{"id":74358,"date":"2025-03-27T12:00:50","date_gmt":"2025-03-27T12:00:50","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=74358"},"modified":"2026-04-08T14:11:40","modified_gmt":"2026-04-08T14:11:40","slug":"united-credit-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-credit-cards\/","title":{"rendered":"From No Annual Fee to Club Lounge Access: Find the United Credit Card for You After Recent Changes"},"content":{"rendered":"<p>Thinking about adding a United credit card to your wallet? With <a target=\"_blank\" href=\"\/news\/united-mileageplus\/united-card-portfolio-overhaul\/\" rel=\"noopener\">Chase announcing sweeping changes to the United co-branded family of cards<\/a>, you may wonder if one of these cards is right for you. In addition to lucrative opportunities to earn a new cardholder bonus, these co-branded cards from Chase offer an expanded list of perks that can make them easy to justify keeping for the long term.<\/p>\n<p>The great thing about the United cards is that each one is well suited for a different type of traveler. From the no-annual-fee <a data-ccid=\"4048226\" href=\"\/blog\/link\/UnitedGatewayCard\" rel=\"noopener nofollow sponsored\">United Gateway\u2120 Card<\/a> (<a data-ccid=\"4048226\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005123&type=3&u1=1df400dc92fa88aa450f4cb06469ac8a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) to the benefit-packed <a data-ccid=\"4048196\" href=\"\/blog\/link\/UnitedClubInfinite\" rel=\"noopener nofollow sponsored\">United Club\u2120 Card<\/a> (<a data-ccid=\"4048196\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005115&type=3&u1=040635f8ecb0a0c56767aa72318c3a19&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) offering <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/united-club-access\/\" rel=\"noopener\">United Club lounge access<\/a> and other elite-like perks, United's portfolio of credit cards has an option for every type of traveler.<\/p>\n<p>In this post, we'll break down those benefits to help you decide which United Airlines card is right for you.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/ff6d0beb-04a7-4cc5-9bf4-50bc3f5e5883.png\" alt=\"United\u2120 Explorer Card\" width=\"150\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">United\u2120 Explorer Card<\/div><div class=\"compare-offer\"><strong>Limited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Explorer Card' data-ccid=\"4048117\" href=\"\/blog\/link\/UnitedExplorerCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 intro annual fee for the first year, then $150<span class=\"compare-terms\"><a data-ccid=\"4048117\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005119&type=3&u1=6b8b381a85d38035b97627f7b87b8151&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X miles per $1 spent on purchases from United<sup>\u00ae<\/sup>*<\/li>\r\n<li>2X miles per $1 spent on dining and hotel stays when booked with the hotel<\/li>\r\n<li>1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*9X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights<\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4a0f5eb9-f9b0-42ec-86be-4f4cf1af0205.png\" width=\"150\" alt=\"United Quest\u2120 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">United Quest\u2120 Card<\/div><div class=\"compare-offer\"><strong>Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='United Quest\u2120 Card' data-ccid=\"4048245\" href=\"\/blog\/link\/UnitedQuestCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$350<span class=\"compare-terms\"><a data-ccid=\"4048245\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005127&type=3&u1=2ded535ff8cfa4124c704d7a28b993f9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>4X miled per $1 spent on United<sup>\u00ae<\/sup> purchases*<\/li>\r\n<li>5X miles per $1 spent at Renowned Hotels and Resorts<\/li>\r\n<li>2X miles per $1 spent on all other travel<\/li>\r\n<li>2X miles per $1 spent at restaurants<\/li>\r\n<li>2X miles per $1 spent on select streaming services<\/li>\r\n<li>1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*10X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights<\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/2f4559e9-ec54-463f-a2a2-40c399feb8de.png\" width=\"150\" alt=\"United\u2120 Business Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">United\u2120 Business Card<\/div><div class=\"compare-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Business Card' data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<span