{"id":76492,"date":"2022-04-02T23:00:19","date_gmt":"2022-04-02T23:00:19","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=76492"},"modified":"2026-04-08T13:43:17","modified_gmt":"2026-04-08T13:43:17","slug":"double-cash-changes-2022","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/","title":{"rendered":"Citi Double Cash\u00ae Card Now Earns ThankYou<sup>\u00ae<\/sup> Points, Cashout Minimum Eliminated"},"content":{"rendered":"<p>We are big fans of the Citi Double Cash<sup>\u00ae<\/sup> Card (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). It's a simple card with a great earning structure and no annual fee. There are some big changes that just launched on this card that make it even better. Let's take a look at what's changed, what hasn't changed, and whether these are positives or negatives for those who have the card.<\/p>\n<p><a href=\"\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Click here for our full review of the Citi Double Cash<sup>\u00ae<\/sup> Card<\/a><\/p>\n<h2><span id=\"Changes_to_the_Citi_Double_Cash_Effective_March_28_2022\">Changes to the Citi Double Cash Effective March 28, 2022<\/span><\/h2>\n<p><img data-aspectratio=\"600\/449\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-76493 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-email-about-changes.png\" alt=\"Email to cardholders highlighting changes to Citi Double Cash card on March 28, 2022\" width=\"600\" height=\"449\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-email-about-changes.png 600w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-email-about-changes-300x225.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-email-about-changes-276x207.png 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-email-about-changes-476x357.png 476w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>As a cardholder, I received the email pictured above informing me of the impending changes to my card. Let's explore these changes:<\/p>\n<ul>\n<li>Instead of earning cash back (1% on the purchase, 1% when paying the bill), cardholders now earn 1 ThankYou<sup>\u00ae<\/sup> Point on the purchase and 1 ThankYou<sup>\u00ae<\/sup> Point when paying the bill.<\/li>\n<li>This change took effect on March 28, 2022.<\/li>\n<li>The previous minimum ($25) for redemptions has been eliminated. There's no minimum redemption amount for statement credit or direct deposit going forward. However, there's still a $5 minimum when requesting a check.<\/li>\n<li>Along with existing cash back options, you can use your points for more options going forward. These include gift cards, travel, and Shop with Points.<\/li>\n<li>Those who have only the Citi Double Cash but no other premium Citi ThankYou<sup>\u00ae<\/sup> points-earning card can transfer points only to three programs:\n<ul>\n<li>Choice Privileges<\/li>\n<li>JetBlue TrueBlue<\/li>\n<li>Wyndham Rewards.<\/li>\n<\/ul>\n<\/li>\n<li>You still need a premium card like the Citi Strata Premier<sup>\u00ae<\/sup> Card (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) or Citi Prestige<sup>\u00ae<\/sup> Card to have access to the full range of <a href=\"\/credit-cards\/citi-thankyou-rewards\/citi-transfer-partners\/\">Citi transfer partners<\/a>.<\/li>\n<\/ul>\n<p><div class=\"qs-card\" data-id=\"3002009\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Double Cash is a dynamic, no-annual-fee cash-back rewards card that allows you to earn 2% traditional cash back, or convert your rewards to ThankYou Rewards points at a 1:1 ratio (2x ThankYou points per $1). When paired with a premium ThankYou Rewards earning card, the Citi Double Cash is now the best card available for everyday, non-bonus purchases.\r\n<br>\r\n<br>\r\nIf you're looking to pay down debt or finance a larger purchase, this card also comes with one of the best available introductory APR offers on balance transfers.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back.<\/li>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<li>Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.<\/li>\r\n<li>Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\r\n<li>If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\r\n<li>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/DoubleCash-18BT\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><img data-aspectratio=\"750\/488\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-76494 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-changes-1024x666.png\" alt=\"Email image that highlights changes to Citi Double Cash earning and redemption methods\" width=\"750\" height=\"488\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-changes-1024x666.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-changes-300x195.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-changes.png 1500w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<h2><span id=\"Things_That_Didn8217t_Change\">Things That Didn't Change<\/span><\/h2>\n<p>Despite the change in terminology, most of the features on the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> have not changed. You still earn rewards with the &#8220;1 when you buy, 1 when you pay&#8221; structure. You can still redeem these rewards for statement credit\/cash back at the exact same rates as before. The redemption rate and methods you use for cashing out have not changed. If you simply want cash back from the Citi Double Cash, that didn't change on March 28, 2022.<\/p>\n<p>Additionally, the <a href=\"\/credit-cards\/rewards-card-application-rules\/\">rules for opening\/closing Citi credit cards<\/a> have not changed. Moreover, the rules for <a href=\"\/credit-cards\/citi-product-change-rules\/\">product changes from one Citi credit card to another<\/a> haven't changed. Lastly, the rules for <a href=\"\/credit-cards\/citi-thankyou-rewards\/do-citi-points-expire\/\">when Citi ThankYou Rewards expire<\/a> haven't changed.<\/p>\n<h2><span id=\"Other_Things_to_Note\">Other Things to Note<\/span><\/h2>\n<p><img data-aspectratio=\"600\/223\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"citi-double-cash-conversion-from-email\" decoding=\"async\" class=\"aligncenter wp-image-76495 size-full lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-conversion-from-email.png\"  width=\"600\" height=\"223\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-conversion-from-email.png 600w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/03\/citi-double-cash-conversion-from-email-300x112.