{"id":90614,"date":"2026-04-27T22:00:17","date_gmt":"2026-04-27T22:00:17","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=90614"},"modified":"2026-04-28T15:26:15","modified_gmt":"2026-04-28T15:26:15","slug":"capital-one-venture-x-vs-venture-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-venture-x-vs-venture-card\/","title":{"rendered":"Capital One Venture vs. Venture X: Which Card Is Right for You?"},"content":{"rendered":"<p>When it comes to travel rewards credit cards, Capital One offers two standout options: the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a> and the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture Rewards Credit Card<\/a>. Both provide lucrative earning rates, valuable travel perks, and flexible redemption options. However, the differences in annual fees and premium travel perks will determine which Capital One card adds the most value to your wallet.<\/p>\n<p>If you\u2019re looking for a premium travel card with lounge access, travel credits, and enhanced earning rates, the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> could be a great fit. On the other hand, if you prefer a lower annual fee while still earning solid rewards, the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> might be the better choice.<\/p>\n<p>In this guide, we\u2019ll compare the key similarities and differences between these two cards, helping you decide which one offers the most value for your wallet.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Current_Capital_One_Venture_and_Capital_One_Venture_X_Welcome_Bonuses\">Current Capital One Venture and Capital One Venture X Welcome Bonuses<\/a><\/li><li><a href=\"#What_Similarities_Do_the_Capital_One_Venture_and_Capital_One_Venture_X_Offer\">What Similarities Do the Capital One Venture and Capital One Venture X Offer?<\/a><ul><li><a href=\"#Earning_and_redeeming_points\">Earning and redeeming points<\/a><\/li><li><a href=\"#Travel_perks\">Travel perks<\/a><\/li><\/ul><\/li><li><a href=\"#Key_Differences_Between_the_Capital_One_Venture_and_Capital_One_Venture_X\">Key Differences Between the Capital One Venture and Capital One Venture X<\/a><ul><li><a href=\"#Annual_fee\">Annual fee<\/a><\/li><li><a href=\"#Earning_rates\">Earning rates<\/a><\/li><li><a href=\"#Travel_perks-2\">Travel perks<\/a><\/li><\/ul><\/li><li><a href=\"#Should_You_Get_the_Capital_One_Venture_X_or_the_Capital_One_Venture\">Should You Get the Capital One Venture X or the Capital One Venture?<\/a><\/li><li><a href=\"#Am_I_Eligible_for_a_Capital_One_Venture_or_Capital_One_Venture_X_Card\">Am I Eligible for a Capital One Venture or Capital One Venture X Card?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Current_Capital_One_Venture_and_Capital_One_Venture_X_Welcome_Bonuses\">Current Capital One Venture and Capital One Venture X Welcome Bonuses<\/span><\/h2>\n<p>Both Venture-branded cards offer generous welcome bonuses:<\/p>\n<ul>\n<li><strong><a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> &#8211; <\/strong>Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.<\/li>\n<li><strong><a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> &#8211; <\/strong>Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"What_Similarities_Do_the_Capital_One_Venture_and_Capital_One_Venture_X_Offer\">What Similarities Do the Capital One Venture and Capital One Venture X Offer?<\/span><\/h2>\n<h3><span id=\"Earning_and_redeeming_points\">Earning and redeeming points<\/span><\/h3>\n<p>Both Venture cards earn unlimited 2X miles on everyday purchases. These miles can be redeemed directly in the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel Portal<\/a> at a value of 1\u00a2 each. Unlike other credit card companies' travel portals, the Capital One Travel Portal allows you to book airline tickets with a <a target=\"_blank\" href=\"\/credit-cards\/book-low-cost-carriers-with-points\/\" rel=\"noopener\">wide variety of low-cost carriers<\/a> and\u00a0mainline carriers that typically offer their tickets on third-party travel websites like Expedia. Moreover, there's no guessing what your miles are worth in the portal, unlike Amex's travel portal, which makes points worth more or less depending on what you're booking.<\/p>\n<p><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One miles also can be transferred to 22 different airline and hotel partners<\/a>, with most transferring at a 1:1 ratio. Some airline partners offer better value for your Capital One miles than others, so we recommend reading <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airline-partners\/\" rel=\"noopener\">the pros and cons of Capital One's airline transfer partners<\/a> before transferring miles.<\/p>\n<p>If you don't want the hassle of finding award availability and transferring miles to an airline or hotel partner, you can <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/redeem-venture-miles-travel-purchases\/\" rel=\"noopener\">redeem miles for past travel purchases made in the last 90 days<\/a> \u2014 no matter where you made the purchase. This benefit is what makes Capital One different from its competition.