{"id":91131,"date":"2026-04-22T18:10:02","date_gmt":"2026-04-22T18:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=91131"},"modified":"2026-04-24T20:42:17","modified_gmt":"2026-04-24T20:42:17","slug":"ihg-business-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/ihg-one-rewards\/ihg-business-credit-card\/","title":{"rendered":"IHG One Rewards Premier Business Credit Card: Great Perks that Outweigh the Fee"},"content":{"rendered":"<p>The <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG One Rewards Premier Business Credit Card<\/a> (<a data-ccid=\"4048281\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005140&type=3&u1=ef4ca962f8d7ee0323b43e7a41e3e7fd&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is a solid rewards credit card for business owners looking to save on hotel stays. Cardholders can earn up to 26X total points per dollar spent when staying at an IHG hotel brand, such as Holiday Inn, Crowne Plaza, Kimpton, InterContinental, and more.<\/p>\n<p>Plus, the card gives you additional points at many other categories, free night awards, automatic Platinum Elite status \u2014 the second-highest elite tier of the <a href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/\">IHG One Rewards<\/a> loyalty program, and a lot of additional benefits for a reasonable $99 annual fee.<\/p>\n<p>Here's everything you need to know about the <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG Business Card<\/a> to help you decide if it's a fit for your wallet.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048281\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">IHG One Rewards Premier Business Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/666d3f9d-299a-4dc1-b06a-3ff9099967ea.png\" width=\"150\" alt=\"IHG One Rewards Premier Business Credit Card\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048281\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005140&type=3&u1=ef4ca962f8d7ee0323b43e7a41e3e7fd&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">IHG One Rewards Premier Business Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$99<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The IHG One Rewards Premier Business Credit Card earns up to 26x points at IHG Hotels & Resorts, plus 5x on travel, gas stations, dining, and social media advertising, and 3x on all other purchases. Cardholders enjoy an anniversary free night, automatic Platinum Elite status, and a Global Entry, TSA PreCheck, or NEXUS application fee credit, making it perfect for frequent travelers who favor IHG properties.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn up to 26X total points per $1 spent when you stay at an IHG hotel<\/li>\r\n<li>5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations<\/li>\r\n<li>3X points per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n<br>\r\nThe earning for spending at IHG hotels breaks down as follows:\r\n<ul>\r\n<li>Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card<\/li>\r\n<li>Earn up to 6X bonus points for having IHG<sup>\u00ae<\/sup>Platinum Elite Status, a benefit of having this card<\/li>\r\n<li>Earn up to 10X base points for being an IHG<sup>\u00ae<\/sup> One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/IHGBusiness\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#IHG_Business_Card_Pros\">IHG Business Card Pros<\/a><\/li><li><a href=\"#IHG_Business_Card_Cons\">IHG Business Card Cons<\/a><\/li><li><a href=\"#IHG_Premier_Business_Card_Welcome_Bonus\">IHG Premier Business Card Welcome Bonus<\/a><\/li><li><a href=\"#IHG_One_Rewards_Premier_Business_Card_Benefits\">IHG One Rewards Premier Business Card Benefits<\/a><ul><li><a href=\"#Free_anniversary_night\">Free anniversary night<\/a><\/li><li><a href=\"#Additional_free_night_award\">Additional free night award<\/a><\/li><li><a href=\"#Complimentary_IHG_Platinum_status\">Complimentary IHG Platinum status<\/a><\/li><li><a href=\"#Fourth_night_free_on_award_stays\">Fourth night free on award stays<\/a><\/li><li><a href=\"#Save_20_on_points_purchases\">Save 20% on points purchases<\/a><\/li><li><a href=\"#Earn_50_United_TravelBank_Cash\">Earn $50 United<sup>\u00ae<\/sup> TravelBank Cash<\/a><\/li><li><a href=\"#120_Global_Entry_TSA_PreCheck_or_NEXUS_statement_credit\">$120 Global Entry, TSA PreCheck, or NEXUS statement credit<\/a><\/li><li><a href=\"#Travel_and_purchase_protections\">Travel and purchase protections<\/a><\/li><\/ul><\/li><li><a href=\"#IHG_Business_Card_Earning_Rates\">IHG Business Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Points_with_the_IHG_Business_Card\">Redeeming Points with the IHG Business Card<\/a><ul><li><a href=\"#IHG_stays\">IHG stays<\/a><\/li><li><a href=\"#Airline_partners\">Airline partners<\/a><\/li><li><a href=\"#Other_ways_to_redeem_IHG_One_Rewards\">Other ways to redeem IHG One Rewards<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_IHG_Business_Card\">Cards That Compete With the IHG Business Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"IHG_Business_Card_Pros\">IHG Business Card Pros<\/span><\/h2>\n<ul>\n<li>Automatic IHG One Rewards Platinum Elite status.