{"id":9570,"date":"2025-06-26T00:00:01","date_gmt":"2025-06-26T00:00:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=9570"},"modified":"2026-04-08T14:18:12","modified_gmt":"2026-04-08T14:18:12","slug":"sapphire-reserve-travel-credit","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve-travel-credit\/","title":{"rendered":"How to Use the Chase Sapphire Reserve $300 Travel Credit \u2014 What Qualifies and What Doesn\u2019t"},"content":{"rendered":"<p>The <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c5d5dd0a5a34d584d3706058d85a7c98&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) travel credit stands out as one of the best premium rewards card perks. If you maximize its $300 value, you'll offset nearly half of the card's $795 annual fee. But what truly sets this benefit apart from the competition is its flexibility and ease of use \u2014 even in light of <a target=\"_blank\" href=\"\/news\/chase-ultimate-rewards\/chase-sapphire-reserve-changes\/\" rel=\"noopener\">the card's recent overhaul<\/a>.<\/p>\n<p>The credit applies automatically to a wide range of travel purchases made directly with merchants \u2014 from airfare and hotels to parking, tolls, and more. In fact, you may see a statement credit appear for a purchase you didn't even realize qualified!<\/p>\n<p>Most importantly, you don't need to book through Chase Travel\u2120 to trigger the credit. That means you can shop around for the best price \u2014 and you can still enjoy perks like elite benefits, loyalty points, and stay credits that are often lost when booking through third-party sites.<\/p>\n<div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c5d5dd0a5a34d584d3706058d85a7c98&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"What_Purchases_are_Eligible_for_the_Chase_Sapphire_Reserve_Travel_Credit\">What Purchases are Eligible for the Chase Sapphire Reserve Travel Credit?<\/span><\/h2>\n<p>Chase defines &#8216;travel' broadly \u2014 one of the key reasons the Sapphire Reserve $300 credit is so easy to use. And even after overhauling the card, Chase kept the $300 credit intact, and purchases that qualified before the update still do.<\/p>\n<p>Here are some common purchase categories that typically qualify:<\/p>\n<div class=\"_3OaX2q\">\n<ul>\n<li>Airlines<\/li>\n<li>Hotels and motels<\/li>\n<li>Home rental platforms like Airbnb or VRBO<\/li>\n<li>Timeshares<\/li>\n<li>Car rental agencies<\/li>\n<li>Rideshare services like Uber and Lyft<\/li>\n<li>Cruise lines<\/li>\n<li>Travel agencies<\/li>\n<li>Discount travel sites<\/li>\n<li>Campgrounds<\/li>\n<li>Operators of passenger trains, buses, taxis, limousines, and ferries<\/li>\n<li>Highway or bridge tolls, parking lots, and garages<\/li>\n<\/ul>\n<p>That's a pretty expansive list. Even less obvious purchases \u2014 such as parking or tolls \u2014 will often trigger the credit, as long as the merchant is coded as \u201ctravel.\u201d However, not all travel-related purchases count. Chase specifically excludes transactions from:<\/p>\n<ul>\n<li>Real estate agents<\/li>\n<li>Educational merchants arranging travel<\/li>\n<li>In-flight goods and services<\/li>\n<li>Onboard cruise line goods and services<\/li>\n<li>Sightseeing activities<\/li>\n<li>Excursions<\/li>\n<li>Tourist attractions<\/li>\n<li>RV and boat rentals<\/li>\n<li>Merchants within hotels and airports<\/li>\n<li>Public campgrounds<\/li>\n<li>Merchants that rent vehicles for hauling purposes<\/li>\n<\/ul>\n<\/div>\n<p>Chase also clarifies that purchases from gift card merchants or merchants that sell points or miles don't qualify as travel purchases.<\/p>\n<figure id=\"attachment_172746\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-172746 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Travel-Boat-featured-wal_172619-Pixabay.jpg\" alt=\"People leaning over the side of a boat to view the ocean and landmarks.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Travel-Boat-featured-wal_172619-Pixabay.jpg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Travel-Boat-featured-wal_172619-Pixabay-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Travel-Boat-featured-wal_172619-Pixabay-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Travel-Boat-featured-wal_172619-Pixabay-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: wal_172619\/Pixabay<\/em><\/enter><\/figure>\n<p>Now that you know the types of merchants that qualify, you might wonder what category code a specific merchant might be classified under. A useful resource for this is the <a target=\"_blank\" href=\"\/en\/merchants\" rel=\"noopener\">AwardWallet Merchant Category Lookup Tool<\/a>.<\/p>\n<h2><span id=\"Is_the_Chase_Sapphire_Reserve_300_Travel_Credit_Automatic\">Is the Chase Sapphire Reserve $300 Travel Credit Automatic?<\/span><\/h2>\n<p>Yes! The $300 Chase Sapphire Reserve travel credit is available as soon as your account is active and will be applied automatically. In most cases, the statement credit will post on the same day a qualifying travel purchase clears, though it can officially take one or two billing cycles to show up on your statement.<\/p>\n<p>Qualifying purchases made by authorized users on your account are also eligible for the credit \u2014 but it's important to note that these additional cardholders don't get a separate $300 credit. Instead, their travel purchases will be reimbursed as part of the primary cardholder's benefit. The Sapphire Reserve charges a $195 annual fee for each authorized user you add to your account.<\/p>\n<h2><span id=\"When_Does_the_300_Travel_Credit_Expire\">When Does the $300 Travel Credit Expire?<\/span><\/h2>\n<p>The Chase Sapphire Reserve travel credit resets each year with the billing cycle following your cardmember anniversary date. That means you'll have a new $300 credit available shortly after your annual fee posts and you renew your account.