{"id":8346,"date":"2026-01-28T18:10:01","date_gmt":"2026-01-28T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=8346"},"modified":"2026-05-12T19:01:52","modified_gmt":"2026-05-12T19:01:52","slug":"blue-business-plus","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/","title":{"rendered":"Amex Blue Business Plus Card Review: Earn 2x Membership Rewards Points, Pay No Annual Fee"},"content":{"rendered":"<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<p><a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a> offers one of the best ways to rack up lots of Membership Rewards points. This underrated card, <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-blue-business-plus-50k\/\" rel=\"noopener\">first launched in 2017<\/a>, earns 2x  Membership Rewards points on the first $50,000 of business expenses (then 1x) annually, making the Blue Business Plus a high-value rewards card.<\/p>\n<p>That's a higher earning rate than most of Amex's other, more splashy, business cards for non-bonus-category spending. Even better, it won't add to your Chase 5\/24 count.<\/p>\n<p>Let's look at the positives and negatives to see if the Amex Blue Business Plus is the right card for you.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Blue_Business_Plus_Pros\">Blue Business Plus Pros<\/a><\/li><li><a href=\"#Blue_Business_Plus_Cons\">Blue Business Plus Cons<\/a><\/li><li><a href=\"#Amex_Blue_Business_Plus_Card_Welcome_Offer\">Amex Blue Business Plus Card Welcome Offer<\/a><ul><li><a href=\"#How_to_find_targeted_credit_card_offers\">How to find targeted credit card offers<\/a><\/li><\/ul><\/li><li><a href=\"#Blue_Business_Plus_Benefits\">Blue Business Plus Benefits<\/a><ul><li><a href=\"#Spend_above_your_credit_limit\">Spend above your credit limit<\/a><\/li><li><a href=\"#Travel_and_purchase_protections\">Travel and purchase protections<\/a><\/li><li><a href=\"#Complimentary_employee_cards\">Complimentary employee cards<\/a><\/li><li><a href=\"#Access_to_American_Express_Offers\">Access to American Express Offers<\/a><\/li><\/ul><\/li><li><a href=\"#Blue_Business_Plus_Earning_Rates\">Blue Business Plus Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Points_With_the_Blue_Business_Plus\">Redeeming Points With the Blue Business Plus<\/a><ul><li><a href=\"#Transfer_to_partners\">Transfer to partners<\/a><\/li><li><a href=\"#Amex_Travel\">Amex Travel<sup>\u00ae<\/sup><\/a><\/li><li><a href=\"#Gift_cards\">Gift cards<\/a><\/li><li><a href=\"#Statement_credits\">Statement credits<\/a><\/li><li><a href=\"#Pay_With_Points\">Pay With Points<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Blue_Business_Plus\">Cards That Compete With the Blue Business Plus<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Blue_Business_Plus_Pros\">Blue Business Plus Pros<\/span><\/h2>\n<ul>\n<li>Earn 2x  points on up to $50,000 of spending each year (then 1x)<\/li>\n<li>Earns valuable\u00a0<a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">American Express Membership Rewards points<\/a><\/li>\n<li>No annual fee (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<h2><span id=\"Blue_Business_Plus_Cons\">Blue Business Plus Cons<\/span><\/h2>\n<ul>\n<li>Bonus earning is limited to the first $50,000 in spending each year<\/li>\n<li data-pm-slice=\"1 1 [&quot;bulletList&quot;,{&quot;id&quot;:&quot;c3a51a6b-6586-44f5-9529-c48ad786c8b0&quot;},&quot;listItem&quot;,{}]\">Limited travel and purchase benefits<\/li>\n<li data-pm-slice=\"1 1 [&quot;bulletList&quot;,{&quot;id&quot;:&quot;c3a51a6b-6586-44f5-9529-c48ad786c8b0&quot;},&quot;listItem&quot;,{}]\">Not valuable for international travel, with a foreign transaction fee of 2.7% of each transaction after conversion to U.S. Dollars. (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<figure id=\"attachment_124209\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-124209 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Ellicia-Unsplash-shop-owner-featured-300x240.png\" alt=\"looking between plants to see a shop owner inside a floral shop\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Ellicia-Unsplash-shop-owner-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Ellicia-Unsplash-shop-owner-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Ellicia-Unsplash-shop-owner-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Ellicia-Unsplash-shop-owner-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ellicia\/Unsplash<\/em><\/enter><\/figure>\n<h2 data-pm-slice=\"1 1 []\"><span id=\"Amex_Blue_Business_Plus_Card_Welcome_Offer\">Amex Blue Business Plus Card Welcome Offer<\/span><\/h2>\n<p>The <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> doesn't always have a welcome bonus of points after meeting a spending requirement. But luckily, it does right now, offering 15,000 bonus points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/p>\n<p>Moreover, new cardmembers receive an introductory APR of 0% on purchases for 12 months from date of account opening, then Variable APR of 16.74% - 26.74%\u00a0 (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You must pay off the entire balance before your promotional APR ends to avoid paying interest on purchases.