class=\"compare-terms\"><a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=30da3abd84722c43225938cedf9407d2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2x on United<sup>\u00ae<\/sup> purchases*<\/li> \r\n<li>2x on local transit and commuting \u2014 including train tickets, taxicabs, mass transit, tolls and ride share services<\/li>\r\n<li>2x at gas stations, restaurants and office supply stores<\/li>\r\n<li>1x on all other purchases<\/li>\r\n<\/ul>\r\n*8x total miles on eligible United flights<\/div><\/div><\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#United_Explorer_A_Great_Mix_of_Benefits_With_a_Modest_Annual_Fee\">United Explorer \u2014 A Great Mix of Benefits With a Modest Annual Fee<\/a><ul><li><a href=\"#United_Explorer_Card_benefits_on_United\">United Explorer Card benefits on United<\/a><\/li><li><a href=\"#Other_United_Explorer_Card_perks\">Other United Explorer Card perks<\/a><\/li><li><a href=\"#New_travel_partner_perks\">New travel partner perks<\/a><\/li><\/ul><\/li><li><a href=\"#United_Quest_A_Huge_Step_Up_for_Occasional_United_Flyers\">United Quest \u2014 A Huge Step Up for Occasional United Flyers<\/a><ul><li><a href=\"#United_Quest_Card_benefits_on_United\">United Quest Card benefits on United<\/a><\/li><li><a href=\"#United_Quest_Card_United_Premier_elite_status_boosts\">United Quest Card United Premier elite status boosts<\/a><\/li><li><a href=\"#Other_United_Quest_Card_perks\">Other United Quest Card perks<\/a><\/li><li><a href=\"#New_travel_partner_perks-2\">New travel partner perks<\/a><\/li><\/ul><\/li><li><a href=\"#United_Club_Card_Top-Tier_Perks_for_Frequent_United_Flyers\">United Club Card \u2014 Top-Tier Perks for Frequent United Flyers<\/a><ul><li><a href=\"#United_Club_benefits_on_United\">United Club benefits on United<\/a><\/li><li><a href=\"#United_Club_United_Premier_elite_status_perks_and_boosts\">United Club United Premier elite status perks and boosts<\/a><\/li><li><a href=\"#Other_United_Club_perks\">Other United Club perks<\/a><\/li><li><a href=\"#New_travel_partner_perks-3\">New travel partner perks<\/a><\/li><\/ul><\/li><li><a href=\"#United_Business_Card_Business-Focused_Earnings_and_Travel_Credits\">United Business Card \u2014 Business-Focused Earnings and Travel Credits<\/a><ul><li><a href=\"#United_Business_Card_benefits\">United Business Card benefits<\/a><\/li><\/ul><\/li><li><a href=\"#United_Gateway_Earn_United_Miles_Without_Paying_an_Annual_Fee\">United Gateway \u2014 Earn United Miles Without Paying an Annual Fee<\/a><\/li><li><a href=\"#Whos_Eligible_for_the_United_Cards\">Who\u2019s Eligible for the United Cards?<\/a><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"United_Explorer_A_Great_Mix_of_Benefits_With_a_Modest_Annual_Fee\">United Explorer \u2014 A Great Mix of Benefits With a Modest Annual Fee<\/span><\/h2>\n<p>The <a data-ccid=\"4048117\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-explorer-card\/\" =_blank>United Explorer Card<\/a> is the most popular United credit card because it strikes a solid balance between perks and fees. If you fly with United at least a few times a year, you can come out ahead on the $150 annual fee with benefits like a free checked bag, priority boarding, and two United Club one-time passes each year on your account anniversary.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048117\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United\u2120 Explorer Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/ff6d0beb-04a7-4cc5-9bf4-50bc3f5e5883.png\" alt=\"United\u2120 Explorer Card\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Explorer Card' data-ccid=\"4048117\" href=\"\/blog\/link\/UnitedExplorerCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048117\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005119&type=3&u1=6b8b381a85d38035b97627f7b87b8151&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United\u2120 Explorer Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 80,000 bonus miles after qualifying activities<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0 intro annual fee for the first year, then $150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The United\u2120 Explorer Card is Chase's mid-tier United card, providing an excellent mix of functional benefits and value. Notable perks include a credit of up to $120 every four years for Global Entry, TSA PreCheck<sup>\u00ae<\/sup>, or NEXUS fees\u200b\u200b, priority boarding\u200b\u200b, and a free first checked bag for the cardmember and a traveling companion on the same reservation, offering up to $160 in savings\u200b\u200b. Additionally, cardholders receive 25% back on inflight purchases of food, beverages, and Wi-Fi on United-operated flights\u200b\u200b, and two one-time United Club\u2120 passes annually\u200b\u200b.