<\/p>\n<p>Note that when the Sapphire Reserve was first launched, the travel credit renewed at the start of each calendar year. That created an interesting opportunity for new cardholders to &#8220;double-dip&#8221; by using the benefit before the year ended and again in January with a fresh credit. Not surprisingly, Chase later closed this loophole by tying the credit to the cardmember year instead.<\/p>\n<h2><span id=\"How_Can_I_See_How_Much_Credit_I_Have_Left\">How Can I See How Much Credit I Have Left?<\/span><\/h2>\n<p>Your travel credit will reset after every 12 monthly billing cycles. To check your current balance or reset date, log in to <a target=\"_blank\" href=\"http:\/\/UltimateRewards.com\" rel=\"noopener\">UltimateRewards.com<\/a> and select your Sapphire Reserve card.<\/p>\n<p>Click &#8220;<strong>Redeem<\/strong>&#8221; next to your Ultimate Rewards balance, then scroll to the &#8220;<strong>Annual travel credit<\/strong>&#8221; section. There, you'll see whether your credit has been fully used \u2014 or how much remains.<\/p>\n<figure id=\"attachment_203779\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"722\/222\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"credit-3-31\" decoding=\"async\" class=\"wp-image-203779  lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/03\/credit-3-31.jpg\"  width=\"722\" height=\"222\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/03\/credit-3-31.jpg 838w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/03\/credit-3-31-300x92.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/03\/credit-3-31-768x236.jpg 768w\" sizes=\"(max-width: 722px) 100vw, 722px\" \/><center><em>Chase Travel Credit<\/em><\/enter><\/figure>\n<p>If you click on the &#8220;<strong>?<\/strong>&#8221; next to &#8220;<strong>Annual travel credit<\/strong>,&#8221; a text box will display the exact date your current credit will reset.<\/p>\n<h2><span id=\"Will_I_Still_Earn_Ultimate_Rewards_on_Travel_Purchases\">Will I Still Earn Ultimate Rewards on Travel Purchases?<\/span><\/h2>\n<p>Purchases that trigger the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a>&#8216;s $300 annual travel credit don\u2019t earn rewards \u2014 even if they would otherwise qualify for bonus points. Once you\u2019ve used up the credit, you'll start earning points on travel purchases, but the rate depends on whether the purchase falls into one of the card\u2019s updated bonus categories.<\/p>\n<p>When the card was refreshed in mid-2025, Chase replaced the &#8220;3X on all travel&#8221; category with new, more specific bonus categories. Here's the updated earning structure:<\/p>\n<ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul>\n<h2><span id=\"Other_Rewards_Cards_with_Travel_Credits\">Other Rewards Cards with Travel Credits<\/span><\/h2>\n<p>Among premium rewards <a target=\"_blank\" href=\"\/credit-cards\/cards-with-travel-statement-credit\/\" rel=\"noopener\">cards with a credit for travel or airfare<\/a>, it's hard to beat the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a>.<\/p>\n<p>For comparison, the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a> offers an annual <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-platinum-airline-credit\/\" rel=\"noopener\">$200 airline fee credit<\/a>. Enrollment is required, and this credit only applies to incidental charges (like seat selection or checked bags) on a single pre-selected airline. Although Amex provides a long list of <em>excluded<\/em> purchases, it doesn't clearly state which purchases do qualify \u2014 leaving cardholders guessing.<\/p>\n<div class=\"qs-card\" data-id=\"4028089\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express Platinum Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors\u2122 and Marriott Bonvoy<sup>\u00ae<\/sup> Gold Elite status, and a suite of benefits with Fine Hotels + Resorts<sup>\u00ae<\/sup>. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 175,000 Membership Rewards&#xAE; points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Get more for your travels with 5X Membership Rewards&#xAE; points on all flights and prepaid hotel bookings through American Express Travel&#xAE;, including Fine Hotels + Resorts&#xAE; and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel&#xAE; on up to $500,000 on these purchases per calendar year.<\/li><li>With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection&#xAE;, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club&#xAE; visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07\/2025.<\/li><li>$200 Uber Cash + $120 Uber One Credit: With the Platinum Card&#xAE; you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card&#xAE; to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card&#xAE; to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li><li>$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card&#xAE; for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.<\/li><li>$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts&#xAE; or The Hotel Collection* bookings through American Express Travel&#xAE; using the Platinum Card&#xAE;. *The Hotel Collection requires a minimum two-night stay.<\/li><li>$400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card&#xAE; to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card&#xAE;. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.<\/li><li>$209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card&#xAE;. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li><li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card&#xAE; Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.