{"id":74522,"date":"2025-09-15T08:00:02","date_gmt":"2025-09-15T08:00:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=74522"},"modified":"2025-09-17T10:42:49","modified_gmt":"2025-09-17T10:42:49","slug":"rakuten-ebates-lifelock-cash-back-bonus-points","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/","title":{"rendered":"Rakuten\u2019s 95X LifeLock Promo: Get 35k+ Amex Points for 1.05\u00a2 Each (and Free ID Protection to Boot)"},"content":{"rendered":"<p><em><strong>This promotion has ended; please review <a href=\"https:\/\/awardwallet.com\/news\/loyalty-program-promotions\/\">current\/active promotions<\/a>.<\/strong><\/em><\/p>\n<p>This popular promotion is back again: Get 95% cash back on LifeLock subscriptions via Rakuten (formerly known as Ebates). It's pretty appealing anytime you can get 95% cash back on a purchase. But this promotion gets even better because <a target=\"_blank\" href=\"\/shopping\/rakuten-rewards\/\" rel=\"noopener\">Rakuten<\/a> members can choose to <a target=\"_blank\" href=\"\/news\/amex-membership-rewards\/rakuten-amex-points\/\" rel=\"noopener\">receive rewards as American Express Membership Rewards instead of cash back<\/a>.<\/p>\n<p>That means you can earn 95X Membership Rewards points through this promotion \u2014 which makes this a spectacular deal. Here are the details of this offer, which is even better for new Rakuten members.<\/p>\n<h2><span id=\"What_Is_Rakuten\">What Is Rakuten?<\/span><\/h2>\n<p>Rakuten \u2014 which some may know better as its former name, Ebates \u2014 is an online shopping portal that offers cash back on certain promotions when you click through its website before making purchases. If you're not familiar, we have an <a target=\"_blank\" href=\"\/shopping\/beginners-guide-to-shopping-portals\/\" rel=\"noopener\">introduction to shopping portals<\/a>. They're a great way to earn extra cash back or points on things you're already buying anyway.<\/p>\n<h3><span id=\"Earn_cash_back_or_Amex_Membership_Rewards_points\">Earn cash back or Amex Membership Rewards points<\/span><\/h3>\n<p>What really makes Rakuten awesome is that you can choose whether you want to receive your earnings as cash back or as <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">American Express Membership Rewards<\/a>. If you use these points wisely, they can be worth much more than the 1\u00a2 cash back you'd otherwise earn through Rakuten. For reference, <a target=\"_blank\" href=\"\/point-mile-values\/membership\" rel=\"noopener\">AwardWallet users typically redeem their Amex points at 1.99\u00a2 apiece<\/a>.<\/p>\n<p>Even if you want cash back, your Membership Rewards earnings can become even more valuable than one cent each. That's because those who hold the <a data-ccid=\"16\" href=\"https:\/\/awardwallet.com\/blog\/cards\/AmexPlatinumSchwab\">American Express Platinum Card<sup>\u00ae<\/sup> by Charles Schwab<\/a> can cash out their Membership Rewards points at 1.1\u00a2 per point. Eligible cardmembers can opt to earn Amex points and then <a target=\"_blank\" href=\"\/news\/credit-cards\/charles-schwab-amex-platinum-cashout-limit\/\" rel=\"noopener\">convert up to one million Amex points per year into 1.1\u00a2 in cash back<\/a>.<\/p>\n<h3><span id=\"Rakuten_new_member_bonus\">Rakuten new member bonus<\/span><\/h3>\n<p>If you've never signed up for Rakuten before, you're in luck. Rakuten is offering a new member bonus for those who have never had an account before. Right now, the public bonus is $10 cash back &#8212; or 1,000 Membership Rewards points if you opt to earn points instead.<\/p>\n<p><img data-aspectratio=\"750\/137\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-74526 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/01\/rakuten-new-member-bonus-february-2022.png\" alt=\"Image of Rakuten new member bonus for $10\" width=\"750\" height=\"137\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/01\/rakuten-new-member-bonus-february-2022.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/01\/rakuten-new-member-bonus-february-2022-300x55.