{"id":981,"date":"2026-04-29T22:10:01","date_gmt":"2026-04-29T22:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=981"},"modified":"2026-04-29T22:10:01","modified_gmt":"2026-04-29T22:10:01","slug":"quicksilver-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/quicksilver-card\/","title":{"rendered":"Capital One Quicksilver Cash Rewards Credit Card Review: Simple Cash Back With No Annual Fee"},"content":{"rendered":"<p>The <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a> card offers an easy-to-understand rewards structure and no annual fee. It's perfect for those who want reliable, consistent rewards and little hassle when it comes to redeeming the rewards they receive. The cash back can also be turned into transferable miles, further boosting the return on spending for those who know how to <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/use-venture-miles\/\" rel=\"noopener\">maximize Capital One miles<\/a>.<\/p>\n<p>Take a look as we review the card's benefits to help you decide if it's right for you.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Quicksilver Cash Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a134121f-8ee3-4a8f-8d57-479d9461f5f7.png\" width=\"150\" alt=\"Capital One Quicksilver Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006159\" class=\"btn-use qs-how-apply\" title='Capital One Quicksilver Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Quicksilver Cash Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">A cash back card designed for simplicity and value, the Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on every purchase and charges no annual fee. <\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/li>\r\n<li> 1.5% cash back on every purchase, every day<\/li>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>No foreign transaction fees<\/li> \r\n<li>$0 annual fee<\/li><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CapQuicksilver\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Capital_One_Quicksilver_Pros\">Capital One Quicksilver Pros<\/span><\/h2>\n<ul>\n<li>Simple fixed-rate earning of cash back rewards.<\/li>\n<li>If you also have a card that earns Capital One\u00a0miles, you can <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/convert-cash-back-to-miles\/\" rel=\"noopener\">convert cash back<\/a> earned on the Quicksilver credit card to miles (and transfer to airline and hotel partners).<\/li>\n<li>$0 annual fee.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Quicksilver_Cons\">Capital One Quicksilver Cons<\/span><\/h2>\n<ul>\n<li>Limited opportunity for bonus spending categories.<\/li>\n<li>Other flat-rate, no-annual-fee cards offer more than 1.5% cash back.<\/li>\n<li>Capital One may pull from all three credit bureaus when you apply.<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Quicksilver_Welcome_Offer\">Capital One Quicksilver Welcome Offer<\/span><\/h2>\n<p>The Capital One Quicksilver is currently offering a standard new applicant bonus of $200 cash bonus after you spend $500 on purchases within 3 months from account opening.<\/p>\n<p>The card also features introductory APR offers:<\/p>\n<ul>\n<li>0% intro APR on purchases for 15 months<\/li>\n<li>0% intro APR on balance transfers for 15 months<\/li>\n<\/ul>\n<p>After the introductory period, there is a 18.49% - 28.49% APR Variable. Note: Balance transfer fee applies.<\/p>\n<figure id=\"attachment_156016\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-156016 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Tim-Douglas-Pexels-woman-with-shopping-bags-featured.png\" alt=\"a woman sitting on a park bench holding a smart phone, credit card, and shopping bags\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Tim-Douglas-Pexels-woman-with-shopping-bags-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Tim-Douglas-Pexels-woman-with-shopping-bags-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Tim-Douglas-Pexels-woman-with-shopping-bags-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Tim-Douglas-Pexels-woman-with-shopping-bags-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tim Douglas\/Pexels<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-balance-transfer-cards\/\" rel=\"noopener\">Best 0% APR Balance Transfer Credit Cards<\/a><\/strong><\/p>\n<h2><span id=\"Capital_One_Quicksilver_Benefits\">Capital One Quicksilver Benefits<\/span><\/h2>\n<h3><span id=\"No_annual_fee\">No annual fee<\/span><\/h3>\n<p>One of the best features of the Quicksilver card is that it charges no annual fee. This makes it a very attractive option for those looking for an <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">everyday credit card<\/a> that doesn't charge you for the privilege of having it.