<\/p>\n<p>This makes the Amex Blue Business Plus a great low-cost method of financing major business purchases that are too large to pay down the full balance by the end of the month. Just make sure you pay off the balance within the introductory period; otherwise, you'll start paying hefty interest.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-credit-card-offer-history\/\" rel=\"noopener\">American Express Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/strong><\/p>\n<h3><span id=\"How_to_find_targeted_credit_card_offers\">How to find targeted credit card offers<\/span><\/h3>\n<p>The bonus of 15,000 Membership Rewards points is currently the highest publicly available offer for the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a>. However, it's worth checking for targeted offers that could result in an even larger bonus.<\/p>\n<p>You can try checking for a higher offer through the <a target=\"_blank\" href=\"https:\/\/www.creditcards.com\/cardmatch\/\" rel=\"noopener\" data-wpel-link=\"external\">CardMatch<\/a> tool, using different web browsers, private browsers, via email, regular mail, or even within your Amex account when logged in. As you can tell, Amex doesn't make it easy to distill where to find the best offer possible!<\/p>\n<p>If you don't find a better offer elsewhere, we'd appreciate it if you apply through our links. This helps support AwardWallet and gives us the resources necessary to provide our points, miles, and card content free of charge.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/get-targeted-credit-card-offers\/\" rel=\"noopener\">How to Get Targeted Credit Card Offers<\/a><\/strong><\/p>\n<h2><span id=\"Blue_Business_Plus_Benefits\">Blue Business Plus Benefits<\/span><\/h2>\n<p>One downside of the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is that it's light on benefits. Cardmembers can leverage the following:<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Spend_above_your_credit_limit\">Spend above your credit limit<\/span><\/h3>\n<p>Unique to American Express business cards is their expanded buying power, which is the capacity to spend above your credit limit without paying over-the-limit fees or having purchases declined. With this benefit, you still collect rewards on the full amount spent \u2014 even the portion spent over your credit limit.<\/p>\n<p>The degree to which you can exceed your credit limit is determined by multiple factors, including your purchase, payment, and credit history. The total amount spent above your credit limit is due in full each month as part of your minimum payment. And American Express may not approve every purchase you want to make above your credit limit.<\/p>\n<h3><span id=\"Travel_and_purchase_protections\">Travel and purchase protections<\/span><\/h3>\n<p>The <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> doesn\u2019t come with the long list of benefits offered by some of the other premium card options from Amex, but you do receive the following travel and purchase protections: <\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">Car rental loss and damage insurance<\/a> (secondary) <\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty coverage<\/a> (extend the Original Manufacturer's Warranty for up to one year) <\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">Purchase protection<\/a> (protect covered purchases for up to 90 days) <\/li>\n<\/ul>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Complimentary_employee_cards\">Complimentary employee cards<\/span><\/h3>\n<p>Business owners can also add employee cards for no additional fees. Adding additional employee cards is a way to earn rewards on eligible purchases in addition to the points you earn on your own card.<\/p>\n<h3 data-pm-slice=\"1 1 []\"><span id=\"Access_to_American_Express_Offers\">Access to American Express Offers<\/span><\/h3>\n<p>As with other American Express cards, you'll have access to <a target=\"_blank\" href=\"\/news\/amex-membership-rewards\/amex-offers\/\" rel=\"noopener\">Amex Offers<\/a>. These targeted offers can provide cash back or bonus points on purchases made with eligible merchants. You'll need to enroll in the offers before using them, but these can provide significant savings over the course of a year. <\/p>\n<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<h2><span id=\"Blue_Business_Plus_Earning_Rates\">Blue Business Plus Earning Rates<\/span><\/h2>\n<p>The headline benefit of the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is the ability to earn 2x  Membership Rewards points on the first $50,000 of business expenses each calendar year (then 1x). Eligible purchases on Amex Travel<sup>\u00ae<\/sup> also earn 2x points and will not count toward the first $50,000.<\/p>\n<p>For small companies that have diverse expenses, a great earning rate without having to worry about spending in the right category keeps things simple. You can move expenses to any card that beats the base 1x return after you reach the annual spending cap.