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 80,000 bonus miles<\/li><li>$0 introductory annual fee for the first year, then $150<\/li><li>NEW! 9x total miles on eligible United flights and 3x miles on all other eligible United&#xAE; purchases.<\/li><li>2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.<\/li><li>Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. Plus, priority boarding on United&#xAE; flights.<\/li><li>2 United Club one-time passes per year - over a $100 value<\/li><li>Over $500 in partner credits each year<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3X miles per $1 spent on purchases from United<sup>\u00ae<\/sup>*<\/li>\r\n<li>2X miles per $1 spent on dining and hotel stays when booked with the hotel<\/li>\r\n<li>1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*9X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedExplorer\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"United_Explorer_Card_benefits_on_United\">United Explorer Card benefits on United<\/span><\/h3>\n<ul>\n<li>Two United Club one-time passes each anniversary (over a $100 value). You must be traveling on United or a partner airline to use this benefit.<\/li>\n<li>Free first checked bag for the primary card member and one companion on the same itinerary (up to $160 in savings per roundtrip). Limited to United-operated flights purchased with the <a data-ccid=\"4048117\" href=\"\/blog\/link\/UnitedExplorerCard\" target=_blank rel=\"noopener nofollow sponsored\">United Explorer Card<\/a>.<\/li>\n<li>25% back on United inflight and Club premium drink purchases<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-card-award-space\/\" rel=\"noopener\">Expanded MileagePlus award availability<\/a>, typically reserved for <a target=\"_blank\" href=\"\/airlines\/united-mileageplus\/\" rel=\"noopener\">United MileagePlus<\/a> elites.<\/li>\n<li>Earn 1 Premier Qualifying Point for every $20 spent on the card &#8212; up to 1,000 PQP annually.<\/li>\n<li>Ability to earn $100 travel credit and 10,000 mile award discount with eligible spend on the card.<\/li>\n<\/ul>\n<h3><span id=\"Other_United_Explorer_Card_perks\">Other United Explorer Card perks<\/span><\/h3>\n<ul>\n<li>$120 <a target=\"_blank\" href=\"\/travel\/tsa-precheck\/\" rel=\"noopener\">Global Entry, TSA PreCheck, or NEXUS application fee<\/a> reimbursement every four years. This is one of the lowest annual fee cards to offer this perk.<\/li>\n<li>Up to $5 per month ($60 annually) credits for rideshare purchases<\/li>\n<li>Priority boarding for the primary cardholder and companions traveling on the same reservation.<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">Primary rental car coverage<\/a> in the U.S. and abroad.<a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-card-award-space\/\" rel=\"noopener\"><\/a><\/li>\n<li>3-month Instacart membership and a 25% discount on the annual membership afterward. Plus, receive up to $120 in Instacart credits annually.<\/li>\n<\/ul>\n<h3><span id=\"New_travel_partner_perks\">New travel partner perks<\/span><\/h3>\n<p>Chase also added some somewhat niche credits for booking travel through United's travel partners including:<\/p>\n<ul>\n<li><strong>United Hotels:<\/strong> Two $50 statement credits and the ability to earn 5x miles on hotel stays purchased through United Hotels.<\/li>\n<li><strong>Avis or Budget:<\/strong> Up to $50 in United TravelBank credits for booking car rentals (two $25 credits)<\/li>\n<li><strong>JSX:<\/strong> Up to $100 in statement credits annually on flights purchased directly through JSX, a &#8220;hop-on jet service that offers semi-private flying experiences at commercial fares.&#8221;<\/li>\n<\/ul>\n<p>If you aren't certain whether you'll be able to maximize the additional perks that come with one of the higher-cost United credit cards, this could be the perfect addition to your wallet.\u00a0<span style=\"margin: 0px; padding: 0px;\">For more details, check out our\u00a0<a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-explorer-card\/\" rel=\"noopener\">full review of the United Explorer Card<\/a><\/span>.