{"id":71421,"date":"2026-01-07T18:10:01","date_gmt":"2026-01-07T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=71421"},"modified":"2026-04-16T17:29:54","modified_gmt":"2026-04-16T17:29:54","slug":"aeroplan-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/","title":{"rendered":"Aeroplan\u00ae Credit Card Review: Quality Perks, Valuable Points for a Modest Annual Fee"},"content":{"rendered":"<p>Even if you don't have plans to visit Canada, there are plenty of reasons why you should care about the <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/\" rel=\"noopener\">Aeroplan loyalty program<\/a>. Aeroplan points can provide fantastic value through <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/air-canada-partners\/\" rel=\"noopener\">Air Canada's massive list of airline partners<\/a>. And the simplest way to earn a pile of Aeroplan points is through a credit card welcome bonus, like the one offered on the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=3ddb5007c56f81eaa99e5c525590901b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>Wondering if this card is the right fit for you? In this review, we\u2019ll break down the sign-up bonus, explore the Aeroplan Card&#8216;s earning rates, annual fee, and perks, and provide all the details you need to make an informed decision.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048274\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/316f5698-9789-4850-8d51-9af122ad31a9.png\" width=\"150\" alt=\"Aeroplan\u00ae Credit Card\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Aeroplan\u00ae Credit Card' data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=3ddb5007c56f81eaa99e5c525590901b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Aeroplan<sup>\u00ae<\/sup> Credit Card earns 3x points on grocery, dining, and Air Canada direct purchases. Cardholders receive 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month), and earn a 10% bonus on Chase Ultimate Rewards point transfers to Aeroplan, enhancing point value. The card includes a free first checked bag for up to eight people on the same reservation, no foreign transaction fees, and a Global Entry\/TSA PreCheck<sup>\u00ae<\/sup>\/NEXUS fee credit. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points<\/li><li>Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/li><li>$95 Annual Fee<\/li><li>Redeem points for both international and domestic flights with the Aeroplan&#xAE; Credit Card.<\/li><li>Fly to another continent and travel the world with the Aeroplan&#xAE; Credit Card.<\/li><li>Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.<\/li><li>500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3x points directly with Air Canada<\/li>\r\n<li>3x points on dining, including takeout and eligible delivery services<\/li>\r\n<li>3x points at grocery stores<\/li>\r\n<li>1x point on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AeroplanCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-20ebc4699d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Aeroplan_Card_Pros\">Aeroplan Card Pros<\/a><\/li><li><a href=\"#Aeroplan_Card_Cons\">Aeroplan Card Cons<\/a><\/li><li><a href=\"#Aeroplan_Card_Welcome_Bonus\">Aeroplan Card Welcome Bonus<\/a><\/li><li><a href=\"#Aeroplan_Card_Benefits\">Aeroplan Card Benefits<\/a><ul><li><a href=\"#New_cardmember_Elite_25K_status\">New cardmember Elite 25K status<\/a><\/li><li><a href=\"#Status_Qualifying_Credit_SQC_boost\">Status Qualifying Credit (SQC) boost<\/a><\/li><li><a href=\"#Monthly_bonus_points\">Monthly bonus points<\/a><\/li><li><a href=\"#Complimentary_checked_bag\">Complimentary checked bag<\/a><\/li><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><li><a href=\"#Global_Entry_TSA_PreCheck_or_NEXUS_fee_credit\">Global Entry, TSA PreCheck, or NEXUS fee credit<\/a><\/li><li><a href=\"#10_bonus_on_Chase_Ultimate_Rewards_point_transfers\">10% bonus on Chase Ultimate Rewards point transfers<\/a><\/li><li><a href=\"#Preferred_pricing_on_Aeroplan_awards\">Preferred pricing on Aeroplan awards<\/a><\/li><li><a href=\"#World_Elite_Mastercard_benefits\">World Elite Mastercard benefits<\/a><\/li><li><a href=\"#Travel_protections\">Travel protections<\/a><\/li><\/ul><\/li><li><a href=\"#Aeroplan_Card_Earning_Rates\">Aeroplan Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Points_With_the_Aeroplan_Card\">Redeeming Points With the Aeroplan Card<\/a><ul><li><a href=\"#Redeem_Aeroplan_points_for_flights\">Redeem Aeroplan points for flights<\/a><\/li><li><a href=\"#Pay_yourself_back_with_Aeroplan_points\">Pay yourself back with Aeroplan points<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Aeroplan_Card\">Cards That Compete With the Aeroplan Card<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Aeroplan_Card_Pros\">Aeroplan Card Pros<\/span><\/h2>\n<ul>\n<li>Earn 3X points on Air Canada spending and in a handful of useful spending categories.