<\/li><li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts&#xAE; through American Express Travel&#xAE;, enjoy noon check-in, when available, and guaranteed 4PM check-out.<\/li><li>$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card&#xAE; for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.<\/li><li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card&#xAE;. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>$895 annual fee.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/PlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a> offers a <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">$300 annual travel credit<\/a>, but it can only be used for bookings made through the Capital One Travel portal. That\u2019s a major limitation for travelers who prefer to book directly with hotels in order to earn points, qualify for elite status, and unlock members-only pricing. And for those who already have elite status, booking through a third-party platform like Capital One Travel means forgoing elite perks like room upgrades and late checkout.<\/p>\n<div class=\"qs-card\" data-id=\"4048272\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureX\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Is_the_Chase_Sapphire_Reserve_Worth_It\">Is the Chase Sapphire Reserve Worth It?<\/span><\/h2>\n<p>While the $300 travel credit helps offset much of the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/is-the-chase-sapphire-reserve-worth-it\/\" rel=\"noopener\">Chase Sapphire Reserve annual fee<\/a>, you'll still want to make sure you're getting value from the card\u2019s other benefits before committing long term.<\/p>\n<p>Fortunately, the Sapphire Reserve is packed with high-end perks like hundreds of dollars worth of statement credits, airport lounge access, comprehensive travel and purchase protections, and top earning rates on purchases that make it easy to do just that.<\/p>\n<figure id=\"attachment_128844\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-128844 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Guilherme-Stecanella-Unsplash-female-traveler-featured.png\" alt=\"a woman seen from behind while walking down the pedestrian area in the middle of a busy avenue\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Guilherme-Stecanella-Unsplash-female-traveler-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Guilherme-Stecanella-Unsplash-female-traveler-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Guilherme-Stecanella-Unsplash-female-traveler-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Guilherme-Stecanella-Unsplash-female-traveler-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Guilherme Stecanella\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p class=\"\" data-start=\"879\" data-end=\"1181\">Chase makes it incredibly easy to use the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a>\u2019s $300 travel credit, and that\u2019s what makes it one of the most valuable benefits in the world of travel rewards. You don\u2019t need to remember any complex rules or worry about losing out on hotel perks and points by booking through a portal.<\/p>\n<p class=\"\" data-start=\"1183\" data-end=\"1524\">If you spend at least $300 a year on anything that codes as travel \u2014 everything from airfare to Uber rides \u2014 this benefit slashes the card\u2019s effective annual fee by nearly half. Add in strong point-earning potential, lounge access, and premium protections, and the Sapphire Reserve remains one of the top choices for frequent travelers.<\/p>\n<p data-start=\"1183\" data-end=\"1524\"><div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c5d5dd0a5a34d584d3706058d85a7c98&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#What_Purchases_are_Eligible_for_the_Chase_Sapphire_Reserve_Travel_Credit\">What Purchases are Eligible for the Chase Sapphire Reserve Travel Credit?<\/a><\/li><li><a href=\"#Is_the_Chase_Sapphire_Reserve_300_Travel_Credit_Automatic\">Is the Chase Sapphire Reserve $300 Travel Credit Automatic?<\/a><\/li><li><a href=\"#When_Does_the_300_Travel_Credit_Expire\">When Does the $300 Travel Credit Expire?<\/a><\/li><li><a href=\"#How_Can_I_See_How_Much_Credit_I_Have_Left\">How Can I See How Much Credit I Have Left?<\/a><\/li><li><a href=\"#Will_I_Still_Earn_Ultimate_Rewards_on_Travel_Purchases\">Will I Still Earn Ultimate Rewards on Travel Purchases?<\/a><\/li><li><a href=\"#Other_Rewards_Cards_with_Travel_Credits\">Other Rewards Cards with Travel Credits<\/a><\/li><li><a href=\"#Is_the_Chase_Sapphire_Reserve_Worth_It\">Is the Chase Sapphire Reserve Worth It?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>One of the key features of the Chase Sapphire Reserve\u00ae is its annual $300 travel credit \u2014 a key component of offsetting the card&#8217;s annual fee. Luckily, the credit is easy to use. Let us show you how it works and which purchases are covered.<\/p>\n","protected":false},"author":81,"featured_media":147644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12786],"coauthors":[36435,36490],"class_list":["post-9570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/9570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/81"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=9570"}],"version-history":[{"count":51,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/9570\/revisions"}],"predecessor-version":[{"id":257087,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/9570\/revisions\/257087"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/147644"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=9570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=9570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=9570"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=9570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}