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p>However, you'll get a much better $50 cashback (or 5,000 bonus Membership Rewards points) if you sign up through a referral link. To earn your $50 cash-back bonus, all you need to do is:<\/p>\n<ol>\n<li>Create a new Rakuten account via an existing member's referral (If you need a referral, <a target=\"_blank\" href=\"https:\/\/www.rakuten.com\/r\/TYLERG1349?eeid=45830\" rel=\"noopener\">here's a referral link<\/a>).<\/li>\n<li>Spend at least $50 on Rakuten Shopping Trips within 90 days of opening your account.<\/li>\n<\/ol>\n<figure id=\"attachment_226100\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/341\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-226100 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-300x136.png\" alt=\"Rakuten $50\/5k Amex Point Bonus\" width=\"750\" height=\"341\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-300x136.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-1024x466.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-768x349.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-1536x698.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Rakuten-50-2048x931.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Rakuten<\/em><\/enter><\/figure>\n<p>Once completed, the bonus cash back will appear under the &#8220;<a target=\"_blank\" href=\"https:\/\/www.rakuten.com\/pending-cash-back.htm\" rel=\"noopener\">Earnings Balance<\/a>&#8221; section of your Rakuten account within a couple of days.<\/p>\n<h2><span id=\"Rakuten_Promotion_for_95_Back_on_LifeLock\">Rakuten Promotion for 95% Back on LifeLock<\/span><\/h2>\n<p>Currently, Rakuten members can take advantage of a popular promotion that's back again: Get 95% back on new LifeLock subscriptions when you first click through the Rakuten portal. <strong><a target=\"_blank\" href=\"https:\/\/www.rakuten.com\/lifelock.com\" rel=\"noopener\">Click here to take advantage of this deal<\/a>.<\/strong><\/p>\n<p><strong>Key terms:<\/strong><\/p>\n<ul>\n<li>Offer can be stacked with new member offers from Rakuten.<\/li>\n<li>Earnings will be forfeited if your LifeLock membership is canceled within 60 days.<\/li>\n<li>Not applicable to free trials or automatic renewals of existing accounts.<\/li>\n<li>Portal earnings are not available when using promotional codes or coupons not found on Rakuten.<\/li>\n<li>At present, there is no end date listed on the promotion.<\/li>\n<\/ul>\n<h3><span id=\"How_much_does_LifeLock_membership_cost\">How much does LifeLock membership cost?<\/span><\/h3>\n<p>LifeLock is an identity and credit monitoring service. It scans for uses of your information by people who aren't you &#8212; such as identity theft and scams &#8212; as well as monitoring your credit. LifeLock offers at least four different paid plans &#8212; although it will only display three at a time:<br \/>\n<img data-aspectratio=\"750\/531\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-143166 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/LIfeLock-plan-costs.png\" alt=\"LIfeLock plan costs\" width=\"750\" height=\"531\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/LIfeLock-plan-costs.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/LIfeLock-plan-costs-300x212.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><br \/>\nIf paid annually, the three plans from LifeLock cost:<\/p>\n<ul>\n<li><strong>Standard:<\/strong> $89.99<\/li>\n<li><strong>Ultimate Plus:<\/strong> $239.88<\/li>\n<li><strong>Ultimate Plus for 2 adults:<\/strong> $395.88<\/li>\n<\/ul>\n<p>With 95% cash back from Rakuten, you earn:<\/p>\n<ul>\n<li><strong>Standard:<\/strong> $85.49 cash back &#8212; or 8,549 Membership Rewards points<\/li>\n<li><strong>Ultimate Plus:<\/strong> $227.89 cash back &#8212; or 22,789 Membership Rewards points<\/li>\n<li><strong>Ultimate Plus for 2 adults: <\/strong>$376.09 cash back &#8212; or 37,609 Membership Rewards points<\/li>\n<\/ul>\n<p>If you opt to earn cash back, your out-of-pocket cost for a yearly LifeLock membership is just:<\/p>\n<ul>\n<li><strong>Standard:<\/strong> $4.50<\/li>\n<li><strong>Ultimate Plus:<\/strong> $11.99<\/li>\n<li><strong>Ultimate Plus for 2 adults:<\/strong> $19.79<\/li>\n<\/ul>\n<p>However, the much more appealing option for points and miles collectors is the ability to buy Membership Rewards points for just 1.05 cents each &#8212; and getting identity and credit monitoring service to boot!