<\/li>\n<li>Receive complimentary Elite 25K status through the end of next year.<\/li>\n<li>Get a first checked bag free, exclusive rates on award bookings, plus other travel protections.<\/li>\n<li>Annual Aeroplan Status Qualifying Credit boost.<\/li>\n<li>$120 Global Entry, TSA PreCheck, or NEXUS credit every four years.<\/li>\n<\/ul>\n<h2><span id=\"Aeroplan_Card_Cons\">Aeroplan Card Cons<\/span><\/h2>\n<ul>\n<li>Charges an annual fee of $95.<\/li>\n<li>Air Canada only offers one personal credit card for U.S.-based travelers.<\/li>\n<li>Subject to Chase's 5\/24 rule, which may make you ineligible for this card.<\/li>\n<\/ul>\n<figure id=\"attachment_195348\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/340\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-full wp-image-195348 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/air-canada-priority.png\" alt=\"A photo shows an Air Canada Priority check in area\" width=\"600\" height=\"340\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/air-canada-priority.png 600w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/air-canada-priority-300x170.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Air Canada<\/em><\/enter><\/figure>\n<h2><span id=\"Aeroplan_Card_Welcome_Bonus\">Aeroplan Card Welcome Bonus<\/span><\/h2>\n<p>New applicants for the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> can earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/p>\n<p>It's not unheard of for the Aeroplan Card to occasionally run increased or unique welcome offers. To get a better idea of the offer history on the card and what you might be able to expect in the future, check out our post covering <a target=\"_blank\" href=\"\/credit-cards\/chase-credit-card-offer-history\/\" rel=\"noopener\">past credit card offers from Chase<\/a>.<\/p>\n<p>How much is this bonus worth? <a target=\"_blank\" href=\"\/en\/point-mile-values\" rel=\"noopener\">AwardWallet users typically redeem Air Canada Aeroplan points at 1.87\u00a2 each<\/a>. That makes the current bonus worth around $1,400 toward award flights.<\/p>\n<h2><span id=\"Aeroplan_Card_Benefits\">Aeroplan Card Benefits<\/span><\/h2>\n<p>Compared to many other airline credit cards, the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> offers a quality slate of perks and benefits that more than justify its reasonable $95 annual fee. These benefits can make the card worth keeping in your wallet every year.<\/p>\n<h3><span id=\"New_cardmember_Elite_25K_status\">New cardmember Elite 25K status<\/span><\/h3>\n<p>New cardholders will receive complimentary Air Canada Elite 25K status for the remainder of this calendar year, as well as the following calendar year in its entirety. You can retain Elite 25K status by spending $15,000 in a calendar year.<\/p>\n<h3><span id=\"Status_Qualifying_Credit_SQC_boost\">Status Qualifying Credit (SQC) boost<\/span><\/h3>\n<p>As a cardholder, you'll receive 5,000 Status Qualifying Credits annually. Then, you'll earn the following based on your spending:<\/p>\n<ul>\n<li>Spend $15,000, earn Aeroplan 25K Status (as covered above)<\/li>\n<li>Spend $25,000, earn 10,000 SQCs<\/li>\n<li>Spend $50,000, earn 10,000 SQCs<\/li>\n<li>Spend $75,000, earn Aeroplan 35K Status<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/how-to-get-elite-status-without-flying\/\" rel=\"noopener\">How To Get Airline Elite Status Without Flying<\/a><\/strong><\/p>\n<figure id=\"attachment_135276\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-135276 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash.jpg\" alt=\"Air Canada wide body coming in to land\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash.jpg 1200w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Featured-Air-Canada-wide-body-coming-in-to-land-John-Mcarthur-unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: John McArthur\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Monthly_bonus_points\">Monthly bonus points<\/span><\/h3>\n<p>Earn 500 bonus Aeroplan points for every $2,000 you spend on the Aeroplan Card in a calendar month \u2014 up to 1,500 points. If you maximize that $6,000 in spending across 3X earning categories, you will finish the month with 19,500 Aeroplan points. That's a 3.25X earning rate on the first $6,000 you spend in a month.