<\/li>\n<li><a href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/ihg-4th-night-free\/\">Fourth night free<\/a> on award redemptions.<\/li>\n<li>Annual benefits include a free night certificate and travel credits on your account anniversary year.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"IHG_Business_Card_Cons\">IHG Business Card Cons<\/span><\/h2>\n<ul>\n<li>The card's 20% discount on IHG points purchases doesn't stack with point sale promotions.<\/li>\n<li>Limited travel and shopping protections compared to other small-business credit cards.<\/li>\n<\/ul>\n<h2><span id=\"IHG_Premier_Business_Card_Welcome_Bonus\">IHG Premier Business Card Welcome Bonus<\/span><\/h2>\n<p>The <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG Business Card<\/a> has a surprisingly valuable welcome bonus. As a new cardholder, you'll earn up to 200,000 bonus points \u2013 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, plus 60,000 bonus points after spending a total of $9,000 in the first 6 months from account opening.<\/p>\n<p>On average, <a target=\"_blank\" href=\"\/point-mile-values\/IHG\" rel=\"noopener\">AwardWallet users redeem IHG One Rewards points for 0.68\u00a2 apiece<\/a>. That makes the 200,000 sign-up bonus points offer worth around $1,360. That's pretty solid for a co-branded hotel card.<\/p>\n<figure id=\"attachment_180778\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-180778 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/InterContinental-David-Tel-Aviv-Featured-IHG.png\" alt=\"Main pool at the InterContinental David Tel Aviv\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/InterContinental-David-Tel-Aviv-Featured-IHG.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/InterContinental-David-Tel-Aviv-Featured-IHG-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/InterContinental-David-Tel-Aviv-Featured-IHG-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/InterContinental-David-Tel-Aviv-Featured-IHG-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>InterContinental David Tel Aviv. Credit: IHG<\/em><\/enter><\/figure>\n<h2><span id=\"IHG_One_Rewards_Premier_Business_Card_Benefits\">IHG One Rewards Premier Business Card Benefits<\/span><\/h2>\n<p>Welcome bonus aside, the <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG Business Card<\/a> has fantastic under-the-hood benefits that can easily justify keeping it in your wallet every year, given the card's annual fee. Here's a look at all the benefits cardholders can enjoy:<\/p>\n<h3><span id=\"Free_anniversary_night\">Free anniversary night<\/span><\/h3>\n<p>On each cardholder anniversary, you'll receive an anniversary free night award with a current point redemption cap of 40,000 points. Even better, there are no spending requirements or hoops to jump through to get it. All you have to do is pay the annual fee when it comes due.<\/p>\n<p>IHG also lets you top off your free night certificates with an uncapped number of points. That means you can use your certificate towards a more expensive award night and use your IHG point balance to cover the difference.<\/p>\n<h3><span id=\"Additional_free_night_award\">Additional free night award<\/span><\/h3>\n<p>If one annual free night isn't enough, you can spend your way to a second one. After spending $60,000 in a calendar year on your card, you'll earn another free night award worth up to 40,000 points.<\/p>\n<h3><span id=\"Complimentary_IHG_Platinum_status\">Complimentary IHG Platinum status<\/span><\/h3>\n<p><a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG Business Card<\/a> holders are entitled to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/ihg-platinum-elite\/\" rel=\"noopener\">Platinum Elite status<\/a> just by carrying the credit card. With your status, you'll enjoy the following benefits as long as you keep renewing your card:<\/p>\n<ul>\n<li>60% bonus points on eligible IHG stays.<\/li>\n<li>Welcome amenity at check-in.<\/li>\n<li>Complimentary space-available upgrades.<\/li>\n<li>Earn suite night upgrades, bonus points, and more through IHG Milestone Rewards.<\/li>\n<li>Guaranteed room availability.<\/li>\n<li>Early check-in and late check-out (subject to availability).<\/li>\n<li>No blackout dates for reward nights.