<\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>This offer is about as good as it gets. Those interested in getting LifeLock protection are unlikely to find a better deal than signing up with a 95% rebate through Rakuten. Those interested in simply earning Membership Rewards points are effectively buying points for 1.05\u00a2 each &#8212; and getting the service for free to boot!<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#What_Is_Rakuten\">What Is Rakuten?<\/a><ul><li><a href=\"#Earn_cash_back_or_Amex_Membership_Rewards_points\">Earn cash back or Amex Membership Rewards points<\/a><\/li><li><a href=\"#Rakuten_new_member_bonus\">Rakuten new member bonus<\/a><\/li><\/ul><\/li><li><a href=\"#Rakuten_Promotion_for_95_Back_on_LifeLock\">Rakuten Promotion for 95% Back on LifeLock<\/a><ul><li><a href=\"#How_much_does_LifeLock_membership_cost\">How much does LifeLock membership cost?<\/a><\/li><\/ul><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You can currently get 95% cash back on LifeLock via Rakuten. Even better, you can choose to receive your rewards as American Express Membership Rewards instead of cash back. That means you can earn a whopping 95X Membership Rewards points per dollar spent! Here are the details of this incredible offer.<\/p>\n","protected":false},"author":53,"featured_media":124227,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12710,13888],"coauthors":[36387],"class_list":["post-74522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-amex-membership-rewards","tag-deals"],"acf":[],"yoast_head":"<title>Rakuten Deal: 95% Cash Back or 95X Amex Points on LifeLock<\/title>\n<meta name=\"description\" content=\"This popular promotion is back again! Get 95% cashback (or 95X Amex Membership Rewards points) on LifeLock via Rakuten.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rakuten\u2019s 95X LifeLock Promo: Get 35k+ Amex Points for 1.05\u00a2 Each (and Free ID Protection to Boot)\" \/>\n<meta property=\"og:description\" content=\"This popular promotion is back again! Get 95% cashback (or 95X Amex Membership Rewards points) on LifeLock via Rakuten.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/JTGenter\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-15T08:00:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-17T10:42:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Wes-Hicks-Unsplash-man-at-computer-featured.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"JT Genter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@JTGenter\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"JT Genter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\"},\"author\":{\"name\":\"JT Genter\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/aac015d0e2f45745674e531490ce9e77\"},\"headline\":\"Rakuten\u2019s 95X LifeLock Promo: Get 35k+ Amex Points for 1.05\u00a2 Each (and Free ID Protection to Boot)\",\"datePublished\":\"2025-09-15T08:00:02+00:00\",\"dateModified\":\"2025-09-17T10:42:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\"},\"wordCount\":780,\"commentCount\":13,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Wes-Hicks-Unsplash-man-at-computer-featured.png\",\"keywords\":[\"Amex Membership Rewards\",\"Deals &amp; Promos\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\",\"url\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/\",\"name\":\"Rakuten Deal: 95% Cash Back or 95X Amex Points on LifeLock\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/news\/rakuten-lifelock-promo\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Wes-Hicks-Unsplash-man-at-computer-featured.png\",\"datePublished\":\"2025-09-15T08:00:02+00:00\",\"dateModified\":\"2025-09-17T10:42:49+00:00\",\"description\":\"This popular promotion is back again! 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