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/do-aeroplan-miles-expire\/\" rel=\"noopener\">Do Air Canada Aeroplan Points Expire?<\/a><\/strong><\/p>\n<h3><span id=\"Complimentary_checked_bag\">Complimentary checked bag<\/span><\/h3>\n<p>The primary cardholder and up to eight travel companions on the same reservation can check one bag for free when travel originates on an Air Canada flight.<\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>You'll avoid those annoying foreign transaction fees when using the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> abroad.<\/p>\n<h3><span id=\"Global_Entry_TSA_PreCheck_or_NEXUS_fee_credit\">Global Entry, TSA PreCheck, or NEXUS fee credit<\/span><\/h3>\n<p>Receive a statement credit of up to $120 every four years as a fee reimbursement for applying for Global Entry, TSA PreCheck, or NEXUS.<\/p>\n<figure id=\"attachment_132392\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-132392 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Global-Entry-Kiosk-at-Newark-Liberty-International-Airport-EWR-featured.jpeg\" alt=\"A traveler uses a Global Entry Kiosk at Newark Liberty International Airport EWR featured\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Global-Entry-Kiosk-at-Newark-Liberty-International-Airport-EWR-featured.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Global-Entry-Kiosk-at-Newark-Liberty-International-Airport-EWR-featured-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Global-Entry-Kiosk-at-Newark-Liberty-International-Airport-EWR-featured-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Global-Entry-Kiosk-at-Newark-Liberty-International-Airport-EWR-featured-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: U.S. Customs and Border Patrol<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/expedited-airport-security-programs\/\" rel=\"noopener\">Expedited Security Screening Programs: How To Get Them for Free<\/a><\/strong><\/p>\n<h3><span id=\"10_bonus_on_Chase_Ultimate_Rewards_point_transfers\">10% bonus on Chase Ultimate Rewards point transfers<\/span><\/h3>\n<p>If you hold a <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">Chase Ultimate Rewards-earning credit card<\/a>, you can enjoy a 10% transfer bonus after transferring 50,000 or more Ultimate Rewards to Aeroplan in a single transaction. You can earn a maximum of 25,000 bonus Aeroplan points per calendar year.<\/p>\n<h3><span id=\"Preferred_pricing_on_Aeroplan_awards\">Preferred pricing on Aeroplan awards<\/span><\/h3>\n<p>Access preferred pricing on Aeroplan awards, which means awards cost less as a cardholder.<\/p>\n<h3><span id=\"World_Elite_Mastercard_benefits\">World Elite Mastercard benefits<\/span><\/h3>\n<p>The <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> is a World Elite Mastercard, which means you can take advantage of <a target=\"_blank\" href=\"\/credit-cards\/world-elite-mastercard-benefits\/\" rel=\"noopener\">World Elite Mastercard benefits<\/a>. These include purchase protection, a free ShopRunner membership, a World Elite Concierge, and more.<\/p>\n<h3><span id=\"Travel_protections\">Travel protections<\/span><\/h3>\n<p>As a cardholder, you can also enjoy the following travel and purchase protections when you use your card on an eligible purchase:<\/p>\n<ul>\n<li><strong>Trip cancellation and interruption insurance: <\/strong>Covers cancellations and interruptions to trips purchased with the card by reimbursement of non-refundable travel expenses \u2014 up to $1,500 per person and $6,000 per trip.<\/li>\n<li><strong>Trip delay reimbursement: <\/strong>If your travel is delayed 12+ hours or requires an overnight stay, you'll be reimbursed for expenses like meals and lodging, up to $500 per ticket.<\/li>\n<li><strong>Baggage delay insurance:\u00a0<\/strong>If the air carrier delays your baggage for more than 6 hours, you'll be reimbursed for essential purchases like toiletries and clothing up to $100 a day for three days.<\/li>\n<li><strong>Auto rental collision damage waiver:\u00a0<\/strong>This benefit covers theft and damage to most cars in the U.S. and abroad, provided you decline the rental company's policy. Coverage is secondary in the U.S. but primary in other countries.<\/li>\n<li><strong>Roadside assistance: <\/strong>In an emergency, the Benefit Administrator will dispatch help. Roadside service fees will be billed to your credit card.