<\/li>\n<li>No points expiration as an <a href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/ihg-elite-status\/\">IHG elite status<\/a> member<\/li>\n<\/ul>\n<p>You can also <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/ihg-diamond-via-credit-cards\/\" rel=\"noopener\">spend your way to earn Diamond Elite status<\/a>, which offers more premium perks after spending $40,000 on your card in a calendar year. After meeting the threshold, your new elite status will be valid through the end of the following year.<\/p>\n<h3><span id=\"Fourth_night_free_on_award_stays\">Fourth night free on award stays<\/span><\/h3>\n<p>Cardholders who book at least four consecutive nights using IHG points get the fourth reward night free at the same hotel. Even better, this perk is valid for every 4-night increment. So, on long stays, you can get the eighth night free, the twelfth night free, and so on.<\/p>\n<p>In addition, you can use the <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/ihg-4th-night-free\/\" rel=\"noopener\">IHG fourth night free<\/a> benefit an unlimited number of times. This is a super valuable benefit, especially at higher-end properties.<\/p>\n<figure id=\"attachment_46311\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-46311 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured.jpg\" alt=\"inside a hotel room, looking out the large window\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured.jpg 2500w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured-1024x819.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured-1536x1228.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured-2048x1638.jpg 2048w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/05\/InterContinental-Porto-featured-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>InterContinental Porto &#8211; Palacio das Cardosas. Credit: IHG<\/em><\/enter><\/figure>\n<h3><span id=\"Save_20_on_points_purchases\">Save 20% on points purchases<\/span><\/h3>\n<p>If you're short on points for your next award stay, you can get a 20% discount when you purchase points with your IHG Business.<\/p>\n<p>Unfortunately, you can't stack this discount with other IHG points sales. So, this perk is only semi-valuable when you need to top off your points balance for an award redemption when IHG isn't actively running a <a href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/buy-ihg-points\/\">sale on IHG point purchases<\/a>.<\/p>\n<h3><span id=\"Earn_50_United_TravelBank_Cash\">Earn $50 United<sup>\u00ae<\/sup> TravelBank Cash<\/span><\/h3>\n<p>Both the IHG Business Card and its personal version, <a data-ccid=\"4048106\" href=\"https:\/\/awardwallet.com\/credit-cards\/ihg-one-rewards\/ihg-premier-card\/\">IHG One Rewards Premier Credit Card<\/a> (<a data-ccid=\"4048106\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005138&type=3&u1=39370cfd410b8d7a7ca64edbdff4009e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), offer cardholders up to $50 TravelBank credit annually after linking the cards with your United MileagePlus account.<\/p>\n<p>You can use TravelBank credits to purchase United flights. But unfortunately, you can't use them to cover the taxes and fees on an award redemption.<\/p>\n<p class=\"custom-blue\"><strong>Track your United TravelBank cash expiration and get email alerts before your miles expire by <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/register?ref=235&code=\" rel=\"noopener\">signing up for a free AwardWallet account<\/a>.<\/strong><\/p>\n<h3><span id=\"120_Global_Entry_TSA_PreCheck_or_NEXUS_statement_credit\">$120 Global Entry, TSA PreCheck, or NEXUS statement credit<\/span><\/h3>\n<p>An easy way to offset the application cost for Global Entry, TSA PreCheck, or NEXUS is to swipe your IHG Business Card. You'll receive up to $120 in reimbursements for the application fee of enrollment or renewals, every four years.<\/p>\n<h3><span id=\"Travel_and_purchase_protections\">Travel and purchase protections<\/span><\/h3>\n<p>Lastly, cardholders can also leverage a list of travel, purchase, and shopping protections:<\/p>\n<ul>\n<li><a href=\"https:\/\/awardwallet.com\/credit-cards\/trip-cancellation-insurance\/\">Trip cancellation and interruption insurance<\/a><\/li>\n<li>Travel and emergency assistance services<\/li>\n<li><a href=\"https:\/\/awardwallet.com\/credit-cards\/rental-car-insurance\/\">Auto rental collision damage waiver<\/a><\/li>\n<li><a href=\"https:\/\/awardwallet.com\/credit-cards\/purchase-protection\/\">Purchase protection<\/a><\/li>\n<li><a href=\"https:\/\/awardwallet.com\/credit-cards\/extended-warranty\/\">Extended warranty protection<\/a><\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<figure id=\"attachment_150556\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-150556 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Kimpton-Seafire-Resort-Spa-Grand-Cayman-featured.jpeg\" alt=\"a private plunge pool at a villa within a luxury hotel property\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Kimpton-Seafire-Resort-Spa-Grand-Cayman-featured.