<\/p>\n<p>Most card issuers only let you use miles to cover travel purchases on their respective travel portals, making you subject to the prices and offerings found through the bank's travel portal rather than booking the best available deal. In addition, booking via a third party means forfeiting elite benefits and earning rewards with hotels. With Capital One, you can shop around for the best price and buy directly.<\/p>\n<h3><span id=\"Travel_perks\">Travel perks<\/span><\/h3>\n<p>Both Venture cards offer statement credits for Global Entry or TSA PreCheck, and both cards give cardholders the ability to book hotel stays in <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/lifestyle-collection-hotels\/\" rel=\"noopener\">Capital One's Lifestyle Collection<\/a>.<\/p>\n<figure id=\"attachment_196339\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/655\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\" wp-image-196339 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lifestyle-collection-screenshot-300x262.png\" alt=\"A screenshot of the Capital One Lifestyle Collection webpage\" width=\"750\" height=\"655\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lifestyle-collection-screenshot-300x262.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lifestyle-collection-screenshot-768x671.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/lifestyle-collection-screenshot.png 830w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of Capital One Travel<\/em><\/enter><\/figure>\n<p>In summary, both of these cards earn miles at similar rates on everyday spending and redeem them similarly across the redemption options. Both cards offer a couple of standard travel perks. That means the card that delivers the most value comes down to three factors:<\/p>\n<ol>\n<li>The current sign-up bonus.<\/li>\n<li>The annual fee you pay.<\/li>\n<li>The benefits you can utilize.<\/li>\n<\/ol>\n<p><div class=\"qs-card\" data-id=\"3006151\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn at least 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening<\/li>\r\n<li>5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles on all other purchase<\/li>\r\n<li>Fee credit for Global Entry or TSA Pre\u2714<sup>\u00ae<\/sup> (up to $120)<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$95 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/Venture\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Key_Differences_Between_the_Capital_One_Venture_and_Capital_One_Venture_X\">Key Differences Between the Capital One Venture and Capital One Venture X<\/span><\/h2>\n<h3><span id=\"Annual_fee\">Annual fee<\/span><\/h3>\n<p>The annual fee is the primary difference between the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> and <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> cards. The Capital One Venture sits right in the sweet spot for a mid-tier rewards card, charging an affordable $95 per year. On the other hand, the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x\/\" rel=\"noopener\">Capital One Venture X<\/a> is the cheapest premium travel card on the market, with an annual fee of $395 per year.<\/p>\n<p>While that's a significant $300 difference in annual fees, the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> more than makes up for it in travel perks.<\/p>\n<h3><span id=\"Earning_rates\">Earning rates<\/span><\/h3>\n<p>Both Venture cards earn the exact unlimited 2X miles on everyday purchases. But, when it comes to travel purchases, the Capital One Venture X earns significantly more miles than the Capital One Venture if you're booking through the portal.<\/p>\n<p>The Capital One Venture earns 5X miles on hotel stays, vacation rentals, and rental cars purchased in the Capital One Travel Portal; all other purchases earn unlimited 2X miles. On the other hand, the Capital One Venture X earns 10X on hotel stays and rental cars and 5X on flights made through the Capital One Travel Portal.<\/p>\n<figure id=\"attachment_187914\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/600\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\" wp-image-187914 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash-300x240.jpg\" alt=\"Woman paying for goods with a credit card\" width=\"750\" height=\"600\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Featured-Woman-paying-for-goods-with-a-credit-card-Blake-Wisz-Unsplash.jpg 1200w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Blake Wisz \/ Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Travel_perks-2\">Travel perks<\/span><\/h3>\n<p>The Capital One Venture offers the following benefits:<\/p>\n<ul>\n<li>Up to $120 credit for Global Entry or TSA PreCheck (available every four years)<\/li>\n<li>Ability to book hotel stays in <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/lifestyle-collection-hotels\/\" rel=\"noopener\">Capital One's Lifestyle Collection<\/a><\/li>\n<li>Core travel protection perks include travel and emergency assistance services, trip cancellation and interruption insurance, trip delay reimbursement, extended warranty, rental car insurance, and return protection<\/li>\n<li><a target=\"_blank\" href=\"\/car-rental\/hertz-five-star-status\/\" rel=\"noopener\">Hertz Five Star elite status<\/a><\/li>\n<\/ul>\n<p>While these are some solid perks for a card with just a $95 annual fee, the loss of lounge access in 2024 dealt a significant blow to the Capital One Venture in comparison to the Capital One Venture X.