $75 annual Southwest travel credit and 4 Upgraded Boardings per year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.<\/li><li>7,500 anniversary points each year.<\/li><li>Earn 4 points per $1 spent on Southwest Airlines&#xAE; purchases, including flights, inflight, and Southwest gift cards.<\/li><li>Earn 2 points for every $1 you spend at gas stations and restaurants<\/li><li>First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.<\/li><li>Select a Preferred seat at booking, at no additional charge, when available.<\/li><li>Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.<\/li><li>No foreign transaction fees.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPriority\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-priority\/\" rel=\"noopener\">Southwest Priority Card Review<\/a><\/strong><\/p>\n<h2><span id=\"Comparing_Southwest_Credit_Cards_for_Small_Businesses\">Comparing Southwest Credit Cards for Small Businesses<\/span><\/h2>\n<p>Small business owners who fly Southwest even occasionally should consider one of its business cards. Not only do these cards not count against your 5\/24 status (see below notes on application rules), but the &#8220;you can only have one of these cards&#8221; rule for personal Southwest cards doesn't apply to these business cards.<\/p>\n<p>And before you think you aren't <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">eligible for a business credit card<\/a>, you might be surprised. Selling items online, walking dogs in your neighborhood, and other paid work you do on the side can qualify as a business.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPerformanceBusinessCreditCard.png\" width=\"150\" alt=\"Southwest\u00ae Rapid Rewards\u00ae Performance Business Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest\u00ae Rapid Rewards\u00ae Performance Business Credit Card' data-ccid=\"4048165\" href=\"\/blog\/link\/ChaseSouthwestPerformanceBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$299<span class=\"compare-terms\"><a data-ccid=\"4048165\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005149&type=3&u1=91a2cdcad444546febe779db30c8a9ac&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>4X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>2X points per $1 on hotel accommodations booked directly with the hotel<\/li>\r\n<li>2X points per $1 spent on rideshare<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPremierBusinessCreditCard.png\" width=\"150\" alt=\"Southwest\u00ae Rapid Rewards\u00ae Premier Business Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest\u00ae Rapid Rewards\u00ae Premier Business Credit Card' data-ccid=\"4048107\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPremierBusinessCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$149<span class=\"compare-terms\"><a data-ccid=\"4048107\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005152&type=3&u1=24d5f9e216ffb4340296b4eaf00c6ff3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants on the first $8,000 in combined purchases per year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h3><span id=\"Southwest_Rapid_Rewards_Performance_Business_Credit_Card\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048165\" href=\"\/blog\/link\/ChaseSouthwestPerformanceBusinessCard\" rel=\"noopener nofollow sponsored\">Southwest Performance Business Card<\/a> is the more premium product out of the two Southwest business card options and can make sense for someone who frequently flies Southwest. The benefits closely mirror the Southwest Priority Card on the personal side. This card includes:<\/p>\n<ul>\n<li><strong>First checked bag free<\/strong> for you and up to eight additional passengers on the same reservation<\/li>\n<li><strong>Group 5 boarding<\/strong><\/li>\n<li><strong>Preferred seat <em>at booking<\/em><\/strong><\/li>\n<li><strong>Extra Legroom seat<\/strong> upgrade within 48 hours of departure<\/li>\n<li><strong>25% back<\/strong> on in-flight purchases<\/li>\n<li><strong>9,000 anniversary points<\/strong><\/li>\n<li><strong>Earn 4X Rapid Rewards<\/strong> on Southwest purchases<\/li>\n<li><strong>10,000 Companion Pass qualifying points<\/strong> boost annually<\/li>\n<li><strong>2,500 tier-qualifying points<\/strong> toward A-List status for every $5,000 spent in purchases.<\/li>\n<li><strong>No foreign transaction fees<\/strong><\/li>\n<li>Global Entry, TSA PreCheck, or NEXUS credit<\/li>\n<\/ul>\n<p>In most cases, if you're <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/companion-pass-credit-card-strategy\/\" rel=\"noopener\">earning a Southwest Companion Pass through welcome bonuses<\/a>, you'll typically need to open a business card anyway. Of the two options, the substantial perks of this card should make it a top choice.<\/p>\n<p><strong>Our take: With similar great perks as the personal Priority card, this is a top choice for small business owners who fly with Southwest fairly often<\/strong>.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048165\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPerformanceBusinessCreditCard.png\" width=\"150\" alt=\"Southwest\u00ae Rapid Rewards\u00ae Performance Business Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest\u00ae Rapid Rewards\u00ae Performance Business Credit Card' data-ccid=\"4048165\" href=\"\/blog\/link\/ChaseSouthwestPerformanceBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048165\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005149&type=3&u1=91a2cdcad444546febe779db30c8a9ac&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$299<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The latest card to join the Southwest lineup of rewards cards, the Southwest Performance Business Card offers the highest Rapid Rewards signup bonus, earns more points than its Southwest counterparts, receives a massive 9,000-point anniversary bonus, plus offers plenty of perks and benefits for Southwest fans. One of the best co-brand business cards on the market.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>9,000 bonus points after your Cardmember anniversary.