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Kimpton-Seafire-Resort-Spa-Grand-Cayman-featured-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Kimpton-Seafire-Resort-Spa-Grand-Cayman-featured-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Kimpton-Seafire-Resort-Spa-Grand-Cayman-featured-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Kimpton Seafire Resort + Spa Grand Cayman. Credit: IHG<\/em><\/enter><\/figure>\n<h2><span id=\"IHG_Business_Card_Earning_Rates\">IHG Business Card Earning Rates<\/span><\/h2>\n<p>If IHG is your brand of choice, these bonus categories for this card will help your point balance add up quickly. However, other cards might provide a better return on your spending \u2014 outside of purchases at IHG properties. On everyday and select business purchases, you'll earn points at the following rates:<\/p>\n<ul>\r\n<li>Earn up to 26X total points per $1 spent when you stay at an IHG hotel<\/li>\r\n<li>5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations<\/li>\r\n<li>3X points per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n<br>\r\nThe earning for spending at IHG hotels breaks down as follows:\r\n<ul>\r\n<li>Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card<\/li>\r\n<li>Earn up to 6X bonus points for having IHG<sup>\u00ae<\/sup>Platinum Elite Status, a benefit of having this card<\/li>\r\n<li>Earn up to 10X base points for being an IHG<sup>\u00ae<\/sup> One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li>\r\n<\/ul>\n<h2><span id=\"Redeeming_Points_with_the_IHG_Business_Card\">Redeeming Points with the IHG Business Card<\/span><\/h2>\n<h3><span id=\"IHG_stays\">IHG stays<\/span><\/h3>\n<p>The most straightforward way to redeem your IHG points is for free stays at hotels participating in IHG One Rewards. IHG uses a dynamic pricing model; rooms can cost as little as 5,000 points per night and up to 175,000 points per night (or more at select luxury brands that are dynamically priced).<\/p>\n<p>Still, it's possible to obtain excellent value from IHG award stays with a little effort. For some redemption inspiration, check out our guide to the <a href=\"https:\/\/awardwallet.com\/hotels\/ihg-one-rewards\/best-luxury-ihg-redemptions\/\">best IHG redemptions for luxury stays<\/a>.<\/p>\n<h3><span id=\"Airline_partners\">Airline partners<\/span><\/h3>\n<p>It is possible to convert your IHG points to more than 40 airlines if you're short on miles for a free flight. Given the generally poor transfer ratios, this isn't a high-value use of your points. You'll usually get better value from your points by booking free (or nearly free) hotel nights.<\/p>\n<p>Here's a snapshot of some of the airlines you can transfer IHG points to:<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Air Canada (Aeroplan)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Alaska Airlines (Atmos Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Delta Air Lines (SkyMiles)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qantas (Frequent Flyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Singapore Airlines (KrisFlyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>United Airlines (Mileage Plus)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div>IHG Hotels & Resorts (One Rewards)<\/div><span class=\"tt-arrow\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">10,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">5 days<\/div><\/div><\/div><\/div>\n<h3><span id=\"Other_ways_to_redeem_IHG_One_Rewards\">Other ways to redeem IHG One Rewards<\/span><\/h3>\n<p>An option we don't recommend for redeeming IHG points is through gift cards, merchandise, or digital media. Generally, you'll get poor value from your points on redemptions by redeeming points this way.<\/p>\n<p>You can use your IHG points for exclusive experiences for One Rewards members, like sports tickets, tours, personalized experiences, and more. You can get great value for your points depending on what you redeem for.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>As a Chase-issued product, the <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG Business Card<\/a> is subject to the bank's infamous <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">5\/24 rule<\/a>. Even though most business credit cards don't add to your 5\/24 count, you still need to fall under this metric to get approved for this or other Chase credit cards.