<\/p>\n<p>The Capital One Venture X delivers significantly more benefits, including:<\/p>\n<ul>\n<li>The same up to $120 credit for Global Entry or TSA PreCheck every four years<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">$300 annual travel credit<\/a><\/li>\n<li>10,000-mile anniversary bonus each year you keep the card<\/li>\n<li>Unlimited access to <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One-branded lounges<\/a><\/li>\n<li>Access to <a target=\"_blank\" href=\"\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">participating Priority Pass\u2122 lounges<\/a><\/li>\n<li>Ability to book hotel stays in\u00a0<strong>both<\/strong> Capital One's <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/premier-collection-hotels\/\" rel=\"noopener\">Premier Collection<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/lifestyle-collection-hotels\/\" rel=\"noopener\">Lifestyle Collection<\/a><\/li>\n<li>Up to four complimentary authorized users<\/li>\n<li>Core travel protection perks, with the addition of cell phone protection<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-hertz\/\" rel=\"noopener\">Hertz President's Circle status<\/a><\/li>\n<\/ul>\n<p>Note that as of February 2026, authorized users no longer have complimentary access to Capital One and Priority Pass lounges. However, primary cardholders can still pay an annual $125 fee per authorized user to access lounges. Primary cardholders spending at least $75,000 on their Venture X account in a calendar year can bring up to two guests to Capital One Lounges and one guest to Capital One Landings.<\/p>\n<figure id=\"attachment_188147\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/600\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\" wp-image-188147 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Capital-One-Landing-Featured-DCA-300x240.png\" alt=\"Capital One Landing Lounge DCA seating\/bar\" width=\"750\" height=\"600\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Capital-One-Landing-Featured-DCA-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Capital-One-Landing-Featured-DCA-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Capital-One-Landing-Featured-DCA-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Capital-One-Landing-Featured-DCA.png 1000w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Capital One Landing Lounge DCA. Credit: Capital One<\/em><\/enter><\/figure>\n<p>All in all, the additional annual fee on the Capital One Venture X comes with much more comprehensive benefits that not only exceed what the Capital One Venture offers but also are better than several <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">other premium travel cards<\/a>. However, you need to ensure you will take advantage of those benefits year after year to justify holding this card over the long term.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048272\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureX\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Should_You_Get_the_Capital_One_Venture_X_or_the_Capital_One_Venture\">Should You Get the Capital One Venture X or the Capital One Venture?<\/span><\/h2>\n<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> is a better long-term option if you can afford the annual fee upfront. While nearly every other premium rewards card has eventually increased its annual fee, trimmed perks, or both, the main benefits of the Capital One Venture X have barely changed since the card was introduced in 2021.<\/p>\n<p>The Capital One Venture X offers two benefits that quickly cover the $395 annual fee.<\/p>\n<ul>\n<li><strong>$300 annual travel credit:<\/strong> Applied as a travel coupon on a purchase or purchases in the Capital One Travel Portal<\/li>\n<li><strong>$100+ in <\/strong><strong>miles after each anniversary:<\/strong> The 10,000-anniversary miles can be redeemed as 1\u00a2 each toward recent travel purchases, but you can also\u00a0use them for a much higher value.<\/li>\n<\/ul>\n<p>If you take advantage of both of these benefits &#8212; both of which should be incredibly simple to use &#8212; Capital One is paying you (at least) $5 per year to keep the card. Once you break even using the travel credit and anniversary miles, the other Capital One Venture X benefits listed in the above section provide an additional profit.<\/p>\n<figure id=\"attachment_196384\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/305\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\" wp-image-196384 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/capital-one-travel-portal-300x122.png\" alt=\"A screenshot shows the search page for the Capital One Travel Portal hotels.