<\/p>\n<h2><span id=\"United_Quest_A_Huge_Step_Up_for_Occasional_United_Flyers\">United Quest \u2014 A Huge Step Up for Occasional United Flyers<\/span><\/h2>\n<p>The <a data-ccid=\"4048245\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-quest-card\/\">United Quest Card<\/a> does a great job of filling the gap between the United Explorer Card and the premium United Club. The United Quest Card is an excellent choice for anyone who flies United more than once or twice a year, thanks to some unique benefits and credits that can justify the annual fee.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048245\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United Quest\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4a0f5eb9-f9b0-42ec-86be-4f4cf1af0205.png\" width=\"150\" alt=\"United Quest\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United Quest\u2120 Card' data-ccid=\"4048245\" href=\"\/blog\/link\/UnitedQuestCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048245\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005127&type=3&u1=2ded535ff8cfa4124c704d7a28b993f9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United Quest\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$350<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The United Quest Card offers a great mix of benefits that should easily cover the cost of its annual fee over the long term. Unique perks include a $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 100,000 bonus miles and 3,000 PQP<\/li><li>NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United&#xAE; purchases<\/li><li>1x mile on all other purchases<\/li><li>Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.<\/li><li>Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)<\/li><li>Receive a $200 United&#xAE; travel credit and 10,000-mile award flight discount on each account anniversary<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>4X miled per $1 spent on United<sup>\u00ae<\/sup> purchases*<\/li>\r\n<li>5X miles per $1 spent at Renowned Hotels and Resorts<\/li>\r\n<li>2X miles per $1 spent on all other travel<\/li>\r\n<li>2X miles per $1 spent at restaurants<\/li>\r\n<li>2X miles per $1 spent on select streaming services<\/li>\r\n<li>1X mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*10X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedQuest\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"United_Quest_Card_benefits_on_United\">United Quest Card benefits on United<\/span><\/h3>\n<ul>\n<li>An annual $200 United TravelBank credit, valid for booking flights on United or United Express.<\/li>\n<li>Expanded MileagePlus award availability.<\/li>\n<li>Priority boarding.<\/li>\n<li>Free first and second-checked bags for the primary card member and one companion (up to $360 in savings per roundtrip). Must use the card to purchase the flight.<\/li>\n<li>25% back as a statement credit on purchases of food, beverages, and Wi-Fi when paying with your card.<\/li>\n<li>Earn a 10,000-mile award-flight discount valid on United- or United Express-operated flights on your first cardholder anniversary and every year after.<\/li>\n<li>Earn an additional 10,000-mile award discount when you spend $20,000 in a calendar year.<\/li>\n<li>The ability to earn 2 global Economy Plus seat upgrades after spending $40,000 on the card within a calendar year.<\/li>\n<\/ul>\n<h3><span id=\"United_Quest_Card_United_Premier_elite_status_boosts\">United Quest Card United Premier elite status boosts<\/span><\/h3>\n<ul>\n<li>Earn 1 Premier Qualifying Point for every $20 spent on the card, up to 18,000 PQP annually.<\/li>\n<li>Plus, starting in 2026, cardmembers will get a jumpstart by receiving 1,000 bonus PQP each calendar year.<\/li>\n<\/ul>\n<h3><span id=\"Other_United_Quest_Card_perks\">Other United Quest Card perks<\/span><\/h3>\n<ul>\n<li>Up to $120 Global Entry, TSA PreCheck, or NEXUS fee credit every four years.<\/li>\n<li>$100 in annual rideshare credits ($8 per month except for December which is $12.)<\/li>\n<li>Primary rental car insurance coverage.<\/li>\n<li>Travel protections, including baggage delay insurance, trip cancellation\/interruption insurance, and trip delay reimbursement.<\/li>\n<li>Access to the Renowned Hotels and Resorts Collection.<\/li>\n<li>Complimentary three-month Instacart Plus membership with 50% off annual membership thereafter. Plus receive up to $180 in Instacart credits annually.<\/li>\n<\/ul>\n<h3><span id=\"New_travel_partner_perks-2\">New travel partner perks<\/span><\/h3>\n<p>Much like the United Explorer Card card, the Quest card also has some partner travel discounts and credits for cardmembers, which are increased for the United Quest Card:<\/p>\n<ul>\n<li><strong>Renowned Hotels and Resorts: <\/strong>Up to $150 in statement credits annually when using the card to book and pay for hotel stays directly.