<\/li>\n<li><strong>Zero liability protection: <\/strong>You will not be held liable for unauthorized charges made with your credit card or account information.<\/li>\n<li><strong>24\/7 fraud monitoring: <\/strong>Chase will monitor your account for fraud and unusual purchases.<\/li>\n<li><strong>Purchase protection:\u00a0<\/strong>New purchases are covered against damage and theft for 120 days, up to $500 per claim, and up to $50,000 per account.<\/li>\n<\/ul>\n<figure id=\"attachment_179970\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-179970 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash.jpg\" alt=\"Air Canada aircraft climbing steeply after take off with gear retracting -\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash.jpg 1200w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured-Air-Canada-aircarft-climbing-steeply-after-tak-off-with-gear-retracting-David-Syphers-Unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: David Syphers-Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Aeroplan_Card_Earning_Rates\">Aeroplan Card Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> has a surprisingly simple but rewarding earning structure.<\/p>\n<ul>\r\n<li>3x points directly with Air Canada<\/li>\r\n<li>3x points on dining, including takeout and eligible delivery services<\/li>\r\n<li>3x points at grocery stores<\/li>\r\n<li>1x point on all other purchases<\/li>\r\n<\/ul>\n<p>Even if you're not one to spend frequently (or ever) on Air Canada purchases, the Aeroplan Card will still reward eligible spending in other categories at the same rate.\u00a0Earning 3X points per dollar on groceries and dining can certainly be valuable, and it's uncommon for an airline card to reward any category as generously as it does flights booked directly through its website.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-earning-rates-by-card\/\" rel=\"noopener\">How Many Points Does My Credit Card Earn?<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Points_With_the_Aeroplan_Card\">Redeeming Points With the Aeroplan Card<\/span><\/h2>\n<p>Swiping a credit card like the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> and earning an outsized welcome bonus is a one-way ticket to a large sum of Aeroplan points. The most valuable way to redeem your points is for award travel on Air Canada or its <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/air-canada-partners\/\" rel=\"noopener\">45+ airline redemption partners<\/a>, but you also can use your points to pay yourself back.<\/p>\n<p>Let's look at these options to see how they work and what value they can provide.<\/p>\n<h3><span id=\"Redeem_Aeroplan_points_for_flights\">Redeem Aeroplan points for flights<\/span><\/h3>\n<p>Aeroplan points typically provide the best value when redeemed for award travel with Air Canada or its partner airlines. Business-class flights, in particular, often deliver the highest return on your points.<\/p>\n<p>Air Canada divides the world into four regions for its award charts: North America, the Atlantic, the Pacific, and South America. The map looks like this:<\/p>\n<figure id=\"attachment_146745\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/450\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-146745 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones.png\" alt=\"Air Canada Award Zones\" width=\"750\" height=\"450\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones.png 1922w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones-300x180.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones-1024x615.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones-768x461.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/AC-Zones-1536x922.png 1536w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Air Canada's award travel zones. Credit: Air Canada<\/em><\/enter><\/figure>\n<p>The prices for partner award charts are fixed, which means the price you see in the chart is the price you'll pay for a partner-operated award flight \u2014 assuming there's availability. Air Canada flights, on the other hand, are priced in a range, so it's more difficult to estimate what you'll pay for an award flight. <a target=\"_blank\" href=\"https:\/\/www.aircanada.com\/content\/dam\/aircanada\/loyalty-content\/documents\/flight-rewards-chart-en.pdf\" rel=\"noopener\">You can view all 11 award charts here<\/a> (Caution: PDF link).