\" width=\"750\" height=\"305\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/capital-one-travel-portal-300x122.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/capital-one-travel-portal-1024x418.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/capital-one-travel-portal-768x313.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/01\/capital-one-travel-portal.png 1480w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>You can earn up to $300 travel credit with your Venture X card by booking through the Capital One Travel Portal. Credit: Capital One Travel<\/em><\/enter><\/figure>\n<p>With that said, if you can't front the annual fee, the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> is still an excellent option. And it's a perfect time to get the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> as Capital One has sweetened the sign-up bonus with a $250 Capital One Travel credit.<\/p>\n<p>If you've read this far and don't travel often &#8212; or just prefer earning cash back &#8212; we recommend applying for a different credit card than either of these.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/find-a-card\/cash-back\/\" rel=\"noopener\">The Best Credit Cards for Cash Back<\/a><\/strong><\/p>\n<h2><span id=\"Am_I_Eligible_for_a_Capital_One_Venture_or_Capital_One_Venture_X_Card\">Am I Eligible for a Capital One Venture or Capital One Venture X Card?<\/span><\/h2>\n<p>Capital One's application restrictions are relatively easy to navigate \u2014 unlike other card issuers we've covered.<\/p>\n<p>The first rule is that you can only hold two Capital One personal credit cards at the same time. However, Capital One co-branded cards and Spark business cards don't factor into this limitation.<\/p>\n<p>Capital One also caps the number of cards you'll be approved for each year, limiting new accountholders to one new card every six months. If you've had either of these cards in the past, it's important to note that Capital One includes the following language on its application page for these cards:<\/p>\n<blockquote><p><em>&#8220;Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.&#8221;<\/em><\/p><\/blockquote>\n<p>Thus, if you have either card right now, you can't apply for it again. You also won't be eligible for the bonus on the same card if you've earned it within the past 48 months. However, that doesn't mean you can't earn the bonus on the other card.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The Venture cards are fabulous travel rewards cards that hold up well in their respective categories. Overall, the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> is an excellent choice for frequent travelers willing to pay a higher annual fee ($395) in exchange for more robust travel benefits.<\/p>\n<p>If you take advantage of just the $300 annual travel credit, you are effectively dropping the annual fee to the same $95 you'll pay to hold the Capital One Venture. And you will get a ton of additional perks that you can utilize when traveling. Factor in the 10,000-mile anniversary bonus (worth a minimum of $100), and you come out even further ahead with the Capital One Venture X and essentially get paid $5 a year by Capital One just for holding this card.<\/p>\n<p>If you are chasing a card that charges a lower annual fee straight out of the gate and still allows you to take advantage of great earning and redemption options, the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> is one of the best mid-tier cards available across any rewards program, and it provides value year after year that you hold this card.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trying to decide between the welcome offers on the Capital One Venture Rewards Credit Card and the Capital One Venture X Rewards Credit Card? In this post, we compare the two cards side by side, highlighting the key differences in terms of rewards, fees, and benefits. Discover which card is the best fit for your travel style and goals.<\/p>\n","protected":false},"author":77,"featured_media":141272,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12787,12708,12520],"coauthors":[36397,36477],"class_list":["post-90614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one","tag-capital-one-rewards","tag-card-benefits"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/90614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=90614"}],"version-history":[{"count":38,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/90614\/revisions"}],"predecessor-version":[{"id":260316,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/90614\/revisions\/260316"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/141272"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=90614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=90614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=90614"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=90614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}