<\/li>\n<li><strong>Avis or Budget: <\/strong>Up to $80 in United TravelBank credits for booking car rentals (two $40 credits)<\/li>\n<li><strong>JSX: <\/strong>Up to $150 in statement credits annually on flights purchased directly through the hop-on jet service<\/li>\n<\/ul>\n<p>After factoring in the $200 annual credit, the effective cost of this card is close to that of the United Explorer Card. And the mileage credits help make the card practically pay for itself.<\/p>\n<p>Read our <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-quest-card\/\" rel=\"noopener\">full review of the United Quest Card<\/a> for a deep dive into this card.<\/p>\n<figure id=\"attachment_175565\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-175565 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash-300x240.jpg\" alt=\"United Aircraft after take off climbing to altitude\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Featured-United-Aircraft-after-take-off-climbing-to-altitude-Aerojet-Unsplash.jpg 1200w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Aerojet \/ Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"United_Club_Card_Top-Tier_Perks_for_Frequent_United_Flyers\">United Club Card \u2014 Top-Tier Perks for Frequent United Flyers<\/span><\/h2>\n<p>The  <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-club-infinite-card\/\" rel=\"noopener\">United Club card<\/a> charges a hefty annual fee, but the cost may be justifiable if United is your primary airline. The card's annual fee is lower than the cost of a United Club membership, and the card includes additional perks such as free checked bags and elite-like travel benefits.<\/p>\n<p>The card also adds hundreds of dollars in additional value. When paying with their card, cardholders can take advantage of multiple free checked bags on every United-operated flight and benefit from perks such as United Premier Access, Premier upgrades on award tickets (for eligible MileagePlus elites), and expanded United award availability.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048196\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United Club\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/450a0407-44c5-45f1-a335-068eefc6cb45.png\" width=\"150\" alt=\"United Club\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United Club\u2120 Card' data-ccid=\"4048196\" href=\"\/blog\/link\/UnitedClubInfinite\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048196\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005115&type=3&u1=040635f8ecb0a0c56767aa72318c3a19&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 3,000 PQP after qualifying activities <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United Club\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 3,000 PQP after qualifying activities <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$695<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The United Club is the top-tier United co-brand card, and offers some great perks like United Club\u2120 membership, priority check-in, security screening (where available), boarding and baggage handling privileges. If your not an elite, holding this card means you'll be treated like one of United's most loyal and valuable customers. If you already hold MileagePlus Premier status, the card also grants access to Complementary Premier Upgrades on United flights.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 110,000 bonus miles and 3,000 PQP<\/li><li>NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United&#xAE; purchases<\/li><li>2x miles on dining and all other travel<\/li><li>1x mile on all other purchases<\/li><li>United Club&#x2120; card membership - at least a $750 value<\/li><li>Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access&#xAE; travel services.<\/li><li>Earn up to 20,000-miles in award flight discounts annually<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5 miles per $1 spent on United<sup>\u00ae<\/sup> purchases*<\/li>\r\n<li>Earn 2 miles per $1 spent on all other travel<\/li>\r\n<li>Earn 2 miles per $1 spent on dining<\/li>\r\n<li> Earn 1 mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*11X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedInfinite\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"United_Club_benefits_on_United\">United Club benefits on United<\/span><\/h3>\n<ul>\n<li>United Club membership (valued up to $750 annually). Unlock All-Access membership after spending $50,000 in a calendar year (or with Gold status).