<\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>One standout feature of all Capital One credit cards is that there are <a target=\"_blank\" href=\"\/credit-cards\/no-foreign-transaction-fee\/\" rel=\"noopener\">no foreign transaction fees<\/a>. It's rare among the major credit card issuers to offer no foreign transaction fees on a card with no annual fee. If you frequently travel internationally or make purchases in foreign currency, having a card that doesn't tack on an extra fee for your purchases can help you save a lot of money.<\/p>\n<h3><span id=\"Build_credit\">Build credit<\/span><\/h3>\n<p>The <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a> is a great card for building credit while still earning cash back.<\/p>\n<p>You can receive an unlimited 1.5% cash back on every purchase, every day. This might not seem like much, but you can accumulate a tidy sum of cashback by using your card for everyday purchases (and paying off the balance each month) &#8212; all while building your credit score through responsible use.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">A Beginner's Guide to Building Healthy Credit<\/a><\/strong><\/p>\n<h2><span id=\"Capital_One_Quicksilver_Earning_Rates\">Capital One Quicksilver Earning Rates<\/span><\/h2>\n<p><a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a> cardholders will earn an unlimited 1.5% cash back on every purchase, every day. There is no limit to the rewards that you can receive, and your points never expire. Simple!<\/p>\n<p>You will also earn 5% cash back <span style=\"font-weight: 400;\">on hotels, vacation rentals, and rental cars booked through <\/span><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel<\/a>. For rental cars booked through the Capital One portal, you can add your loyalty program number to earn points and get credit toward <a target=\"_blank\" href=\"\/car-rental\/how-to-get-rental-car-elite-status-for-free\/\" rel=\"noopener\">rental car elite status<\/a>.<\/p>\n<figure id=\"attachment_258876\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"759\/275\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-258876  lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM-900x326.png\" alt=\"Capital One travel portal header\" width=\"759\" height=\"275\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM-900x326.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM-750x272.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM-768x278.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM-1536x557.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-18-at-9.24.22-AM.png 2008w\" sizes=\"(max-width: 759px) 100vw, 759px\" \/><center><em>Screenshot of Capital One Travel<\/em><\/enter><\/figure>\n<p>However, the same is not true for hotel bookings. Hotel reservations made through portals typically do not earn credit toward <a target=\"_blank\" href=\"\/hotels\/how-to-get-hotel-elite-status-for-free\/\" rel=\"noopener\">hotel elite status<\/a> or hotel loyalty program points. This only matters if you have &#8212; or are looking to earn &#8212; status with programs like Hyatt, Hilton, Marriott, or IHG. However, this shouldn't be an issue if you're booking a small boutique hotel that doesn't participate in a loyalty program.<\/p>\n<h2><span id=\"Redeeming_Rewards_With_the_Capital_One_Quicksilver\">Redeeming Rewards With the Capital One Quicksilver<\/span><\/h2>\n<h3><span id=\"Redeem_for_cash\">Redeem for cash<\/span><\/h3>\n<p>The rewards you earn from using the <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a><strong>\u00a0<\/strong>can be redeemed for cash back at any time. Whether you are saving to redeem your cash back for a big purchase or just want to cash in your rewards each month for a statement credit (or get a check in the mail), you have plenty of flexibility. You also have the option to apply your cash back toward a recent purchase.<\/p>\n<h3><span id=\"Convert_cash_back_to_miles\">Convert cash back to miles<\/span><\/h3>\n<p>Another option you may have is the ability to <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/convert-cash-back-to-miles\/\" rel=\"noopener\">convert cash back to miles<\/a> (and then transfer those miles to airline and hotel partners). However, in order to do so, you need a miles-earning Capital One card &#8212; such as the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture Rewards Credit Card<\/a> or <a data-ccid=\"3006150\" href=\"\/blog\/link\/CR-CapitalOneVentureOneRewardsCard\" target=_blank rel=\"noopener nofollow sponsored\">Capital One VentureOne Rewards Credit Card<\/a>. The <span data-sheets-root=\"1\"><a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a> would also suffice, but has a higher annual fee than the other two.\u00a0<\/span><\/p>\n<p>If you have a qualifying card, converting your cash back to miles is a great way to get increased value from your rewards. This is largely because <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One has some excellent transfer partners<\/a>.