<\/p>\n<p>Therefore, if you've opened five or more credit cards in the past 24 months and they show up on your credit report, you'll likely be denied for this card.<\/p>\n<p>Other <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">credit card application restrictions<\/a> also make it unlikely that you'll be approved for more than one business card with Chase in less than 90 days. You also can't receive the bonus on this card if you currently have the card or received a bonus on it in the last 24 months. From the offer terms:<\/p>\n<blockquote><p><em>&#8220;This new cardmember bonus offer is not available to either (i) current cardmembers of this business credit card, or (ii) previous cardmembers of this business credit card who received a new cardmember bonus for this business credit card within the last 24 months.&#8221;<\/em><\/p><\/blockquote>\n<h2><span id=\"Cards_That_Compete_With_the_IHG_Business_Card\">Cards That Compete With the IHG Business Card<\/span><\/h2>\n<p>If this isn't the right card for your small business wallet, here are some other options to consider:<\/p>\n<ul>\n<li><strong>If you want rewards you can use with more than IHG<\/strong>, look into the <a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=5d8e0a374dc4d9f06deb1a05102b792e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). It earns transferable Ultimate Rewards points, which you can transfer 1:1 to IHG but also can use with airlines, hotels, or the Chase travel portal.<\/li>\n<li><strong>If you want a hotel credit card but aren't loyal to IHG<\/strong>, consider the <a data-ccid=\"4048270\" href=\"https:\/\/awardwallet.com\/credit-cards\/world-of-hyatt\/hyatt-business-card\/\">World of Hyatt Business Credit Card<\/a> (<a data-ccid=\"4048270\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005137&type=3&u1=0b3cfcbfdc193f9e2cb131aedee61892&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). This card provides entry-level status with World of Hyatt and lets you spend your way to status. Its earning categories also adapt to you.<\/li>\n<li><strong>If you're over 5\/24 and want a hotel card<\/strong>, look at the <a data-ccid=\"4048147\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/amex-marriott-business\/\">Marriott Bonvoy Business<sup>\u00ae<\/sup> American Express<sup>\u00ae<\/sup> Card<\/a>(<a data-ccid=\"4048147\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/marriott-bonvoy-business-american-express-card\/42732-9-0?key=tncBody&rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You'll receive complimentary Marriott\u00a0 Bonvoy<sup>\u00ae <\/sup>Gold Elite status, a free night award each year (worth up to 35,000 points), and up to 7% off paid rates by holding this card.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=5d8e0a374dc4d9f06deb1a05102b792e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a3203c4b-cd68-4b4e-81b0-2c279a9aa5f9.png\" width=\"150\" alt=\"World of Hyatt Business Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">World of Hyatt Business Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> 80,000 Bonus Points after you spend $10,000 on purchases in your first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$199<span class=\"compare-terms\"><a data-ccid=\"4048270\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005137&type=3&u1=0b3cfcbfdc193f9e2cb131aedee61892&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Up to 9X total points per $1 spent at Hyatt \u2013 4X points per $1 on qualifying purchases when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member<\/li>\r\n<li>2X points per $1 spent on fitness club and gym memberships<\/li>\r\n<li>1X point per $1 everywhere else<\/li>\r\n<\/ul>\r\n<br>\r\nIn addition, you'll earn 2X points per $1 spent in your top three spend categories each quarter. Eligible categories include:\r\n<ul>\r\n<li>Dining<\/li>\r\n<li>Shipping<\/li>\r\n<li>Airline tickets when purchased directly with the airline<\/li>\r\n<li>Local transit & commuting<\/li>\r\n<li>Social media & search engine Advertising<\/li>\r\n<li>Car rental agencies<\/li>\r\n<li>Gas stations<\/li>\r\n<li>Internet, cable & phone services<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/09\/AmexBonvoyBiz-1-e1663927720390.png\" alt=\"AmexBonvoyBiz\" \/ class=\"lazyload\">\r\n<\/div><\/div><div class=\"compare-name\">Marriott Bonvoy Business<sup>\u00ae<\/sup> American Express<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 3 Free Night Awards after you spend $6,000 in purchases and an extra 2 Free Night Awards after you spend an additional $3,000 in purchases on the Card within the first 6 months of Card Membership.  <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='Marriott Bonvoy Business\u00ae American Express\u00ae Card' data-ccid=\"4048147\" href=\"\/blog\/link\/MarriottBonvoyBusinessAmericanExpressCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$125<span class=\"compare-terms\"><a data-ccid=\"4048147\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/marriott-bonvoy-business-american-express-card\/42732-9-0?key=tncBody&rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>6x Marriott Bonvoy<sup>\u00ae<\/sup> points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy<sup>\u00ae<\/sup> program.<\/li>\r\n \t<li>4x Marriott Bonvoy<sup>\u00ae<\/sup> points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping<\/li>\r\n        <li>2x Marriott Bonvoy<sup>\u00ae<\/sup> points per dollar on all other eligible purchases<\/li><\/ul><\/div><\/div><\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>For current or prospective IHG loyalists, the <a data-ccid=\"4048281\" href=\"\/blog\/link\/IHGRewardsPremierBusinessMastercard\" rel=\"noopener nofollow sponsored\">IHG One Rewards Premier Business Credit Card<\/a> offers a suite of perks that can easily justify the annual fee. With automatic Platinum Elite status, a fourth reward night free, and a massive welcome offer, this card is an easy keeper for anyone who spends even a few nights at IHG properties each year.<\/p>\n<div class=\"qs-card\" data-id=\"4048281\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">IHG One Rewards Premier Business Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/666d3f9d-299a-4dc1-b06a-3ff9099967ea.png\" width=\"150\" alt=\"IHG One Rewards Premier Business Credit Card\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048281\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005140&type=3&u1=ef4ca962f8d7ee0323b43e7a41e3e7fd&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">IHG One Rewards Premier Business Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$99<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The IHG One Rewards Premier Business Credit Card earns up to 26x points at IHG Hotels & Resorts, plus 5x on travel, gas stations, dining, and social media advertising, and 3x on all other purchases. Cardholders enjoy an anniversary free night, automatic Platinum Elite status, and a Global Entry, TSA PreCheck, or NEXUS application fee credit, making it perfect for frequent travelers who favor IHG properties.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn up to 26X total points per $1 spent when you stay at an IHG hotel<\/li>\r\n<li>5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations<\/li>\r\n<li>3X points per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n<br>\r\nThe earning for spending at IHG hotels breaks down as follows:\r\n<ul>\r\n<li>Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card<\/li>\r\n<li>Earn up to 6X bonus points for having IHG<sup>\u00ae<\/sup>Platinum Elite Status, a benefit of having this card<\/li>\r\n<li>Earn up to 10X base points for being an IHG<sup>\u00ae<\/sup> One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/IHGBusiness\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-307b22a62b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>From mid-tier elite status to a free night each cardholder anniversary and fourth night free on award stays, the IHG One Rewards Premier Business Credit Card is a valuable wallet addition that pays for itself year after year. Here&#8217;s everything you need to know about the card to help you decide if it deserves a spot in your small business wallet and a look at if it&#8217;s worth spending money on.<\/p>\n","protected":false},"author":80,"featured_media":180772,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12700],"coauthors":[36432,36466],"class_list":["post-91131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-ihg-one-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/91131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=91131"}],"version-history":[{"count":56,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/91131\/revisions"}],"predecessor-version":[{"id":259833,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/91131\/revisions\/259833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/180772"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=91131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=91131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=91131"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=91131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}