<\/li>\n<li>Expanded MileagePlus award availability.<\/li>\n<li>Free first and second checked bags (up to $360 in savings per roundtrip). You must use the card to purchase the flight.<\/li>\n<li>25% back on food, beverage, and Wi-Fi purchases.<\/li>\n<li>Earn up to 20,000 in award flight discounts annually (a 10,000-mile discount can be earned after spending $20,000, up to twice annually.)<\/li>\n<\/ul>\n<h3><span id=\"United_Club_United_Premier_elite_status_perks_and_boosts\">United Club United Premier elite status perks and boosts<\/span><\/h3>\n<ul>\n<li>Earn up to 28,000 Premier Qualifying Points, at a rate of 1 PQP for $15 spent on the card.<\/li>\n<li>Starting in 2026, cardholders will receive a jump start of 1,500 PQPs per calendar year.<\/li>\n<li>Premier upgrades on award tickets for MileagePlus elites.<\/li>\n<li>Premier Access services, including priority check-in, boarding, and security.<\/li>\n<\/ul>\n<h3><span id=\"Other_United_Club_perks\">Other United Club perks<\/span><\/h3>\n<ul>\n<li>Up to $150 in rideshare statement credits annually ($12 per month Jan-Nov and $18 in December.)<\/li>\n<li>Primary rental car coverage and complimentary roadside assistance.<\/li>\n<li>Complimentary Instacart Plus membership and up to $240 in Instacart credits annually<\/li>\n<li>Avis Presidents Club status<\/li>\n<li>IHG One Rewards Platinum Elite Status<\/li>\n<\/ul>\n<h3><span id=\"New_travel_partner_perks-3\">New travel partner perks<\/span><\/h3>\n<p>In addition to the included United benefits, cardmembers can now earn credits for booking travel with the following United travel partners:<\/p>\n<ul>\n<li><strong>Renowned Hotels and Resorts:<\/strong> Up to $200 in statement credits annually when using the card to book and pay for hotel stays directly.<\/li>\n<li><strong>Avis or Budget:<\/strong> Up to $100 in United TravelBank credits for booking car rentals (two $40 credits)<\/li>\n<li><strong>JSX:<\/strong> Up to $200 in statement credits annually on flights purchased directly through the hop-on jet service<\/li>\n<\/ul>\n<p>If you're a frequent United flyer, this card's benefits can easily justify the annual fee. Check out our full <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-club-infinite-card\/\" rel=\"noopener\">United Club review<\/a> for more details.<\/p>\n<h2><span id=\"United_Business_Card_Business-Focused_Earnings_and_Travel_Credits\">United Business Card \u2014 Business-Focused Earnings and Travel Credits<\/span><\/h2>\n<p>For business owners, Chase offers the excellent <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-business-card\/\" rel=\"noopener\">United Business credit card<\/a>. This card offers small-business owners bonus miles on business-focused spending categories plus unique perks like 5,000 bonus miles if you hold both a personal United credit card as well as this card.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048193\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United\u2120 Business Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/2f4559e9-ec54-463f-a2a2-40c399feb8de.png\" width=\"150\" alt=\"United\u2120 Business Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United\u2120 Business Card' data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=30da3abd84722c43225938cedf9407d2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United\u2120 Business Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer<\/strong> Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders earn 2 miles per $1 spent on United purchases (8x total miles on eligible United flights), dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases\u200b\u200b. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip\u200b\u200b, a $125 United travel credit after qualifying purchases\u200b\u200b, and two one-time United Club\u2120 passes each year\u200b\u200b. Additional perks include 25% back on United inflight and Club premium drink purchases\u200b\u200b, priority boarding on United-operated flights\u200b\u200b, and no foreign transaction fees\u200b\u200b. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus\u200b\u200b.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.<\/li><li>$150 Annual Fee.<\/li><li>NEW! 8x total miles on eligible United flights.<\/li><li>2x miles on all other eligible United&#xAE; purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.