<\/p>\n<p>For a little bit of inspiration, you could use these award charts to fly from New York (JFK) to Frankfurt (FRA) in Lufthansa first for 90,000 points or in economy for 35,000 points per way.<\/p>\n<figure id=\"attachment_195345\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/200\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-195345 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lufthansa-first.png\" alt=\"A screenshot shows a booking option for a Lufthansa flight from JFK to Frankfurt\" width=\"900\" height=\"200\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lufthansa-first.png 1261w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lufthansa-first-300x67.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lufthansa-first-1024x227.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lufthansa-first-768x171.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Aeroplan<\/em><\/enter><\/figure>\n<p>Another great option is to fly from Chicago (ORD) to Zurich (ZRH) in SWISS business class for 70,000 points.<\/p>\n<figure id=\"attachment_195346\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/161\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-195346 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/ord-to-zrh.png\" alt=\"A screenshot shows a flight option ORD to ZRH on Swissair\" width=\"900\" height=\"161\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/ord-to-zrh.png 1257w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/ord-to-zrh-300x54.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/ord-to-zrh-1024x183.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/ord-to-zrh-768x137.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Aeroplan<\/em><\/enter><\/figure>\n<p>Want to go the other direction? Flights from Los Angeles (LAX) to Tokyo (NRT) in United Polaris business class will cost 75,000 points per way.<\/p>\n<figure id=\"attachment_195347\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"900\/113\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-195347 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/LAX-to-NRT.png\" alt=\"A screen shot shows a booking option from LAX to Tokyo on United Polaris via Aeroplan\" width=\"900\" height=\"113\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/LAX-to-NRT.png 1275w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/LAX-to-NRT-300x38.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/LAX-to-NRT-1024x129.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/LAX-to-NRT-768x96.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Credit: Aeroplan<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/award-stopover-open-jaw\/\" rel=\"noopener\">The Secret Sweet Spots of Aeroplan Stopovers and Open Jaws<\/a><\/strong><\/p>\n<h3><span id=\"Pay_yourself_back_with_Aeroplan_points\">Pay yourself back with Aeroplan points<\/span><\/h3>\n<p>As an alternative to redeeming Aeroplan points for flights, <a target=\"_blank\" href=\"\/credit-cards\/air-canada-aeroplan\/pay-yourself-back\/\" rel=\"noopener\">cardholders can pay themselves back using Aeroplan points<\/a> toward travel purchases on any airline, hotel, or rental car. The redemption rate is a flat 1.25\u00a2 per point for travel purchases.<\/p>\n<p>As of the beginning of 2025, Chase and Aeroplan implemented a new annual limit of 200,000 Aeroplan points for Pay Yourself Back redemptions within the Travel category, which covers hotels, car rentals, ride-shares, flights, and other travel-related expenses. The other categories remain unlimited.<\/p>\n<p>For 2026, Chase has expanded the program to include dining, groceries, and gas stations. You can also use Aeroplan points to cover the $95 annual fee on the card. But all of these redemptions offer just 0.8\u00a2 per point in value.<\/p>\n<figure id=\"attachment_195340\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/243\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-195340 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/aeroplan-pay-yourself-back.png\" alt=\"A screen shows how to use the Aeroplan pay your self back feature.\" width=\"750\" height=\"243\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/aeroplan-pay-yourself-back.png 1039w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/aeroplan-pay-yourself-back-300x97.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/aeroplan-pay-yourself-back-1024x332.