<\/p>\n<h3><span id=\"Use_rewards_on_gift_cards_or_online_purchases\">Use rewards on gift cards or online purchases<\/span><\/h3>\n<p>You can redeem cash back for gift cards directly through your Capital One online account or for online purchases. Redemption rates vary, so check to ensure you're getting a good redemption rate before using your rewards this way.<\/p>\n<p>You can redeem your rewards when you check out with PayPal at millions of online stores or use your rewards to pay for your Amazon.com purchases. For PayPal, simply link your card to your PayPal wallet. At checkout, you'll see any available rewards for use. For Amazon, you'll need to link your card in &#8220;Shop with Points&#8221; at Amazon.com. For both options, you can choose to use your rewards to cover all or a portion of your charge.<\/p>\n<figure id=\"attachment_178302\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-178302 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Credit-Card-Featured-Vitaly-Gariev-Unsplash.png\" alt=\"Woman holding a credit card in one hand and a mobile phone in the other hand.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Credit-Card-Featured-Vitaly-Gariev-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Credit-Card-Featured-Vitaly-Gariev-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Credit-Card-Featured-Vitaly-Gariev-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Credit-Card-Featured-Vitaly-Gariev-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Vitaly Gariev\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>You can hold a maximum of two personal Capital One cards at any one time. Additionally, the <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a><strong>\u00a0<\/strong>application states that you won't be eligible for this offer if you have received a new cardmember bonus for this product in the past 48 months.<\/p>\n<p>Moreover, you won't be approved for more than one Capital One card within six months. The terms also state that you're ineligible for the welcome bonus if you've applied for two or more Capital One credit cards in the past 30 days.<\/p>\n<p>Capital One frequently pulls credit reports from all three credit bureaus, which means you will get a hard inquiry added to your credit report from each bureau. The issuer is also stringent when it comes to recent inquiries on your credit report. While there's no defined policy (like <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase's 5\/24 rule<\/a>), some people with stellar <a target=\"_blank\" href=\"\/credit-cards\/tips-managing-credit-score\/\" rel=\"noopener\">credit scores<\/a> have been denied for a Capital One card because of their number of new accounts.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Capital_One_Quicksilver\">Cards That Compete With the Capital One Quicksilver<\/span><\/h2>\n<p>Want to make a more informed opinion before you apply? Here are some cards that compete with the <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a>:<\/p>\n<ul>\n<li><strong>If you'd like to earn more rewards per dollar and some travel perks,<\/strong> the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> offers 2X Capital One miles for every purchase. Plus hotels, vacation rentals, and rental cars booked through the Capital One Travel portal earn 5x miles per dollar spent. This card does have a $95 annual fee, but it offers a statement credit toward the TSA PreCheck or Global Entry application fee and complimentary Hertz Five Star status. Check out our <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-card\/\" rel=\"noopener\">review of the Capital One Venture<\/a> for more information.<\/li>\n<li><strong>If you want a higher cash-back rate, still with no annual fee,<\/strong> the <a data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) earns 2% back on every purchase with unlimited 1% when you buy plus 1% as you pay your bill. The cash back is earned as ThankYou<sup>\u00ae<\/sup> Points, which can either be cashed out at 1 cent per point or redeemed with travel partners for potentially increased value. Our full <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\" rel=\"noopener\">review of the Citi Double Cash<\/a> has more details.