<\/p>\n<h2><span id=\"Redeeming_Points_With_the_Blue_Business_Plus\">Redeeming Points With the Blue Business Plus<\/span><\/h2>\n<h3><span id=\"Transfer_to_partners\">Transfer to partners<\/span><\/h3>\n<p>American Express points are some of the most valuable around, especially if you take advantage of the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Membership Rewards transfer partners<\/a>. With 17 airline partners and three hotel partners from which to choose, it's easy to make high-end redemptions a reality.<\/p>\n<p data-pm-slice=\"1 1 []\">You can get even more value by accessing these transfer partners without paying an annual fee on this card. Beware, however, that not all Amex transfer partners are created equal. Options like Marriott Bonvoy\u00a0can represent a poor use of your points and should be avoided unless necessary \u2014 such as topping off a balance for a redemption.<\/p>\n<figure id=\"attachment_204528\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-204528 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured.png\" alt=\"Business class on Iberia's A321neo XLR.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Business class on Iberia's A321neo XLR. Credit: Tyler Glatt<\/em><\/enter><\/figure>\n<h3><span id=\"Amex_Travel\">Amex Travel<sup>\u00ae<\/sup><\/span><\/h3>\n<p data-pm-slice=\"1 1 []\">It's also possible to redeem your points within the <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-travel\/\" rel=\"noopener\">Amex Travel portal<\/a>. \u00a0You can use your points for flights, hotels, rental cars, cruises, and more.<\/p>\n<p>However, you should be wary of redeeming in this way. Amex tends to undervalue its own points within the portal and will usually give you a value of less than 1 cent per point for your bookings. The only exception to this is for flights, where you'll receive 1 cent per point in value.<\/p>\n<h3><span id=\"Gift_cards\">Gift cards<\/span><\/h3>\n<p>If shopping is more your speed, you're able to redeem Amex points for gift cards. However, these tend to represent a pretty poor use of points \u2014 often 1\u00a2 apiece or less.<\/p>\n<h3><span id=\"Statement_credits\">Statement credits<\/span><\/h3>\n<p>Like with gift cards, Amex also allows you to redeem points against any purchases that you've made but will give you poor value on these redemptions. Your points are worth 0.6\u00a2 apiece for statement credits.<\/p>\n<h3><span id=\"Pay_With_Points\">Pay With Points<\/span><\/h3>\n<p>If you have an Amazon account (or any other site where Pay With Points is enabled), you can opt to redeem your Amex points for any purchases that you make. Redeeming a single point will get you one cent in value. However, the value declines from there, making this another bad use of your points. The only time this is a good use of points is when you can redeem a handful of points (or even just one) for big discounts on Amazon.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>You should be aware of the <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">application rules<\/a> for American Express cards. Outside of the fact that you must run a business (<a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">here's what qualifies<\/a>), you should note the following:<\/p>\n<ul>\n<li>You can hold a maximum of five traditional American Express credit cards and up to 10 cards with no preset spending limit.<\/li>\n<li>You will be approved for a maximum of two Amex credit cards in 90 days.<\/li>\n<li>Amex has a &#8220;once per lifetime&#8221; rule in which you can't earn a welcome bonus on a card you've had previously.<\/li>\n<\/ul>\n<p>On a positive note, this specific card doesn\u2019t increase your<a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-5-24-rule\/\"> 5\/24 count<\/a> with Chase. Thus, you can add this card to your wallet without it affecting your ability to apply for Chase cards in the future.<\/p>\n<figure id=\"attachment_156410\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-156410 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Ketut-Subiyanto-Pexels-business-owner-at-cash-register-featured.png\" alt=\"a small business owner uses a touch screen cash register\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Ketut-Subiyanto-Pexels-business-owner-at-cash-register-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Ketut-Subiyanto-Pexels-business-owner-at-cash-register-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Ketut-Subiyanto-Pexels-business-owner-at-cash-register-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Ketut-Subiyanto-Pexels-business-owner-at-cash-register-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Cards_That_Compete_With_the_Blue_Business_Plus\">Cards That Compete With the Blue Business Plus<\/span><\/h2>\n<p data-pm-slice=\"1 1 []\">For many business owners, the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is a winner. But that doesn't mean it's for your business. Here are a few additional cards to consider:<\/p>\n<ul>\n<li><strong>If you prefer earning cash back over travel rewards,<\/strong> the <a data-ccid=\"4048169\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-business-cash\/\">Blue Business Cash<\/a> provides a great return on non-bonus expenses. It has the same earning structure as the Blue Business Plus, except instead of earning points, cash-back rewards are automatically credited to your account as a statement credit. Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-business-cash\/\" rel=\"noopener\">full Blue Business Cash review<\/a>.<\/li>\n<li><strong>If you're under 5\/24 and want to earn bonus points in select business categories,<\/strong> consider the <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Preferred<\/a>. It earns 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year, then 1x), and offers many travel and shopping protections for a modest $95 annual fee. Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\" rel=\"noopener\">full Ink Preferred review<\/a>.<\/li>\n<li><strong>If you want travel perks plus statement credits<\/strong>, the <a data-ccid=\"4028096\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-platinum\/\">Business Platinum Card<\/a> is an excellent premium card. Although it charges a hefty $895 annual fee (<a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), it provides over $4,000 in annual value with statement credits for Dell, Indeed, wireless telephone service, airline incidental fees, and CLEAR<sup>\u00ae<\/sup> Plus. Travel benefits also include airline lounge access and hotel elite status. Learn more in our <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-business-platinum\/\" rel=\"noopener\">full Business Platinum Card review<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/11\/CardArt-AmericanExpressBlueBusinessCashCard.png\" alt=\"BlueBizCash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The American Express Blue Business Cash\u2122 Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The American Express Blue Business Cash\u2122 Card' data-ccid=\"4048169\" href=\"\/blog\/link\/AmericanExpressBlueBusinessCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4048169\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinesscash-credit-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=36d5ae431c2acf9d5217ff3e931aa0c3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/19ca7b53-f41c-4639-ba3b-c44c7c44ba6f.png\"  width=\"150\" alt=\"The Business Platinum Card\u00ae from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/div><div class=\"compare-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The Business Platinum Card\u00ae from American Express' data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$895<span class=\"compare-terms\"><a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 5X points on flights and prepaid hotels on AmexTravel.com.<\/li>\r\n<li>Earn 2X points on each eligible purchase of $5,000 or more.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. shipping providers.<\/li>\r\n<li>2X earning rates are subject to a cap of $2 million in purchases per calendar year.<\/li><\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">The Best Small-Business Credit Card Offers for This Month<\/a><\/strong><\/p>\n<h2 data-pm-slice=\"1 1 []\"><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is a top rewards card among Amex cards, offering an amazing return on non-bonus spending on business expenses for no annual fee.<\/p>\n<p>As the Blue Business Plus doesn't add to your Chase 5\/24 count, this is a great card to pick up in between personal applications. But it's also a valuable asset to your rewards strategy, helping you earn a minimum of 2x  on your purchases when you don't have a card that earns more.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Blue Business\u00ae Plus Credit Card from American Express is one of the most rewarding business cards available. While you won&#8217;t find a ton of benefits on the card, it has one of the best earning structures \u2014 plus access to Amex&#8217;s hotel and airline transfer partners. Here&#8217;s what to know about it and how to apply.<\/p>\n","protected":false},"author":79,"featured_media":107599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12710,12657,12620],"coauthors":[36415,36412],"class_list":["post-8346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-amex-membership-rewards","tag-business","tag-card-reviews"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/8346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=8346"}],"version-history":[{"count":92,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/8346\/revisions"}],"predecessor-version":[{"id":262503,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/8346\/revisions\/262503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/107599"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=8346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=8346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=8346"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=8346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}