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/aeroplan-pay-yourself-back-768x249.png 768w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>You might already be familiar with <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-pay-yourself-back\/\" rel=\"noopener\">Chase's \u201cPay Yourself Back\u201d program<\/a>, which allows you to request a statement credit for select purchases made with Ultimate Rewards cards. The Aeroplan Card&#8216;s perk works similarly, but the purchases eligible for a statement credit differ.<\/p>\n<p>Objectively, redeeming Aeroplan points for 1.25\u00a2 apiece is less than ideal. By comparison, <a target=\"_blank\" href=\"\/point-mile-values\/Aeroplan\" rel=\"noopener\">AwardWallet users redeem Aeroplan points at the following cents-per-point rates<\/a> for award travel:<\/p>\n<ul>\n<li><strong>Regional economy:<\/strong> 1.21\u00a2<\/li>\n<li><strong>International economy:<\/strong> 1.28\u00a2<\/li>\n<li><strong>Regional business:<\/strong> 2.56\u00a2<\/li>\n<li><strong>International business:<\/strong> 2.63\u00a2<\/li>\n<\/ul>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>As with other Chase credit cards, this <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> is subject to the <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase 5\/24 rule<\/a>. Chase also has a 2\/30 rule, in which you cannot open more than two credit cards with Chase in a rolling 30-day period. Chase includes the following application restrictions in the card's terms:<\/p>\n<blockquote><p><em>&#8220;This product is not available to either (i) current cardmembers of the Chase Aeroplan Card, or (ii) previous cardmembers of the Chase Aeroplan Card who received a new card within the last 24 months.&#8221;<\/em><\/p><\/blockquote>\n<p>Thus, if you have this card or received a welcome bonus on it in the past 24 months, you aren't eligible for the current offer.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Aeroplan_Card\">Cards That Compete With the Aeroplan Card<\/span><\/h2>\n<p>Unsure if the <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> is right for you? Here are some other quality options to consider:<\/p>\n<ul>\n<li><strong>If you spend a lot on flight purchases, want to earn points that transfer to Aeroplan, and value lounge access<\/strong>, look into the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a>. Card Members earn 5X points on flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (on up to $500,000 on these purchases per calendar year) and 5X points on prepaid hotels (including Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection) booked through American Express Travel<sup>\u00ae<\/sup>. Even better, you can transfer those points to Air Canada Aeroplan at a 1:1 ratio, on top of transferring them to nearly two dozen other hotel and airline programs. This card carries a $895 annual fee  (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You'll have access to numerous airport lounges, hundreds of dollars in annual spending credits, and even elite status with both Marriott Bonvoy and Hilton Honors. However, you won't get any Air Canada-specific benefits. For a deeper dive, check out our <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum\/\" rel=\"noopener\">full Platinum Card<sup>\u00ae<\/sup> Card review<\/a>. <em>Enrollment is required for select Amex benefits.<\/em><\/li>\n<li><strong>If you want a travel rewards credit card with a reasonable annual fee that earns points transferable to Air Canada Aeroplan<\/strong>, check out the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>. Carrying a $95 annual fee, the Chase Sapphire Preferred can be a valuable wallet addition, courtesy of its friendly bonus categories, top-notch travel insurance protections, and points that can be transferred to 14 airline and hotel programs \u2014 including Aeroplan. Holding this card and the Aeroplan Card also would unlock the 10% points transfer benefit. Learn more in <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">AwardWallet's full Sapphire Preferred review<\/a>.