<\/li><li>Earn 4X pts on Southwest&#xAE; purchases.<\/li><li>Earn 2 points for every $1 you spend at gas stations and restaurants<\/li><li>Earn 2X points on hotel accommodations booked directly with the hotel<\/li><li>Earn 2X points on local transit and commuting, including rideshare.<\/li><li>First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.<\/li><li>Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>4X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>2X points per $1 on hotel accommodations booked directly with the hotel<\/li>\r\n<li>2X points per $1 spent on rideshare<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPerformanceBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/performance-business\/\" rel=\"noopener\">Southwest Performance Business Card Review<\/a><\/strong><\/p>\n<h3><span id=\"Southwest_Rapid_Rewards_Premier_Business_Credit_Card\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048107\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPremierBusinessCreditCard\" rel=\"noopener nofollow sponsored\">Southwest Premier Business Card<\/a> card is essentially the business version of the personal Premier card. All the perks, benefits, earnings, and annual fees are the same.<\/p>\n<ul>\n<li><strong>First checked bag free<\/strong> for you and up to eight additional passengers on the same reservation<\/li>\n<li><strong>Standard seat selection<\/strong> within 48 hours of departure<\/li>\n<li><strong>Group 5 boarding<\/strong><\/li>\n<li><strong>10% discount code<\/strong> each year for use on a paid Southwest flight<\/li>\n<li><strong>6,000-point bonus<\/strong> at each anniversary<\/li>\n<li><strong>25% back<\/strong> on in-flight purchases<\/li>\n<li><strong>2X Rapid Rewards points<\/strong> on Southwest purchases plus restaurant and grocery purchases (up to $5,000 spent per anniversary year)<\/li>\n<li><strong>10,000 Companion Pass qualifying points<\/strong> boost annually<\/li>\n<li><strong>1,500 tier-qualifying points<\/strong> toward A-List status for every $5,000 spent in purchases<\/li>\n<\/ul>\n<p><strong>Our take: Open this card if you want the solid benefits of a mid-tier card and want to avoid the credit hit a personal card would cause.<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"4048107\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/CardArt-SouthwestRapidRewardsPremierBusinessCreditCard.png\" width=\"150\" alt=\"Southwest\u00ae Rapid Rewards\u00ae Premier Business Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Southwest\u00ae Rapid Rewards\u00ae Premier Business Credit Card' data-ccid=\"4048107\" href=\"\/blog\/link\/SouthwestAirlinesRapidRewardsPremierBusinessCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048107\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005152&type=3&u1=24d5f9e216ffb4340296b4eaf00c6ff3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$149<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card is designed for business travelers frequenting Southwest Airlines. Key benefits include earning 3X points on Southwest purchases, 2X points at gas stations and restaurants (on the first $8,000 in combined purchases per year), and 1X points on all other purchases. Cardholders receive 6,000 anniversary points each year, 2 EarlyBird Check-Ins annually, and 25% back on inflight purchases. Additional features include earning unlimited tier qualifying points towards A-List status, up to $500 in statement credits annually for points transfers, and comprehensive travel and purchase protections, plus you'll pay no foreign transaction fees.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.<\/li><li>6,000 bonus points after your Cardmember anniversary.<\/li><li>Earn 3X points on Southwest Airlines&#xAE; purchases.<\/li><li>Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year<\/li><li>First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.<\/li><li>Select a Standard or Preferred seat within 48 hours prior to departure, when available.<\/li><li>Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.<\/li><li>No foreign transaction fees.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants on the first $8,000 in combined purchases per year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SWPremierBusiness\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/premier-business\/\" rel=\"noopener\">Southwest Premier Business Card Review<\/a><\/strong><\/p>\n<h2><span id=\"Earn_a_Companion_Pass_With_Southwest_Credit_Cards\">Earn a Companion Pass With Southwest Credit Cards<\/span><\/h2>\n<p>One of the best reasons to grab a Southwest credit card is for the super lucrative Companion Pass. For those who aren't familiar with it, <a target=\"_blank\" href=\"\/airlines\/southwest-rapid-rewards\/how-to-earn-southwest-companion-pass\/\" rel=\"noopener\">earning the Southwest Companion Pass<\/a> allows you to take a companion with you on any Southwest flight, as long as there is an open seat. You'll only pay for the taxes and fees \u2014 starting at just $5.60 for domestic flights. International flights will cost more in taxes and fees.<\/p>\n<figure id=\"attachment_254688\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/563\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-254688 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-scaled.jpeg\" alt=\"Southwest 737s at LGA.\" width=\"750\" height=\"563\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-scaled.jpeg 2560w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-750x563.jpeg 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-900x675.jpeg 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-768x576.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-1536x1152.jpeg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2048x1536.jpeg 2048w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-276x207.jpeg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-476x357.jpeg 476w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Tyler Glatt \/ AwardWallet<\/em><\/enter><\/figure>\n<p>To qualify for this benefit, you need to take 100 qualifying flights or earn 135,000 Rapid Rewards points in a calendar year. Rapid Rewards earned through credit card welcome offers and credit card spending all count toward the pass.