<\/li>\n<li><strong>If you don't mind keeping up with rotating bonus categories,<\/strong> the <span data-sheets-root=\"1\"><a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a><\/span> is a solid choice, as it offers 5% back on up to $1,500 of spending each quarter in rotating categories. Travel purchases through the Chase Travel portal earn 5% back, dining and drugstore purchases earn a flat 3% back, and all other purchases earn 1%. The cash back earned through the Freedom Flex can be combined with points from other Chase Ultimate Rewards cards, allowing you to transfer the rewards to airline and hotel partners if you have an eligible card. For more details, check out our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\" rel=\"noopener\">review of the Freedom Flex<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Double Cash\u00ae Card' data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--9\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-ChaseFreedomFlexCard.png\" width=\"150\" alt=\"Chase Freedom Flex\u2120\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Flex\u2120<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\" =_blank>Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">Best Rewards Credit Card Offers This Month<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a> is a solid option in Capital One's lineup of beginner credit cards. You earn an unlimited 1.5% cash back on every purchase, pay no annual fee, no foreign transaction fees, and get cash back or a statement credit any time you want to redeem your rewards.<\/p>\n<p>This card is wonderful for helping to establish or build credit, and the simplicity of redeeming rewards makes it great for anyone who doesn\u2019t want to go through complicated redemption processes and portals to get great deals.<\/p>\n<p>You can get better rewards and travel perks with a travel-focused card like the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a>, but the <a data-ccid=\"3006159\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Quicksilver<\/a> is perfect for those who are just getting started on their rewards journey or want cash back to complement their earning strategy.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Quicksilver Cash Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/a134121f-8ee3-4a8f-8d57-479d9461f5f7.png\" width=\"150\" alt=\"Capital One Quicksilver Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006159\" class=\"btn-use qs-how-apply\" title='Capital One Quicksilver Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Quicksilver Cash Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">A cash back card designed for simplicity and value, the Capital One Quicksilver Cash Rewards Credit Card offers unlimited 1.5% cash back on every purchase and charges no annual fee. <\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening<\/li>\r\n<li> 1.5% cash back on every purchase, every day<\/li>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>No foreign transaction fees<\/li> \r\n<li>$0 annual fee<\/li><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>1.5% cash back on every purchase, every day<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CapQuicksilver\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Capital_One_Quicksilver_Pros\">Capital One Quicksilver Pros<\/a><\/li><li><a href=\"#Capital_One_Quicksilver_Cons\">Capital One Quicksilver Cons<\/a><\/li><li><a href=\"#Capital_One_Quicksilver_Welcome_Offer\">Capital One Quicksilver Welcome Offer<\/a><\/li><li><a href=\"#Capital_One_Quicksilver_Benefits\">Capital One Quicksilver Benefits<\/a><ul><li><a href=\"#No_annual_fee\">No annual fee<\/a><\/li><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><li><a href=\"#Build_credit\">Build credit<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Quicksilver_Earning_Rates\">Capital One Quicksilver Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Rewards_With_the_Capital_One_Quicksilver\">Redeeming Rewards With the Capital One Quicksilver<\/a><ul><li><a href=\"#Redeem_for_cash\">Redeem for cash<\/a><\/li><li><a href=\"#Convert_cash_back_to_miles\">Convert cash back to miles<\/a><\/li><li><a href=\"#Use_rewards_on_gift_cards_or_online_purchases\">Use rewards on gift cards or online purchases<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Capital_One_Quicksilver\">Cards That Compete With the Capital One Quicksilver<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Capital One Quicksilver Cash Rewards Credit Card has a simple earning structure, no annual fee, and a fair amount of perks that you don&#8217;t normally find on cards without an annual fee. It also becomes more powerful when combined with other credit cards. Here are the pros and cons of the Capital One Quicksilver.<\/p>\n","protected":false},"author":79,"featured_media":122057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12787,12708,12620],"coauthors":[36415,36490],"class_list":["post-981","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one","tag-capital-one-rewards","tag-card-reviews"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=981"}],"version-history":[{"count":53,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/981\/revisions"}],"predecessor-version":[{"id":258875,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/981\/revisions\/258875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/122057"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=981"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}