<\/li><li>1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.<\/li><li>Receive a 5,000-mile \"better together\" bonus each anniversary when you have both the United&#x2120; Business Card and a personal Chase United&#xAE; credit card.<\/li><li>Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club&#x2120; one-time passes per year, and priority boarding privileges.<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2x on United<sup>\u00ae<\/sup> purchases*<\/li> \r\n<li>2x on local transit and commuting \u2014 including train tickets, taxicabs, mass transit, tolls and ride share services<\/li>\r\n<li>2x at gas stations, restaurants and office supply stores<\/li>\r\n<li>1x on all other purchases<\/li>\r\n<\/ul>\r\n*8x total miles on eligible United flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"United_Business_Card_benefits\">United Business Card benefits<\/span><\/h3>\n<?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.<\/li><li>$150 Annual Fee.<\/li><li>NEW! 8x total miles on eligible United flights.<\/li><li>2x miles on all other eligible United&#xAE; purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.<\/li><li>1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.<\/li><li>Receive a 5,000-mile \"better together\" bonus each anniversary when you have both the United&#x2120; Business Card and a personal Chase United&#xAE; credit card.<\/li><li>Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club&#x2120; one-time passes per year, and priority boarding privileges.<\/li><li>NEW! Save at least 10% when booking flights with miles. Premier members earn even more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n\n<p>Check out our full <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-business-card\/\" rel=\"noopener\">United Business Card review<\/a> for more details.<\/p>\n<h2><span id=\"United_Gateway_Earn_United_Miles_Without_Paying_an_Annual_Fee\">United Gateway \u2014 Earn United Miles Without Paying an Annual Fee<\/span><\/h2>\n<p>The <a data-ccid=\"4048226\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-gateway-card\/\">United Gateway Card<\/a> is the entry-level card in the United family of cards. If you want to earn MileagePlus miles but don't want to pay an annual fee, this card is the perfect option to add to your wallet.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048226\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">United Gateway\u2120 Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/524103d4-41de-41d9-8571-5cde06ce4bab.png\" width=\"150\" alt=\"United Gateway\u2120 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='United Gateway\u2120 Card' data-ccid=\"4048226\" href=\"\/blog\/link\/UnitedGatewayCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048226\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005123&type=3&u1=1df400dc92fa88aa450f4cb06469ac8a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn up to 40,000 bonus miles after qualifying activities. Plus, get a 0% intro APR for 12 months from account opening on purchases (then, a Variable APR of 19.74% - 28.24% will apply)<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">United Gateway\u2120 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn up to 40,000 bonus miles after qualifying activities. Plus, get a 0% intro APR for 12 months from account opening on purchases (then, a Variable APR of 19.74% - 28.24% will apply)<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The United Gateway\u2120 Card is the entry-level United card, offering 2X miles on United purchases (5X total miles on eligible United flights), gas stations, and local transit and commuting, including rideshare. Additionally, it provides 25% back as a statement credit on inflight and Club premium drink purchases with United. This card has no annual fee and no foreign transaction fees, enhancing its value for international travel. Other notable features include Auto Rental Collision Damage Waiver, and Trip Cancellation\/Interruption Insurance.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 40,000 bonus miles<\/li><li>0% intro APR for the first 12 months from account opening on purchases & no annual fee.