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>If case you're wondering what's happening to your previously-earned <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> cashback rewards, the email from Citi addresses this: your cash back was converted 1:1 to ThankYou<sup>\u00ae<\/sup> Points. If you want to cash that out, you can. Or, you can take advantage of the new options, like travel partners and gift cards, etc.<\/p>\n<p>Since using the <a target=\"_blank\" href=\"http:\/\/thankyou.com\" rel=\"noopener\">ThankYou Rewards portal<\/a> requires a member ID, Citi recently created one for you if you didn't previously have one.<\/p>\n<p>Additionally, there's still a minimum of $5\/500 points for cashing out your rewards as a check. There are no minimums for direct deposit\/statement credit, but there's a $5 minimum for checks.<\/p>\n<h2><span id=\"Are_These_Changes_Positive_or_Negative\">Are These Changes Positive or Negative?<\/span><\/h2>\n<p>These are overall positive changes. Let's look at the reasons why:<\/p>\n<ul>\n<li><strong>Ability to cash out is unchanged.<\/strong> This is the card's main feature, and you still earn\/redeem as cash at the same values as before.<\/li>\n<li><strong>More options.<\/strong> You now have increased options for how to use your rewards (gift cards, travel partners, etc.) without taking away the card's main feature: 1+1 earning and cashing out points at 1\u00a2 each.<\/li>\n<li><strong>No minimum for direct deposit or statement credit redemptions.<\/strong> Prior to the change, there was a $25 minimum redemption. Now, that's no longer required. You'll only have a minimum redemption ($5) when requesting a check.<\/li>\n<\/ul>\n<p>The reasons why people like this card are still available, plus new features make redemption options more robust and without minimums (except if you want a check). These are net positives, since Citi added features to the card without increasing the fee or removing key features people want.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>These changes to the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> went into effect on March 28, 2022. Instead of earning 1% cash back on the purchase and another 1% when you pay the bill, you now earn ThankYou<sup>\u00ae<\/sup> Points. However, you are still able to cash those out at the same rates (1\u00a2 each). The changes include the addition of more redemption options, plus the elimination of most &#8220;minimum redemption&#8221; requirements.<\/p>\n<p><em>If you have the Citi Double Cash, are you happy with these changes?<\/em><\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Changes_to_the_Citi_Double_Cash_Effective_March_28_2022\">Changes to the Citi Double Cash Effective March 28, 2022<\/a><\/li><li><a href=\"#Things_That_Didn8217t_Change\">Things That Didn't Change<\/a><\/li><li><a href=\"#Other_Things_to_Note\">Other Things to Note<\/a><\/li><li><a href=\"#Are_These_Changes_Positive_or_Negative\">Are These Changes Positive or Negative?<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We are big fans of the Citi Double Cash\u00ae Card. It&#8217;s a simple card with a great earning structure and no annual fee. There are some big changes that just launched on this card that make it even better. Let&#8217;s take a look at what&#8217;s changed, what hasn&#8217;t changed, and whether these are positives or negatives for those who have the card.<\/p>\n","protected":false},"author":59,"featured_media":36215,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"","_twitter_share_type":"","_linkedin_share_type":"","_pinterest_share_type":"","_linkedin_share_type_page":"","_instagram_share_type":"","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12707,12785],"coauthors":[36386],"class_list":["post-76492","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-citi-thankyou-rewards","tag-citibank"],"acf":[],"yoast_head":"<title>Citi Double Cash Card Now Earns ThankYou Points, Other Good Changes<\/title>\n<meta name=\"description\" content=\"Citi just made changes to the Citi Double Cash effective March 28. Cardholders now earn ThankYou Points and no longer need $25 in earnings to get cashback.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Citi Double Cash\u00ae Card Now Earns ThankYou\u00ae Points, Cashout Minimum Eliminated\" \/>\n<meta property=\"og:description\" content=\"Citi just made changes to the Citi Double Cash effective March 28. Cardholders now earn ThankYou Points and no longer need $25 in earnings to get cashback.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-02T23:00:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T13:43:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/06\/Citi-Featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"401\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ryan Smith\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RyanSmithTravel\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ryan Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\"},\"author\":{\"name\":\"Ryan Smith\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/89bd8be379b5309e1f3d13c99d9e5e1c\"},\"headline\":\"Citi Double Cash\u00ae Card Now Earns ThankYou\u00ae Points, Cashout Minimum Eliminated\",\"datePublished\":\"2022-04-02T23:00:19+00:00\",\"dateModified\":\"2026-04-08T13:43:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\"},\"wordCount\":786,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/06\/Citi-Featured.jpg\",\"keywords\":[\"Card Benefits\",\"Citi ThankYou Rewards\",\"Citibank\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\",\"url\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/\",\"name\":\"Citi Double Cash Card Now Earns ThankYou Points, Other Good Changes\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/double-cash-changes-2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/06\/Citi-Featured.jpg\",\"datePublished\":\"2022-04-02T23:00:19+00:00\",\"dateModified\":\"2026-04-08T13:43:17+00:00\",\"description\":\"Citi just made changes to the Citi Double Cash effective March 28. 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