<\/p>\n<p>Signing up for a Southwest credit card (or two) and getting the signup bonus is one of the fastest methods of earning a Companion Pass.<\/p>\n<p>You can read our complete guide to <a target=\"_blank\" href=\"\/airlines\/southwest-rapid-rewards\/how-to-earn-southwest-companion-pass\/\" rel=\"noopener\">earning the Southwest Companion Pass<\/a> to learn more.<\/p>\n<h2><span id=\"Southwest_Credit_Card_Application_Rules\">Southwest Credit Card Application Rules<\/span><\/h2>\n<p>Before applying for a Southwest credit card, it's crucial to have an understanding of Chase's application rules as they pertain to co-branded Southwest credit cards. That will help you determine if you are eligible for a card's welcome bonus or not.<\/p>\n<h3><span id=\"Chase8217s_524_rule\">Chase's 5\/24 rule<\/span><\/h3>\n<p>The first application rule to keep in mind is Chase's 5\/24 rule. In short, if you have opened five or more new credit card accounts in the previous 24 months (based on what's seen on your credit report), you may not be eligible to open any of the cards mentioned in this article. New accounts include the following:<\/p>\n<ul>\n<li>All personal credit cards from <em>any<\/em> credit card provider<\/li>\n<li>Sometimes authorized user accounts<\/li>\n<li>Business cards from Discover and Capital One if they're showing on your credit report<\/li>\n<\/ul>\n<p>The good news is that pretty much all other business credit accounts\u00a0<em>do not<\/em> count toward 5\/24. You can open business card accounts, even from Chase, and not get a ding on your 5\/24 number. Just keep in mind that if you are <em>over<\/em> 5\/24, you will not be eligible for a business card.<\/p>\n<p>Whew. Got that all? It's okay if you are still confused. You can read more in our comprehensive article covering <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase 5\/24<\/a>. Additionally, you can find out <a target=\"_blank\" href=\"\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">how to check your Chase 5\/24 score<\/a>.<\/p>\n<h3><span id=\"Southwest_card-specific_limitations\">Southwest card-specific limitations<\/span><\/h3>\n<p>The second application rule applies specifically to the <em>personal<\/em> Southwest cards. Here are the specific terms from Chase:<\/p>\n<blockquote><p><em>The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards<sup>\u00ae<\/sup> Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.<\/em><\/p><\/blockquote>\n<p>If you currently have any personal Southwest credit card, you cannot get another. It also means that if you have received a bonus on a personal Southwest card in the last 24 months, you won't be eligible for another one until the required time period has passed.<\/p>\n<p>Fortunately, business cards do not fall under this rule.<\/p>\n<figure id=\"attachment_254689\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/563\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-254689 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-scaled.jpeg\" alt=\"Southwest 737 at SLC.\" width=\"750\" height=\"563\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-scaled.jpeg 2560w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-750x563.jpeg 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-900x675.jpeg 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-768x576.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-1536x1152.jpeg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-2048x1536.jpeg 2048w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-276x207.jpeg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Southwest-Editorial-Image-2-476x357.jpeg 476w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Tyler Glatt \/ AwardWallet<\/em><\/enter><\/figure>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>There are many things to consider when it's time to choose which Southwest credit card is right for you: annual fee, how often you fly the airline, and whether you can maximize the perks. Now that Southwest has leaned so heavily into extra fees for things like checked bags and seat selection, having a credit card to avoid those costs is critical. Whichever card you choose, though, you are still bound to get amazing value \u2014 especially if you qualify for and maximize a Companion Pass.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/southwest-rapid-rewards\/southwest-airlines-boarding-process\/\" rel=\"noopener\">How the Southwest Airlines Boarding Process Works<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Southwest Airlines offers five co-branded credit cards through Chase. Each credit card has its own unique set of perks and benefits. Which one is right will vary from individual to individual. So, let&#8217;s take a look and see which could make the most sense for you. A limited time Companion Pass welcome offer may be worth considering.<\/p>\n","protected":false},"author":85,"featured_media":254685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12786,12757],"coauthors":[36458,36490],"class_list":["post-71127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-chase","tag-southwest-rapid-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/85"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=71127"}],"version-history":[{"count":56,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71127\/revisions"}],"predecessor-version":[{"id":256813,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71127\/revisions\/256813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/254685"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=71127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=71127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=71127"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=71127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}