<\/li>\n<li><strong>If you want to earn rewards transferable to Aeroplan on a card with a simplified earning structure<\/strong>, consider the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture Rewards Credit Card<\/a>. You'll earn 2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. The card features a $95 annual fee, and Capital One miles transfer 1:1 to Air Canada Aeroplan as one of the 22 available transfer partners. You'll also enjoy a credit for your Global Entry or TSA PreCheck application fee once every four years. For more, read <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-card\/\" rel=\"noopener\">our full review of the Capital One Venture Card<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express Platinum Card<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$895<span class=\"compare-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=08b0bc3fb3fe5e0244a85d3f5ddf807d1&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-travel\/\" rel=\"noopener\">The Best Credit Cards for Travel Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> stands out as consistently valuable compared to many other co-branded airline credit cards. Its bonus point-earning categories are easy to maximize, especially if you routinely spend at grocery stores and restaurants. In other words, you can get a lot out of the card without ever flying Air Canada. But if you do fly Air Canada, you'll earn handsomely when you pay for flights, and the flight perks you can enjoy, such as complimentary Elite 25K status and free checked bags, are hard to beat.<\/p>\n<p>However, the Aeroplan Card makes the most sense for people who want to engage in the Aeroplan program. In a <a target=\"_blank\" href=\"\/news\/air-canada-aeroplan\/terms-conditions-update-2024\/\" rel=\"noopener\">recent update to the Aeroplan terms and conditions<\/a>, small print revealed that those who sign up for co-branded credit cards, earn the welcome bonus, and then stop using the card are at risk of having their Aeroplan account audited.<\/p>\n<p>Ultimately, if you apply and are approved for the card, you'll want to use it regularly. Ensure you don't &#8220;disengage&#8221; from the program; it could bring consequences.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048274\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/316f5698-9789-4850-8d51-9af122ad31a9.png\" width=\"150\" alt=\"Aeroplan\u00ae Credit Card\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Aeroplan\u00ae Credit Card' data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=3ddb5007c56f81eaa99e5c525590901b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Aeroplan<sup>\u00ae<\/sup> Credit Card earns 3x points on grocery, dining, and Air Canada direct purchases. Cardholders receive 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month), and earn a 10% bonus on Chase Ultimate Rewards point transfers to Aeroplan, enhancing point value. The card includes a free first checked bag for up to eight people on the same reservation, no foreign transaction fees, and a Global Entry\/TSA PreCheck<sup>\u00ae<\/sup>\/NEXUS fee credit. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points<\/li><li>Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/li><li>$95 Annual Fee<\/li><li>Redeem points for both international and domestic flights with the Aeroplan&#xAE; Credit Card.<\/li><li>Fly to another continent and travel the world with the Aeroplan&#xAE; Credit Card.<\/li><li>Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.<\/li><li>500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3x points directly with Air Canada<\/li>\r\n<li>3x points on dining, including takeout and eligible delivery services<\/li>\r\n<li>3x points at grocery stores<\/li>\r\n<li>1x point on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AeroplanCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-20ebc4699d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Even if you don&#8217;t have plans to visit Canada, you shouldn&#8217;t overlook the Aeroplan\u00ae Credit Card. This card offers several valuable perks, including a free checked bag, complimentary elite status through the end of next year, and more. Here are all the details to help you decide if it&#8217;s right for you.<\/p>\n","protected":false},"author":80,"featured_media":169941,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12771,12620,12786],"coauthors":[36432,36466],"class_list":["post-71421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-aeroplan","tag-card-reviews","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=71421"}],"version-history":[{"count":71,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71421\/revisions"}],"predecessor-version":[{"id":173649,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/71421\/revisions\/173649"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/169941"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=71421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=71421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=71421"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=71421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}