<\/li><li>5x total miles on eligible United flights and 2x miles on all other eligible United&#xAE; purchases<\/li><li>2x miles at gas stations, on local transit and commuting<\/li><li>1x mile on all other purchases<\/li><li>25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card<\/li><li>Earn 2 checked bags after you spend $10,000 in a calendar year<\/li><li>NEW! Save at least 10% on flights booked with miles after spending $10,000 in a calendar year<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2X miles per $1 spent on United<sup>\u00ae<\/sup> purchases*<\/li>\r\n<li>2X miles per $1 spent at gas stations, on local transit and commuting<\/li>\r\n<li>1 mile per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n*5X total miles on eligible United flights<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/UnitedGateway\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>The recent changes have added the ability for cardholders to unlock perks like free checked bags and reduced award pricing available with the other United cards once they have spent $10,000 on the card in a calendar year.<\/p>\n<p>Even if you meet that spending threshold, you won\u2019t get the full suite of benefits that come with the other United cards, but you can still earn miles without worrying about an annual fee.<\/p>\n<h2><span id=\"Whos_Eligible_for_the_United_Cards\">Who\u2019s Eligible for the United Cards?<\/span><\/h2>\n<p>If you're a current United credit card holder \u2014 or you received a sign-up bonus on one of these cards in the previous 24 months \u2014 you <strong>won\u2019t be eligible to get that same card<\/strong>.<\/p>\n<p>All United credit card application terms have the following note:<\/p>\n<blockquote><p><em>\u201cThis product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.\u201d<\/em><\/p><\/blockquote>\n<p>However, <strong>Chase doesn't restrict you from applying for any of these cards if you already hold a different United card. <\/strong>For example, you could get the United Gateway Card if you have the United Explorer Card or United Club, and vice versa.<\/p>\n<p>In short, proceed carefully if you're applying for a card you've had before. Make sure that you no longer have the card and that it's been at least 24 months since you last earned the sign-up bonus. Otherwise, you may be able to get the card but won't be eligible for the <a target=\"_blank\" href=\"\/credit-cards\/sign-up-bonus\/\" rel=\"noopener\">sign-up bonus<\/a>.<\/p>\n<p>Like all Chase cards, these United cards are subject to <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase\u2019s 5\/24 policy<\/a>. If you\u2019ve opened five or more personal credit cards in the previous 24 months, you will not be approved for any of these cards. Moreover, Chase doesn't tend to approve any person for more than two credit cards in a 30-day period.<\/p>\n<p><strong>Related:\u00a0<a href=\"\/credit-cards\/rewards-card-application-rules\/\" data-ved=\"2ahUKEwjLq4qOldv2AhVjDkQIHfESD4oQFnoECAUQAQ\"><\/a><a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>United co-branded credit cards offer a great way to earn MileagePlus miles and unlock some valuable travel perks. If you fly United just a few times a year, the <a data-ccid=\"4048117\" href=\"\/blog\/link\/UnitedExplorerCard\" target=_blank rel=\"noopener nofollow sponsored\">United Explorer Card<\/a> provides a strong mix of benefits at a modest cost. For those seeking additional perks, United's higher-tier cards offer options that can upgrade your travel experience. But no matter your needs, there\u2019s likely a United credit card that fits both your budget and travel style.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With Chase and United announcing sweeping changes to the co-branded family of cards, you may wonder if one of these cards is right for you. Here&#8217;s a comparison of each card, including the updated benefits, to help you decide which one is the best fit for your budget and travel plans.<\/p>\n","protected":false},"author":80,"featured_media":122479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12772],"coauthors":[36432,36388],"class_list":["post-74358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-united-mileageplus"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/74358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=74358"}],"version-history":[{"count":48,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/74358\/revisions"}],"predecessor-version":[{"id":254267,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/74358\/revisions\/254267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/122479"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=74358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=74358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=74358"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=74358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}